The BEST No Annual Fee Credit Card (10% Cash Back)

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  • čas přidán 7. 06. 2024
  • Learn More About Capital One SavorOne Cash Rewards Credit Card Here: brianjung.org/0905YT-SavorOne...
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    Video Outline
    0:00 Introduction
    1:07 Why This Card is So Great
    4:15 How it Stacks Up
    4:31 What to Know Before Applying
    6:44 Final Thoughts
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    This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities.
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    Disclaimer: I am not a financial advisor. Brian Jung does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Komentáře • 217

  • @Jungernaut
    @Jungernaut  Před 9 měsíci +3

    Learn More About Capital One SavorOne Cash Rewards Credit Card Here: brianjung.org/0905YT-SavorOneRewards

  • @justinpereira5926
    @justinpereira5926 Před 9 měsíci +163

    Savor has NO Foreign Transaction Fees too!

    • @Jungernaut
      @Jungernaut  Před 9 měsíci +14

      Yessir!!

    • @optimusp517
      @optimusp517 Před měsícem +1

      All C1 cards don’t.

    • @Adiscretefirm
      @Adiscretefirm Před měsícem

      ​@@optimusp517 that's what I thought, even the QS has no foreign transaction fee

  • @Param-Singh
    @Param-Singh Před 9 měsíci +45

    Crazy how they can offer 10% back on Uber and Uber Eats, other credit card carriers need to step up the game!

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial Před 9 měsíci +35

    The Uber benefits on this card are really unbeatable right now. It's crazy value for a no-annual fee card. You just gotta hope Capital One isn't weird and approves you 🤣

  • @fluffywarhampster
    @fluffywarhampster Před 9 měsíci +79

    you missed a couple BIG benefits of the savor one like the fact it has NO foreign transaction fees and if you also have a captial one venture card you can transfer the "cashback" to the venture card thus converting to miles and allowing it to be used with transfer partners. other than that great video! the savor one is a great early game pickup that allows you to stack cap on "miles" even if you're someone with little or no established credit history.

    • @Jungernaut
      @Jungernaut  Před 9 měsíci +12

      Thank you! It’s a great card and the transfer into the venture is also VERY slept on. Well said ✊

  • @hunterwhite5384
    @hunterwhite5384 Před 9 měsíci +20

    I have 3 capital one cards, the platinum, then the quicksilver and the savor one. Right now I’m using my Amex business platinum for the SUB but typically all food goes on the savor
    I love it.

  • @intellectualblackking162
    @intellectualblackking162 Před 9 měsíci +15

    I just applied for this card got approved. (736 credit score) 10k limit damn. I needed a no annual fee travel credit card too lol sweet 😅🔥

  • @sangoGRL345
    @sangoGRL345 Před 9 měsíci +2

    Just got mine! 🎉
    Super excited!! 😊

  • @JumpFloater4
    @JumpFloater4 Před 9 měsíci +5

    Finally a designated Savor card video IVE BEEN WAITING

  • @buckmoney212
    @buckmoney212 Před 9 měsíci +1

    Man I love it. I’ve been using it for the past two weeks

  • @amethystangel23
    @amethystangel23 Před 9 měsíci +5

    I just got approved for this card! I’ve had the quicksilver for about 11 months now and I was pre-approved for the savor one. Can’t wait till it gets here

    • @shinmoda
      @shinmoda Před 6 měsíci +1

      Yess I'm excited for mine too! Though, you probably already have had yours for at least a month now :) I hope you're enjoying it~

  • @learnenglishindia7456
    @learnenglishindia7456 Před 9 měsíci +2

    Hes so happy about the Recession coming in, like hes super excited to be witnessing it.

  • @emiliochapina7100
    @emiliochapina7100 Před 9 měsíci +8

    I’m 19 and I applied for a discover card at 18 and 1 month later applied for the savor one card and now I have both

  • @SpencerChewitt
    @SpencerChewitt Před 9 měsíci +4

    Nice video Brian! I’ve gotten so much value from my savor one! Would recommend.

  • @SKZ1360
    @SKZ1360 Před 9 měsíci +3

    Thanks to your videos I got my Amex gold and saver one card on the same day a few months ago 🇺🇸

  • @yogaqueen0830
    @yogaqueen0830 Před 7 měsíci +1

    I just applied and was approved.

