Health Insurance Guide : How to choose a Medical Insurance?

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  • čas přidán 30. 11. 2023
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    Choosing the Right Coverage:
    - A cover between ₹10-20 lakhs is generally recommended to avoid the risk of inadequate coverage.
    - Medical costs, rising at a rate of 10+% due to inflation, make lower coverage less effective over time.
    - Policies may offer higher protection through features like base cover, no-claim bonus, and restoration benefits.
    Buying a Health Insurance Policy:
    - Consider key factors before purchasing, such as selecting a reputable insurer based on claim settlement ratio, network hospitals, track record, and product portfolio.
    - Essential features in a good policy include :
    * no room rent restrictions,
    * no co-payment clause, a
    * no-claim bonus of at least 50%, a restoration benefit of at least 100%,
    * short waiting periods for pre-existing conditions,
    * pre and post-hospitalization care,
    * coverage for daycare treatments, and a
    * free annual health checkup.
    Choosing Health Insurance for Families:
    - Family floater plans are recommended for families, covering all members under a single contract.
    - While some insurers restrict dependents to spouses and children, a family floater plan is operationally less intensive, cost-effective, and generally extends the benefits of individual health policies.
    - It's a suitable option for insuring children under 18 and provides comprehensive coverage for the entire family.
    Note: Do your due diligence before choosing an insurance.
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    Watch This Before You Buy Health Insurance | How to choose the right Medical Insurance?
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Komentáře • 245

  • @finance.boosan
    @finance.boosan  Před 7 měsíci +9

    Check Health Insurance online & get discount up to 25%👇
    tinyurl.com/287fbv3x

    • @stevek2260
      @stevek2260 Před 7 měsíci

      @useful.information.boosan - your video is perfrectly fine, but you missed to cover - SUPER TOPUP plan. It is must (considering medical inflation) along with base plan with low monthly premium and high benefit when base plan ran out of its total limit and need to pay more.

    • @vishwanaththanikachalam5623
      @vishwanaththanikachalam5623 Před 7 měsíci +2

      Recently watching your videos. Selecting very useful topics which is what is need of the hour. Your presentation is very good. Covering all the valid points in all important topics. Very useful. U r boon for tamil known people. Good clarity, good knowledge in choosen subjects. Good presentation. Useful topics & content. Hatsoff to u. Good social service. God bless♥️♥️♥️

    • @Praveen_1992
      @Praveen_1992 Před 7 měsíci

      Really helpful about health insurance

    • @senthilsenthil9645
      @senthilsenthil9645 Před 6 měsíci

      Where we can find the checklist sir.

    • @karthickkrish7550
      @karthickkrish7550 Před 6 měsíci

      25% Discount kaga Online la buy panuna..Then Who will support in our Claim Situation..

  • @karthickmechien
    @karthickmechien Před 7 měsíci +2

    Thinking of getting health policy for the past one month. Right time to enlighten many like me. Good job.

  • @MrSolitudeSeeker
    @MrSolitudeSeeker Před 5 měsíci +1

    Anna i came across your channel today... Really informative and helpful. THANKYOU so much Na.. love your presentation too ❤

  • @pavitrar2633
    @pavitrar2633 Před 6 měsíci +1

    Very useful video . Lots of my doubts on health insurance got clarified. Thank you so much

  • @mylaics914
    @mylaics914 Před 2 měsíci

    Very good info on importance of Health insurance. You articulated it well and clarified common queries. Good job. 👍

  • @kandasamygandhi5344
    @kandasamygandhi5344 Před 7 měsíci +2

    Best explanation. Hope Many people will get knowledged n benefited.

  • @Arun_rv
    @Arun_rv Před měsícem

    Clarity of finance = booshan na ♥️👏

  • @anonymousx5481
    @anonymousx5481 Před 2 měsíci

    i been watching so many videos of yours recently. very very clear way of explanation. thanks.
    But you're explaining everything very clearly about health insurance and term insurance, why shouldn't you suggest one which you would've taken after proper research ?

