Best Investment Plan for Your child 2023
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- čas přidán 8. 07. 2024
- Preparing for your child's future is a responsibility that every parent takes seriously. In this video, we delve into the crucial topic of investing for your child's future and why it's essential to have a solid financial plan in place.
Learn about the significance of setting clear financial goals for your child's future and how these objectives can guide your investment decisions. We explore the different investment options available and highlight the key factors to consider when choosing the right investment plan for your child.
Whether you're a new parent or have older children, this video will help you create a solid financial foundation for your child's future.
Best mutual funds - • Best Mutual Fund for 2023
Plan your child's future - recipe.finology.in/app/goal-p...
00:00 - Introduction
01:05 - Investment for tax-free returns!
02:55 - Get more returns than FD risk-free!
04:25 - Best risk-free asset to invest
07:12 - Want a thrill with better returns? Invest here!
08:15 - Plan investments for your child here!
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1️⃣ Mint your Money by Pranjal Kamra - amzn.to/3tsMB8P
2️⃣ Investonomy by Pranjal Kamra - amzn.to/3BLeviA
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8/10.. You should also take examples that for example this much amount if someone invest in these schemes so how much they'll get in return after some time. And also you may include the profit of long term investment concept, again with example so that jin logon ko zyada knowledge nhi hai wo bhi or ache se smjh jate.. Overall great video. 👍🏻
You may also consider adding one REIT to this portfolio for interest friendly regular return with appreciation of property
10/10, Sir aap ka video dekhte dekhte investment chalu kiya hai..ab 2 years ho gya hai aapko follow krte huye..aur ha parag Parikh Mera v favourite ho chuka hai❤❤
Really simple and honest help for those who don't understand market much...My rating is 9 1 mark i reduced because i already invested in those products years ago😇. I like that u are educating people right
10 for straight and simple explanation.
8/10. Discover the power of examples! As an expert content creator, I urge you to incorporate specific investment amounts like 500/1000/2000 in mutual funds or a lumpsum investment in gold. This way, your audience can envision the potential returns they could achieve by following your advice.
10 out of 10. Maza aa gya bhai. Mera 7 years ka beta hai abhi tak koi savings nhi kiya. To samjh nhi aa rha tha kaha karu because 10 years baad uska education bahut costly ho jayega. But is video se kafi help mila. Thanks
There can't be any other video this simple. Hats Off !!
Good evening Sir ji 🙏 God bless you and your family 👪 members you are great person Sir ❤️
Bhai you are doing a great job for the future of our young Indians, every time watching your video is like equipping with one more financial skill ...............no other words.
Sir 8
Mujhe 4ra ke recalculations feature bohot pasand hai, kabhi bhi galti hoti hai toh turant correct ho jata hai 🔄👌🏼
10/10 sir. Listening to you gave me so much conviction on SGB." Iska to koi downside hai hi nhi" did the magic. Already invested in sukanya scheme. Rest to follow. Thanks 🙏 for these valuable efforts.
8 saal k maturity k baad SGB ko sell karna mandatory hota hai kya? Aaj mai 60k par le lu, aur 8 saal baad kisi reason se gold rate 65-66 par hi ho to bhi usi rate se sell karna hoga kya?
@@ankitjoshi7 agar chaho toh 8 daal bad RBI ko sell kar sakte ho zur agar chaho to 3 yrs aur extend ho jate hey phir bhi vo all paise tax free hote hey. Lekin agar chaho to 5 saal bad uss gold ko stock market pe bech sakte ho but you will not get good return bcz log saste meh hi kharidenge and vo paise phor tax free nahi rahega. But I suggest to keep till 8 yrs then if wish then extend more 3 yrs and then sell it to rbi bcz its mandatory to sell to rbi to get that tax free return
@@ankitjoshi7
After 8 Year Automatic Sell Ho Jayega uske bad firse buy karna hoga agar jyada time tak rakhna he to
9/10 no doubt… very genuine knowledge sharing video Pranjal !!
Sir hum aapke sare videos dekhate hai
Bahut information milati hai ....
Thank you
Thank you sir and love from me and my 2 year old daughter
Thanks. 8 out of 10.
Thanks for Index Fund and GSB
But you forgot SBI magnum children benifit fund, which is amazing fund.
