Can We Improve the Way People Make Pension Choices?

#finance #research #pension
Are individuals making the "right" investment choices for their retirement years? What do we know from research about choosing good mutual funds? What are the effects of financial literacy on pension choices?
Seminar with James Choi (Yale), Anders Anderson (Swedish House of Finance and Stockholm School of Economics), and Anna Pettersson Westerberg (Pensionsmyndigheten).
00:00:00 Introduction
00:01:55 James Choi's presentation - Can we improve pension choices?
00:32:27 Anders Anderson's presentation - Choices in the Premium Pension System
00:45:05 Anna Pettersson Westerberg's presentation
00:54:43 Q&A - What do you think are the most important lessons from the 25 years of these individual choice in premium pension? What should we bring with us going forward?
01:00:08 Q&A - The default fund in Sweden is very important. Most of the money coming into the system goes there. What are your reflections on the 01:03:48 Q&A - Should you start savings earlier in life?
01:08:36 Q&A - How much do Swedes appreciate the freedom to choose? Can we conclude that it’s not appreciated, and does that then say something about the high cost of holding this whole apparatus afloat?
01:12:13 Q&A - Apart from the assets side, have you looked into a similar study on the liabilities side?