  • @Couple-Galaxy
    @Couple-Galaxy Před měsícem +1

    Just now subscribed your channel why because your informations were very clear and straightforward in addition to it is very useful .. thank you for sharing such informative contents… Good luck 🤞

  • @parthasarathyprakasam378
    @parthasarathyprakasam378 Před 7 měsíci +2

    hi, good information to current generation, were essential to adhere this information.

  • @manikandangunapooshanam8887
    @manikandangunapooshanam8887 Před 6 měsíci +1

    Really a useful video with enough information. Thank you

  • @gowtidbaalaaji3894
    @gowtidbaalaaji3894 Před 2 měsíci

    Thanks for providing the vital information... Very much useful...

  • @SelvaKumar-nk1pz
    @SelvaKumar-nk1pz Před měsícem

    Perfect Detail explanation, wish you more success Boosan bro.

  • @vigneshkumar2553
    @vigneshkumar2553 Před 7 měsíci

    மிக்க நன்றி அருமையான விழியம்

  • @dominicsavio4312
    @dominicsavio4312 Před měsícem +1

    Thank you for the information bro. Helpful for choosing the best health insurance.

  • @arunkumars2928
    @arunkumars2928 Před 7 měsíci

    Big fan of your work. Please make your journey in finance video

  • @kishore9060
    @kishore9060 Před 6 měsíci

    Super crystal clear explanation 🎉

  • @antonyraj1226
    @antonyraj1226 Před 7 měsíci

    Super 🎉🎉🎉 ,
    your financial advice its very use full for me bro, excellent 🎉🎉🎉

  • @ranjithn1177
    @ranjithn1177 Před 6 měsíci

    Thank you bro. Very clear view.

  • @jeelansyed7631
    @jeelansyed7631 Před 4 měsíci

    Clearly explained thanks bro...

  • @karthikkn198
    @karthikkn198 Před 7 měsíci +1

    Very useful and informative, thanks bro..

  • @vigneshwart9719
    @vigneshwart9719 Před měsícem

    Worth information bro. I have many doubts and now I'm good to do a health insurance. All the best bro. Keep rocking 🎸🎶🎶

  • @sivaramakrishnan4368
    @sivaramakrishnan4368 Před 6 měsíci +1

    Your content is always awesome. Thanks for sharing wonderful insight about taking health insurance. ❤

  • @praveenkumarg5074
    @praveenkumarg5074 Před 6 měsíci

    Thank you for sharing valuable information

  • @user-ng3de6cc5n
    @user-ng3de6cc5n Před 2 měsíci

    Very well explanation sir thank you

  • @harishkumarj6984
    @harishkumarj6984 Před 4 měsíci

    Thank you..very useful information 👍

  • @beleiveinyourself806
    @beleiveinyourself806 Před 7 měsíci

    I am big fan of your contents bro my finance mentor 🤩

  • @boopathydinesh
    @boopathydinesh Před 5 měsíci

    As always. Great explanation.

  • @vedhamoorthisundaram1549
    @vedhamoorthisundaram1549 Před 5 měsíci

    Thank you boosan ,very clear...

  • @ChandraSekar-pg7jk
    @ChandraSekar-pg7jk Před 6 měsíci

    Thank you Boosan. Very informative video. ❤

  • @Arjun_finance_corner
    @Arjun_finance_corner Před 7 měsíci +3

    Your videos are all very impressive brother

  • @ksureshm30
    @ksureshm30 Před 2 měsíci

    Thanks for sharing valuable information

  • @arunpandiyan4149
    @arunpandiyan4149 Před 6 měsíci +1

    Thanks bro very detailed video 🙏🙏🙏🙏

  • @kumaravelt6776
    @kumaravelt6776 Před měsícem

    Thank you so much Boosan 🙏🙏🙏

  • @arthikarunagaran7242
    @arthikarunagaran7242 Před 2 měsíci

    Thanks a lot for the detailed information👍

  • @gomathisankar9197
    @gomathisankar9197 Před 4 měsíci

    Very well explanation

  • @aravindan9516
    @aravindan9516 Před 7 měsíci

    Best video In best timing❤

  • @govindanbgovi9553
    @govindanbgovi9553 Před 5 dny

    Thanked. Ella thrituthanum puutuu vaikera

  • @masteryvibes1831
    @masteryvibes1831 Před měsícem

    Thank you so much bro, so helpful

  • @yogarajMexico
    @yogarajMexico Před měsícem

    Best youtuber in Tamil ❤

  • @kiranraj7928
    @kiranraj7928 Před 2 měsíci +1

    Hi Boosan useful information can you elaborate on criticall illness also along with health insurance

