I own a few properties in Iowa and one in Pensacola FL. Never raised rent on a tenant or charged for application fees or late fees. Always gave the full deposit back. I try to not stress people financially especially if they are college students or have kids. In return the leave my property in better shape than I gave it to them. I could have made a few thousands more squeezing every penny out of them, but the sense of reward I get by treating them like humans is priceless to me.
Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I began investing in stocks and Def earlier this year and it is the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public.There are lots of life changing opportunities in the market, maximize it
@MichaelPraise-bm3dmAll you need is a good capital and the service of a professional broker, with those your investment will most certainly produce high yields.
I would suggest Patricia strain, my current broker. Her services are excellent and her returns are great. I looked her up after seeing her on a CNBC market interview
As a Loan Officer i can agree 100% on the negotiation side. I always recommend my friends and family to compare at least 3 different style of lenders( bank/credit union, Broker, and Direct lender exp. Quicken loans) you will find out just how much you we’re getting overcharged asap. Make sure to pull your credit and get an actual LE from all 3 or else your waisting everyones time.
As an LO for rocket this is true. We will not match or try to beat an offer unless you have a loan estimate. We have only so much negotiating room the only way we can shoot you to our markets team is if we can see an LE from a broker or credit union. Also make sure that you’re comfortable with who you are working with. The cheapest lenders come with a price. How available are they? Do they service the loan for its whole life? How quickly can they close? Also check the rank of the banker you work with. Most companies bankers have titles which match their competency. Mortgage pricing is not as straight forward as most people think and I have a made a career getting loans to work other lenders or even fellow bankers could not get to work simply by having higher guideline and product knowledge.
@@ilegendplayz2077 going great! Waiting for some more to come on the market I’ve been cold calling and got a couple leads but everyone wants way to much right now, my only advice would be if you find a good deal you have to jump on it! They fly off the shelves right now
Great video, I want to do this whole process is just everything is so new and there is always that feeling that you don’t want to take wrong decisions.
I have bought a four plex in the past and even with a good cash flow there were always vacancys and repairs. If anyone buys one they need to be prepared for vacancys and repairs because all the get rich schemes wont mention this and many have given their house to a flipper because they did not have the money to fix the property and the hobos inhabited the property while the city fines the owner for trash on the property.
I NEED SERIOUS ADVICE. We're about to rent an apartment in a 4plex. My wife asked the new landlord about us buying a quad. Her response was quite negative: 1) if you're young and can do a lot of the work yourself, then it can be worthwhile 2) it is quite costly. Her last tenant moved out. The changes they're having to make - carpet, new fiberglass tub, etc - would cost thousands if they had to hire someone to do this. 3) the maintenance of 4 apartments is more expensive than you could imagine. 4) she recommended a duplex I NEED to know if all this is true. OUR thought was, we would move into one of the apartments, we would put $800 each month towards our own towards the mortgage, and anything above the full mortgage would be divided between paying principal payment and savings for maintenance. But if we have to keep paying expensive maintenance, how can we make a profit??? I understand the calculator, but she's saying we have to constantly paint, change carpet, etc. What are your thoughts????????
I work in multifamily. There are always repairs and maintenance costs in any apartment unit (quad or duplex) but having 3 people subsidize your mortgage instead of 1 the math tends to work a bit better. Just try to buy something in good shape unless you're comfortable with the scope of work, and always get a really good inspection and potentially an opinion from a contractor you trust. There are things to look out for like poly pipes, stablok breakers (80s), aluminum wiring and asbestos or lead based paint (pre 1972) that could cause maintenance issues. Less things like that to worry about with a more recently built property, and there are plenty of properties that don't have those.
She could be exaggerating. If you buy a newer fourplex, it would likely require less maintenance then an older one. The maintenance costs she’s referring to mostly occur when a tenant moves out and you have to get the unit “nice looking” again before renting it out to a new tenant. Having a solid rental agreement with your tenant could also help with maintenance costs. If the tenant damages any parts of the property, their security deposit will be used to fix the damage. If the costs to fix the damage exceed the tenant’s security deposit, then you’ll have to pay the rest out of pocket. Make sure to document the condition of the property with lots of detail and pictures prior to the tenant moving in so that, when the tenant moves out, you’ll know exactly what was damaged. I’d take 360 degree pictures with an insa360 camera or a matterport and save them for review at the time of move-out.
