1) Allotment letter Date & allotment number Details of flat Owner Name 2) posession letter Allotment number Owner name Flat number If not same then reallotment letter and agreement to sell 3) Car parking allotment letter 4) receipt of payments 5) building completion & occupancy certificate 6) conveyance deed 7) Sale deed 8) mortgage letter if home loan taken 9) tax receipts 10) share certificate 11) Encumbrance certificate 12) Bank noc if loan from previous owner 13) utility bills as electricity, water 14)final tax paid receipt and building noc as no maintenance pending 15) mutation certificate in our name
Trust me sir, you are doing a noble work. Educating audience about the single biggest purchase of their life and eliminating information asymmetry to make the purchase more transparent. Buyers should be aware of all the intricacies and nuances that are involved in the transaction where their decades worth of hardwork is on stake.
A very comprehensive and detailed video completely covering all points for buying a resale property. Thanks a lot for empowering us consumers towards this important aspect of property buying.
Usually,I never subscribe . Just subscribed after watching this video. Though I was looking for documents in case of a resale individual house. But I took some insights. Keep bringing content like this specially on individual property. Thank you. 🎉
At the time of Token amount: 1) Allotment letter Date & allotment number Details of flat-like size, block no. unit no. Owner (Allotee) Name 2) possession letter The allotment number should be the same Owner name same Flat number same If not same then reallotment letter and agreement to sell (check for all time if the property being sold b/w allotment to possession time) In all documents owner name mismatch should not be there 3) Car parking allotment letter (if not then ask to bring it from the builder or society) 4) receipt of payments ( ideally should be there if not then only a possession letter is given) 5) building completion & occupancy certificate 6) conveyance deed (1st registry is known as this) 7) Sale deed (after the conveyance deed all sales will be mentioned in the sales deed) 8) mortgage letter if a home loan is taken (tells what documents are submitted with the bank and home loan statement if not then there is some problem) - if not ask the seller to bring this document and physically verify papers in the bank and on the same day pay remaining 10% and will sign an agreement to sell - usually sellers are ready on this 9) property tax receipts - check for any penalty - mutation - before the registry pays all taxes and submits their receipts 10) share certificate - it is the original certificate of how many times it has been sold then all changes of ownership are written on the back side of it, known as an endorsement All chain is complete and all documents are original This document no seller will give you need to collect it: 11) Encumbrance certificate - koi property par laon hai ya nhi 3rd party claim toh nhi hai, basically title ship and owner clean hai ya nhi - available online, or ask a lawyer or better to take bank loan they will check all papers Papers to be checked before registry: 12) Bank NOC if a loan from the previous owner is cleared or not 13) utility bills such as electricity, and water - all receipts of these things 14)final tax paid receipt and building NOC as no maintenance pending After registry: 15) mutation certificate in our name (to be in the records of the builder or in Authority)
Before token amount- -Allotment letter -Possesion Letter -Payment Receipts -Conveynance deed -Sale deed -Share Certificate -Mortgage letter Before Making payment- -Encumbrance certificate -Bank Noc
Mine is a TDR flat and we do not have a possession letter from the builder. It's been more than 15 years. Now when we visited the builder he said he has given all docs to society and if we want from the builder then we will have to pay him his fees which is about 50k. Is there any way to get the possession letter without any such huddle
Very wel explained. If I am a seller of under construction flat and registry is also done on my name. To sell it to second party what is the process and what the document I need to have with me and what the document I need to give my new Bayer from builder . Is there any NOC need to be issued by builder before selling this flat to second party? Please explain.
Can you please clarify this doubt? I am about to buy a resale flat. The seller has said that he is currently paying the remaining 2 EMIs of the home loan he had taken on the flat. However, he said he has not transferred the property to his i.e. he hasn't done the registration, nor paid the stamp duty and said that the flat is still under the builder's name. For me to buy the property I will have to buy it from the builder and the builder will give him the money. Does any such process exist? I'm finding it fishy. There are few other flats in the same society with similar situation where the owner has not transferred the property to his/her name but is willing to sell. The properties are actually unused though and it's been more than 6 years since possession for the sellers.
