Home Loan Insurance & Protection Plan का असली सच
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- čas přidán 15. 04. 2018
- Instead of home loan insurance, it is better to buy Term Insurance Plan. You can compare & buy here - bit.ly/term-life-insurance-co....
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Should you take Home Loan Insurance or Term Insurance Plan? Is it mandatory to take Home Loan Insurance? - Explained in Hindi. Home Loan Protection Plan is not same as Home Insurance or Property Insurance.
Related Videos:
Term Insurance Plan: • Term Insurance Plan - ...
Home loan insurance, home insurance and Term Insurance Plan are provided by all leading banks - SBI, HDFC, ICICI, Axis Bank and LIC. But it is always better to take a Term Plan from LIC.
क्या आपको होम लोन इंश्योरेंस या टर्म इंश्योरेंस प्लान लेना चाहिए? क्या होम लोन इंश्योरेंस लेना अनिवार्य है? होम लोन प्रोटेक्शन प्लान होम इंश्योरेंस या प्रॉपर्टी इंश्योरेंस की तरह नहीं होता।
होम लोन इंश्योरेंस, होम इंश्योरेंस और टर्म इंश्योरेंस प्लान सभी प्रमुख बैंकों - एसबीआई, एचडीएफसी, आईसीआईसीआई, एक्सिस बैंक और एलआईसी द्वारा प्रदान की जाती है। लेकिन एलआईसी से टर्म प्लान लेना हमेशा बेहतर होता है।
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In this video, we have explained:
What is home loan insurance policy?
How does home loan insurance work?
What is home loan protection plan?
How does home loan protection policy work?
What is the maximum tenure for home loan insurance?
How home loan insurance policy covers the home loan?
What is reducing cover home loan insurance plan?
What is fixed cover home loan insurance policy?
How fixed cover plan differs from reducing cover home loan insurance plan?
Is home loan insurance policy mandatory?
Is home insurance and home loan insurance same?
What does home loan protection plan covers?
How home loan insurance is different from term insurance plan?
Which insurance plan is better out of fixed cover home loan insurance, reducing cover home loan insurance and term insurance plan?
What are the similarities between fixed cover home loan insurance, reducing cover home loan insurance and term insurance plan?
How to get tax benefits from home loan protection plan?
What are the differences between home loan insurance plan and term insurance plan?
When is home loan protection plan beneficial?
How is term insurance plan beneficial?
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Hope you liked this video in Hindi on “Home Loan Insurance Protection Plan vs Term Plan”. - Jak na to + styl
Instead of home loan insurance, it is better to buy Term Insurance:
bit.ly/term-life-insurance-compare
Yes Sir, But one thing is more important that, after borrower's death there is No guarantee that Term Insurance will settle claim 100% where as in HLPP you will get 100% claim settlement. Don't you think this is the most important point which also need to highlight. I understand in HLPP you will get only outstanding amount, But at least you will get that amount guaranteed. Please share your thoughts. Also clear me if i have some misconception.
Outstanding video sir, literally isse achi samaz sewa koi ho hi nahi skti
You are really a complete solution of all financial doubts. 🙏🙏thank you.
Very useful...Though I am a telugu speaking person,I clearly understood the content..Your presentation with examples is excellent...
Hi I am really found of videos you are an eye opener in the world of financial planning hats off to you sir the good work!!!
Thanks so much for the detailed briefing!! Too good👍🏻👍🏻
Excellent information and presentation, thanks a lot for details comparison between Home Loan Insurance or Term Insurance Plan
Very nice deciphering of the all the Financial codes... One request to you please make a video on "term insurance". covering all point including fraud by bank.n point to consider
Great knowledge sir, mai tho aap say bahut sikray sir thank you very much for sharing your knowledge
Sir aapne bahut hi shandar jankari diye aapka bahut bahut dhanyawad
Nice explanation bhai..... Keep on making more videos on such issues.
People got vexed up with false news of agents outside.
Very good information. Helped me to decide what to choose.
U give always best knowledge..... Thank you so much sir
This video very helps you for, how all are new to home loan and particularly for insurance liked it. Great job keep it up :-)
Sir I like your videos a lot. Very informative. Which software or hardware do you use to write on the screen? Please guide me. Thanks.
Really very useful and important video, dear sir thanx a lot !!!!
Great Job 👍, Really appreciate your way of explanation...U've got one more subscription today 🙏
Superb... sir very use full information....thanks
Excellent Sir .... Thank you..Best information ...
Maine abhi Just Home loan ke liye application kiya he....Mujhe insurance ke bare me details me pata nahi tha.....But Abhi sure ho gaya .. insurance lena he ya..nahi...
