EPF Balance @ Retirement - Calculator (Hindi)
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- čas přidán 28. 08. 2024
- Calculate EPF Balance at Retirement with this free EPF calculator. EPF balance can be checked online but this calculator can be used to calculate balance in Employee Provident Fund (EPF) in India and Employee Pension Scheme (EPS) at a future date.
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EPF Contribution Calculation, Withdrawal Rules, Interest Rate -
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What is Employee Provident Fund (EPF) Scheme ?
How to Calculate EPF Retirement Amount ?
How to Calculate EPF Balance ?
How to check EPF balance Online ?
How to calculate EPF on Minimum Salary ?
What is the Meaning of Salary in EPF Calculation ?
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you are providing good financial information through your videos.. please make a video on warehouse financing by banks...
Thank you for appreciating Om
Noted your topic suggestion
Monthly salary at the last month crossed 7 lakhs
7×12=84 lakh anually
For someone who had to start at 30000 it is impractical to think of promotions to such extents.
that's not monthly salary, Basic + DA indeed!!
Just change annual increase in salary.for central govt employee,it could be 5%.
Mukul ji, apke videos to bohot achha information deta he, sabse pehle thanks bolna chahta hu iske liye..
Further is video me na, aapne ye dikhaya he ki retire hone tak epf me kitana corpus ikhatta hojata he.. Ye aapne pura 24% of contributions nahi dikha rahe ho? Jab ki usme eps ka Jo 8.34% actually humare fund me add nahi hota he.. O alag ki component hota he? Please iske baare me zaroor clarify dijiye..
Thank you..
Good informative channel.
Regarding this EPF calculator
(1) can you help to have annual salary rise % as manualy configurable one, as many ppl don't get 10% increment.
(2) Is contribution to EPS also considered by GOI while calculating the interest .
(3) Kindly consider to add previous EPF balance so that this calculator will give near to accurate values.
Which will help us to do better financial planning
Love u Sir, I always curious to see your videos.....Very informative, thanks.....
Thank you 😊 Davinder
Very nice explanation about Fiana-
nce problem, thanks
I hope it helps
Amazing Sheet, I would request add one more option in sheet to add "present balance in EPFO"
@Asset Yogi: Please add "present balance in EPFO"
From your video get lot of important information
Thanks for appreciation Nilesh 😊
Thanks for the great Video, I was looking for the same. Can you also include if i have some balance in my PF account.
You are welcome.
Thank you sir ...
Your calculator is working great for me
Keep supporting :)
Thank you sir I was searching for this from a long time
Most welcome
Hi Mr. Mukul,
I saw multiple videos if different people but could find your both videos the best in getting clarity... Thanks a lot for sharing such useful info.
There is one more query and could not find video for that, if you can prepare and share that video will be good. Topic is How much Pension I will get if I leave my job anytime after 10 years of service but before 55 or 58 years of age may be 13 years... And how will that be calculated and would it be calculated for full year basis of for number of months after completion of years too... Like in my case I had worked for 13 years 10 months and 11 days in a company and my Basis was approx 32000 and my employer was contribution equal to my contribution of 12%. So how much pension would I get and for how many years and would It be paid by PF office or by my employer...
I know I am asking too much but yes such queries are there in lot of my colleagues also and have shared your this video with them too...
Plz see if possible to prepare another beautiful and useful video for this...
Thanks
Ravinder Kumar
There are lot of assumptions, things vary year on year and this sheet will be out of use then. When I joined my first month PF was deducted basis 5 day salary since I joined around month end and then it was standard basis monthly basic. The appraisal percent varies. ROI also may change every April.
You r great son
Thanks Sudip.
Constant increment is unrealistic. The example showed 10% increment which end up more than 6 lakhs basic + DA per month. The excel can be upgraded with each years increment and also provision of "Voluntary Provident Fund" if we like to add. Not sure how much feasible 58 years retirement for private company. One may plan for worse say retire at 50. So adding up more balance in PF with VFP makes sense.
Nice sheet, just one problem, one can have different hikes every year, so it would be really helpful if there is a way to override the salary for the current year salary. Thoughts?
Sir two questions h aapse..please answer tha questions?
1-EPF par retirement tak compound interest milta h ?
2- Interest rate( in present) ko 12 se divid karke ye calculation aati h ya indirectly 8.65% se multiply krke aati h ?
Calculator is doing calculations right but are the values there inside feasible? For ex : a basic salary of nearly 6 lacs a month in next 34 years seems impractical for a normal job.. Major components are always the allowances that are provided on top of the basic..
Hi...This video is amazing but does not clear doubts completely...I have several questions:
1. At the time of retirement can I withdraw all the amount Corpus or I have to necessarily take pension?
2. If I have to take pension necessarily then how much corpus I will get and what will be the rules of getting pension like pension/corpus to wife after my death (If the rules are similar to NPS or not)
3. If I have already contributing in EPF, do I need to take NPS separately?
Hi please make dedicated video on eps calculation, withdrawal, tracking, transfers and what happens to our eps share when we switch jobs? How exempted trusts deal with eps..