What is difference between DEED OF ASSIGNMENT & Sale Deed. I purchased a resale flat, but got deed of assignment . Is it the right document or I need to do some other step?
Very informative video. Thank you so much for sharing. Could you please share whether 3rd floor in Malviya nagar are legal for selling. Thats the top floor where mostly 'barsati' room is made.
sir old property jogeshwari me he Vo property ka oc nahi he. Convense deed nahi he. Deed convence ke liye society procedure kar rahi he. CC second floor tak he. third floor pe flat liya to chalega sir
Hello sir ji main Janna chahta hu ki builder koi bhi other charges kitna bhi or koi bhi charge laga sakta h agar main ye kaha se ptta kar sakta hu ki ye charge compulsory hai or jayaj h please btaye.
@@sandy00718 is society formed and share certificate is not being issued to you or society is not formed only. If you have lost it, you can always ask for duplicates from society or complaint to registrar of societies of concerned ward for it.
Sir agar seller ki property loan pe hai, to in this case original documents to bank mein deposit honge. So in that case, can the seller bank also deny showing the original documents for verification?
Hello Sir, How can I reach out to you. I would like you to make a video on a new type of real estate fraud in bangalore. I can share the details with evidence.
Hello, thanks for reaching out. Will be glad to make a video on information you have. You can reach me on info@flatsandkeys.com or call me on 9625111400. Looking forward to connect with you
Hello Sir, i am planning to buy a resale flat, but. there is difference in actual flat carpet are and one mentioned on the sale deed.. what could it be? and what clarity should i get from the owner? TIA
1. Allotment letter - size, name,
2. Possession letter.
3. Car parking letter (may be in possession ltr).
4. Receipt of payment
5. Completion certificate and Occupancy cert.
6. Conveyance deed
7. Sale deed.
8. Mortgage letter.
9. Property tax receipt.
10. Share certificate/endorsement.
1) Allotment letter
Date & allotment number
Details of flat
Owner Name
2) posession letter
Allotment number
Owner name
Flat number
If not same then reallotment letter and agreement to sell
3) Car parking allotment letter
4) receipt of payments
5) building completion & occupancy certificate
6) conveyance deed
7) Sale deed
8) mortgage letter if home loan taken
9) tax receipts
10) share certificate
11) Encumbrance certificate
12) Bank noc if loan from previous owner
13) utility bills as electricity, water
14)final tax paid receipt and building noc as no maintenance pending
15) mutation certificate in our name
Thanks a ton🙏🙏
Thank You 🙏
Thanks
Many Thanks Sir🙏🏻
Trust me sir, you are doing a noble work. Educating audience about the single biggest purchase of their life and eliminating information asymmetry to make the purchase more transparent. Buyers should be aware of all the intricacies and nuances that are involved in the transaction where their decades worth of hardwork is on stake.
Thank you so much
😊😊
Can't believe you made no mention to check layout plan approval. That's the first thing to check. Most don't have approved maps.
Sir you are doing such a great work in this matter.
Heads off and best of luck for your future endeavours.
Impressing video
Thanks a ton
A very comprehensive and detailed video completely covering all points for buying a resale property. Thanks a lot for empowering us consumers towards this important aspect of property buying.
Thank you brother. Itni important knowledge Dene k liye ❤
Your videos are concise and to the point. Please keep it up.
Sir , You are doing a very noble job.
Usually,I never subscribe .
Just subscribed after watching this video.
Though I was looking for documents in case of a resale individual house.
But I took some insights.
Keep bringing content like this specially on individual property.
Thank you. 🎉
Thanks for the sub!
I believe you are doing unique job , and this will grow with time 🎉🎉🎉
I really suggest you will come up with city wise use cases
Thanks for your kind words and suggestion. Will surely cover city wise real estate with use cases very soon.
At the time of Token amount:
1) Allotment letter
Date & allotment number
Details of flat-like size, block no. unit no.