Once Again ... Thank you sir...👍🙏
Love your work and content. Can you make a video on whether to invest in Real estate (buy home) or invest in Mutual Funds.
Very nice. You explain very well.
Very informative video
Thank you sir...
Thank you Sir. Very informative
Hi Mukul, like your most of the video
That's great 👌👌 very useful and detailed
Very important and useful information thank you so much
This Information is viable for every loan borrower
Very informative video. Thanks for sharing.
Society se lone uthana hai. To uske bareme thoda bata do sir. Yes I know every society has there own plans, but a small talk about it is needed.
I am your big fan. You are fanatics.
Nice explanation sir thank you so much 🙏
Hi, Please suggest-
Whether to include one time insurance premium in home loan amount and emi or pay it seperately (if i have available funds)
also whether i should go for reducing coverage or fixed?
Sir, Please make a video on Loss on housing property carry forward, what if the home loan insurance paying seperately, number of house we can show as self occoupied. Please try to make vidoes on these topics fast, so that we can cover it before 31st july
Your thought are very clear and helped me lot to know more about HLPP.
Amazing!!!
Good knowledge bhai
Bahut accha laga aap ka video
Good explanation sr sr if we are alive till the loan tenure we will get the benefit of these policies
Awesome sir but i hv request 2 u plz make video for Credit cards hidden charges like intrest, process fees, Igst, over valued limit par chages as well as one more netbanking through option Auto registered chages they all charges r part of that credit card .
Useful video for me thanks bro. 🙏
Very good n helpful vdo,thank u sr
Thank you so much for information....
Thank you so much sir for such an informative vedio
Thanks for this info, very helpful
Great information Mukul. All my questions answered in 15 minutes. I am so glad to find this channel. Thank you.
Glad to hear that Vivek 😊
Bahut accha samjhaya Apne
If I have existing term loan. Can I use that for home loan liability protection.
Very useful video. We are just planning to go for a home loan. Got to see your many related videos at the right time. Thank you Brother and God bless you.
Glad to hear that
Nice information, sir. One question sir ji, If I take term insurance and move to foreign ,then my insurance can be covered?
PMEGP insurance ke bare be batay
Very good information Thank you
Very nice sir..too helpful.
Hello Sir, Could you suggest me which Term plan should I buy?
I have taken home loan and my wife is co-applicants with me. I have gone through policy bazaar I can one take term plan for both me and wife. Pls guide on this. Also should I take family health insurance along with term plan
Thanx sir g.. Apki video se bhut jankari mili..mere ko bhi home loan lena h ..bank bhi tyar h.par ek bat samaj ni a rhi ki jaise home loan insurance h vo deth ke bad hi claims karta h ja koi major injuries ho jaye ja job chut jaye usko bhi cover karta h.plz sir JRUR reply kre
Appreciate the way you explained everything and compared home loan insurance with Term insurance.
This will help many.
Which tool u used in ur presentation?
समय बहुत कंफ्यूज था लेकिन आपका वीडियो देख कर मेरी कंफ्यूजन दूर हो गई thanx sir
Keep learning :)
Very detailed and helpful Information...
Sir can you make video on How to transfer property in low cost with different ways and what the cost with different way to transfer, like family member (Blood to blood relation), other. etc.
सर मेरे पास पहले से ही एक टर्म इंश्योरेंस है लेकिन अब मैं यदि होम लोन लेने जाऊंगा तो होम लोन वाले भी इंश्योरेंस के लिए पुश करेंगे तो क्या उसे टाइम में दोबारा टर्म इंश्योरेंस ले सकते हैं. यदि बैंक वाले जिद कर रहा
very good explanation for a layman to understand! thanks!
Thank you for appreciation 😊
Nice video upload lic Ridder's concept
Good information,one point if i have joint Loan in that case one term plan also solve the purpose as something happened to one person it can pay the Loan using the insurance amount .
Why it's necessary to take 2 term plan
Dil se kahu aapke videos bahut hi achi information milti hai.
Dhanywaad :)
Hello sir
Mere father ne hdfc ergo ka insurance liya hai ...but insurance company claim nhi de rahi hai.,.....
this video very help full for joint loan applicants thank you sir
Good to hear that Sunil
किसका टर्म इंसुरेंस लेने अच्छा हैं सर प्लिज़ adavice
Hi. I already have a term plan. So does my husband, but Godrej housing finance is saying that existing term plans cannot be clubbed with loan as per rbi. We have to take hlpp mandatory by their partner only.
Sir please make video on idfc short and sweet home loan. They reduce interest rate if you have amount in your savings bank account.
Bilkul mandatory hai loan insurance, Haan bank jiss insurance company sey judaa rahta hai wahan Wey force nahi kar saktey kee ussee insurance company sey insurance lein, kissi bhee aur insurance company sey bhee insurance Kara saktey hain, par chotey sey chota loan kaa insurance mandatory hai according to rbi guidelines 2013.