  • @SridharPattusamy
    @SridharPattusamy Před 2 měsíci

    Thanks for this useful video

  • @balajisethu4509
    @balajisethu4509 Před 6 měsíci +1

    Very useful bro thank you 🙏🏻

  • @karpagamsampath1
    @karpagamsampath1 Před 2 měsíci +3

    I am scared to tell that I have health insurance policy, because hospital will admit and drain all the insurance amount and then only they will discharge 😮

  • @gowrisankars6350
    @gowrisankars6350 Před 6 měsíci

    useful information brother.Thank u

  • @saravananrajamani4508
    @saravananrajamani4508 Před měsícem

    Thank you for the information

  • @kanagarajdevadoss3635

    Very very good and informative....

  • @PrabuDhanapall
    @PrabuDhanapall Před 5 měsíci +1

    Thanks bro. Please advise whether the renewal premium will change/increase every year ?

  • @ganeshmaya4580
    @ganeshmaya4580 Před 6 měsíci

    Thank you

  • @suganyavenkat7224
    @suganyavenkat7224 Před 4 měsíci

    Kindly post about star health insurance and their schemes.

  • @parthasarathyprakasam378
    @parthasarathyprakasam378 Před 7 měsíci

    I hav care health insurance, your comparison opinion

  • @varunpandian1701
    @varunpandian1701 Před 5 měsíci +1

    in case of pre existing illness. During the waiting period of first 2-3years can i have a minimum cover and then after two to three years can i change to an higher cover value?

  • @sabarinathanh7800
    @sabarinathanh7800 Před 6 měsíci

    Very useful information 😮

  • @gymthana
    @gymthana Před 3 měsíci

    Which is best policy explain s

  • @neelamani7477
    @neelamani7477 Před 6 měsíci +1

    How beautiful and detailed explanation and eye opener video.haroff sir.

  • @sendhuransmart6377
    @sendhuransmart6377 Před 3 měsíci

    Hi anna.does you explain the term 'aggregate deductible amount' in insurance

  • @user-gj2ii1jp7v
    @user-gj2ii1jp7v Před 3 měsíci +1

    Hello Boosan, Good Explanation,. Incase if i forgot to pay one month payment, then the insurance will get expired? and do i need to take new insurance?

  • @praveennin
    @praveennin Před 5 měsíci

    Thankyou

  • @AshokKumar-bm8fw
    @AshokKumar-bm8fw Před 2 měsíci

    Super brother thanks

  • @PrasannaMani-lu7ho
    @PrasannaMani-lu7ho Před 3 měsíci

    Good work bro😊

  • @arunkumars2928
    @arunkumars2928 Před 7 měsíci +8

    Bro how did you developed your financial knowledge. Can you please make a video of that journey from your scratch to the stage you are now... Please

  • @gideondurai3806
    @gideondurai3806 Před 3 měsíci

    Very useful ❤

  • @TriplicanePrabhu
    @TriplicanePrabhu Před 3 měsíci

    Sirapppuuu man🙏🙏👏👏🤝🤝

  • @raju858
    @raju858 Před 3 měsíci

    How to apply tha policy full explanation video potuga bro

  • @bestengineeringtamil6157
    @bestengineeringtamil6157 Před 7 měsíci +1

    அருமையான பதிவு

  • @I_Dont_Nothing
    @I_Dont_Nothing Před 2 měsíci

    Useful bro ❤

  • @VJ-1515
    @VJ-1515 Před 3 měsíci

    Your suggestion which cmpny is best ?

