I love how I watched you for a year now and after I stopped doing cash stuffing I thought about you and went right back into it lol. You’re videos are always amazing and I’m always running back🤍
I am curious why you don't take one (or two) of your long term sinking funds to pay off your car? Then put the $860 back to build that fund up again. Then you would haven't to worry about interest on your loan.
So I talked about it in a prior video. My interest is sooooo low that I make money having that car amount in my high yield savings. My interest I gain on having that money in the bank is more than the interest in my car. So if I pay the car off, I won't be paying interest, but I won't be making money with that money sitting in my high yield savings. You know what I mean? So I'm actually paying nothing in interest and making some money back by having the money.
@@BlackNBlue10_4 oh okay. I must have missed that video! I have been trying to watch them ALL but there are too many to keep up with between your channel and the others I enjoy as well.
HA! I was sitting here writing out the balances on MY sinking funds while your intro was playing and I was waiting for that sound of your binders sliding into view, and I hear... Nothing! I glanced up from my scribbling to see the binders bouncing down the table and go "Oh that's right... her binders are all fluffy pillows now!😆🤣😂
I agreeee lol when it comes to my sons room I spend an arm and a leg to do his room and revamp it every few years.. that’s their little comfort zone so it should be special ❤
OMG! Are those post it notes for labels?! That’s what I have right now and I feel so validated 🤣🤣 everyone and their pretty envelopes and me over here with my homemade ones and post it notes 🤣
Great cash stuffing Errika! ❤a binder for your business sounds like a great idea. You are doing really great with all your savings and for your daughter’s college and savings too ❤
Thank you for explaining your methods. I’m trying the cash envelope system a 2nd time & have been trying to figure out a way to do it but accommodate the fact that I don’t want to have to go in to pay for gas every time! 😂 I couldn’t figure out the best way to use my card for some things. Your way makes it easy
@@BlackNBlue10_4 Well In one of your videos you did mention that your home envelope was important but just wasn’t as fun as your other ones. Maybe find a way to make it fun do some home challenges 💜
You are like me, when organizing my business binder was a mess, I just did it off camera...no one want to see all that drama😂😂. I need to call my cable company to lower my internet. Its ridiculous! Unfortunately, I had to turn up the A/C😢. Great video Sis!
So, I dont know if I ever said this, but I started this journey two years ago. I started with ) in every envelope and the money I had in my savings account and checking account already, I just called my buffer.
So I’ve talked about it before wanting to pretend my buffer doesn’t exist because I use it as a crutch. Eventually I will be stuffing my buffer into envelopes so that it will be much lower of a balance. Having to use my savings will help me spend less
CONGRATULATIONS ON 15K SUBSCRIBERS!!!!🎉🎉🎉 I really like how you said you don't like taking from your long-term savings. I am trying to get to that point as well...put savings in the account and don't touch it lol
Hiiii. There is a company on Amazon where I got them from called Soul Mama www.amazon.com/stores/SoulMama/page/D16C3A57-A7D1-464A-B926-E51862CB8F9D?maas=maas_adg_C1FD7981CF280B10CADEA37DA1793767_afap_abs&ref_=aa_maas&tag=maas
@@_yvetterobin This specific challenge was from her shop. If you’re only looking for envelopes, I’m thinking that’s something that could be found on sites like Amazon
Good Morning. I know I have been MIA in the comments and uploading in months. My tablet wouldn't let me comment for some-reason but I was her. Apparently it was glitched and my CZcams thought I was a child which wasn't letting me comment. HAHA. I have missed commented. I have been going back and commenting on 3 or 4 of everyones videos to bring that extra UMPS to the algorithm lol.
So, you should google what a single mom is. I live with my daughter just me and her. I am the only one paying my bills and for everything for her and myself. My fiancé isn't paying for anything that is our lives. So, a single mom is someone that is single and does not have help with their childs needs. So what is a single mom to you?
Thats an interesting way to think about it. I always thought of it as, if youre not in a relationship youre single. When in a serious relationship its not so singular anymore. But with that being said i see how you would see it that way since youre still doing everything youself. Youre doing amazing! Sorry if the question offended you
Oohh I see. So I’m not talking about my relationship status. I’m not single. But when it comes to parenting, I am a single mom as in singular parent. The single isn’t talking about your relationship status. It didn’t offend me. You know how when texting, we can’t hear how something is being said? I was being cautious but also wanted to be informative of my perspective.
I love how I watched you for a year now and after I stopped doing cash stuffing I thought about you and went right back into it lol. You’re videos are always amazing and I’m always running back🤍
Omg you are sooo sweet!!!! I’m so happy you jumped right back into it!!!!!
I am curious why you don't take one (or two) of your long term sinking funds to pay off your car? Then put the $860 back to build that fund up again. Then you would haven't to worry about interest on your loan.
So I talked about it in a prior video. My interest is sooooo low that I make money having that car amount in my high yield savings. My interest I gain on having that money in the bank is more than the interest in my car. So if I pay the car off, I won't be paying interest, but I won't be making money with that money sitting in my high yield savings. You know what I mean? So I'm actually paying nothing in interest and making some money back by having the money.
