MONTHLY DEBT PAYOFF | DEBT FREE JOURNEY | EP.11
Vložit
- čas přidán 28. 05. 2024
- MONTHLY DEBT PAYOFF | DEBT FREE JOURNEY | EP.10
#debtfreejourney #debtfree
✨BUDGET TREASURES PRODUCTS✨
▶️ GET THE DEBT FREE JOURNEY WORKBOOK ⤵️
stan.store/Budgettreasures/p/...
▶️ GET THE NO SPEND WORKBOOK ⤵️
stan.store/Budgettreasures/p/...
▶️ Get the CZcams Essentials Masterclass ⤵️
budgettreasures.gumroad.com/l...
▶️ Get the Financial Refresh Ebook ⤵️
budgettreasures.gumroad.com/l/financialrefresh
✨AFFILIATE LINKS✨
FETCH REWARDS - SCAN YOUR RECEIPTS FOR GIFT CARDS TO HUNDREDS OF RETAILERS
USE MY CODE "B9WBH9" TO GET BONUS POINTS - fetchrewards.onelink.me/vvv3/...
CZcams MUSIC
Epidemic Sound ▶️ share.epidemicsound.com/dfumsq
✨BUDGETING TOOLS I USE✨
▶️ The Budget By Paycheck Workbook by The Budget Mom
✨CONNECT/COLLABORATE WITH ME✨
- Instagram: / budget_trea. .
- Business Email: budgetreasures@gmail.com
Hey Besties!!! Debt Payment for May has been completed ☺ In this video I am walking through the process "conversation with myself😂) on figuring out which method I am going to use to pay off my remaining debt. I am also sharing my credit score update! I hope that you enjoy! How is your debt free journey going?
Interested in the Debt Free Journey Workbook? Download HERE 👉🏾 stan.store/Budgettreasures/p/get-my-debt-free-journey-workbook-now
Would you mind doing a video on how you made your books for people who would like to make their own?
WOW, that was fast. You were just in the $30,0000. Congratulations 🎊 🎉💰
Thank you for your support 💜
My heart goes to the entire community for *DaleValskov* building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
Congratulations, *DaleValskov* I am relieved that you are out there fighting these thugs, We musttake every precaution to protect the elderly and the general public from these despicable con artists. Congratulations to You!! You deserve the Nobel Peace Prize for ensuring our security.
Alway pay the IRS first. They can mess up your life.
They sure can!
Agree. Get them out of your life asap.
Yes I agree. I own a business and I have to pay estimated taxes and I always pay them ahead.
Great job paying down that debt!! 💳 credit card 750 credit score
Thank you for your support 🫶🏾🩷
I feel so spoiled with all these videos lately. I love your voice and I'm addicted to your chanel. Thank you for all you do!
You are so sweet!! Thank you for your support 💜
I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on *DaleValskov* and a 15x on polygon are fair considering how much those two coins are interwov
I love how you are real, you are doing it with us and not just running through your numbers like they are rehearsed. Thank you, just get the to look at the video 💳❤️🙏
Yayyy for increasing your 💳 credit score!! 🎉 I still absolutely believe that once you get your month ahead done, you will be able to pay off the rest of your phase 1 debt this year!! And I can't wait to celebrate with you sweet friend!!❤❤❤
Awee!! Thank you so much! This helps to push me! You are always THE BEST!!! 🫶🏾
I love your workbook l use the debt overview and it’s nice to see the progress. We got this!!! 😊💳
The 401(k) amounts are through your paycheck deductions so when you have 3 paychecks in a month, you actually have one additional payment for those. You probably owe less than what is on your list. Great strategy to pay off the IRS- the interest is hard to get around, and they take their money first- which is why it takes so long to pay them off!❤❤❤
Congratulations bestie on the credit score increase!!! Your hard work is inspiring and you should be proud of yourself because we are proud of you!!
Awee!!! Thank you sooo much! This is helpful 💜
High credit score whoop whoop 🎉
Thank you for your support 🫶🏾
He has blessed me so much. I have no reason to doubt him. 2022 my whole family was in debt (including myself) the money I had in my bank account was nowhere near the amount I owed. It was however enough to clear the rest of my family. The Lord told me to break their chains and set them free. And so I did. They all cried but they all knew I was still in the lion’s den. I told them not to worry about me. I told them that God would declare his strength through my weakness. Not long after I won the lottery. I cried all day. But more than anything I was glad my family now lives by Faith and not by sight!!!!
