"Rising Star" Uses Fake Data to Conduct $175M Fraud | Charlie Javice Case Analysis

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  • čas přidán 28. 08. 2024
  • This video answers the question: Can I analyze case of Charlie Javice?
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Komentáře • 1K

  • @pencil_p4977
    @pencil_p4977 Před rokem +500

    The older i get the more i realize intelligence and success arent as related as i use to think they were...

    • @comicbooknarcissist
      @comicbooknarcissist Před rokem +25

      yup mostly BS

    • @andresd6193
      @andresd6193 Před rokem +35

      Nope, not at all, being financially successful does not mean someone is smart.

    • @cc.99.
      @cc.99. Před rokem +2

      Same

    • @cc.99.
      @cc.99. Před rokem +11

      To be this successful via fraud, I’d say she is quite intelligent…..except for the part where she got caught 😮

    • @joelellis7035
      @joelellis7035 Před rokem +2

      Saw it quoted in an animated series: "If you're so smart, why aren't you rich?"
      It's not an old idea.

  • @pedrogorostiza6703
    @pedrogorostiza6703 Před rokem +372

    I keep an eye on the 30 under 30, they have the best scammers spotlights

    • @MakerInMotion
      @MakerInMotion Před rokem +47

      You could build a good investment strategy by betting against anyone that gets praised by Forbes or Jim Cramer.

    • @pedrogorostiza6703
      @pedrogorostiza6703 Před rokem

      @@MakerInMotion multiply your gains by following Nancy Pelosis trades! (She totally doesn't engage on insider trading wink wink)

    • @TheMagpieOfficial
      @TheMagpieOfficial Před rokem +29

      You can buy the spot, didn’t you know? It’s around $100k. I forget who did it but some guy did and made a video about how it was the best money he ever spent.

    • @defundhollywood3259
      @defundhollywood3259 Před rokem +5

      I saw that video too 😂😂

    • @Ad-Lo
      @Ad-Lo Před rokem +1

      For real!

  • @sngray11
    @sngray11 Před rokem +405

    With a life coach mother and hedge fund father… it doesn’t surprise me that she ended up scamming people out of millions of dollars! 🤷🏼‍♀️

    • @PoM-MoM
      @PoM-MoM Před rokem +12

      Do you think that her parents were 'in' on it someway? Like they gave her advice on how to scam?

    • @a.walters123
      @a.walters123 Před rokem +17

      Right? Apple doesn’t fall far from the tree

    • @niznikb
      @niznikb Před rokem +15

      @@PoM-MoM I think that what the OP meant (and what was on my mind from the moment I heard about her family background) is that, through all her life, Charlie was exposed to a very particular interpretation of the concepts like "honesty", "justice", "frankness", "morality" or "ethics" (this list is not exhaustive).
      My gut feeling tells me that her upbringing might let her to believe that these concepts are much more negotiable than most people consider them to be.

    • @PoM-MoM
      @PoM-MoM Před rokem +3

      @@Zyklus360
      Well, yeah. But in lots of these 'evaluations' I am looking in at the parents, WHO THEY ARE could be just if not MORE suspect/corrupt/narcissistic/psycho's !

    • @michaelmoorrees3585
      @michaelmoorrees3585 Před rokem

      @@PoM-MoM - Parents are your first and most important moral compass. Their professions are less than ethical, so the morals they taught their child is questionable. Hedge funds, for the most part are iffy investments, with goofy and often over complex structures, that have a whiff of fraud. Life coach is a made up job for "Karens" with a superiority complex. If you're a life coach, this is directed at you !

  • @gomanda
    @gomanda Před rokem +395

    It seems shockingly easy to perpetuate fraud on a massive scale. I wonder how much JPMorgan would pay for my Christmas card list, which includes data on 4.25 million of my closest friends and family members.

  • @mattblom3990
    @mattblom3990 Před rokem +149

    Having dated one, it's amazing how narcissists sincerely believe they're the smartest people they could ever comprehend, yet are often below-average in intelligence and talent.

    • @urospeteh2637
      @urospeteh2637 Před rokem +7

      I wonder if that is true, though. I have an eye for psychos and narcissists, having been bullied, abused by them in the past. When i was finally 'equipped' with knowledge, i was able to spot red flags on spot. Maybe it helps i am a shy introvert who loved literature and psychology. Once i met a guy who i found very suspicious, the problem was he befreinded my best friend, an extrovert. I was like, please dont hang out with this guy. He presented himself as 'the talented guitarist, great chess player, strong, smart bla bla guy'. He once almost broke my arm bragging he used to be among best in martial arts in army. I told my friend he is at least narc. My friend said he is 'fun'. When we started to play chess, i saw he is a little better than beginner and all other braggins were probably a facade too. ( I am a chess coach in homeless shelter and know a thing or two about chess). Imo, he knew he sucks in fields he was bragging, but portrayed himself as awesome as my friend is very nice, rich, capable.. He was in need of supply i think.

    • @Daysleeper1000
      @Daysleeper1000 Před rokem +5

      Some narcs really are super talented and fantastic at their job. I've met super stupid narc coworkers, as well. Both types are arrogant, bullying, manipulative and difficult to be around.

    • @ryveralexander8511
      @ryveralexander8511 Před rokem

      @@urospeteh2637
      I also a chess player champ, I beat my 7,9,11 yrs old grand children, I didn't want them to Bragged, they beat their G' ma, but I can bragged👍😆

    • @EmperorNerox
      @EmperorNerox Před rokem +2

      Yea but shes really smart and really hott. Least she tried to get rich , most people who get rich do it crooked unethically or illegally. That's a fact

    • @mattblom3990
      @mattblom3990 Před rokem

      @@urospeteh2637 I've studied psychology too! Got my university degree in it in fact. The thing is, narcissists are easy to spot, their behaviour (generally) is predictable. They have a conversation on a date, or at work or whatever, and they quickly can tell someone is empathetic and a people-pleaser. But then they act very nice to that person for a bit, get them to be a friend, or in love, but it's just baiting the trap. Then they'll say things such as "don't you agree?" or "I have no filter" "I have no patience anymore." Once they know they have that person, they flip the switch and become abusive. My narc ex even admitted she was abusive to me, multiple times, but said it was from her own abusive childhood and "if I can't handle her at her worst, I don't deserve her at her best." - but there was no "best" anymore after a few months. I called her out on things, the fights were epic, but not what I wanted in a relationship so I just left it.