Owner (Allotee) Name
2) possession letter
The allotment number should be the same
Owner name same
Flat number same
If not same then reallotment letter and agreement to sell (check for all time if the property being sold b/w allotment to possession time)
In all documents owner name mismatch should not be there
3) Car parking allotment letter (if not then ask to bring it from the builder or society)
4) receipt of payments ( ideally should be there if not then only a possession letter is given)
5) building completion & occupancy certificate
6) conveyance deed (1st registry is known as this)
7) Sale deed (after the conveyance deed all sales will be mentioned in the sales deed)
8) mortgage letter if a home loan is taken (tells what documents are submitted with the bank and home loan statement if not then there is some problem) - if not ask the seller to bring this document and physically verify papers in the bank and on the same day pay remaining 10% and will sign an agreement to sell - usually sellers are ready on this
9) property tax receipts - check for any penalty - mutation - before the registry pays all taxes and submits their receipts
10) share certificate - it is the original certificate of how many times it has been sold then all changes of ownership are written on the back side of it, known as an endorsement
All chain is complete and all documents are original
This document no seller will give you need to collect it:
11) Encumbrance certificate - koi property par laon hai ya nhi 3rd party claim toh nhi hai, basically title ship and owner clean hai ya nhi - available online, or ask a lawyer or better to take bank loan they will check all papers
Papers to be checked before registry:
12) Bank NOC if a loan from the previous owner is cleared or not
13) utility bills such as electricity, and water - all receipts of these things
14)final tax paid receipt and building NOC as no maintenance pending
After registry:
15) mutation certificate in our name (to be in the records of the builder or in Authority)
Excellently explained
Glad you liked it
Great video! Was searching this since a long time. Very well explained.
Thank you so much
Very nicely narrated and put. . Masterclass for all .. thank you
Great job sir
Yeah sir , Thank you for giving us an amazing message
This topic must be taught in schools & colleges...
Why are we paying schools & colleges ??😂.. After all, we have to learn it from CZcams
Thank you so much brother for this important information..god bless you n ur family
I am really happy to watch this video...thank you...& God bless you
Very very useful information that's too free of charge... Thanks from Dil se... ❤ brother fantastic work of knowledge.
Nedded the same 👌 thanks a lot 😊
Glad it helped!
thanks a lot dear.....
Thanks... It's very very helpful
Glad it was helpful !
Very nice information, thank you sir 🙏🏻
Thanks you very much Sir for More Information
Thanku sir for your lovely response
Extremely helpful information
Plz share your valuable experience on how to check new flats paper
you are doing very great and useful work , amazing 🙏
Thanks for information sir for buying resale flat.
Thnks for very useful information.
Thank You For All The Details sir
Very Informative Video
Thank you !
Most important legal heir noc agar koi bhi flat me father ya matter ka nam hoto koi ek beta ya beti vo nhi bech sakta
Nice video 👍 very very knowledgeable thankyou kya aap deals karwate bhi hain
Before token amount-
-Allotment letter
-Possesion Letter
-Payment Receipts
-Conveynance deed
-Sale deed
-Share Certificate
-Mortgage letter
Before Making payment-
-Encumbrance certificate
-Bank Noc
Mine is a TDR flat and we do not have a possession letter from the builder. It's been more than 15 years. Now when we visited the builder he said he has given all docs to society and if we want from the builder then we will have to pay him his fees which is about 50k. Is there any way to get the possession letter without any such huddle
Very informative
Thank you for the detail explanation🙏
Thank you very much.
Keep going, you are a good content maker
Thank you so much
Really helpful video. Thanks
Glad you liked it
Glad you liked it
This was of great help! Thanks a lot, Rohan! Cheers! (:
Very wel explained. If I am a seller of under construction flat and registry is also done on my name. To sell it to second party what is the process and what the document I need to have with me and what the document I need to give my new Bayer from builder . Is there any NOC need to be issued by builder before selling this flat to second party? Please explain.
Very thank you sir
Good information
Very informative video. Thank you sir
Very nice information thank you Sir.
Thank You very much for valuable information
Very good information🙏
Very informative, appreciate your efforts
Sir very good knowledge sir ji
It means a lot sir. Thanks a lot ❤
Really great sir
Great research !!!
Great video ... Great work sir ❤
Can you please clarify this doubt?
I am about to buy a resale flat. The seller has said that he is currently paying the remaining 2 EMIs of the home loan he had taken on the flat. However, he said he has not transferred the property to his i.e. he hasn't done the registration, nor paid the stamp duty and said that the flat is still under the builder's name. For me to buy the property I will have to buy it from the builder and the builder will give him the money. Does any such process exist? I'm finding it fishy.
