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- Äas pĹidĂĄn 1. 02. 2021
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Yes! MyFICO is the absolute best I have it and pay $40 monthly cost for monthly updates it shows your mortgage score as well. Thatâs a big help. I also have credit wise through my capital one, Experian and credit karma! I use all four of these apps to monitor my credit score. Good information Ms. Hill! Happy New Year.
I'm glad you agree, thank you for watching!
Iâm thinking about getting credit wise does it alert you of fraudulent activity
Don't lk credit karma
âgetting you over the hill of home ownershipâ was such a catchy mission statement that i broke the đđ˝ button before she could even finish her sentence.
I appreciate that!
I definitely used Experian when I was in the process of buying my first home/rental property in Brooklyn NY! I even created my CZcams channel to document the steps took purchasing the property
Brava! Well done! Thank you!
@barbdennis7979 Thank you for watching
Here is a little tip that probably some people don't know. If you have a Navy Federal Credit Union account, they use 2 type of credit score to measure your credit score. One is Equifax and the other one is Vantage score. They both are free to review and track in thier mobile app.
Thanks for watching!
I absolutely love your videos! Week over week, I am watching, taking notes, and getting my ducks in a row! Your videos really make me feel hopeful that I can be a homeowner in 2021. I've been more intentional with how I am doing things to prepare myself. Thank you for helping so many people on their journey.
Thanks for watching! You can definitely do it!
My spouse is a doyen. We have really done a few good on our credit reports. We have been trying to raise our scores to mid-800 his score is 519 while mine is still in the high 500âs. (I think is 536 currently.) I also have a judgement against me for a credit card. The judgement doesnât appear anymore on my credit report, I assume because itâs over 6 years old. Iâm pretty sure it didnât just âgo awayâ. All effort to increase my credit score and eliminate all the negative items on my report proved abortive until I saw good remarks of how this credit expert ''Michael Gibbs'' had helped people. Here is his contact [Gibbs@creditpatchup.com]. He did a monumental job by helping us raise our credit score to 826 and 814 respectively and removed all the negative items replacing them with beautiful tradelines. Just a couple of days after, we fixed agreement. Thanks am highly indebted Jack. He can be reached via his email for fast response [Gibbs@creditpatchup.com]..
Thank you so much for always providing great content.
So nice of you
Yes
Ms shadeeha, u are the best in this business, u have no rival, u are ontop of your ting u bring it every time, good job đ
You are so nice, thank you
Thanks, Shaheedah for this great information. đ
Thanks as always!
Good job Shaheedah, this information is always welcome and much needed.
Thank you!
My spouse is a doyen. We have really done a few good on our credit reports. We have been trying to raise our scores to mid-800 his score is 519 while mine is still in the high 500âs. (I think is 536 currently.) I also have a judgement against me for a credit card. The judgement doesnât appear anymore on my credit report, I assume because itâs over 6 years old. Iâm pretty sure it didnât just âgo awayâ. All effort to increase my credit score and eliminate all the negative items on my report proved abortive until I saw good remarks of how this credit expert ''Michael Gibbs'' had helped people. Here is his contact [Gibbs@creditpatchup.com]. He did a monumental job by helping us raise our credit score to 826 and 814 respectively and removed all the negative items replacing them with beautiful tradelines. Just a couple of days after, we fixed agreement. Thanks am highly indebted Jack. He can be reached via his email for fast response [Gibbs@creditpatchup.com]..
great video thank you so much!
Thanks for watching
Quick and helpful video! Thank you!
Glad it was helpful, thank you for watching!
My spouse is a doyen. We have really done a few good on our credit reports. We have been trying to raise our scores to mid-800 his score is 519 while mine is still in the high 500âs. (I think is 536 currently.) I also have a judgement against me for a credit card. The judgement doesnât appear anymore on my credit report, I assume because itâs over 6 years old. Iâm pretty sure it didnât just âgo awayâ. All effort to increase my credit score and eliminate all the negative items on my report proved abortive until I saw good remarks of how this credit expert ''Michael Gibbs'' had helped people. Here is his contact [Gibbs@creditpatchup.com]. He did a monumental job by helping us raise our credit score to 826 and 814 respectively and removed all the negative items replacing them with beautiful tradelines. Just a couple of days after, we fixed agreement. Thanks am highly indebted Jack. He can be reached via his email for fast response [Gibbs@creditpatchup.com]..
Thanks for the tips
Thanks for watching!
Great Info. I'm working on getting my credit improved now for home ownership
Let's get it!