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you *DaleValskov*
💳💳💳💳 Congrats hun! I cant wait to celebrate either!!
Yes for 750 by the end of the year! 🎉
Wow, looks like I'm first to get on this post! Excited to see what you're doing, so I can follow suit! 🤗🤗 Tracey from San Diego, California
Heyyyy Tracey! Thank you for being on it!!!
I so agree dont want to owe the IRS. Congrats on your credit score💳 #roadto750 ❤
Thank you for your support 💜
Congratulations 🎉💳
The 491k interest you’re paying is going back to your 401 balance meaning you’re paying yourself interest for taking the loan, so don’t stress about that debt as much as you worry about the tax. So pay the tax bill first then Tackle your 401k if that makes sense Keep up the good work
This is good news! I did not know that...Thank you!
Great tackle!!!
Yessssss bestie hooray on credit score I am working on 700 but I got a lil ways also I am using ur debt planner N TACKLING MY DEBT UR WORKBOOK IS AMAZING
Thank you SO MUCH! I am rooting for you and your debt journey! Let’s pay this debt OFF!
Congratulations Bestie 🎉 🎊 👏 you are doing a amazing job 👏 Credit Score is great!!
You really keep it real in your videos! I love that about your videos! Real adulting!❤❤❤❤
Thank you for your support 💜
💳💳💳 yay! great job.
Congratulations 👏
Credit!!
You are really knocking your debt down. Keep going sis.
Thank you for your support 💜
750!
Your progress is truly awesome! Well done, Jazmine!!!!
Thank you for your support 💜
Great video bestie 💳❤️
💳 just noticed i wasn't subscribed which is really odd. Often watch your videos. You reminded me to check my credit score as i don't know what it is currently.
💳 Good job working towards your 750! 🎉🙌
credit. Great Job!
750. I am so happy for you!!
750💳 Cheers to getting closer to being debt free! 🙌🏼
Thank you for your support 🫶🏾
Okay bestie I see you with the content 👀👀💕
Its a week of daily doses i think. She usually does every month or when she has the time
Thank you!! Yes, this week I am doing a Daily Dose of Budget Treasures...I have about 2 more videos to get out
Thanks for sharing and congratulations on the growing credit score 💳
Thank you for your support 🫶🏾🩷
💳 credit score going up to 750!!!
Jazmine, I love your channel, and I want to see you continue on your amazing journey. I mentioned to you before about focusing on the debt instead of the month ahead and I see in this video how that would be so beneficial. You showed that you were paying almost $900 a month in minimum payments and now it's down to $501 a month. Where is that other $400? I'm sure your budget needs have changed, but some of that should still be going towards your debt. And that tax bill that you want gone - $2600 - paying just the $100 a month will take over two years. BUT! If you grabbed that $1000+ from your month ahead envelope and threw that at the tax debt and scrounged up every other penny you can find at it, it would be gone in months! And that money is freed up and that stress is gone!! Girl, you got this!! You killed that $18K and I hate to see that other $16K sit there and dwindle down instead of you knocking it down. 💪 I know to each her own and I am here for however you choose to do it, but I just wanted to suggest you getting after it and knocking it out! GO BE GREAT!!! 😁
💳💳💳💳💳 look at the positives. Good credit score. Check your credit report as well. And you are able to make the payments. Look at it as though you changed your mindset and goals for financial freedom. Amen
Hi Bestie, don't you pay yourself the interest with 401K loans? If so, I would focus on my personal taxes loan because you are paying them the interest. I love your channel and you are a blessing to many.
Your yearly interest is the interest divided by 12 months. 7% / 12 which is .5833% monthly. Your credit card interest are calculated in a similar way. Hope that helps!
💳💳
Slash those credit cards 🤜🏾💳🤛🏾
😂 Thank you for your support 🫶🏾
❤❤❤
750💳💳 good job bestie ❤
Thank you for your support 🫶🏾
🎉🎉🎉🎉
750! 💚
Thank you for your support 🫶🏾
750 credit score!
💳 =750
I would suggest you pay off the credit cards first and pay the minimum for your taxes. It is more advantageous with your credit cards being paid off.
💳 750!
Where does the debt pages and jar papers come from ?
750🎉
❤💸💳
Are the trackers print outs or actual copy? And I’d like to know more about the no spend one u offer
750 credit score
Thank you for your support 💜
750!!!