7/10
Sir, you should also calculate the minimum amount in the video as an example of each scheme for children's future planning so that any parent has an idea that how much he can invest for his child. Because people get the option, but they do not find the right way, they do not know when, how much and how to invest. And people hesitate to search all these things through sites and even there is English problem in following and understanding all those things.
Overall Excellent video.👍👌
That's why not every online content is correct as one thing cannot cater to everyone
Investing for a 2 Month Old. Insightful video. Thankyou.
9/10
Sir also provides a monthly amount to be added, after maturity amount to be received
8/10 as bonds could be one option where a person can invest and can get upto 10% yield which are also secured like UPPCL, Muthoot correct me if I am wrong. Love the video.
Thanks for great video, I have invested in all these 4 schemes for my daughter. One major thing I would like to add here is the “Real estate”. It is helpful for the child in multiple ways.
1.) Child will always have a house to live.
2.) Me and Child can rent that property and earn passive income out of it.
3.) Whenever he/she needs any money, he/she can always sell it for the good.
10 stars
Kudos 👏.
I too have done all except sukanya samriddhi. Also bought a plot for my children. Going to open SSC this week only 😊
First priority should be real estate
How can u always sell. Try to sell flat in metros
10/10. This is exactly where I have invested. PPF + SGB + MF SIP + NPS(for my retirement)
Can we invest SGB any time or wait for govt to enable it to customers (i think twice in year) ?
4ra ke birthday bonus ne toh dil jeet liya, apne din pe special lagta hai 🎂🥳
10/10 as usual, crisp, full of information and knowledge video
10 out of 10 pranjal bhai hats off for guiding free of cost
Always appreciable well designed content 🙏
Great video Sir yes.. ratings 10/10 just to add 1 drawback for SGB is 2.5% Interest is taxable.
Mai kafi video dekhta tha jabs e aapka dekha to aapki hi dekhta hun. Good knowledge.
A few pointers:
PPF would be a better scheme even for a girl's child education than SSY.
Your daugher would start their under grad around 18 years of age. But they only get money at 21. So SSY is mostly for wedding or Post Grad Degree.
Use SSY for your self and PPF for your kids.
no at 18 also can 50% withdraw
Yeah the plan I’m doing
@18 we loose composing power
Very nice information. I advise you should have added NPS for children at the age of 18 with just 5000 per month for 42 years which will give very nice corpus for them when they will become 60 years.
PK simplicity is your USP, 10/10.
Hi sir, you have covered SSY, PPF, SGB, MF so it's 8/10
If Bonds was also covered then it would have been a perfect 10/10.
bro , u can also withdraw after 18 years for higher education , not only marriage
Can we gift mutual fund/any other type of investments for a newly born child? (Could be SIP/lumsum)
So that when the baby becomes an adult, he/she gets a huge benefit out of it.
Rating - 9/10
Well I must say..you have become the PRAN & JAL of our financial knowledge hunger/thirst.
Making us independent. Always to learn & grow from the knowledge you spread.
Best Wishes Always!
Jadu ki chadi lele..........tum jaison k liye sahi rahega........kya wahiyat admi h tu
8/10 Your Advice is always being a milestone for our future financial goals
Very informative. simple, precise, very knowledgeable. Thanks 👍
8 star 🙂 (Clear & concise)
Deducted
1 star : You could you talked about inflation while taking about child investment.
1 star : Infographics on Investment, Maturity with taxation could have been better.
Like your content always, keep enlightening 👍
9
Genuine contents
Can we also invest in direct stock SIP through smallcase etc.
You Will Never Know What I Commented
Bhai investment karo
Same bro 😂
Bhai main bhi hu 18+
@@PRINCE999
Le me 15
Same mein bhi 19 ka hi hin hoon
8 you can add amount calculation also by the parameter of age and inflation
9/10. liked all your suggestions. Since child investing is long term investing so one point i think you should also talked on whether one should invest in small cap/mid cap MF.
In case of sukanaya , there is change in rate of interest , so ideally what rough amount to expect after maturity as interest change so maturity amount also change
Also please launch video on post office schemes as there interest rates are good and it is secure also
9 rating for this video, i see your videos every now and then and i used to share your investments to each of relatives , its quite knowledge able..