  • @k_3911
    @k_3911 Před rokem +221

    If you ever have to actually ask, " _Is this legal_ ?" then it is probably better to assume the matter at hand is *NOT legal* .

    • @mikeballard8404
      @mikeballard8404 Před rokem +12

      Or at least ethical.

    • @velocirapture89
      @velocirapture89 Před rokem +1

      This reminds me of Emporer Palpatine when he said, "I'll make it legal!"

    • @newworldgrover8588
      @newworldgrover8588 Před rokem +3

      Well honest the difference between illegal and legal is the legislators who make the laws. I believe the question is it moral?

    • @beneaththefloorboards
      @beneaththefloorboards Před rokem +1

      One does have to wonder if this could have been his rather kind way of asking her to reconsider... I doubt many people asking such a question are expecting a truthful year answer. More a rhetorical device. "Is this legal?" is a CYA + not directly saying "f- you, I'm not doing this."

    • @Tom-bm2kt
      @Tom-bm2kt Před 10 měsíci

      I will make it legal.

  • @shawnnewell4541
    @shawnnewell4541 Před rokem +163

    What bothers me is the professors who knew this wouldn't work and was wrong yet did it anyway.

    • @belzeebubbubbachunks
      @belzeebubbubbachunks Před rokem +25

      And he only did it for 18k

    • @Dulcimertunes
      @Dulcimertunes Před rokem

      Universities today are nothing but liberal indoctrination centers

    • @Brian-ux3jx
      @Brian-ux3jx Před rokem +6

      Probably promised him a handy J, and then had the audacity not to deliver.

    • @Scandalcast2022
      @Scandalcast2022 Před rokem +8

      I read she paid the professor 2x his asking rate and had him sign an NDA. They also told him that it was some kind business research, like artificial data for modelling or something, although I'm not sure he bought it with all the secrecy. They ended up paying him $50,000 overall, including for the augmented second data set. And Javice actually offered him a job to join her at JP Morgan (not sure he took it).

    • @WanderlustHomebody
      @WanderlustHomebody Před rokem +3

      Many people have a price.

  • @defundhollywood3259
    @defundhollywood3259 Před rokem +70

    Fun fact! My boyfriend and I had two cats named Charlie and Frank. They were our BFFs, and they both passed away in the last couple of years. This story brings shame to their memory. 😢😢

    • @patriciareilly530
      @patriciareilly530 Před rokem +7

      Get the ASPCA after her too.

    • @azulgaia7782
      @azulgaia7782 Před rokem +6

      I'm sure they were better people than she is. Nothing but love for the real Charlie and Frank!

    • @a.walters123
      @a.walters123 Před rokem +5

      @@patriciareilly530 😂 that comment was unexpected and made me laugh so hard

    • @cc.99.
      @cc.99. Před rokem +6

      Fun fact, my father and grandfather have the name Frank Charles ☺️ Looks like the cat spirit is saying hello to its crime lovers that only watch criminals ❤now;)

    • @DannyKa-x8z
      @DannyKa-x8z Před rokem +1

      Hope you froze the meat and turned their pelts into a hat..

  • @DEPARTMENTOFREDUNDANCYDEPT
    @DEPARTMENTOFREDUNDANCYDEPT Před rokem +834

    With a "life coach" and hedge fund manager for parents, this poor girl had zero chance to grow up to be an ethical, well-balanced, stable adult conducting a non-fraudulent business.

    • @sergeipohkerova7211
      @sergeipohkerova7211 Před rokem +108

      It reminds me of this one kid at school who always bragged about building her business from the ground up which is cool I guess but she always left out the fact that her parents are multimillionnaire and fixed it so she never had to really work. Her business eventually folded but oh well she married some rich Korean guy.

    • @politicalfoolishness7491
      @politicalfoolishness7491 Před rokem

      She probably had the ethics of someone like Gates except she got stopped early on.

    • @shameronstar7220
      @shameronstar7220 Před rokem +39

      @@sergeipohkerova7211 This was oddly specific

    • @windywednesday4166
      @windywednesday4166 Před rokem +54

      😂LOL, that was my first thought, a hedge fund manager and a life coach?! Go figure.

    • @ceilconstante640
      @ceilconstante640 Před rokem +26

      Thank you for coming out and saying it.

  • @danb1618
    @danb1618 Před rokem +271

    So unfair on JP Morgan. Couldn’t have happened to a more ethical bank 😅

    • @aaronchapin9331
      @aaronchapin9331 Před rokem +3

      What does that mean? Do you know of something unethical they've done, or do you just hate them because they're profitable?

    • @michaela1655
      @michaela1655 Před rokem

      @@aaronchapin9331 They were the banksters for Bernie Madoff. And the banksters for Jeffrey Epstein. But wait there is more! Much more! JPMorgan was deeply involved in the fraud at Enron and Worldcom. This list is very long.......

    • @christopherjohnson3372
      @christopherjohnson3372 Před rokem +49

      @@aaronchapin9331 Google "jp morgan unethical business practices". $1 billion fine for illegal trading, $15.7 million fine for price manipulation, $264 million settlement for violating the Foreign Corrupt Practices Act, $36 billion in fines in the five years up to 2016, etc.

    • @captainotto
      @captainotto Před rokem +35

      @@christopherjohnson3372 Hey, don't forget about the great work they've been doing helping to launder cartel money.

    • @JM-vp8zc
      @JM-vp8zc Před rokem

      @@aaronchapin9331 Were you *alive* in 2008? 🤦‍♂️
      JP Morgan’s unethical practices helped bring the world to its knees in an economic collapse, and our tax money bailed them out.