  • @vajihathnisa3669
    @vajihathnisa3669 Před 6 měsíci

    Maternity benefits ulla health insurance pathi thani video podungha anna

  • @SanthoshS-re8ee
    @SanthoshS-re8ee Před 7 měsíci

    Which is best taking term insurance in direct online website or policy bazaar ?❤

  • @manikandan-sf6df
    @manikandan-sf6df Před 6 měsíci

    Thank you bro ❤❤

  • @karthikmani4604
    @karthikmani4604 Před 7 měsíci +3

    Come to Villupuram GH it is better than apollo Chennai

  • @brawnyvenky9584
    @brawnyvenky9584 Před 2 měsíci

    good video sir.

  • @bharathi7658
    @bharathi7658 Před 6 měsíci

    நன்றி அண்ணா

  • @VenkadeshArumugam-gf2cg
    @VenkadeshArumugam-gf2cg Před 7 měsíci +1

    Hi bro. Whether it is safe to buy term and health insurance for policy baazaar. Is there any disadvantages on policy baazaar. Please reply on this bro

  • @vinupria
    @vinupria Před 6 měsíci

    Very useful 😊

  • @NnandhakumarR
    @NnandhakumarR Před 3 měsíci

    Bro corporate super top up heal insurance policy pathi pesunga

  • @dr.d.jayalakshmi7192
    @dr.d.jayalakshmi7192 Před měsícem

    Can you suggest the best health insurance company

  • @ananthv3462
    @ananthv3462 Před 4 měsíci

    Intha categories lae ethu bro best konjam solunga please.

  • @manicibi4
    @manicibi4 Před 6 měsíci

    Nifty bank optinal trade pathi solunga bro begginer ku

  • @mohanrajp4078
    @mohanrajp4078 Před 7 měsíci +2

    please clarify below point -
    Relying on Corporate Cover - If we having two Health Insurance one from Office Corporate account and another one Individual health insurance can able to claim both at the time ex. 4L means - 2L/2L

    • @Sv-ry9lj
      @Sv-ry9lj Před 6 měsíci +2

      Hahaha I wish. Let’s say treatment cost is 1 lakh you can’t get 1 lakh from each. However if the treatment cost is 3 Lakhs, you can get 2 Lakhs from
      One and another lakh from another insurer. This was my last experience please check with the company before taking the policy.

  • @shorts360-by2bq
    @shorts360-by2bq Před 12 dny

    tqq

  • @money_makers_online
    @money_makers_online Před 7 měsíci +61

    இன்னைக்கு தான் என்னுடைய health insurance policy approval ஆனுச்சு 😊 முழு குடும்பத்துக்கும் insurance எடுத்தாச்சு 😊 லேட் பண்ணாதீங்க அப்புறம் வருத்தபடுவீங்க 😅

    • @ramesh-qn9gh
      @ramesh-qn9gh Před 7 měsíci +1

      requires medical test initially to get a policy?

    • @sathishkumar-yz8pb
      @sathishkumar-yz8pb Před 7 měsíci +1

      நீங்கள் எதில் பாலிசி எடுத்து உள்ளீர்கள் அண்ணா கொஞ்சம் விளக்கம் சொல்லுங்கள் அண்ணா 👍

    • @mdhivakar1259
      @mdhivakar1259 Před 6 měsíci +1

      Eppadi brother Athu pananum?....Agent kita mattum thaan poganuma? Konjam soninga na nalarukum

    • @erravisanth684
      @erravisanth684 Před 6 měsíci +5

      Nee policy agent thana

    • @money_makers_online
      @money_makers_online Před 6 měsíci

      @@ramesh-qn9gh medical test தேவை இல்லை நண்பா , ஆனால் உங்களுக்கு சர்க்கரை, பிபி போன்ற நோய்கள் இருந்தால் மட்டும் அதை தெரிவித்துக் கொள்ளவும்

  • @bremshaanth4647
    @bremshaanth4647 Před 5 měsíci +1

    Anna oru doubt ippam Nan oru normal city la insurance eduthukittu future la metro City iku marum bothu ithu ellam claim ahuma illata cancel pannitu new policy than podanuma

  • @Manikandan_Boopathi
    @Manikandan_Boopathi Před 4 měsíci +1

    Anna What's the need of portability?
    I would have done all the research before I take an insurance, why would I be choosing a different later?