@@BlackNBlue10_4 oh okay. I must have missed that video! I have been trying to watch them ALL but there are too many to keep up with between your channel and the others I enjoy as well.
@@jennimunroe1214Hahaha OMG it’s impossible to see them all. Thank you for watching.
@@BlackNBlue10_4 It's not impossible, I've watched every single one of them!!
I love aesthetic dollars, too!!
OMG I loooooveeeee her stuff and her hahahaha
Yesss love seeing you stuff your binders and unstuffing that’s a plus 🤑.
Love your video and also obsessed with the aesthetic dollar!!
Aaahhhh thank you!!!!! That makes both of us!!!!
HA! I was sitting here writing out the balances on MY sinking funds while your intro was playing and I was waiting for that sound of your binders sliding into view, and I hear... Nothing! I glanced up from my scribbling to see the binders bouncing down the table and go "Oh that's right... her binders are all fluffy pillows now!😆🤣😂
OMG!!!!!!! I just pictured you looking up hahahaha that is soooo sooooo funny hahahhahahh Thank you!!!!!
Loved the video.
Your grocery shopping avoidance reminds me of myself.
Hahahah that makes me feel better actually hahahhaha
I agreeee lol when it comes to my sons room I spend an arm and a leg to do his room and revamp it every few years.. that’s their little comfort zone so it should be special ❤
YEEESSSSSS!!!!!! Exactly!!!!!! That is soooo true!!!!!!
OMG! Are those post it notes for labels?! That’s what I have right now and I feel so validated 🤣🤣 everyone and their pretty envelopes and me over here with my homemade ones and post it notes 🤣
OMG I love your cash holder with the Thin Blue Line on it 😍
Great stuffing Errika. You are and inspiration to the budgeting community. Hugs 💚💚💚💚
Hi Donna!!!! Thank you soooo much!!!!!
Good morning Errika, 🎉🎉congratulations 🎉🎉 on reaching your goal. That is a great accomplishment for you and April. May you reach many more.
Good morning!!!! Thank you sooo much!!!!
I loved this! Watching how you do your think makes sense! Yes! You do love going to the bank! 😂
yayyyyy🎉🎉🎉🎉🎉 you reach the goal. Loveeee the cash stuffing girl
Great cash stuffing Errika! ❤a binder for your business sounds like a great idea. You are doing really great with all your savings and for your daughter’s college and savings too ❤
Thank you soooo much!!!! You are so right. I need to do that!!!!
Great video. I love those binders.
Yay for her room makeover.
Thank you for explaining your methods. I’m trying the cash envelope system a 2nd time & have been trying to figure out a way to do it but accommodate the fact that I don’t want to have to go in to pay for gas every time! 😂 I couldn’t figure out the best way to use my card for some things. Your way makes it easy
AAhhhh I love that!!! Thank you!!!!!
Lol we’ve been melting and saving money!
Omg Hahaahah YEEEEESSSSSS
Changing up the binder and envelopes makes budgeting so much fun. 😊
Great Video I lost count of money at the beginning of the video 😂😂😂These are financial goals very motivational. Thank you for sharing 😊
Hi Errika, I am way behind on videos. You have been very busy. Great fun!
Love your crochet binder 🫶🏽🫶🏽 I have never seen anything like that before! 🩷🩷 so glad I found you! New subbie 🥰
Aaahhh thank you!!!!! I got it from my sister. She does the crochet binders. PinkXEverything
It will be better to have a separate bill binder for ur business. So u can keep track of output input..
I really need to do that!!!!!!
Good morning Errika,
Great video!! Glad to see the unstuffing. Have a blessed week!!
good morning Elizabeth!!!! Thank you soooo much!!!! Have a beautiful and blessed week as well
Love love love your videos
Amazing job reaching your goal ❤
Thank you soooo much!!!!
Love the video Errika. You should definitely get a business binder. Also start putting more into your HOME envelope 🤣💜
Thank you so much. Omg I do need to put more into home. I dont know why I don’t.
@@BlackNBlue10_4 Well In one of your videos you did mention that your home envelope was important but just wasn’t as fun as your other ones. Maybe find a way to make it fun do some home challenges 💜
@Brianna-810 You are amazing and you are a genius!!!!!!!
@@BlackNBlue10_4 Aww thank you 💜💜
Hey Errika awesome stuffing have a great week! 23:36 ❤
Heeeyyyy Thank you soooo much!!!!
Morning. Check your comcast envelope you said 85 but it looked like you added only 65…hugs Donna
I think I saw this too!
Congratulations on 15k subscribers! I love how you are having so much fun!
Hey Errika!! Great video. Idea. April left weekly left overs could go to her new 100 envelope challenge.
OOOHHHHH I love that idea!!!!!!!!
Hi Errika... I enjoyed your video, great unstuffing/ stuffing!!💜💜
Thank you soooo much!!!!!
great stuffing sis 💕
You are like me, when organizing my business binder was a mess, I just did it off camera...no one want to see all that drama😂😂. I need to call my cable company to lower my internet. Its ridiculous! Unfortunately, I had to turn up the A/C😢. Great video Sis!