Thank you for your support 🫶🏾
Hello I just ran across your page and have become a subscriber. But I was wondering if there is anyway that I can purchase all of your work books instead of digital do you have them in hard copy?
CA
Can you please let me know so that I can purchase them.
Thank you
Rosie
💳
Lets get 750 together its my goal too! 💳 we got this
💳💳💳
I wish you sold that planner ive been trying to find that everywhere 😫😫
Great job on increasing your score 💳750🙏
Thank you for your support 🫶🏾
💳 😊
Thank you for your support 💜
💳💳🎉
💳📈
Great job! I would cut those credit cards up. Is there a certain person that you have been listening to that your following their plan?
💳❤️
Thank you for your support 💜
Credit 💳💳 card
Thank you for your support 💜
💳💳
💳 🎉
Thank you for your support 🫶🏾
Have you thought about getting a zero percent credit cards and payoff those taxes. After you get the 0.00 % cc, pay the minimum on the that card and any extra $ money you place that extra money in your hi-yield savings account until the last month the 0.00 cc final payment is due and pay the entire remaining balance on the 0.00% cc.
Not a credit card but I have thought of a personal loan....I just did not want to open up another credit card unless it will benefit me past the balance transfer...The goal is to pay the taxes off within the next 2 months
750 💳
Why is your mortgage not part of your debt tracker?
💳 750 🤩
That interest is not annual. It's per month. I'm not sure why they said annual.
Credit card
Thank you for your support 💜
Have you used any of the credit cards you paid off?? This seems to be a struggle of mine. Payoff 2 cards then use another one. So I’m zeroing out one card while running up another card. How is it working for you?
This is a good question. Yes, I am using them however I’m using them strategically now. I will be explaining this in a detailed video after Ive done it for 3 months consecutively but I have certain credit cards for certain transactions and I pay the card off once used. My goal is to increase my borrowing power (playing the credit game). I do not use them unless I have the money to pay off the card off immediately.
💳 750
Thank you for your support 🫶🏾🩷
Yep im tired of paying high apr when my score 760 I don't have credit imjy sorry
No worries! Thank you for your support 💜
I don’t know how your tax balance is but we had an outstanding balance last year and not only did we have the interest charged we also was charged a penalty each month for the balance not being completely paid off. We learned after the fact that if you can get a personal loan to pay off your taxes that’s the best way to go we verified that with a tax accountant. So do yourself a favor and get a loan to pay off irs instead of doing their payment plan you will pay wayyyy more than planned just paying directly to the IRS.
Hmmmmmmmm you gave me something to think about 🤔 THANK YOU!!!
That’s interesting. We’ve owed the past 2 years and that didn’t happen to us. We chose a payment plan length, they added the interest upfront and we paid however much or little we wanted to pay each month until we were done. As long as it was paid off on or before the due date, we were good.
@@seauxpred1ctive182 oh wow you are lucky. We did get to choose the best payment plan for us but we still had interest and penalties accruing. Every month the interest and penalty was different. It was a killer.
You’d think as a finance channel that you would know how to calculate interest 😂 it’s not hard to learn!
😂 Yeah, you would think…
I'm in 8,000 debt again I was debt free 21 plastic I'm on low income
If you got out of debt once, you can get out of debt again 💜
🏦 I couldn't find a credit card, so I chose a bank instead!
That works just perfect! Thank you for your support 💜
💳 w🎉
I really appreciate the dedication in each video you post. Despite the dip in crypto, I still thank you for the level-headed financial advice. I started crypto investment with $4,345 and since following you for few weeks now, I’ve gotten $18,539 in my portfolio. Thanks so much *DaleValskov*
🗽I really appreciate the dedication in each video you post. Despite the dip in crypto, I still thank you for the level-headed financial advice. I started crypto investment with $4,345 and since following you for few weeks now, I’ve gotten $18,539 in my portfolio. Thanks so much *DaleValskov*
Wow!! You’re doing great! So motivating ❤💳💳💳💳💳#750
This is one of my favorite channel. It always makes my week complete! 😊 Despite the economic downturn, I still manage to earn $25,000 weekly from my investment of $3,500 ..God bless *DaleValskov*
🪪
It's amazing what you do *DaleValskov* We need a lot of people with your skills and set who have good intentions and spread love
💳💳💳💳
💳
750 💳
Thank you for your support 💜
💳 750
Thank you for your support 💜
Credit card
Thank you for your support 🫶🏾🩷
💳💳💳💳
💳💳💳