I enjoyed this video it was easy to follow and I want to build my rental property portfolio and this video step by step process will ensure I do it correctly!
I’ve seen this 4 times but the beginning 12 times. 😅 I’m still scared of trying. I really want a 4 plex to house hack while learning and then doing it again. But still! I’m scared! I’m the type of person who like doing things on my own but I really want someone to hold my hand thru this. Ewwww what a weird feeling. 😂
How do you suggest qualifying for RE professional status without managing yourself if you don't have enough money to keep buying so much that the time spent buying qualifies you?
How do you get banks/mortgage companies to approve a multi unit property with an FHA loan? In KY some lenders act like you're stealing something and refuse to approve multi unit mortgages on FHA.
Great video, I learned a lot from you today! I have quick question, I never bought a property so this will be my first time, but I am doing my homework before I start. According to your video, once you have your multifamily property, why would you recommend getting a Management Company? I heard thru other CZcams videos once you buy a multifamily home and if I decided to continue working, I will end up paying more taxes, and the only way to get away from paying taxes if I am managing my own property? Help me make sense on this, please?
Stumbled onto this by sheer accident….how did you get funding for all the 4plexes you own and don’t they usually, at least most lenders, require you to live in them? Private lending?
looking for a 4-plex in Huntsville AL and surrounding areas for 300000 and was pre-aproved and got a 3.5% down and was wondering what website shows 4-plexes on sale before they go on market
Why aren't more builders building new fourplexes? Why aren't new construction buyers getting them built, and renting out the other units? What is the way to win with new construction builds?
Why is a management company so important for 2-4 houses? I mean you only do something if there is a need. Your tenant may run 12 months without putting a request and you are paying that company to do absolutely nothing. And if there is a request, how difficult is to make a phone call and have a handyman fix it? Other than that I can understand the eviction process that they can help a lot with it but
I would like to buy a four Plex or four unit to get my four kids started in a property they can live in (or not) and eventually own. I want to give them a start. I'm not seeing information on how to buy property with this in mind.
Definitely not pre approved for a multi family. College student & 4 plex is $500k. How on earth is it doable for someone like me? 140k is my pre approval no co signing is possible. I was told income generated from other units can help…. Any suggestions?? Super frustrating since my income is junk and I’m overwhelmed in Las Vegas. Cant even afford a single family.
House hack or getting an investor (maybe through your college if you're involved in a real estate program). There are probably some alumni of whatever school you're going to that are big in the real estate industry, if you bring them a good enough deal and are coachable you could negotiate a piece potentially. You can also get your real estate license
work. Go to sales job or take a second job, work more hours at your job if possible. budget every single dollar you make so you know where its all going and you can cut out unnecessary spending. Find a side hustle. no one can give you an answer only you can figure out what works for you and your family
I’m single mother no help ! I don’t have any property I live in a little apartment and I’m watching this videos cause I want to buy my first property I want a fourplex and keep going ! I’m a massage therapist and my body and hands hurts all the time !
I would look into FHA loans and first time home buyer assistance programs from your state's housing agency. If you can't afford to buy a house yet and make less than 60% of your counties area median income I would Google affordable housing in your county and apply for a low income housing tax credit project or see if you can get a housing voucher from the local housing authority. This should help your immediate situation and help you save up money to buy something
After few minutes it was clear that you do not know anything about buying multi-family. You terminology is all wrong and vague. Multi-family is bought as a business and its evaluated on its cash flow. No bank will talk to you before you find the property and bring the financials of that particular property. Few have the financial "income" to support "pre-approval" for few hundred thousands or couple of millions.
4 plex are eligible for the same loans as SFH, I had a preapproval for a 4 plex before they just told me it must be 4 units and have at least 5k in total rents for that preapproval.
everyones path is different. what are your goals? that may be something you need to figure out. congrats on the 4plex do you want more? you could repeat the process. with the cash flow you may be able to get approved for more now if you wanted maybe a 6-plex
Of market approaching people he is basically telling to be a scumbag lol dude that works only with losers. People don't be losers when selling your home. Know your value and do t get out in urgency. Sell when you have as much time as you want. Don't get pressured sell under value.
@@orkuntelegramfxtv9647 Who's this professional everyone is talking about I always see posts about people talking about her in Almost all CZcams video I watched., How can I get to connect with her?