Thanks for the video.
Nice video Sirji 👌!
Is it good idea to buy HLPP along with Term Insurance.
Amazingly explained sir. Definitely a big thumbs up for your hard work👍👍 Must watch for ones taking home loan.
Thanks a ton
Nicely explained. Appreciate the way you have explained.
Thanks for appreciation 😊
HOME LOAN KE SATH SBI LIFE INSURANCE KE 4 OPTION ME KAUNSA PLAN BETTER HOGA? KRIPAYA JALDI REPLY KARE I HAVE TO OPT ON 20.05.19
Deference of mandtury or volantry policy type?
Thanks Mukul ji aapne mere 23.5 lakhs k loan par 76846 rupaye bacha liye....now I am going to buy term insurance instead of HL insurance.🙏🙏🙏🙏🙏Asset Yogi
Super Explanation ..Thanks for making video
I hope this will be helpful Krisshna :)
Mind blowing. Great. Superb. Thanks a lot.
Keep learning
Too good information 👌👍🙏😀
Hello sir.. मैं अभी होम लोन लेने वाला हूं वह भी एलआईसी से और मेरा सैलेरी अकाउंट एसबीआई में है तो क्या मैं एसबीआई से टर्म इंश्योरेंस पहले ही करा सकता हूं? या फिर एलआईसी से ही टर्म इंश्योरेंस करा लूं?
2013 mein rbi guidelines key anusaar each and every loan kaa insurance mandatory kar diya gaya hai, ek chota sey chota loan bhee bank sey without insurance mil hee nahi sakta.
Me bhi hom lon aplay kar raha or muje tarm ensyrens alag se krna hoga or kitne hona chahiye sar
Hi sir, I already have term life insurance. And now planning to take a flat with home loan. So I need to take another term insurance or what???
Kya sare banks insurance covered deti h at the time of issued loan amount?? Agr na deti h to kya hm uske khilaf koi action le skte h?
Sir y batayen ki agar kisi karan se loan nhi chuka paye aur ghar bank ko surendar kar dete hai to us par lia huye insurance policy ka kya hoga.kya wo refund hoga
I have taken first home loan recently from sbi 1600000 i want to know that pradhaan mantri aawaas youjana is automatically applicable in my loan amount or i have to apply separately (if separately then how to apply)
Sir maira home loan insurance hai osme loss of job bhi hai kya lockdown mai kuch kaam aa sakta hai kya sir please bataye tata aig se hai
Bhai aapne bahot achhe se samjhaya.. thank you for that. There is question I haven't found any good video on that not only yours but no where.
Under construction property ke builder ke baare me throughout knowledge kaise milega? Builder kaisa hai? Reputation kaisa hai, property delivery ontime karta hai ya nahi? Yahi sab.
Thanks a lot Tarun
Sir I am going for home loan under pmavy in LIG Category and also want to take term insurance, but pmavy must demands female coapplicants in LIG Category so what We need to take two term insurance? Please suggest
मेरा joint home loan है मुझे क्या better रहेगा HLPP या TERM PLAN? ?
Maine home loan lerkha h .ab kya mai isko term insurance me bdl skti hu jldi btaye video bnakr btaye
Mera age 42years hai maine 36lakh ka home loan liya hai to mujhe iske liye koun sa term plan better ragtag?
Sirji your concept was 100% perfect but you failed to highlight the difference of claim settlement between term and hlpp because that's the key role if the Money doesn't come on time will customer family will be able to get the property back ...every cheaper thing can't be a tool for all problems
That’s a good point, what is your take on this based on your research?
Term insurance company takes more settlement time and sometimes not pay also
Sir agar haumne term insurance liya ho or hlpp bhi Lena hai to isme Kya bura hai q ki in case of death of customer usko hlpp se bank loan settle ho jaega or term insurance se family benefit hogi to dono le Lena chaiye I think.as premium is also minimal.
Hi sir.. please suggest good term plan ...im 28years old
Home loan surrender par bhi video banaiye dear sir
Hi bhai. My Apke Sabi videos ko fallow Karke frnds ko suggest karthahu. But bhai muje thode doubts hai. Plz how I am contacting you. Sukriya
Sir manie home loan liya aur hlpp bhi aur ab maine loan transfer Krna chatu hu toh kya mera insurance close hoga or I can keep continue the sam policy with another bank as well.pls guide me
SIR, VERY NICE .
सर, मेरी उम्र46 है मुझे 28 लाख और 23 साल तक के होम लोन कवर के लिए कौनसा प्लान लेना चाहिए, सुझाव दें
It's been a great help