  • @ab85main73
    @ab85main73 Před 9 měsíci +4

    Question, that expiration date on the offer, Does it mean that even after you get the card, they will take that away after that date or is it just an offer that expires if u don’t already have it? Or both

  • @AskReddit.67
    @AskReddit.67 Před 9 měsíci +2

    I love you Brian

  • @thedsaltredpopcorntared6678
    @thedsaltredpopcorntared6678 Před 9 měsíci

    Part of a very important coin been talked about in the BCL

  • @DEEP_DIMPLES
    @DEEP_DIMPLES Před 9 měsíci +5

    Savor One: Top Tier!

  • @Th33Vultur3
    @Th33Vultur3 Před 9 měsíci +1

    I made the mistake of "upgrading" this card last month to the QuickSilver. Looking back, I should have kept the Savor One. I'm going to wait the 6 month mark around Nov 11 and reapply for this card again or cancel the Quick Silver and start over again with the Savor One if I get it again and not cancel it again.

  • @JoeWhite42
    @JoeWhite42 Před 9 měsíci +1

    Just got approved for $2000 credit line yesssirrrrr

  • @alexandervaldivia8232
    @alexandervaldivia8232 Před 6 měsíci +1

    Which one is better the SavorOne or the Freedom Unlimited?

  • @zacharyreff5137
    @zacharyreff5137 Před 9 měsíci +2

    Denied. I have the venture x and was looking forward to combining the rewards. I’m in excellent credit range with solid income. I’ll see what the reason is when I call them for reconsideration.

    • @kuftamarc
      @kuftamarc Před 9 měsíci

      Did you get the Venture X within the last 6 months? Or freeze one of your 3 credit reports (Experian, TransUnion, Equifax)?

  • @khidaral-mukhtaar7327
    @khidaral-mukhtaar7327 Před 6 měsíci

    Dude… you miss your calling.😂thanks

  • @mrking9368
    @mrking9368 Před 9 měsíci +2

    If I connect that card in my Uber eat will it affect my platinum card?

  • @srinisri2997
    @srinisri2997 Před 9 měsíci +1

    What are the chances of my approval for savor one card after getting denied for capital one venture card in May 2023? Should I wait till November before I apply?

  • @sniff4643
    @sniff4643 Před 9 měsíci +1

    best card ever its my daily driver!

  • @Connor.Benson
    @Connor.Benson Před 9 měsíci +26

    I was Denied 😅.
    I applied for this card a few days ago and they completely declined me. The main reason I was given was that my credit only goes back 2 years as I’m only 20 and fairly new (the rep told me they look for a minimum of 3 years). This is despite the fact my credit score is 750. I was even denied twice for reconsideration with the same reason every time.
    I think it’s safe to say I’m not going to be able to get this card 😂

    • @skydemon3423
      @skydemon3423 Před 9 měsíci +3

      I got accepted for it as my first card with no previous credit history
      so I am confused when I keep seeing people say they are getting declined
      spoke too soon about 5:55 he talks about it :P

    • @Options_Trader11
      @Options_Trader11 Před 9 měsíci +8

      Wait a year

    • @Jungernaut
      @Jungernaut  Před 9 měsíci +6

      Give it a bit more time and you should get approved once you build credit length history on ur account!

    • @jiovanireed8171
      @jiovanireed8171 Před 8 měsíci +4

      Since you’re so young you may have 750 but since your credit history is so little it’s like a soft 750, I’m about 23 and I just got accepted at a 665 so just give it time

  • @user-kv7wz1ef1z
    @user-kv7wz1ef1z Před 9 měsíci

    Absolutely 💯 have to wait till Feb to get it unfortunately

  • @philmoore1450
    @philmoore1450 Před 6 měsíci

    So should I get this one over getting the Quicksilver

  • @j102587a
    @j102587a Před 9 měsíci +4

    I've had the QuickSilver and recently received the Savor One back in July 2023. I'm aiming for the Venture X to either replace the Quick Silver or be the 3rd card from Capital One. Does the 6 month rule apply to only capital one cards? I just applied and accepted the Amex Blue cash everyday. Or does the 6 month only count since July, when I got the Savor One?

    • @xsouthsidestevex
      @xsouthsidestevex Před 9 měsíci +3

      Every 6 months for cards within the Capital One family. You'll be good.

  • @Surf4lyfe
    @Surf4lyfe Před 8 měsíci

    This card seems like a no brainer. I currently use chase freedom unlimited and use Uber eats often. Is this definitely worth switching to?

