Is It Time to Ban Joint Bank Accounts? | Debate
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- čas přidán 15. 05. 2024
- Money is the number one cause of conflict in relationships according to a survey, and a third of couples feel incompatible with their partners' financial habits.
Is it time to ban joint bank accounts?
Broadcast on 16/05/24
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What a boring subject I've been married 35yrs and a shared bank account for 35yrs
I’ve always shared too. If you trust someone with money, you trust them entirely. I think a couple should be a team
No need at all for a joint account. Just open up a bills account and pay a fair share into it for bills and food, etc, with the person earning more paying more in, regardless of whether it's the woman or man. Isn't everything 50/50 nowadays?
Isn’t a bills account a joint account though? That’s what my husband and I did and we had no issues. There’s no point getting married if you have no trust in the person you supposedly hitch your wagon to for the rest of your life. We also had a joint savings account for saving up for big things like holidays etc. Have your own account and joint accounts.
@@jujutrini8412 Yeah by all means but it would strictly mean that right, bills and common food only. I'd be absolutely raging if I was the higher earner and ended up funding a partner's excessive shopping habit or basically anything that impacted my ability to do with my earned money exactly what I wanted to. Individual accounts for your wages, both add to a bills joint account, then do what you want with your own money - of course either can choose to treat the other any time they want to!
I’d have a JA once we have a mortgage and established, joint responsibility, bills. Both pay in equally to it to cover those costs. Keep general spend separate.
Once married, join all together.
Wasn't this done already? I made a comment along the lines of, it isn't necessary to ban them. People should be able to make this decision themselves. However, a discussion about these things should be had before marriage or moving in together.
“It’s not my money it’s our money” that right there is the perfect sentiment in a proper relationship. Only enter into these once you are married and only marry someone you share values and commonalities with. Discuss key topics like thoughts on money, children, work and goals…. Once you find that person and decide that you want to spend forever together you can share everything including a bank account :-) Don’t share an account if you are not married as there is little legal protection in place to protect you when you are dating some random no good piece you met on a night out!
I know this is primarily couples having joint accounts, but a joint account helped me set up an account for my son.
As I was 16, I could set up my own account, but not one for my son until I was 18, so my mum opened one and I got added to it when I was 18.
من الجيد العمل المشترك بين الرجل وزوجته
It wasn’t until the 70s that joint accounts were even popular.
Women weren’t allowed to open a bank account in their own name until the mid seventies!
What the video should be called: "Do women spend too much?"
Ahhh running out of topics 😄😄
No wonder Labour get it wrong.
The 'whats yours is mine and what's mine is mine' attitude is what wrecked my marriage. To ANYONE reading my comment, do not have a joint bank account. It doesn't work. I'm proof of that!
I'm proof that it does work. We've shared a bank account for 7 years now and had no problems, so what's your point? It's having that trust and full transparency before going in. Having a joint bank account isn't a must, but subjective to your needs, just because yours didn't work doesn't mean everyone else should take this advice.
We have the joint account for all joint expenditures and then used our personal account for our own purchases.
Silly topic