My spouse is a doyen. We have really done a few good on our credit reports. We have been trying to raise our scores to mid-800 his score is 519 while mine is still in the high 500âs. (I think is 536 currently.) I also have a judgement against me for a credit card. The judgement doesnât appear anymore on my credit report, I assume because itâs over 6 years old. Iâm pretty sure it didnât just âgo awayâ. All effort to increase my credit score and eliminate all the negative items on my report proved abortive until I saw good remarks of how this credit expert ''Michael Gibbs'' had helped people. Here is his contact [Gibbs@creditpatchup.com]. He did a monumental job by helping us raise our credit score to 826 and 814 respectively and removed all the negative items replacing them with beautiful tradelines. Just a couple of days after, we fixed agreement. Thanks am highly indebted Jack. He can be reached via his email for fast response [Gibbs@creditpatchup.com]..
Credit wise is great too
Did creditwise help you?
đŁđ¤ I know those companies charge for credit scores đŠ
Can you also make a video on how to pick a realtor? I recently changed mines due to lack of communication & genuine interest.
I have one...its called how to hire and fire your Realtor. czcams.com/video/Gs4WumijVCA/video.html
Thanks for watching
The US credit system is appalling.
If it is related in any way to the Federal/State Government ....
*It's Corrupt as Hell !*
Like CZcams and video
Thank you!
You're RIGHT â QUEEN â
Edit: credit wise is not accurate for me
Bank of America and Credit Wise say they both pull from Transunion and the are not the same but they are close for me. Thank you ---what is your favorite?
@@ShaheedahHill Honestly, my favorite is "Credit Karma". The tips they provide have given me great results. However, I use a combination of "Experian and Credit Karma" they give great feedback.
Gaahhhh damn whatâs the fucking secret, why is so difficult to get your CORRECT credit score? Thatâs the real question.
What credit model do most home lenders use?
Experian 2, Transunion 4 & Equifax 5
@@melilu2845 ok thanks looking to buy by this summer.
It varies by lender, they use several. You can ask a few lenders you are considering using directly to get the most accurate information. However, I don't want people to get so caught up because you will be chasing a number that may change slightly based on who you do your pre-approval with.
@@ShaheedahHill ok, thanks for giving out this vital information in your videos, keep on.
My spouse is a doyen. We have really done a few good on our credit reports. We have been trying to raise our scores to mid-800 his score is 519 while mine is still in the high 500âs. (I think is 536 currently.) I also have a judgement against me for a credit card. The judgement doesnât appear anymore on my credit report, I assume because itâs over 6 years old. Iâm pretty sure it didnât just âgo awayâ. All effort to increase my credit score and eliminate all the negative items on my report proved abortive until I saw good remarks of how this credit expert ''Michael Gibbs'' had helped people. Here is his contact [Gibbs@creditpatchup.com]. He did a monumental job by helping us raise our credit score to 826 and 814 respectively and removed all the negative items replacing them with beautiful tradelines. Just a couple of days after, we fixed agreement. Thanks am highly indebted Jack. He can be reached via his email for fast response [Gibbs@creditpatchup.com]..
Is is creditwise okay to use?
I like them and use them! @ritaandleo Thank you for watching
You pretty as Heck look like a Real Estate Lady lol but anywho tho
All I'm tryna do is get me a Credit Card how many Payments do I have to make before I can get a Credit Score & a Card
How do I see the score of my customers?
You would need to hire a company to do this for you.
Is there something wrong with Credit Sesame?
It is fine, you may want to use that and one other to make sure you are getting the best information.
Credit karma ain't worth the damn they told me I could get a loan and I tried to get pre-approved it's not supposed to count against your credit score signed up with them and knock my credit score down less than a week
đđžđđžđđđ˝đđđ˝đđ˝what do you think about scoresen?
Thanks for watching, not familar with them.
@@ShaheedahHill You're welcome đđžđđ˝
The issue is money lenders, (banks) - (car loans) - (credit cards), (Mortgages), etc, etc, etc, DO NOT use the scoring system that all of these credit monitoring services, (Free Credit Score), (Credit Karma), (Annual Credit Report), etc, etc, etc, use. So, you could be paying for one of these services, and the service is telling you that you have a score of 780, so you think you can go to a lender and get credit when that lender pulls your's score, you're scored is 400, which means you're not getting nothing and then they ding your credit for pulling a report, which means now you're score is even lower.
Great information #loanofficerwhocares
Glad you think so!
Credit karma is not good It is not accurate at all.
Thanks for watching!
Fake, fake, fake. All of these credit monitoring services are fake. Lenders do not use the scoring system associated with these credit monitoring services. These services should be illegally outlawed. Misleading, false information.
Then what do we go by ???
@@redreadyj8916 Very good question.