There are few other flats in the same society with similar situation where the owner has not transferred the property to his/her name but is willing to sell. The properties are actually unused though and it's been more than 6 years since possession for the sellers.
Excellent information
Excellent
What is transfer of CIDCO's record for the flat. If the previous owner has not given the transfer of CIDCO's record how to get that record.
What is difference between DEED OF ASSIGNMENT & Sale Deed. I purchased a resale flat, but got deed of assignment . Is it the right document or I need to do some other step?
Very informative video. Thank you so much for sharing. Could you please share whether 3rd floor in Malviya nagar are legal for selling. Thats the top floor where mostly 'barsati' room is made.
Siking fund deposit compulsory h kiya
Good information sir
When a flat is purchased from a builder, is it necessary to make a sale deed or is it sufficient to make a agreement to sell only?
Thanks a lot❤
Car parking ka area mention hai (in sqft) but exact location not mentioned.what do I do??
Yes this can only be mentioned when it is on registry, rest of the cases it is no of car parking
very good sir
7/12 aur ferfar jaroori nahi hai kya
Good job
That is very helpful sir.
Thank you 🙏🏻
Best information ❤
Thank you sir❤
sir old property jogeshwari me he
Vo property ka oc nahi he. Convense deed nahi he. Deed convence ke liye society procedure kar rahi he. CC second floor tak he. third floor pe flat liya to chalega sir
❤ thanks sir
Best bro
Agr bank se home loan lekr property but kre toh ye sb ki zarrurat nahi hai na , agar hai kis kis documents ki ?
Thank u sir
blue print kya hota hai.please uspe video banao
Hello sir ji main Janna chahta hu ki builder koi bhi other charges kitna bhi or koi bhi charge laga sakta h agar main ye kaha se ptta kar sakta hu ki ye charge compulsory hai or jayaj h please btaye.
Sir muze building flat sale karni hai society registration hai to conveyance deed, sale deed, Share certificate, OC and CC in ki copy kaha se milegai
If share certificate is not provided by society to any society members even after 7 years , can I sell the property without share certificate?
You mean there is no conveyance also?
@@brewingchuckles conveyance is done
@@sandy00718 is society formed and share certificate is not being issued to you or society is not formed only. If you have lost it, you can always ask for duplicates from society or complaint to registrar of societies of concerned ward for it.
Sir could you please tell me if I purchase flat by loan then also I need to check all the details... please reply
Please sir aap ek baat bata dijiye ki how to check documents before buying a under construction flat.
Have made a video on same. here is the link
New Flat documentation : czcams.com/video/PVWwi5Y5kTM/video.html
Sir agar seller ki property loan pe hai, to in this case original documents to bank mein deposit honge. So in that case, can the seller bank also deny showing the original documents for verification?
Hello Sir, How can I reach out to you. I would like you to make a video on a new type of real estate fraud in bangalore. I can share the details with evidence.
Hello, thanks for reaching out. Will be glad to make a video on information you have. You can reach me on
info@flatsandkeys.com
or call me on 9625111400.
Looking forward to connect with you
Is it recommended to use RERA certfied agent when buying property. thanks
Yes you should only buy from RERA registered agents
@@flatsandkeys thanks what about if it is a private seller - same process applies i.e. check documents using lawyer
Hello Sir, i am planning to buy a resale flat, but. there is difference in actual flat carpet are and one mentioned on the sale deed.. what could it be? and what clarity should i get from the owner?
TIA
🙏🙏🙏
Hi, Should we buy flat in resale in NBCC project.
I am also having the same question
Please reply in length
Can I hire a man or company who can check flats documents which I'm buying ?
❤
Hi mutation kha karna chahiye
revenue department
16 docs to check and 1 to make...tedious..taking tiny bank loan is best
bank processing charges usika leta hai bhai
Hii
Resale फ्लॅट कितना ओल्ड तक लेना चाहिये
1 se 2 saal tk
Sir give help no
Agar bank se loan hi krwale sidha.... to bhi sabhi documents check krne padenge kya sir?
awesome 🫡
Very informative