Looking for post office schemes video , whether to invest or not
No one can tell you the exact amount. It could be 5% after 15 years .so don't only rely on savings schemes.
But it will always be north of FDs i think.
You put out some valuable content. A little off topic maybe, but there’s this woman I got in touch with during the lockdown which cost me my job. Ms. Norman Davis helped me manage my assets by introducing me to the best investing platform and strategies, I earned a lot of $$$ working with Norman in the comfort of my home. I still keep in touch with the amazing lady
I have a master in mathematical finance, so it wasn’t so easy to get me convinced to begin an investment without me carrying out proper research on her. I had her broker ID checked and she’s fully verified! So I began with a few bucks, only to get huge returns in a month. I reinvested and now I get long-term monthly returns… So glad I don’t rely on paychecks anymore.
I run a mini food business in Paris which has been affected by food inflation and I needed a side hustle that could help me boost my small business, so I could give my employees better wages, I got in contact with Ms. Norman a month ago and my stories became testimonies… I wasn’t charged on my first investment with her. Yes, I received my first returns last week… I’m considering reinvesting
want to be financially free, I currently work 2 9-5 jobs and I’m struggling to pay bills along with my mom's medical bills. I heard about forex a little while ago and was really interested and wanted to get into it for the longest but I never had someone who could help. Can I get her contact? I need her assistance
..In my personal opinion, I believe it's best you speak directly with Norman,
Unfortunately I can't give out her contact info, You can reach the company via mail,
10 on 10 Pranjal Sir
Thanx guru ji
9.5 out of 10.bcz sir u don't says the bad sides of sovereign gold fund which is you can't withdrawl it before 5yr and when you withdrawl it after 5yr it is taxable.sir i know the info from your video 😊😊 and i think it is the best instrument for invest ur valuable money for 8yr.and the other thing is if u buy it from stock market u should search for a seller also which is not available all the time or else if you buy from rbi u should wait for it bcz rbi also not issued it all the time.only in this scenario mutual fund is good.
Mutual fund returns are also now taxable
@@Real_mutual_fund_guide yes sir is always taxable.i told that it is hassle free.
@@subhajitpodder1117 can't say it's hassle free as if we talk about ground reality some distributors execute in such a pathetic way that units cannot be transacted in easy manner..........being a distributor, I've facing such issues but no resolution provided from my distributor
@@Real_mutual_fund_guide yeah that's why I don't trust the distributors
I always look up to you when it comes to financial lesson and advices. You are such a blessing to this community. Anyone who is not investing now is missing a tremendous opportunity. Imagine investing $1000 and receiving $4,200 in 5day. Analia Harlod is the best🇺🇸🇺🇸
She has been my trader for 3year's Even if retirement I have lots of investment with Analia, I make $12,000 bi-weekly profit,l invested in coins and property.
I'm also interested in making profits from my Investment, how do I reach her???
Ms_Analia
SHE'S ALWAYS ACTIVE ON TELEGRAM'S APP* WITH THE NAME ABOVE.
Even with the economy recession and downtown, I'm so happy. I've been earning good return from my investment on short time, trading digital assets with Analia Harlod
Thanku sir 🙏,jai hind 🇮🇳🇮🇳
It's an absolute 10/10 video Pranjal sir!!
This administration is putting so many families into difficult situation. A lot of people are financially struggling to live, put a roof over their head and put food on the table. You've helped me a lot Analia Harlod, imagine investing $2000 and receiving $9,500.
The truth with this recent economy, everyone needs more than their salary to be financially stable. The best thing to do with your money is to Invest it rightly.
Even with the economy recession and downtown, I'm so happy. I've been earning $9,500 return from my investment on short time, trading digital assets with her Analia Harlod
I'm really interested in reaching her, my parents are suffering alot, can you refer me to her please???
*Anharlod*
I have the App already installed and will contact her immediately. Thanks for your swift response.
Hi Pranjal, there is still a source of risk in SGB. What if the price of Gold at the maturity of SGB is less than the Gold price when the SGB was bought? Less chances of that, but yet it can happen, since the gold price moves in cycles. Can you clarify if that is indeed a risk?
Pole khul jayegi....clarification ka mat puchiye janab
Nice
Gold never goes down.
