Stumbled upon your channel today and binged a couple dozen videos. Great information, appreciate all the effort and insight, if only you had an office in Melbourne! Keep it up!
Mate thank you so much, really appreciate that. We can help people from around Australia, so feel free to get in touch if you have any questions. Thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Thanks @David for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Thank you so much for watching! If you have any questions or if there is anything we've missed let me know and we can try to cover it in a future video!! Cheers, Jayden.
Thanks @Jeremy for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Thanks Ali, it's a good idea. I'd pulled out of a contract before due to an unsatisfactory building and pest for an apartment. Was due to the foundations having issues and was picked up in the report. Best $400-$500 you can spend, especially if it saves you from buying a lemon.
Hey @AlphaDog depends on the state you live in - for example in Queensland having a finance clause and building and pest is completely standard. In Sydney the expectation in some cases at the moment is to sign the contract unconditionally. Before you sign any contract defo speak to a lawyer/conveyancer to check everything is above board and theyll let you know what clauses you need. Cheers, Jayden.
Thanks @Z no worries at all!! Appreciate the comment, yeoow! For taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au 🙌
@@MortgageBrokerAustralia Cheers fellas but that wont be necessary. I've already picked up a copy from one of your recent events which was very well put together and very informative. I'm just trying to get myself as informed as possible in the mean time but I will be in touch shortly!
Heyya thanks so much for watching. There’s limited information on the scheme still but we did a video on the best points czcams.com/video/pHlXin9alBg/video.html
@James G yeoooowwwww thanks mate!! Thanks for taking the time to leave a comment, I'd love to post a copy of our book Home & Hosed - the 3 steps to buying your home - shoot me your address and ill get it into the post - jayden.vecchio@huntergalloway.com.au
1st point you guys make is clashing with each other. Deposit to be known or not known? One of you said don't disclose other said tell them you got a *great deposit... So which one?
Hi, Another great video. Just one question, how do you find out why vendor is selling the property? Is there a particular way of doing this? Thanks you.
i have question about pre-approval, my loan broker asked me to do the pre-approval, 6 months valid, but i cannot found the property i want to buy in 6 months, too short time, why the loan broker push me to do that?
Hey @Xiao yeah great question. Unfortunately that is right, so your pre-approval (depending on the bank) is only valid for between 3 to 6 months simply because lots of things can change in that time - how much you are paid at work, how much deposit you have, where you live, even the interest rates. So if you are thinking about buying in 6+ months it might be best to wait until you're a little closer to get pre-approved.
What do you guys mean by quicker timeframes on finance? Do you mean being able to pay the full amount in a short period of time? Or is this just for the deposit or both?
Yeah we just mean getting the finance approved quicker - so instead of making your offer subject to say 14 days finance you make it subject to 7 days finance.
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Stumbled upon your channel today and binged a couple dozen videos.
Great information, appreciate all the effort and insight, if only you had an office in Melbourne! Keep it up!
Mate thank you so much, really appreciate that. We can help people from around Australia, so feel free to get in touch if you have any questions. Thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Thanks brother. we millennials need to play in team. The boomers have left us in the mess.
Hahahah so true!!! Gotta do what we can with what we’ve got! Cheers Jayden.
Boomers will have a lot of us homeless soon with the current state of the housing market.
For free home buying resources, calculators and downloads check out the First Home Buyers Hub www.huntergalloway.com.au/hub
Another great video guys!
Thanks @David for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Thanks guys. Nice and informative video 👌
By the way, the background music was kind of distracting.
Noted, thanks for the feedback!
Saved all of your videos for reference. Massive thank you!!!
Thank you so much for watching! If you have any questions or if there is anything we've missed let me know and we can try to cover it in a future video!! Cheers, Jayden.
Awesome advice!
Thanks @Jeremy for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
Loved this video. Thank you so much for this valuable information:)
You are so welcome! Thank You 🙌
Love your videos... so helpful.
Do I need a building and pest inspection done for an apartment?
Thanks Ali, it's a good idea. I'd pulled out of a contract before due to an unsatisfactory building and pest for an apartment. Was due to the foundations having issues and was picked up in the report. Best $400-$500 you can spend, especially if it saves you from buying a lemon.
@@MortgageBrokerAustralia thanks heaps 😊
Anytime Ali!
Is it really advised to avoid putting clauses in your offer. Surely you can get yourself in a real sticky situation if something goes wrong?
Hey @AlphaDog depends on the state you live in - for example in Queensland having a finance clause and building and pest is completely standard. In Sydney the expectation in some cases at the moment is to sign the contract unconditionally. Before you sign any contract defo speak to a lawyer/conveyancer to check everything is above board and theyll let you know what clauses you need. Cheers, Jayden.
Thanks for the info fellas
Thanks @Z no worries at all!! Appreciate the comment, yeoow! For taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au 🙌
@@MortgageBrokerAustralia Cheers fellas but that wont be necessary. I've already picked up a copy from one of your recent events which was very well put together and very informative. I'm just trying to get myself as informed as possible in the mean time but I will be in touch shortly!
Ah you legend! thanks mate!
Thank you for all the info.
Could you please talk about the Scott Morison pledge starting on jan 1st about the 20% deposit? Thanks
Heyya thanks so much for watching. There’s limited information on the scheme still but we did a video on the best points
czcams.com/video/pHlXin9alBg/video.html
GOOD SHIT BOYS
@James G yeoooowwwww thanks mate!! Thanks for taking the time to leave a comment, I'd love to post a copy of our book Home & Hosed - the 3 steps to buying your home - shoot me your address and ill get it into the post - jayden.vecchio@huntergalloway.com.au
1st point you guys make is clashing with each other. Deposit to be known or not known? One of you said don't disclose other said tell them you got a *great deposit... So which one?
Thanks Istikal, it's best not to say how much you are pre-approved for and how much deposit you have for the bank loan.
Hi, Another great video. Just one question, how do you find out why vendor is selling the property? Is there a particular way of doing this?
Thanks you.
Only by asking the real estate agent, and hoping they tell you the real reason!
i have question about pre-approval, my loan broker asked me to do the pre-approval, 6 months valid, but i cannot found the property i want to buy in 6 months, too short time, why the loan broker push me to do that?
Hey @Xiao yeah great question. Unfortunately that is right, so your pre-approval (depending on the bank) is only valid for between 3 to 6 months simply because lots of things can change in that time - how much you are paid at work, how much deposit you have, where you live, even the interest rates.
So if you are thinking about buying in 6+ months it might be best to wait until you're a little closer to get pre-approved.
What do you guys mean by quicker timeframes on finance? Do you mean being able to pay the full amount in a short period of time? Or is this just for the deposit or both?
Yeah we just mean getting the finance approved quicker - so instead of making your offer subject to say 14 days finance you make it subject to 7 days finance.