  • @wagashi
    @wagashi Před rokem +82

    I'd be interested in studying the pathology of people who are born incredibly wealthy, because so many of them seem to have this insane level of confidence and can fake it until they make it (until they're caught)

    • @reekinronald6776
      @reekinronald6776 Před rokem +14

      You live long enough to realize that it's difficult to gain any success without projecting unusual confidence. 70% of a successful life is selling BS either about yourself or some idea/product, 20% is working your butt off, and the final 10% is stupid blind luck.

    • @azulgaia7782
      @azulgaia7782 Před rokem +2

      Any info on what nurture causes narcissism would be good. but, giving money without having earned it seems to be one thing.

    • @professorwigginslectures3808
      @professorwigginslectures3808 Před rokem +2

      @@reekinronald6776 Flip it. 70% working your butt off, 20% BS, 10% luck.

    • @icytimboslyce7939
      @icytimboslyce7939 Před rokem

      Nah because the 70℅ accounts for a pay grade from entry level up to top earner/position, i d have to agree with ronald's figures, sounds pretty accurate, we will all be working our asses off full time, how narcissistic are you is the real question

    • @professorwigginslectures3808
      @professorwigginslectures3808 Před rokem +2

      @@icytimboslyce7939 Most people do not work their butts off. Not even close. Most people surf the web. Most entrepreneurs work their butts off.

  • @MatthewMS.
    @MatthewMS. Před rokem +100

    I’m a previous JP Morgan Private Bank registered rep employee and love this story. Dr. Grande is so good at telling things in own style. Dry and straight facts.

    • @LiveFreeOrDie2A
      @LiveFreeOrDie2A Před rokem +3

      I’d like your comment but that would bring the number from 69 to 70 and no self-respecting man would ever do such a thing

    • @Steve-O187
      @Steve-O187 Před 3 měsíci

      @LiveFreeOrDie2A 😂😂😂😂😂 My man! You got that right!!!!

  • @synthiamcbride7194
    @synthiamcbride7194 Před rokem +22

    Sounds like the "fake it till you make it" mantra was a lesson learned from her life coach mom and her hedge fund dad.

  • @neilcook4710
    @neilcook4710 Před rokem +356

    Affluent background seems to be a prerequisite for mass fraud.

    • @Mandrake591
      @Mandrake591 Před rokem +32

      “Affluenza!” 😅

    • @lostandfound5145
      @lostandfound5145 Před rokem +19

      Poor background causes plenty of criminality, they’re just not as successful

    • @suhooo
      @suhooo Před rokem +9

      @@reginayfavors many “rich folks” came from very little & worked their asses off to succeed. The problem is ignorant people showering whomever the media tells them to with adoration. This lady gained almost immediate praise from finance mags & talk shows. Then people trusted her.

    • @reginayfavors
      @reginayfavors Před rokem +16

      @@suhooo Review the initial post. She came from an affluent background with no true understanding of what it means to be poor. Her parents might have come from a not so rich background and had to work for everything they got. She did not. She's considered a rich folk who has no clue about what it means to be poor but attempts to serve the poor, or not so rich, i.e., the ones who need financial aid to attend school. In other words, what does she truly know about what it means to need financial aid? That's the point of my response to the initial comment. Have a great day.

    • @reginayfavors
      @reginayfavors Před rokem +13

      @@lostandfound5145 Rich background can cause the same type of criminality just at higher levels, i.e., pension fraud, Bernie Madoff, Enron scandal (Harvard graduates), and the list goes on.

  • @philochristos
    @philochristos Před rokem +257

    You have to be a politician if you want to get away with that kind of deception.

    • @edith4334
      @edith4334 Před rokem +7

      That's another list

    • @Road_Rash
      @Road_Rash Před rokem +19

      Maybe she's working towards a political career...

    • @micnorton9487
      @micnorton9487 Před rokem +2

      ​@@Road_Rash .. wonder if she met George Santos/ Anthony Devulder/ Richard Sim-MONS/ Sylvia Wisp/ Clark Kent yet,, HEY once George/Anthony etc etc comes out as lbg- TEE they can be cellys in the women's section of the rich people's prison that Jordan Belfort and Tommy Chong were at...

    • @herrguru4264
      @herrguru4264 Před rokem

      Simple. She`s White. Reminds me of that Russian chick, who came to the US and scammed 5 billionaires.

    • @srsusansummers3070
      @srsusansummers3070 Před rokem +1

      Lol

  • @elizabethwarman9028
    @elizabethwarman9028 Před rokem +59

    Good evening Dr Grande, excellent analysis. Does Charlie know Elizabeth Holmes? She should, because if found guilty Charlie and Elizabeth might be cellmates.
    As always I learn something new from your videos.
    Have a great Thursday.

    • @billyboy9675
      @billyboy9675 Před rokem +4

      Yea they could play racket ball together in club fed

    • @sydneyfairbairn3773
      @sydneyfairbairn3773 Před rokem +1

      As I said in court today, "Smart and crazy is the most dangerous combination." The judge's clerk snorted.

  • @dameneko
    @dameneko Před rokem +26

    Good on that Dir of Eng for not making fake data.

  • @colinlarson9656
    @colinlarson9656 Před rokem +44

    I am drawing parallels with her and Sam Bankman Fried. Mainly her parents occupations and how it helped her in her grifting.

  • @DottieMinerva
    @DottieMinerva Před rokem +33

    I’m a student and filling out FAFSA is really not this long complicated process like she’s making it sound. I don’t know how you could speed up the process because everything they ask for is important personal information that they need to estimate how much student aid you receive. Once you fill out your FAFSA once it saves all your info for each semester. You don’t have to do anything but resubmit it unless your info or school has changed. Even then you just update what’s changed and submit it.

    • @charsback
      @charsback Před rokem

      Shhhhhhhhhhhhhhhhh...