  • @plotsforeveryone8171
    @plotsforeveryone8171 Před 3 měsíci

    Bro master health checkup included plan is available in this

  • @multiinformativeguna3638
    @multiinformativeguna3638 Před 6 měsíci +2

    Today only I visit Policy Bazaar , now I watched your Video, Helpful For me, my age 29 Unmarried, Which is best insurance For me, Someone Can Suggest Me.! I Am Choosing , 1.HDFC ERGO, 2.TATA AIG.3.CARE HEALTH insurance

  • @sundarakumar5698
    @sundarakumar5698 Před 6 měsíci +1

    For How many years the health insurance is valid or the premium to be paid?
    After some waiting period like 4 years for critical illness what would be the premium? any deduction?
    pls explain bro

  • @cookwithvj8251
    @cookwithvj8251 Před 7 měsíci

    Hi bro..kindly discuss in detail about Zerodha large midcap 250 ELSS fund..shall I start investing in this..

  • @sathya_tom
    @sathya_tom Před 6 měsíci

    Good content bro keeo it up❤

  • @AshfaqAhmed-ww6fq
    @AshfaqAhmed-ww6fq Před 6 měsíci +1

    Hello Boosan Sir..I have query regarding navi nifty50 index tax saver.. which has very less expense ratio of 0.1% where I have a doubt because of less expense ratio this will not perform well or it will..??
    I have 2 points to discuss with you please help me out with more clarity on the elss fund..
    Point 1 - Wat is the procedure to cancel elss inbetween..?? If yes wat will be the charges..!! If not possible then point 2..!
    Point 2 - For the next year should I continue investing on the same navi nifty50 index tax saver or else should I choose other elss than this like as IIFL nifty50 index tax saver
    Expecting your reply on this will be very helpful for me..Thanks in advance

  • @vjprakash2314
    @vjprakash2314 Před 5 měsíci +1

    Bro i think you are the only youtuber who teach us the best knowledge of money and handling ❤❤ keep feeding us bro👍👍🗿

  • @Venkatesh-vm4ll
    @Venkatesh-vm4ll Před 7 měsíci

    what is the profit for insurance company ? , if they go and invest our money in share market, why i can't do it like insurance company.
    I don’t know what they do ?

  • @balamurugan8890
    @balamurugan8890 Před 6 měsíci

    Anna, disadvantages for buying online term and health insurance ? Pathi solluinga Yena online

  • @AnguAravind
    @AnguAravind Před 6 měsíci +1

    Niva Bupa ReAssure doesn’t have enough coverage for robotic surgeries. Care Supreme with few additional add-ons can give you much better benefits. I couldn’t see that in your comparison. And, claim settlement ratio of STAR is too poor. My suggestion is not to consider STAR and opt for Hdfc ergo/ Care.

    • @prasath953
      @prasath953 Před 2 měsíci

      Reimbursement Health insurance policy entha company providing bro? Admission at any hospital and submission of medicals bills and getting Reimbursement

  • @srisridhar4769
    @srisridhar4769 Před 6 měsíci

    Bro, tax saver mutual fund la , 3 year lock in period ku appuram sip ya kattama vittudalama ??

  • @mohamedazharuhdeen4692
    @mohamedazharuhdeen4692 Před 7 měsíci +2

    Thank you Boosan, well explained Video.. I was actually searching for a video which decodes Health insurance. Well timed...

  • @spartaneditz8692
    @spartaneditz8692 Před 6 měsíci +1

    Bro this video deserves more views..Life saving and simplified information..❣️💯

    • @finance.boosan
      @finance.boosan  Před 6 měsíci +1

      Glad you find it useful bro. Please share it with friends and family to whom it is important ❤️

    • @DineshKumar-it9zl
      @DineshKumar-it9zl Před 2 měsíci

      explanation really good❤

  • @dhivagarr7475
    @dhivagarr7475 Před 3 měsíci

    PMJAY insurance use aagatha?

  • @shanthie5429
    @shanthie5429 Před 4 měsíci

    Deductible?

  • @SonyZara
    @SonyZara Před 2 měsíci

    Bro, health insurance edukurathuku munna, ethavathu medical test edutha, correct ah insurance edukalam la, namma kitaium proof irukum, apadi na yena medical test edukalam? Full body checkup pananuma?