Great video ❤. Those binder pillow covers are adorable!
Thank you!!!!!! I love them!!!!!
Hey love! Listened while running errands today! 🎉 Great video!! 💚
Great Video 💸 🖤💙
Thanks for another awesome video. Enjoyed watching 💙
Aawww thank you soooo much!!!!!!!
Wow great video.Binders were creative. What do you do for a living? Good luck.
Hey Erricka, Awesome stuffing! and YAY, GOAL REACHED! On to the next girrl! 🤑
HEY MARI!!!! Thank you sooo much!!!!!
Happy Monday
Heeeyyyyy Happy Monday!!!!!
Heyyy Errika!!! Awesome video per usual!!! You’re almost to 15k!! I can’t wait to see the switch up when your binders from Emily come in 🎉😊
Good morning!
GOOD MORNING!!!!!!
Great stuffing video!
Thank you sooo much!!!!
Nice video 🎉
#goals you are an inspiration
Grate video 👍👍👍🙏
Awesome video, as always! I'm just curious, how much do you keep in your buffer? My goal right now is $500-700
So, I dont know if I ever said this, but I started this journey two years ago. I started with ) in every envelope and the money I had in my savings account and checking account already, I just called my buffer.
Sooooo where does the money in your buffer or checkings acct go ? I thought that money was to spend on “unbudgetted” things not pull from savings ?
So I’ve talked about it before wanting to pretend my buffer doesn’t exist because I use it as a crutch. Eventually I will be stuffing my buffer into envelopes so that it will be much lower of a balance. Having to use my savings will help me spend less
@@BlackNBlue10_4 ahhhhhhh so eventually you’ll be a “zero based budget” we’re all money is in envelopes ? I try to get there but I’m scared
❤❤❤
CONGRATULATIONS ON 15K SUBSCRIBERS!!!!🎉🎉🎉
I really like how you said you don't like taking from your long-term savings. I am trying to get to that point as well...put savings in the account and don't touch it lol
❤ great video
Thank you sooo much!!!!!
Hello ! Where did you get those envelopes you used for your mortgage and hoa ??
Hiiii. There is a company on Amazon where I got them from called Soul Mama
www.amazon.com/stores/SoulMama/page/D16C3A57-A7D1-464A-B926-E51862CB8F9D?maas=maas_adg_C1FD7981CF280B10CADEA37DA1793767_afap_abs&ref_=aa_maas&tag=maas
@@BlackNBlue10_4 ohhh so I have to buy the binder in order to get the envelopes ! What a bummer ! 😂
@@_yvetterobin This specific challenge was from her shop. If you’re only looking for envelopes, I’m thinking that’s something that could be found on sites like Amazon
Good Morning. I know I have been MIA in the comments and uploading in months. My tablet wouldn't let me comment for some-reason but I was her. Apparently it was glitched and my CZcams thought I was a child which wasn't letting me comment. HAHA. I have missed commented. I have been going back and commenting on 3 or 4 of everyones videos to bring that extra UMPS to the algorithm lol.
Thank you soooo much!!!! I hope everything is going well with you!!!
Yes we moved to our farm:) it’s been crazy but I’m getting back into my routines:) thank you!
Do you check them for star notes???
Just wondering... how do you consider yourself a single mom if youre engaged?
So, you should google what a single mom is. I live with my daughter just me and her. I am the only one paying my bills and for everything for her and myself. My fiancé isn't paying for anything that is our lives. So, a single mom is someone that is single and does not have help with their childs needs.
So what is a single mom to you?
Thats an interesting way to think about it. I always thought of it as, if youre not in a relationship youre single. When in a serious relationship its not so singular anymore. But with that being said i see how you would see it that way since youre still doing everything youself. Youre doing amazing! Sorry if the question offended you
Oohh I see. So I’m not talking about my relationship status. I’m not single. But when it comes to parenting, I am a single mom as in singular parent. The single isn’t talking about your relationship status.
It didn’t offend me. You know how when texting, we can’t hear how something is being said? I was being cautious but also wanted to be informative of my perspective.
💕💗💝💛❤
The decorations could’ve been taken from your home Reno budget
I thought about that, but that envelope needs to really be beefed up because I need renovations to happen like this year.
🦄
Good Morning Erika here while sorting the laundry 🧺
OMG Laundry day!!!!!
👏🏽👏🏽👏🏽
For your comcast you said $85 but only put in $65
I can not due hot anymore
you make great money what do you do???
Is your daughter a teen or do you have a toddler 😊
She wishes she was a teen hahahah. She is 12. So she’s close
Omg I thought I was the only one that will be a bit hot before I turn on the ac lol #celingfans
HAHAHAHA you and me both!!!!
If you can’t keep a man, learn how to stuff and get stuffed 😂
I love how transparent you were in this video 🤗 You are truly my motivation 🫶💕
🩷🩷🩷
Amazing cash stuffing! 😊💕🫶
Thank you soooo much!!!!!
❤