    • @MateDrinker33
      @MateDrinker33 Před rokem +3

      Yeah, the hardest part about filling out a FAFSA is filling out last year's tax return.

  • @MyEnemy
    @MyEnemy Před rokem +93

    "You can't cheat an honest man" which explains why she got as far as she did with this amateurish scam.

  • @theyjustwantyourmoney4539

    The effort she made to get other experts to create data for her is staggering, the fraud was well premeditated

  • @carweee
    @carweee Před rokem +67

    Thorough analysis as always!! it’s astonishing to think about how some people’s self-confidence can become so inflated to the point of regularly lying to others and even to start believing their own lies themselves.
    Thanks Dr Grande

    • @sarahgriph4859
      @sarahgriph4859 Před rokem +4

      No not confidence...sociopath...

    • @BrendaBaBoom
      @BrendaBaBoom Před rokem

      The 90/90 Rule: 90% of the time people lie and 90% of the time people believe every word. 🧐

    • @sabrinazalar8667
      @sabrinazalar8667 Před rokem

      Megain mark.e, anyone?😂🤣

  • @birdn4t0r7
    @birdn4t0r7 Před rokem +31

    As a student who just renewed my FAFSA, I have literally never heard of this person or company before watching this video. I chuckled a little bit when you stated that her goal with the company was to "streamline the process of applying for FAFSA," because the hardest part of applying for FAFSA is digging out all your tax information if it's not in the system yet; the IRS seems to be the only civilian federal agency that has any idea how to program a functional computer system and website. Of course, it does check out that the kid of a hedge fund manager and a "life coach" would think the process of filing for student aid is difficult, given that she's been coasting through her whole life on mommy and daddy's money. 🙄
    Anyway, this is a bit of a tangent, but I couldn't help but think of Major Frank Burns from MASH whenever i heard the name of the company (my mom loves the show and got the boxed set, inb4 anyone asks how a zoomer knows MASH).

    • @professorwigginslectures3808
      @professorwigginslectures3808 Před rokem

      @@andrewb8235 Probably a non-traditional student.

    • @Emm325
      @Emm325 Před rokem +1

      EXACTLY! My thoughts precisely. Most schools also have counseling just for this process, as it’s to their benefit, however now more than ever I hope people go into it knowing what career they plan on going into, and the outlook and pay, etc. associated with that given field. To me, that’s the real lesson, and to complete schooling in a way that will result in the highest earning power and least amount of debt, as by now, sadly so many have heard stories of people that can’t find a job with their particular degree, and worse off, went to private schools, etc. let the debt accumulate until it seems hopeless for many to ever pay it all off. And that is my rant for the day, lol. Have a great day!

  • @kray97
    @kray97 Před rokem +10

    That "fake it till you make it" quote is very telling. It's the credo of the latter day grifters.

    • @KingfishStevens-di9ji
      @KingfishStevens-di9ji Před 7 měsíci +2

      China's motto is: ''It's cheaper to fake it than make it'' youtube search ''tofu dreg''

  • @leontrotsky7816
    @leontrotsky7816 Před rokem +8

    I suspect that the answer to "why did JP Morgan fall for this terrible deal?" is probably that the employees involved weren't thinking further ahead than their annual bonus,

  • @evenbetterthanthereaIthing

    She identifies as a billionaire. No due dilligence needed. It is clear that she would never lie

    • @NoSpam1891
      @NoSpam1891 Před rokem +2

      She's just following in Trump's footsteps. He was never as rich as he claimed, he just lied about it he was even $1.8 billion in debt at one time. I guess that's a sort of billionaire.

    • @PrecociousFriand
      @PrecociousFriand Před rokem +6

      Is that called transrich?

    • @KingfishStevens-di9ji
      @KingfishStevens-di9ji Před 7 měsíci +1

      @@NoSpam1891 Trump 2024. Trump never inflated the value of property, the court's opinion is that he did. every real estate person is laughing at them.

  • @francoispelletier8741
    @francoispelletier8741 Před rokem +51

    1.3 million 🎉 . Congrats Dr Grande

  • @fionamainey7686
    @fionamainey7686 Před rokem +6

    Elizabeth Holmes was also an advocate of fake it till you make it.

  • @Road_Rash
    @Road_Rash Před rokem +23

    Actually, JP Morgan had a great plan...buy her out, & employ her at the same time, that way, if any discrepancies in the deal were detected after the fact, they'd know right where to find her...

    • @johnnyearp52
      @johnnyearp52 Před rokem +8

      Yes, but they were stupid for believing her data in the first place.

  • @vomeronasal
    @vomeronasal Před rokem +52

    Smells suspiciously like Lizard Holmes' Fiasco.

  • @rejaneoliveira5019
    @rejaneoliveira5019 Před rokem +14

    It’s amazing the lengths people are willing to go in the name of greed.
    Excellent analysis, as usual.
    I hope you have a wonderful day, Dr. Grande.❤

  • @harpothehealer
    @harpothehealer Před rokem +30

    Sadly this is the world today. People obtain degrees and more without doing much. When called upon to do anything you frequently find they don't even know the basics of maths or English. They wing it in administrative
    executive positions delegate and BS everything. I have seen it from industry all the way to the Arts.Everyone should have to demonstrate their abilities in whatever field they are in irrespective of qualifications. It is the only way to find the truth and cut out the BS.

    • @digitalcommunist6335
      @digitalcommunist6335 Před rokem

      Yeah. Since 2008 crash ( end of voodoo economics that system still zombifies) and 10+ years of QE easy $ to ‘sophisticated’ VC investor class , it was nothing but golden years for fake it till you make it crowd. Real fun will be when Elons ponzi finally bursts….

    • @strwbrywoman
      @strwbrywoman Před rokem

      Only 30 years ago...when I was getting ready to begin college- that piece of paper meant something. They just GIVE the shit away now because entitled parents who think the instructor is wrong demand that their baby gets a good grade. When I went a "c" was basically an "f" & there were STRICT standards. Not anymore when there are majors like "gender studies" & other bullshit.