  • @XKillerX25
    @XKillerX25 Před 9 měsíci +1

    Also the uber eats one monthly credit

  • @DaddyFatherDad
    @DaddyFatherDad Před 9 měsíci

    Seems like any regular d00d like myself only needs the Savor One and the Venture X

  • @amirmoradi9595
    @amirmoradi9595 Před 9 měsíci

    I think it's pretty obvious. Same way Amex gives out the monthly Uber credits on its cards. Uber is likely footing part or all of the bill. But hey, that's fine by me.

  • @shaziaijaz5863
    @shaziaijaz5863 Před 9 měsíci

    I am 7/24 till Jan 24 so what’s my recommendation for this card?yay or Nay?

  • @deadblood6734
    @deadblood6734 Před 9 měsíci

    ZRT44H gang in the house! Thanks for the analysis!

  • @giftsforeveryone1
    @giftsforeveryone1 Před měsícem

    I got declined because I recently applied to chase business ink credit card is there a reconsideration line for capital one

  • @axl6670
    @axl6670 Před 2 měsíci

    is it better than the freedom flex?

  • @willpeluce4175
    @willpeluce4175 Před 9 měsíci

    For Chase apply the rule 5/24. Now, for American Express , Capital One and American Bank is the same rule 5/24 ??????????????????????????

  • @p2o8wer
    @p2o8wer Před 9 měsíci +2

    Credit limits are low???

  • @paulpicone1121
    @paulpicone1121 Před 6 měsíci

    What limit did they give u thankyou

  • @Yourwhip
    @Yourwhip Před 9 měsíci

    You missed a very key point, you get 3% cashback on all entertainment! Movie Theater, Arcade, Waterparks, Theme Parks, bowling, event tickets etc.. and it’s 4% Cashback on the Savor Card which is what I have.

  • @rosassy5564
    @rosassy5564 Před 8 měsíci

    I just applied and I was denied for the savor one credit card

  • @peakjedi
    @peakjedi Před 9 měsíci

    Waits for the copy by [insert CZcamsr] along with very similar thumbnail 😅

  • @mpwdyt
    @mpwdyt Před 9 měsíci

    I keep trying to sign up for the benefit but it keeps saying error 🙄

  • @nycste1982
    @nycste1982 Před 4 měsíci

    Just started the video I should prob wait till it ends but I don’t use Uber anything…. Hopefully there are other benefits will finish video now lol

  • @QueenSorrow5150
    @QueenSorrow5150 Před 3 měsíci

    And if you use Capital one shopping even better. 😊

  • @chrissan6015
    @chrissan6015 Před 4 měsíci

    I made a mistake and applied for the good credit version🤦🏽‍♂️

  • @GoldenChild987
    @GoldenChild987 Před 6 dny

    Has anybody received an increase on the Savor One? If so, how much?

  • @TheQuickyouknow
    @TheQuickyouknow Před 9 měsíci +2

    Great card, I really hope they renew the uber deal. I already pay for the uber subscription and spend a ton on it monthly. Heck, I'd even get the regular Savor if they dropped the uber rewards from the free version. So much value for me.

  • @SergioR00
    @SergioR00 Před 9 měsíci +2

    Hey Brian just wanted to lyk that I got approved for the Savor Card using your referral code. I have average credit as a college student

    • @Jungernaut
      @Jungernaut  Před 9 měsíci +2

      That is awesome thank you for using my link ✊

  • @user-se4qi6xz6e
    @user-se4qi6xz6e Před 9 měsíci

    good 👍👏👏👍👍

  • @Ryan-iq2zd
    @Ryan-iq2zd Před 9 měsíci

    On the Entertainment category: do you get 8 percent back on sports and concert events? I live in Vegas, this would be huge. Or is it just certain events on their websites?

    • @arielsierra3093
      @arielsierra3093 Před 9 měsíci

      It's certain events through their portal

    • @crav5587
      @crav5587 Před 9 měsíci

      Only certain events on the C1 portal get 8%, but most if not all live events would still get 3%

    • @Jungernaut
      @Jungernaut  Před 9 měsíci

      Answers are 👆

  • @coziii.1829
    @coziii.1829 Před 4 měsíci

    I got more than two

  • @TobyMayne1
    @TobyMayne1 Před 6 měsíci

    But I don't use Uber

  • @patrickaquino7963
    @patrickaquino7963 Před 9 měsíci

    I am so sad I was denied for this :(

  • @jesusr7961
    @jesusr7961 Před 9 měsíci

    I was declined due to the age of my accounts ( 1 yr and 11 months)