When did this last happened jn the history ?
If that happens, reinvest the maturity in another SGB at the time of maturity if one exists. If not buy physical gold so that the value remains as is and avoid loss
God bless you brother.. Thank you so much for your video..
10 sir for your efforts that you put to educate others. Thank you and god bless you
9/10...amazing explanation but jinko sarf ladke kai ek aur scheme unke liye ho jati to accha hota 😅...loved the sovereign bonds scheme
But Pranjal ji!! I must thank u for yr good work because all I know about share market is bcoz of u !!! N some how I find u trustworthy also!!!!
You are great Pranjal. My first financial guru.. and then after checking out several other gurus as well, now you are my only guru. 😂
8 - you could have added more details on the structure of ppf interest and withdrawal. Maafi guru ji 😂
Than you sir
9 - its very clear and easily understood
Simple and crisp 8
10 /10
Thanks Pranjal ji
10/10
Love the way you are explaining
Thanks 🙏 10
I like this video, wanted to know more about the mutual funds for my son, but I have chosen new tax slab,
so, I won't be eligible for 80C deduction. I am also newbie for investments, I only do mutual funds so, wanted some more names to inverts,
Video rating 10/10, the only reason is the way of explanation is simple without using fancy terms.
Bohot hi acha information hai good work
10/10 ❤❤👍👍👍 Thanku so much.
Thank you sir
10 and I am also on the same tract
Thanks for guiding us
Very nicely made video @Pranjal kamra.....my rating 9/10...I think you have covered all the right schemes....
Sir 10 out of 10 that’s great 🔥thank you sir
Thanks 😊
Every trading lover knows your channel. It's a №1 place about trading and investments
8/10 useful information on investment for kids
10/10..
Thanks for sharing valuable information
You r my fvrt kamra sir 10/10
Very informative, many thanks
9
Thank you so much... 10/10score.... Your the best Sir 😍😍😍😍😍
Thanks Vai
10/10 thanks for your suggestion ❤
Thanks sir
Always love your advice.. 9/10
Really sir you are the best................
7/10 ..sir aapne jo btaya bahut usefull hai ...
Bus ye doubt hai ki starting ki 3 scheam me kitne paise dalne start kre ..jisse return bhi achha aa jaye or invest bhi jyada na ho ...kyoki hume salary ko dekh kr chlna pdta hai ..
Video superb hai information ke liye or krni bhi hai ..bs doubt ye hai kitne se start kre ..
Plzz sir guide me 🙏
I really appreciate you and your team for sharing facts.
I am following you since many years.
I need advice for starting SIP
1 To invest in small cap fund or small cap index fund
2 to invest in bank infty or bank nifty index fund
3 Recommend name of fundfor above
10/10...no confusion, all clear
Keep it up ❤
Lovely video PK... fortunately I am investing in all of these instruments 👏👏👍👍👍👍
Thank you 10⭐
10/10 Without risk
9
Thank u so much
1) Sukanya samriddhi yojana
2) PPF
3) Sovereign Gold Bond
4) Index Fund or Mutual funds
8/10... Detailed And # Logical
8/10… also guide child health insurance or planning
Rate 10 Good impartial Advise -Appreciate your advise Sir
9/10...great logical and informative video.....
For me; it's 10 on 10
@PK, really appreciated with the information . I would refer to go with SGB 8yrs tax free and flexi cap fund which attract 10% LTCG tax are really good investment for children.Whereas earlier I had invested in HDFC child gift fund but have the avg return to approx 13% to 14% however attract high expense ratio which I do not like and moreover 10% LTCG tax….
I would rate it to 10/10
10/10
I always watch your videos whenever I get time.
Kindly make videos on how to read annual report of any company. Regards
10/10, apke video me kuch Kamiya nahi dikhti, jo apne nahi bataya vo to hum pad lengy.
4ro scheme acchy he
Thanks
10/10 score...nice vedio
it should be 8
there is no compunding in FD but in ppf its avaialable.
SGB is good be we are not sure that in future also gold will be relevant and If the investment is kept to maturity, capital gains on the redemption of SGBs are exempt from capital gains tax. Capital gains tax is applicable if SGBs are sold before maturity.
Thanks Sir (10/10)