    • @Juke582
      @Juke582 Před rokem

      We had to dummy down college because the X-Gen couldn’t pass anything and foreigners of 3rd world caused a lot of lowering of standards in everything and especially education! Horrible what we have become. 🤦‍♀️

    • @Typhus1234
      @Typhus1234 Před rokem

      @@Juke582 same thing in Australia. I am from an immigrant background and I will admit this. Thankfully I am a citizen and my family have settled down under. The problem is foreign students from 3rd world countries sell their possessions and properties for their kids to go abroad. It is a Prestige and image up lift. When the kids come here parents are out of money and they can’t support them. They end up taking low paid jobs or work cash in hand. It is usually work from someone with their same background who pays them less in comparison to a local. Nepotism is involved here. 😊Hence they don’t have time to study and already from a spoiled rich background they were never into their studies. Only foreign students who are good are doing masters or phd through scholarships. I have even heard stories where dean has asked the tutor to pass the international student. Most people are passing universities through reused assignments. Locals too. It should be more exam based. Universities have become businesses. It’s not like before where societies intellectual elite will go to attain a degree.

  • @joanneentwistle7653
    @joanneentwistle7653 Před rokem +10

    She might have been charming and smiling, but those eyes give me the chills.

  • @oliverdickens4641
    @oliverdickens4641 Před rokem +16

    Elizabeth Holmes, Sam Bankman-Fried and Charlie Janice- have all been on a Forbes list at some point as movers and shakers.

    • @johnnyearp52
      @johnnyearp52 Před rokem +1

      They are movers and shakers! They just move and shake in the wrong direction.

    • @broncotrolly
      @broncotrolly Před 3 měsíci

      I’d say everyone that’s ever been on that list is corrupt and a huge freak

  • @MaxLib
    @MaxLib Před rokem +55

    She should have to work for a landscaping company in Florida - where she would operate a weed-whacker for 40 hours a week as punishment for her crimes.

  • @BronnyJames2025MVP
    @BronnyJames2025MVP Před rokem +54

    This is why we need massive regulation reforms. All these banks and corporations are completely out of control. Stop gambling with our money!

  • @kelseymathias3881
    @kelseymathias3881 Před rokem +8

    Holmes and Javice have made it seem that women cannot be successful, honest business-people. They may have ruined the chances for future young women with real drive and integrity. Thanks a lot guys.

    • @dutchray8880
      @dutchray8880 Před rokem

      Men commit fraud too. What Holmes and Javice did was awful, but Bernie Madoff did much worse.

  • @johnatspray
    @johnatspray Před rokem +22

    Hedge fund and life coach? Damn she had a perfect upbringing to rip people off!! 😂

  • @ianpeddle6818
    @ianpeddle6818 Před rokem +14

    Sadly these days the world seems full of Charleys - clearly many seem to be working at Morgan Stanley. This obsession with youth in so many organisations is behind why many large ones are riddled with poor practices

  • @horrortackleharry
    @horrortackleharry Před rokem +16

    Two areas that stood out to me:
    1) That third-party 'data validator' better have a f-ing great set of terms & conditions caveats in their contract agreements. Their assurances were disastrous.
    2) I can see very well why JP Morgan 'overpaid' for info on 4m+ students. The future lifetime cross-selling potential is enormous.

    • @Emm325
      @Emm325 Před rokem

      Indeed, I wonder if she would’ve continued to grow her REAL data, and attempted to sell once getting closer to a million, she certainly wouldn’t have made 175 million, but surely would’ve made enough to retire on, while also getting a cushy job had she sought one as a part of a (smaller yet not fraudulent) deal. Moronic. Instead she will have plenty of time to think of her next genius plan, likely in the very orange jumpsuit she was so adamant that she’d never have to wear.

  • @michaelmann6290
    @michaelmann6290 Před rokem +11

    Forbes magazine never does her homework! Many of the people on their accomplished lists end up being scammers!

    • @johnnyearp52
      @johnnyearp52 Před rokem

      Is Forbes Magazine a female?

    • @michaelmann6290
      @michaelmann6290 Před rokem

      @@johnnyearp52 And as you can see guys, an as***** like Johnny is focusing on stupid shit that doesn't matter rather than adding anything useful!

  • @manewland1
    @manewland1 Před rokem +17

    What a tangled web. Thanks, as always, Dr. Grande.

  • @goatgirl5968
    @goatgirl5968 Před rokem +61

    The FAFSA process is not at all complicated. But hedge fund babies (including those vetting the deal at JP Morgan) would have no clue. They'd never done it. So it seemed like a good idea to them. Maybe they should try hiring some people with actual life experience.

    • @birdn4t0r7
      @birdn4t0r7 Před rokem +12

      Seriously. It's genuinely easier than filing taxes, and the online form is especially remarkable for being a functioning government website. 🤣 The hardest part was getting my mom to dig out her tax form, it's so easy.

    • @danielescobar7618
      @danielescobar7618 Před rokem

      You're required to do it for college entry even if you show up to admissions with cash in hand. Your comment on life experience shows your own life experience

    • @gablefisk-govphost817
      @gablefisk-govphost817 Před rokem +3

      Agreed, it takes maybe 10 minutes! Just finished my MBA and it was probably the easiest thing I did, by a very wide margin.

    • @johnnyearp52
      @johnnyearp52 Před rokem +1

      FAFSA messed up in my case. My name is very similar and my SS# is very similar to my sibling's info. So they denied me. But it was not too difficult to correct.

