BEST SAVINGS: July 2024 update inc 8% reg saver, 5.09% LISA, offers & more (UK)

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  • čas přidán 5. 09. 2024

Komentáře • 32

  • @BeCleverWithYourCash
    @BeCleverWithYourCash  Před měsícem +1

    More on the updates & offers here becleverwithyourcash.com/july-2024s-savings-round-up-news/?Organic_CZcams&Banking_savings&Jun24_link_in_YT_description

  • @deesinghda
    @deesinghda Před měsícem +4

    Avoid the Zopa ISA they make you create Pots for the different tax years, if one Pot is fixed and another one is not you are not allowed to move it to another provider

  • @Chriswoodworker
    @Chriswoodworker Před měsícem +1

    Is there a website where you can put the name of your bank or ISA company in and see who is owned by who so you don't get stung by this £85K guarantee?

  • @ianpeart5665
    @ianpeart5665 Před měsícem +1

    Really good shout about Trading 212! I was concerned there appeared to be no access security and delving deeper found the setting to enable face recognition. Thanks!

  • @tembomoney
    @tembomoney Před měsícem

    Thanks for mentioning us! If anyone wants to take advantage of our cashback transfer offer, you've got until the 31st July ⏰

  • @maxalderson7183
    @maxalderson7183 Před měsícem

    I would avoid the progressive building society regular saver - looks good but the interest rate is variable and they can change it whenever they like

  • @cognachobo2320
    @cognachobo2320 Před měsícem +1

    Thanks Andy. Very informative as always. Appreciate your insight.

  • @rodfulford4306
    @rodfulford4306 Před měsícem +1

    Trading 212 now doing transfers in!

  • @tiffenberg
    @tiffenberg Před měsícem

    Notice on website you show Halifax regular saver for kids at 5.5%. Do you know if you can put a lump sum in to open it? If not, what would e a good option for kids with a bit of money to be able to put into account and leave for a while?

  • @NicJames-rs8uc
    @NicJames-rs8uc Před měsícem

    Which stocks & shares isa with virgin?

  • @13mowe
    @13mowe Před měsícem +2

    virgin has been bought by nationwide hasnt it ? it will only grow unless they have some sort of clause ,,

    • @MrDuncl
      @MrDuncl Před měsícem +1

      "The sale is still expected to complete in the fourth quarter this year". I actually can't see any upside to this as it will reduce competition.

  • @saraamdouni4420
    @saraamdouni4420 Před měsícem

    I have checked Chase but the rate is 4.1%?

  • @clumpo765
    @clumpo765 Před měsícem

    Hi , does anyone know the max interest you can get on the Lloyds saver account , blue rewards say 5000 max but it’s compound interest isn’t it ?
    So what’s the yearly interest amount please ?
    Are the linked savers worth it ?
    Thanks in advance

  • @satbilla9291
    @satbilla9291 Před 26 dny

    How do you know if saving online account is genuine. I’ve seen a ford money 2yr bond but am cautious if it genuine.

  • @jaynep367
    @jaynep367 Před měsícem

    Hi Andy , I listen and learn from your content thank you .
    Have you ever done a video on the max amounts of compound interest, via these regular instant savers attached to bank accounts. I’m wondering what’s the max interest you can earn if you max them out . For example I thought you got the full actual 8%.but my return wasn’t that good.
    Are they worth it ? Thanks in advance.

  • @WoodyWanderer
    @WoodyWanderer Před měsícem

    Everything can be undone with your number and email though . So if they have your phone they can just reset banking pin

    • @whoareyou8167x
      @whoareyou8167x Před měsícem +1

      Not if you lock your sim and don’t display texts on your home locked screen.
      A locked sim cannot be put into a new phone or used without knowing your unlock code.

    • @WoodyWanderer
      @WoodyWanderer Před měsícem

      @@whoareyou8167x thanks

  • @pdaniaful
    @pdaniaful Před měsícem

    One of your Regular Saver top picks - Progressive Building Society, not one I've ever heard of but looks good! I have the Nationwide 8% variable [£200 max] regular saver coming to it anniversary in September, as well as the Beehive 6% fixed [£250 max]. I'm looking at opening new ones and I was looking at the Club Lloyds one, the idea of a hard credit search has put me off it.
    Has anyone used Progressive Building Society products before? are they any good?

    • @maxalderson7183
      @maxalderson7183 Před měsícem

      Have a read through, I’m going to avoid because the rate can change. I doubt it will stay at 7% for 12 months there other saver products are very low compared to the rest of the market

  • @jigarrathod9216
    @jigarrathod9216 Před měsícem

    Just a quick question, does Barclays do a hard check if one opts for Switching deal?

    • @alan2565
      @alan2565 Před měsícem

      I don't think so. I do remember that Halifax did a hard check on me before.

    • @hollykeast977
      @hollykeast977 Před měsícem

      Yes, any bank that is offering you an overdraft will conduct a hard credit file search.

  • @kathfitzgibbon7113
    @kathfitzgibbon7113 Před měsícem +2

    My Santander account comes to an end in a month's.where would you put my £4000

    • @aliennation4890
      @aliennation4890 Před měsícem +4

      You can reopen it and put your £4k back in.

    • @david_olubodun
      @david_olubodun Před měsícem

      @@aliennation4890 but you would not get the 7% anymore. Or would you?

    • @ellerellerek52
      @ellerellerek52 Před měsícem

      @@aliennation4890you mean to close that edge saver and open it again next day or something?

  • @NikhilKumar-sj4is
    @NikhilKumar-sj4is Před měsícem

    😢😢

  • @Emma-li8cy
    @Emma-li8cy Před 5 dny

    hello we would like to move abroad and sell the house we will have £300k cash and would like to invest to have a monthly income what would you advise? thank you