Incorrect calculation. EPS has been added in Employer's Contribution for interest calculation. EPS does not get any interest. If an employee is getting ₹1,250 as EPS, it shall remain the same forever unless govt. changes some regulations on the same.
True also interest calculation is wrong
For Employer Contribution 12% of Basic amount is not invest 100% in EPF then how to calculate 3600 rs pls clarify
@@missiongurukul l
@@missiongurukul 9oo
@@missiongurukul l
bhut badiya sir
Thanks Naveen
salary is not increased according to your chart....in any sector neither govt nor private ltd..but nice video
Calculation is totally wrong please don't rely on this
Pls make a video on VPF and with monthly contribution of 2000,5000 on 40k salary and 50k salary...
Make a video on financial freedom and how we can achieve it before 30
You can watch this video Tejas
czcams.com/video/C49nSjzg1iw/video.html
The excel is helpful but please include current balance in EPF, that will make it even more realastic.
bhai isme eps share ka provision b nhi hai.. whole calculation is wrong without eps
.. Cost to company (ctc) Mein mention hota both contribution.. Plus 4.81 percent gratuity bhi add rehta ha
As increases in market value of preferred stock will decrease the cost of preferred stock how? Pls explain sir
may i maintain epf or withdraw to invest where I get more benefit
Sir, very good presentation and appreciate. Please I need advise for which consultancy fees can be paid. Mob 9971398583. I have just retired and how long can I keep my EPF and not withdraw. I may take another appointment in about 6 to 8 months and therefore do not wish to withdraw my EPF. Please contact and if anyone can assist. Best Regards Karanjit
Excellent video and excel work. very useful
Sir, nice enumeration. Please make a video on CKYC, E kyc and KYC..
THANKS
Thank you for appreciating Sarkar
Noted your topic suggestion
On the excel sheet please include a cell or row for inputting the existing PF balance which a person already has. Thank You.
You're great sir always something good for us.
Thank you Uttam
Very gud information. Would you also share that how much monthly pension a private employee will get post retirement.
Very good tutorial.
Thanks Soumitra.
Sir death bala point v cover kijiye jaiseki if the employee died how the nominee will be benifited will they get the amount in lumpsum or in pension,upto how many years they can get pension etc
Thanks Bro. Great job you're doing!
Thanks for appreciation
Really very nice sir but plz give us total of employees fund also in this
Please tell us about VPF
Please make a video on voluntary retirement benefits and pension for govt. employees stating how to calculate and plan early retirement. I want to know my benefits if I retire after 20 years of service.
Hi, Can you please do a detailed video on EPS - Employee Pension Fund + it should also contain details like How to check EPS, how EPS gets transferred in case of a Job Change, do we have a passbook facility like what we have in EPF etc..
Hi sir.
Thanks for your superb financial advices.
And i would request you to please make a video on Postal Life Insurance PLI
Nice video sir but still one problem I face because EPS is calculated differently so if we calculate ,Amount is not coming accurate because some part is EPS which is big amount. Pls. Make calculator who can calculate EPS differently.... If possible.
Sir when total pf amount settlement is done to the employees by EPFO at the time of the resignation/ retirement, Is the current up to date total interest amount gets added along with available pf balance and settled to the pf member? Please do make a separate video on this subject matter, as most EPFO members are having confusion on this matter, as the pf amount settlement is made to them along with the total interest or not.
Thanks for this kind of helpful information. As no interest is given on EPS, if an employee decided to not to take pension and withdraw entire amount so can he get any interest on EPS. Could u please advice
Thanks for the informative video. In the calculation I wanted to understand that interest is added for EPS amount too? Some websites say EPS amount doesn't earn interest. Also kindly explain how EPS amount will be given and how pension amount is calculated. What happens to the amount when subscriber dies.
Yes whether we will get back EPS amount after my death ?
Sir ye btao EPF VS NPS Is Better........?
Epf
What about the early compounding???
The interest clearly seems very less in comparison to the amount at the end.
How can we consider EPS corpus as our final withdrawal amout at the time of retirement? Because we do not get EPS as lumsum at the time of retirement. And we should not consider interest on EPS too.
Please make video on EPS pension benefits at age of 58
Amazing sir. Thank you
Most welcome
please make a video on Pradhan Mantri Awas Yojana in detail.
S Sir,me too want the payojana details
@Asset Yogi - which is better investment for retirement.. NPS or EPF/VPF ?? Considering I have been getting EPF from past 4 years whereas I still don't have an NPS account... Please suggest me. Thanks!
10% increment per year bahut mushkil hai.. 35 k age k baad to aur hi difficult ho jata hai
Private company k bat kar raho ho?