  • @zenawarrior7442
    @zenawarrior7442 Před rokem +58

    More narcissists trying to control & dupe others. Sad. Excellent points for us as usual. Thanks Dr G😊💖💖

    • @cottontails9003
      @cottontails9003 Před rokem +1

      _Goodmorning Dear friend (1-30am). Matilda and Banjo have decided it's time to play and wake mama up. My beautiful husband is downstairs making us a hot drink. How is your mum and the beautiful LD daughter going. I miss you two so much but im so grateful to be able to contact you both. Sending love and lots of hugs to you and your mum. LD and her daughter. Beautiful Noah is growing and running, he looks so much like his daddy. Hope you get this message. 😜😘❤❤❤💙💙💙💙💙💔💖🎇✉✉🌷🌷🍀🍀🍀_

    • @zenawarrior7442
      @zenawarrior7442 Před rokem +1

      @@cottontails9003 Hello dear😊I just saw I had a reply sorry. LD & I are honored to have us involved in the names🥰💜🥰Sorry they are keeping you up tho🌃🙄I see Mum in 3 hrs. (It's Fri at 1115AM here). She's changing, but still knows me at times😑😪💙💙 ...always glad I see her💫🤍💫👨‍👦I bet Noah is so precious running around😉💕👶You take good care, keep sending these 🧡🧡Lots of hugs & good wishes to you, your family, LD always💛⚘️🍥🏜🌏🌄🌈🌞✨️🧸🎀

    • @cottontails9003
      @cottontails9003 Před rokem +1

      @@zenawarrior7442 Thank you my beautiful friend. Im doing good, but the precious two some think night time (04-30) is play time. So pleased about your mum. Much love and hugs too you both and LD and family. 😴😚Noah is Steve 2-0 he's beautiful ❤❤❤💙💙💙💙💔💖🎊✉🌷🌷🍀🍀🍀

    • @zenawarrior7442
      @zenawarrior7442 Před rokem +1

      @@cottontails9003 That's awesome he looks like Steve😊Too bad the twins are keeping you up😑. Saw Mum, she's very changeable but I am staying strong. Thx, xoxo much love back to you & LD💜💜❤❤🙌🦋🌷🍭🌃✨️🎆💚💚

    • @cottontails9003
      @cottontails9003 Před rokem +1

      @@zenawarrior7442 Thank you my dear friend, it's ok I love the fact their moving. Sending love and lots of hugs to you and your mum also LD .Love catching up with you. Noah absolutely loved the drive in a police squad with his great uncle 😜😚❤💙💙💙🚔🌷🌷🍀🍀🍀

  • @donnaevans3062
    @donnaevans3062 Před rokem +42

    She and Elizabeth Holmes should go into business together

    • @horrortackleharry
      @horrortackleharry Před rokem +1

      They should do OnlyFans together- there's be plenty of wealthy guys out there ready & willing to pay!

    • @Blackheathenly
      @Blackheathenly Před rokem +12

      Or into jail together, at least.

    • @Scipio_Americanus
      @Scipio_Americanus Před 6 měsíci

      They would turn a lemonade stand into a scam.

  • @emmyrose1802
    @emmyrose1802 Před rokem +6

    I am glad these young unethical techies are starting to get caught. This seems to be a problem in that industry. Investors need to do more due diligence on these folks.

    • @truthsocialmedia
      @truthsocialmedia Před rokem +2

      Most tech people are ethical. It’s narcissists that are unethical

  • @amieaiello3456
    @amieaiello3456 Před rokem +9

    “The 4 under 4 preschool list “ bahahahaha omg you make my day every time! 😂😅😂 thank you! Spot on as always!

  • @carloclapman
    @carloclapman Před rokem +8

    Dr. Tod Grande, I am delighted to have stumbled upon your channel. Not only do you supply content to help understand statistics and SPSS during one of the toughest times of my bachelor, but you also entertain with critical insights into interesting cases and a bunch of wit accommodating it all. Thank you for providing us the best of both worlds!

  • @mustangthings
    @mustangthings Před rokem +31

    She used a JP Morgan email address to talk to the professor? Not sure if arrogant or stupid.

  • @m.f.richardson1602
    @m.f.richardson1602 Před rokem +8

    People confuse Me.
    I'm glad I enjoy my own company.
    I found your humor interesting.
    Thank you
    Peace 💕🇺🇲

  • @davidross8233
    @davidross8233 Před rokem +8

    Best ASMR on CZcams. Hands down. Damn interesting too.

  • @OneMeanArtist
    @OneMeanArtist Před rokem +6

    Proving scummy apples never fall far from their "life coaching/hedge fund" tree.

  • @djchaiwallah
    @djchaiwallah Před rokem +18

    She's probably friends with Elizabeth Holmes

    • @deemen7132
      @deemen7132 Před rokem +6

      Cellmates is more likely

    • @djchaiwallah
      @djchaiwallah Před rokem +1

      @@deemen7132 They're being prosecuted in different federal districts which means different federal prisons.

  • @jvharbin8337
    @jvharbin8337 Před rokem +3

    😊 I love how Dr grande does his "Final Thoughts" bit.

  • @amyg5149
    @amyg5149 Před rokem +4

    This brat would have benefitted from just one grown up telling her No, meaning it, and sticking with it. Entitlement is a scourge.

  • @alanhawkins808
    @alanhawkins808 Před rokem +8

    Dr.Grande telling it what it is.
    You could say he was being 'Frank' about it.

  • @xchazz86
    @xchazz86 Před rokem +4

    FORBES has special niche for picking up micro talents who specialise in commercial and financial fraud.

  • @alexp2915
    @alexp2915 Před rokem +5

    Living like that sounds so stressful!

  • @KoolT
    @KoolT Před rokem +3

    My father's name was Frank, And at his funeral the pastor said FRANK WAS FRANK. AND he was a WORLD WAR 2 Solomon Island's MARINE . I Am so thankful he raised me to be honest. ❤

  • @ryancraig2795
    @ryancraig2795 Před rokem +4

    Reminds me a bit of Elizabeth Holmes and Theranos. Surprising how gullible a lot of these big money players are.

  • @luisaortega1889
    @luisaortega1889 Před rokem +23

    Hello Dr. Grande
    Would it be possible to make an analysis on the case of 'Mizzy'? He is a 'prankster' based in the UK, and looking at the comments from other videos about him, people seem pretty interested in the psychological analysis of his behaviour.

