First Home Buyer Tips

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  • čas přidán 21. 08. 2024

Komentáře • 39

  • @MortgageBrokerAustralia

    Join FB Group (Free Access) 👉 facebook.com/groups/209395390748110/

  • @jasonvo369
    @jasonvo369 Před 5 lety +8

    Stumbled upon your channel today and binged a couple dozen videos.
    Great information, appreciate all the effort and insight, if only you had an office in Melbourne! Keep it up!

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety +1

      Mate thank you so much, really appreciate that. We can help people from around Australia, so feel free to get in touch if you have any questions. Thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au

  • @simplefilemaker327
    @simplefilemaker327 Před 4 lety +12

    Thanks brother. we millennials need to play in team. The boomers have left us in the mess.

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety +1

      Hahahah so true!!! Gotta do what we can with what we’ve got! Cheers Jayden.

    • @PaulDickson7
      @PaulDickson7 Před rokem

      Boomers will have a lot of us homeless soon with the current state of the housing market.

  • @MortgageBrokerAustralia
    @MortgageBrokerAustralia  Před 5 lety +1

    For free home buying resources, calculators and downloads check out the First Home Buyers Hub www.huntergalloway.com.au/hub

  • @DM-wu9ik
    @DM-wu9ik Před 5 lety +2

    Another great video guys!

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety

      Thanks @David for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au

  • @zainabnoori6428
    @zainabnoori6428 Před 2 lety +1

    Thanks guys. Nice and informative video 👌
    By the way, the background music was kind of distracting.

  • @ejtpun1066
    @ejtpun1066 Před 4 lety +1

    Saved all of your videos for reference. Massive thank you!!!

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety

      Thank you so much for watching! If you have any questions or if there is anything we've missed let me know and we can try to cover it in a future video!! Cheers, Jayden.

  • @JeremyHartley13
    @JeremyHartley13 Před 5 lety +2

    Awesome advice!

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety

      Thanks @Jeremy for leaving a comment. I had replied to this last week but YT deleted it I think? Anyway thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au

  • @mohdshahnawaz3864
    @mohdshahnawaz3864 Před 3 lety

    Loved this video. Thank you so much for this valuable information:)

  • @alishiraz9979
    @alishiraz9979 Před 2 lety +1

    Love your videos... so helpful.
    Do I need a building and pest inspection done for an apartment?

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 2 lety +1

      Thanks Ali, it's a good idea. I'd pulled out of a contract before due to an unsatisfactory building and pest for an apartment. Was due to the foundations having issues and was picked up in the report. Best $400-$500 you can spend, especially if it saves you from buying a lemon.

    • @alishiraz9979
      @alishiraz9979 Před 2 lety +1

      @@MortgageBrokerAustralia thanks heaps 😊

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 2 lety

      Anytime Ali!

  • @julian24987
    @julian24987 Před 4 lety +2

    Is it really advised to avoid putting clauses in your offer. Surely you can get yourself in a real sticky situation if something goes wrong?

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety

      Hey @AlphaDog depends on the state you live in - for example in Queensland having a finance clause and building and pest is completely standard. In Sydney the expectation in some cases at the moment is to sign the contract unconditionally. Before you sign any contract defo speak to a lawyer/conveyancer to check everything is above board and theyll let you know what clauses you need. Cheers, Jayden.

  • @zaccy
    @zaccy Před 5 lety +1

    Thanks for the info fellas

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety +1

      Thanks @Z no worries at all!! Appreciate the comment, yeoow! For taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au 🙌

    • @zaccy
      @zaccy Před 5 lety +1

      @@MortgageBrokerAustralia Cheers fellas but that wont be necessary. I've already picked up a copy from one of your recent events which was very well put together and very informative. I'm just trying to get myself as informed as possible in the mean time but I will be in touch shortly!

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety

      Ah you legend! thanks mate!

  • @user-pp6kn8uv9t
    @user-pp6kn8uv9t Před 4 lety +1

    Thank you for all the info.
    Could you please talk about the Scott Morison pledge starting on jan 1st about the 20% deposit? Thanks

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety

      Heyya thanks so much for watching. There’s limited information on the scheme still but we did a video on the best points
      czcams.com/video/pHlXin9alBg/video.html

  • @ColumbusMHC
    @ColumbusMHC Před 5 lety +1

    GOOD SHIT BOYS

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 5 lety

      @James G yeoooowwwww thanks mate!! Thanks for taking the time to leave a comment, I'd love to post a copy of our book Home & Hosed - the 3 steps to buying your home - shoot me your address and ill get it into the post - jayden.vecchio@huntergalloway.com.au

  • @istiklalcaddesi
    @istiklalcaddesi Před 3 lety

    1st point you guys make is clashing with each other. Deposit to be known or not known? One of you said don't disclose other said tell them you got a *great deposit... So which one?

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 3 lety

      Thanks Istikal, it's best not to say how much you are pre-approved for and how much deposit you have for the bank loan.

  • @dude81517
    @dude81517 Před 3 lety

    Hi, Another great video. Just one question, how do you find out why vendor is selling the property? Is there a particular way of doing this?
    Thanks you.

  • @jupitormars5203
    @jupitormars5203 Před 4 lety +1

    i have question about pre-approval, my loan broker asked me to do the pre-approval, 6 months valid, but i cannot found the property i want to buy in 6 months, too short time, why the loan broker push me to do that?

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety

      Hey @Xiao yeah great question. Unfortunately that is right, so your pre-approval (depending on the bank) is only valid for between 3 to 6 months simply because lots of things can change in that time - how much you are paid at work, how much deposit you have, where you live, even the interest rates.
      So if you are thinking about buying in 6+ months it might be best to wait until you're a little closer to get pre-approved.

  • @aaryaputra108
    @aaryaputra108 Před 4 lety

    What do you guys mean by quicker timeframes on finance? Do you mean being able to pay the full amount in a short period of time? Or is this just for the deposit or both?

    • @MortgageBrokerAustralia
      @MortgageBrokerAustralia  Před 4 lety

      Yeah we just mean getting the finance approved quicker - so instead of making your offer subject to say 14 days finance you make it subject to 7 days finance.