Asset Yogi
Sir, please make a presentation on EPF pension calculation
Super
I would like to monthly pension calculations after 58 years based EPS amount ?
Or after 58 years all money including EPS can be withdrawn
What about current balance in PF, that should be considered in the sheet to get exact amount...
Nice video n me samaj gya sir 😂 ctc wala 😂.. Sir also make a video on how to withdraw PF .
Very good
Thanks
Sir, thank you for the information and i have a doubt that if we change the company does it impacts on final amount and compound interest
Superb
We will be so much thankful to you if you can explain how does EPFO compute Pension Amount after retirement/superannuation.
Sir thank you
Welcome
Request to you please suggest. Meed your valuable suggestion.
EPF and VPF. Contributiin = 2,50,000
PF in Bank = 100,000
In this case I need to pay tax on interest because total investment is more than 2,50,000.
If employee contribution including VPF is more than 2.5 lakh, then interest would be taxable beyond it
Thanks
Welcome
Sir AAP maturity amount minimum salary par karke batane ki kripa Karen same isi format me
you have calculated interest on EPS too, which is not been given. interest only given on EPF.
Sir please make a video on pradhan mantri awas yojana. THANKS
Make video on pension pls
Thanks for your help I'm going in a government offic
Pls share video of VPF calculation 2022 norms
Sir. Both eps and epf has different features and as we all know that employer's part is always divided into 2 parts so i was looking for a calculation of pension. Can you please help me with that.
what about the Current Monthly salary Basic + DA is fluctuating every month based on performance and incentives and Rankings how to calculate using EPS calculator
if Monthly Salary is Not fixed and if we want to know the amount which will be there in Pf after certain years.
👌👌👌Knowledge sir great
Make a video on diffident stocks and how we can benefit from it
Epf government walo ka bhi kat ta hai n
Kindly upload this calculator , it will be very good,
Thanks Hemant :)
Informative sir
Hope it helps. Cheema
Gold and diamond and lic ka SIP plan in tino me kis me paise invest karna sabse achhe hoga full detail plzzzz
Fantastic, was waiting for this calculator. Thanks.
Glad to know that you found the video helpful
@@AssetYogi Sir, please make a presentation on EPF pension calculation
@@AssetYogi Sir, according to this formula, one will be earning Rs. 9 Lacs per month in the last year of job. Is this true?? Is this feasible?
Sir, aap se ek question puchha tha ki koi company band ho jata hai ya phir koi employee chhod deta hai to Jo har mahine salary se PF ke paise deduct hote hai to kya Chhodne ke bad bhi PF ke amount me interest milta hai.
Nice video
Thanks
Sir assets ke uper video banauna is gharidate kaise he ise use kaise kiya jata he aur ise hame kyaa kyaa benifit ho sakte ye sab topic assets ke uper video banauna please new
Will make it soon, Parmar
Explanation is good, but video to be more focus on calculation rather showing dialogue....
Sir, please make some video on PF transfer complete process.
Sir, have some doubt, is it important to transfer the PF of previous company to current company? All are under same UAN
Hi sir please make video, on how many ways to send the money other countries and way to accept from them? What to do if I have cash in us currency,how I will change it into rupee?
Noted your topic suggestion Abhishek
Thanks for calculator sir....!!!! 😊
Hope it helps you Upendra
Sir ye ek hi company me kam krne se milega ya alag agal vender me kru uan no. Ek hi hai tab bhi mil sakta hai kya
Please sir tell me.
Nice information thanks
Thanks Avinash, hope it helps!
Make a session on NPS for general people like non employee and others and
Sir,
Please provide the calculator.
Almost 6.5 lakhs ka sallary consider hua h🙂. Uske hisab se 5 crore milega. An average employee retires at 1.5
Sir plz tell how many ways are there to add fund in zerodha except netbanking...
Good
Hope it helps. Rajesh
Nice video! pls tell me just 1 thing - Is it possible to atleast withdraw the pension (EPS) amount of company 1 when switching to company 2, or do I have to remain unemployed for 2 months or more for that similar to the rules of PF?
Sir please make some tutorial videos on financial Modelling..
Thanks for ur video suggestions...pvt.sectors doesn't really ready to pay calculator amt.on retirement to professional category not they issue any kind of agreement letter.....but get work done for 9+ hrs.on daily basis issue only digital sal.slip ...n credit the salary in specific bank account..in such scenario how to calculate n on non payment of such n dues what to do.. further action plz.suggest..a lay man..plz opine on sos..thx..
Sir Etna salary nahi badhta hmlogon ka..Jo log CZcams pe video dekh rahe hai aap samajh hi sakte hai kitna salary hoga hmlogon ka...
Thanks sir ...sir ye epf calculator bala page kha se milega ....Kya mobile se is page ka use kr sakte hai. ...