    • @minnietrout814
      @minnietrout814 Před rokem +1

      I agree with you. 👍

    • @phutureproof
      @phutureproof Před rokem

      Mizzy is a little prick that does stupid stuff for internet clout thats really all you need to know.
      I should say he is probably 13 - 15 years old and the shocking thing he and his friends did was stand in the back of a mcdonalds, how boring must these kids lives be if that is exciting

    • @strwbrywoman
      @strwbrywoman Před rokem

      Oh god, that asshole. Hopefully he will be arrested soon.

    • @Emm325
      @Emm325 Před rokem

      Yes! I asked a well, after seeing Daniel Boyland cover him, and both he and Dr. G always cover the same interesting topics that others don’t, usually one right after the other. I think having the American prospective (where in tje U.K apparently people cannot defend themselves at all with home invaders) while here, in Texas, trust me, even morons like that degenerate wouldn’t be so smug when they’d likely have pulled their last “prank” and be removed in a body bag. The supposed “pranks” make me sick, these punks deserve a little taste of their own medicine. Anyways, that’s my rant, good recommendation!

  • @MatthewMS.
    @MatthewMS. Před rokem +3

    Shout out to New Jersey Dr. Grande Fans.

  • @michaelbeaster2921
    @michaelbeaster2921 Před rokem +1

    Your deadpan snark delivery is outstanding.

  • @danw9946
    @danw9946 Před rokem +1

    Love this hi style of humor lol. He just drop a funny line and doesn’t smile or crack after.

  • @DogeFather-elon
    @DogeFather-elon Před rokem +9

    Accountability and justice are essential when dealing with individuals like Charlie Javice. Fraud not only harms individuals and organizations but also erodes trust in the financial landscape. To establish a reliable and trustworthy financial system, we must remain vigilant and committed to ethical conduct.

    • @robinw2613
      @robinw2613 Před rokem +4

      Why Elon! Imagine running into you on Dr. Grande’s channel! Lol

    • @DogeFather-elon
      @DogeFather-elon Před rokem +2

      @@robinw2613 Well, it's a pleasure to cross paths with you here! Dr Grande’s channel provides a great platform for engaging discussions. So what brings you here?

    • @robinw2613
      @robinw2613 Před rokem +3

      @@DogeFather-elon love his insights on mental health and current events and court cases. Plus his voice is good ASMR when I can’t sleep. 💤

    • @suhooo
      @suhooo Před rokem +1

      Big fan of yours Elon! But are you getting close to starting the Mars colonization? I’m seriously ready to get yeeted in a rocket out of here away from this mess we created on earth and start all over on another planet. 😅

    • @DogeFather-elon
      @DogeFather-elon Před rokem

      @@robinw2613 Find solace and enlightenment in content that comforts your mind. It can boost your well-being. If you need assistance or have questions, I'm here for you. Let's embark on this journey together!

  • @tobsternater
    @tobsternater Před rokem +10

    Dr Grande is quite brilliant with his videos. It mimics to me...without I'm sure being aware of it....a show in Australia called Media Watch....which is a go to programme of all media students...because of its breakdown of news reporting and their loose opinions published as fact. Dr Grande's video reminds me of the psycholoigists version of Media Watch. Just fantastic. Never change your style Dr Grande!!

  • @greghanson5696
    @greghanson5696 Před rokem +2

    Well done Charlie, I'm sure your "Life Coach" mom is proud.

  • @Panwere36
    @Panwere36 Před rokem +2

    Your analysis in each video is only matched by your absolutely savage burns and puns, Dr. Grande. I wonder if you ever considered stand up of improv comedy....
    Also, you talking about Charlie's mindset of "greatness not needing results to back it up" (I am paraphrasing your words and hopefully not in a bad way..) is spot on. The moment I started listening to the background story, I got Elizabeth Holmes vibes.

  • @claudinejames7731
    @claudinejames7731 Před rokem +7

    Looking at her photographs she looks an innocent sweet young lady. Nothing about her appearance betrays the extensive fraud and deceit of which she was capable. Buyers beware!

    • @WanderlustHomebody
      @WanderlustHomebody Před rokem

      Halo effect.
      However, someone looking innocent is definitely subjective.

    • @bridgetamato6182
      @bridgetamato6182 Před rokem

      You mean you can get herpes too with a sweet face like this? 😅

  • @SweetUniverse
    @SweetUniverse Před rokem +7

    Another hilarious one, Dr. Grande. 😅 I have a feeling Charlie's parents are the kind who demand blue ribbons & certificates of achievement for all of the kids who participate. Everyone is a winner. Unfortunately, they all grow up & go out into the world. Pretty soon the feds are filling charges against them.

    • @johnnyearp52
      @johnnyearp52 Před rokem

      I doubt her dad was like that. Maybe her life coach mother.

  • @phineasfacingforward3460

    This is my favorite episode of yours yet and I've watched plenty of them. The way you retold the situation was great and I love the little jokes you put in. Glad I subbed. ☆

  • @squaregangster
    @squaregangster Před 11 měsíci

    Thank you for dedicating your life to share the truth. Your integrity helps us all

  • @mikelobrien
    @mikelobrien Před rokem +3

    Elizabeth Holmes must have been her role model. I'd like to see the JP Morgan "team" that made her company the offer. I bet they cared more about their bonuses than bringing a legit company into the fold. Excellent insights as always, Dr. Grande!

  • @catherinecarmichael3180
    @catherinecarmichael3180 Před rokem +5

    Congratulations on your followers number going up!!

  • @Traderjoe
    @Traderjoe Před rokem +1

    As i see these children today glued to their phones and tablets and not even thinking about going outside to play, much less do any kind of chores, I suspect that when they grow up, they are going to be perpetually dependent. The behavior of Charlie is of a similar mindset about “fake it till you make it”.

  • @aitzi6732
    @aitzi6732 Před 11 měsíci

    "4 under 4" 🤣🤣🤣
    I love it!!
    And I love even more how he says everything with a straight face 🤣

  • @SamuraiSwimmer
    @SamuraiSwimmer Před rokem +3

    Amazing how easily large corporations are duped by “style over substance”……and how many billions are wasted each year…..including on bonuses for executive morons.