  • @charlesbruining2157
    @charlesbruining2157 Před 9 měsíci +2

    The Savor site says there's a 95 annual fee

    • @elyliu
      @elyliu Před 9 měsíci +4

      That’s the savor card, not savor one

  • @shaziaijaz5863
    @shaziaijaz5863 Před 9 měsíci

    Should I upgrade from quick silver or apply as a new card in couple of months? It’s only $200sub and I done use quick silver.I have venture x card and love it. Please guide

  • @21msl
    @21msl Před 9 měsíci

    Never would have imagined that my ZRT44H bag would be as big as my quant bag and bigger than my hbar bag but here we are.

  • @steve_rogers_usmc1990
    @steve_rogers_usmc1990 Před 9 měsíci

    You keep saying you can have only 2 C1 cards yet there are tons of people (including myself) who have three or more?

    • @Jungernaut
      @Jungernaut  Před 9 měsíci

      It’s a YMMV rule- that’s been known for years but I have been hearing mixed reports some people have gotten around it

    • @micahgreene4573
      @micahgreene4573 Před 3 měsíci

      I personally have 4. Savor One, Quicksilver, Venture One, and Walmart.

  • @MarsM13
    @MarsM13 Před 9 měsíci +5

    I don't travel much. My U.S. Bank card gives me %5 back on utilities, internet, and streaming services. My other U.S. Bank card gives me %4 back on restaurants. My Citi custom card gives me %5 back on groceries. I don't order through Uber Eats, so Savor is basically garbage to me.

    • @cloudstrife316
      @cloudstrife316 Před 9 měsíci

      what are the name of the cards? Is 4x the same as 4% back?

  • @user-se4qi6xz6e
    @user-se4qi6xz6e Před 9 měsíci

    🙌🙌🙌🙌👍👍👍👍👍

  • @AskReddit.67
    @AskReddit.67 Před 9 měsíci +4

    first

  • @Esignn
    @Esignn Před 9 měsíci

    This is also a metal card?

  • @nguyencuong9537
    @nguyencuong9537 Před 9 měsíci

    You have a gun to your head and HAVE to choose between ZRT44H and HBAR....which do you choose? I;m going for the former.

  • @ayadalomran7131
    @ayadalomran7131 Před 2 měsíci

    😂😂😂😂 cash back cash back 7k every month cash back 5 hot dog every day cash back it’s cash back

  • @alexmyboy
    @alexmyboy Před 9 měsíci +1

    Something that should be mentioned, the credit card companies don't pay you the cash back. They steal that percentage from the business you're buying from and give it to you. This hurts small business. Please keep that in mind.

    • @SBK27
      @SBK27 Před 9 měsíci

      Doggy dog world brother

    • @alexmyboy
      @alexmyboy Před 9 měsíci +1

      @@SBK27 In some cases, yes. As a small business owner myself, I hate it.

  • @Robertbartaa
    @Robertbartaa Před 9 měsíci +2

    does the six-month rule only apply for capital one credit cards? For example if I was to apply for a Chase card two months ago and I apply for this next month would I get automatically denied?

    • @raymendoza5453
      @raymendoza5453 Před 9 měsíci +2

      No youd be good to go ,i got this card 2 months ago and the freedox flex and feeedom unlimited months before this one.only applies to Capital one cards

  • @Dcn8r22
    @Dcn8r22 Před 3 měsíci

    I just got my first credit card (Capital One Quicksilver) and just saw this video. Oof.

  • @ayberkakcay1
    @ayberkakcay1 Před 9 měsíci

    Part of a very important coin been talked about in the BCL

  • @McCall_
    @McCall_ Před 9 měsíci

    ZRT44H gang in the house! Thanks for the analysis!

  • @soeuh
    @soeuh Před 9 měsíci

    Hes so happy about the Recession coming in, like hes super excited to be witnessing it.

  • @zahra0185
    @zahra0185 Před 9 měsíci

    Never would have imagined that my ZRT44H bag would be as big as my quant bag and bigger than my hbar bag but here we are.

  • @melodiousmusictube6484
    @melodiousmusictube6484 Před 9 měsíci

    You have a gun to your head and HAVE to choose between ZRT44H and HBAR....which do you choose? I;m going for the former.

  • @timeo833
    @timeo833 Před 9 měsíci

    Never would have imagined that my ZRT44H bag would be as big as my quant bag and bigger than my hbar bag but here we are.