Lost 1 Income But Still Spending like CRAZY | Millennial Real Life Budget Review Ep. 14

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  • čas přidán 11. 07. 2023
  • This millennial couple just had a baby and they are down to one income. Despite the loss of income, they are spending MORE than they make each month! Here's what I have to say about it.
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Komentáře • 33

  • @anthonya8172
    @anthonya8172 Před rokem +20

    I was able to get my grocery list down to $160 per week for a family of 4. 🙌🏽

  • @BagsNBaguettes_327
    @BagsNBaguettes_327 Před rokem +13

    So much here that can be dialed down, especially with that income. If you can eat out, you can become a coupon saving queen while baby is sleeping and cook at home (make sandwiches). That is a massive car payment and car insurance.

  • @jenniferlin8535
    @jenniferlin8535 Před rokem +15

    Tight budget for sure. I'd guess that Verizon may be their internet, not their phone bill. I think it's huge progress that they've even written this down, though -- having this information is a great start!

  • @christinamunoz4687
    @christinamunoz4687 Před rokem +22

    yikes! their budget is really tight. if i were them, i'd cut off the subscriptions too. also, no fun, travel, and dining spending at all. look at other insurances that are cheaper.
    so glad i paid off my student loans during the pandemic. took advantage of the 0% interest rate.

  • @colleenhanson2688
    @colleenhanson2688 Před rokem +14

    This is one of my favorite video series! It's incredibly helpful for learning how to navigate my budget. :)

  • @missfroggie909
    @missfroggie909 Před rokem +11

    def get rid of you tube, thats 67 a month, I think mom will go back to work, because they like to eat out alot.

  • @PurrBetweenThePages
    @PurrBetweenThePages Před 11 měsíci +4

    PECO (usually said Pee-Co) is electricity in Pennsylvania

  • @C_Beaty
    @C_Beaty Před rokem +4

    PECO is an electric utility, and I'm betting Verizon is their internet (FiOS).

  • @A_D624
    @A_D624 Před 10 měsíci +2

    Philadelphia you need 2 incomes and people here are obsessed with eating outside the home.

    • @haute03
      @haute03 Před 5 měsíci +2

      Definitely. Both things are true for most American cities.

  • @wendiw1445
    @wendiw1445 Před rokem

    where do you find the free spreadsheet you mentioned? Thanks! I love all your videos. they are very helpful and i am learning a lot.

  • @amielawson8344
    @amielawson8344 Před 5 měsíci +1

    The Verizon could be their internet bill.

  • @bonniegaither3994
    @bonniegaither3994 Před měsícem

    Is that water bill a month? I thought they usually did it every three months. I don’t know because I live somewhere where it’s included in my rent and it’s usually about $40

  • @katandmoonbudgets
    @katandmoonbudgets Před rokem

    I have to watch that video yet, but with my credit in low 600s, 3 vehicle events, and I was quoted $172/ month to have $0 deductible for comprehensive. That was the lowest i could get of 4 companies lol

    • @vianjelos
      @vianjelos Před 5 měsíci

      I have a 750ish credit score, 0 incidents on my driving record and yet my insurance is still 150$ for comprehensive(and thats with deductibles).a lot of the cost depends on location. Where I live we have the highest car insurance rates in the country(or one of them) so no matter how well I take care of my record and how safe my car is I will be paying due to the high accidents in my area.

  • @shilohmorris5527
    @shilohmorris5527 Před rokem +6

    My car insurance is even more than theirs 😢 $182

    • @Username_CC_
      @Username_CC_ Před rokem +1

      Mine is $65 what on earth are you doing

    • @shilohmorris5527
      @shilohmorris5527 Před rokem

      @user-nb8tg3xf3u well i have 2 cars. But other than that 🤷‍♀️ i have a perfect driving record

    • @Username_CC_
      @Username_CC_ Před rokem +1

      @@shilohmorris5527 never met someone who could drive two cars at once

    • @priggssss
      @priggssss Před rokem +4

      I live in Florida our average for people my age is $400 20% of drivers aren’t insured it’s a no fault state

    • @Username_CC_
      @Username_CC_ Před rokem

      @@priggssss 400 a month is insane I can't believe how expensive the coast is

  • @ryanlight1013
    @ryanlight1013 Před 5 měsíci +2

    Let me get this straight, they want a new house, pay off student loans and pay for a child on one income!! The word stupid is reserved for certain people, like this!