  • @bbbb98765
    @bbbb98765 Před rokem +4

    She offered to sell London Bridge to me. Seemed like a bargain

  • @Flamsterette
    @Flamsterette Před rokem +2

    Thanks for the upload, Dr. Grande.

  • @Savvymoon-
    @Savvymoon- Před rokem +1

    You’re killin it, Dr. G.

  • @blackopal3138
    @blackopal3138 Před rokem +12

    Obviously, JPMorgan setr her up, and she walked right into the trap. Somebody has been watching her rise, there is always somebody watching. She came on the scene like a big player, they showed her the game she was really in. .. My guess, is that young people at schools like Wharton, who are outspoken about unscrupulous business practices being the norm. Things like - Wall St being a feeding pool for sharks in minnow suits, dishonesty the main game, ruthless greed but manipulate the public media to look like a community person, etc. Because,, some people are like that, they think they are playing a game, and are proud to be there doing it, without much thought about morals, because to them, that's the world they think they are in....
    Which, that may be right or wrong, but there is a well oiled machine working it, and it's not open for outsiders to come in and run their own grifts. It's not a platform for financial criminals, it's just that it is 'money', and a highly complex system exposed to every tiny office on the planet, and highly susceptible to criminal infiltration, and many, many of them do time. Martha Stewart did time, probably thinking the same way, once she started making friends on Wall St.. She only saw the JPMorgans, aand Goldman's, who have been engineering their own grift for centuries, and thought it was a free for all. I get a strong feeling that's what's going on here. It's like, one too many dumb choices, and someone said, 'Shut her down'.
    But, I really have no clue, lol
    '
    Peace

  • @TalkernateHistory
    @TalkernateHistory Před rokem +4

    Maybe she'll get featured in the "40 Under 40 serving 40" list

  • @Cec9e13
    @Cec9e13 Před rokem +1

    When I was a kid I attempted to get out of writing sentences by gradually making my cursive less and less legible, and sentences 50-100 were scribbles.
    It didn't work.

  • @SirenaSpades
    @SirenaSpades Před rokem +1

    I can immediately identify what she did wrong. She 1. tried to hire an engineer to cook books, then 2. tried to hire the professor to cook books. What normal fraudsters do, is NOT hire professionals to cook books, they hire people who have no idea what they are doing. If a person must be skilled, the lowest skilled, such as a bookkeeper. Not an accountant, in this example.

  • @DerkuiDerkui
    @DerkuiDerkui Před rokem +6

    She should have opened a OnlyFans page if she wanted to be recognized or fraud people for money that badly.

    • @johnnyearp52
      @johnnyearp52 Před rokem

      There are lots of ways to make a buck. Why are you so hung up on Onlyfans?

  • @ximkai8794
    @ximkai8794 Před rokem +11

    Sounds like a perfect candidate for this administration

    • @kristentrep5038
      @kristentrep5038 Před rokem +1

      Agreed!!

    • @suhooo
      @suhooo Před rokem +1

      Not really perfect. She checks only one box. But she does seem pretty close to perfect in all other ways.

  • @helpyourcattodrive
    @helpyourcattodrive Před rokem +1

    Loving the Grande zingers, as always.❤ Thank you for an interesting and informative video. I really appreciate it.

  • @kquat7899
    @kquat7899 Před rokem +1

    An upstanding bank like JPM must have been appalled that someone would try to defraud them. I can't imagine that JPM would ever be involved in any criminal activity warranting massive fines or long prison sentences. They are the definition of honesty.

  • @hopeausbyn1734
    @hopeausbyn1734 Před rokem +3

    I am not sensing that she is sorry that she lied.

  • @seferinorino6951
    @seferinorino6951 Před rokem +4

    “America” truly is the land of opportunities

  • @Umberto2
    @Umberto2 Před rokem +1

    It’s amazing how just putting money into PR will just give you media accolades and actually doing anything doesn’t matter. These magazines and media companies are a joke.

    • @frevazz3364
      @frevazz3364 Před rokem

      Not only that but going to the right schools and having family connections and wealth. Nothing else seems to matter.

  • @tod3msn
    @tod3msn Před rokem +1

    From my experience in financial aid for higher education there are many resources for free guidance to filling out the FAFSA from colleges, high school, some state organizations. It is not uncommon in my state to have free resources to fill out the FAFSA. Start out by checking with your high schools or colleges if you have FAFSA questions.

  • @iciajay6891
    @iciajay6891 Před rokem +4

    Nepotism of a class at its finest.

  • @CompleteProducer84
    @CompleteProducer84 Před rokem +5

    Now she's a falling star

  • @debswatching
    @debswatching Před rokem +1

    “Fake it ‘til you make it.” 😅right out of Elizabeth Holmes playbook. And look where that got Lizzie - 11 years!

  • @JDoe001
    @JDoe001 Před rokem +2

    Additional to informing about this story of fraud, to me, this further demonstrates how much higher-education standards have hopelessly eroded.

    • @johnnyearp52
      @johnnyearp52 Před rokem

      You do know that fraud is nothing new under the sun.

  • @kyleshockley1573
    @kyleshockley1573 Před rokem +3

    *_This year's top 5 entrepreneurial picks for the race track._*
    _- Magic Eight Ball, Forbes' senior financial futures journalist_

  • @sparkleclap
    @sparkleclap Před rokem +3

    I’m so confused as to how she made money?

  • @miriamllamas224
    @miriamllamas224 Před 10 měsíci +1

    JP M was being so greedy that they should have remembered "If it looks too good to be true it probably is" themselves.

  • @KeithKman
    @KeithKman Před rokem +2

    Why did JPMorgan not do more research before the bought the company? Why does JPMorgan not take any fault for not doing their own due diligence?

    • @pamelapamper
      @pamelapamper Před rokem +2

      It must be a joint scam we just can't see it from the outside