I own a few properties in Iowa and one in Pensacola FL. Never raised rent on a tenant or charged for application fees or late fees. Always gave the full deposit back. I try to not stress people financially especially if they are college students or have kids. In return the leave my property in better shape than I gave it to them. I could have made a few thousands more squeezing every penny out of them, but the sense of reward I get by treating them like humans is priceless to me.
All pretty good tenants? Some of ours have been entitled and very unappreciative of what they have.
God bless you
Give me a chance.
Never raised rent? That's not how it works chief
Great job
As a realtor I would give this video my sign of approval
Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I began investing in stocks and Def earlier this year and it is the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public.There are lots of life changing opportunities in the market, maximize it
What opportunities are there in the market and how do I profit from it?
@@doriradden483You can make a lot of money from the market reg ardless of whether it strengthens or crashes. The key is to be well positioned.
@MichaelPraise-bm3dmAll you need is a good capital and the service of a professional broker, with those your investment will most certainly produce high yields.
@@henrypatterson1281Do you have an idea of any good broker I can start with?
I would suggest Patricia strain, my current broker. Her services are excellent and her returns are great. I looked her up after seeing her on a CNBC market interview
As a Loan Officer i can agree 100% on the negotiation side. I always recommend my friends and family to compare at least 3 different style of lenders( bank/credit union, Broker, and Direct lender exp. Quicken loans) you will find out just how much you we’re getting overcharged asap. Make sure to pull your credit and get an actual LE from all 3 or else your waisting everyones time.
As an LO for rocket this is true. We will not match or try to beat an offer unless you have a loan estimate. We have only so much negotiating room the only way we can shoot you to our markets team is if we can see an LE from a broker or credit union. Also make sure that you’re comfortable with who you are working with. The cheapest lenders come with a price. How available are they? Do they service the loan for its whole life? How quickly can they close? Also check the rank of the banker you work with. Most companies bankers have titles which match their competency. Mortgage pricing is not as straight forward as most people think and I have a made a career getting loans to work other lenders or even fellow bankers could not get to work simply by having higher guideline and product knowledge.
What’s LE?
@@dayd7892 loan estimate
@@dayd7892 Loan Estimate
Le?
I appreciate how informative and well-researched this video was. It's clear that you put a lot of time and effort into your content.
Watching this video in my first current four plex house hack for the first night laying in bed late at night 😌😌
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⭐
How’s it going bro any advice?
Congratulations
@@ilegendplayz2077 going great! Waiting for some more to come on the market I’ve been cold calling and got a couple leads but everyone wants way to much right now, my only advice would be if you find a good deal you have to jump on it! They fly off the shelves right now
Great video, I want to do this whole process is just everything is so new and there is always that feeling that you don’t want to take wrong decisions.
That’s how you learn 👍
This is a wonderful video fast past and informative no BS
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I have bought a four plex in the past and even with a good cash flow there were always vacancys and repairs. If anyone buys one they need to be prepared for vacancys and repairs because all the get rich schemes wont mention this and many have given their house to a flipper because they did not have the money to fix the property and the hobos inhabited the property while the city fines the owner for trash on the property.
Note: stay out of blue cities...
@@davehughesfarm7983 Stop the politics. This happens everywhere in red cities and states too.
I help people buy their first 4-plex or 8-plex brand new build for pre-sale. Low capital Entry
Love this video given me a lot to think about always thought of investing in a small building.
About to close on my first 4 plex and now need to find a management company . Your calculator helped big time
Which city ?
How were you able to get the yearly expenses ?
Wow. That was chalked full of gold nuggets. Thanks so much!
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Step 1: find a 4plex
Dang it
💀
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My only worry is not getting tenants and then Im struggling to pay the mortgage ☹️
Your app is gold!! Thanks man
What app
Have you ever built a triplex or quadplex from ground up? That would be a great video if someone just wanted to build
Ok, but how does preapproval work when trying to use projected rents towards approval if you don’t know which property yet? ?
I’m 55 seconds in and subscribed, liked and hit the bell! Please be a good video! 😂
I NEED SERIOUS ADVICE. We're about to rent an apartment in a 4plex. My wife asked the new landlord about us buying a quad. Her response was quite negative:
1) if you're young and can do a lot of the work yourself, then it can be worthwhile
2) it is quite costly. Her last tenant moved out. The changes they're having to make - carpet, new fiberglass tub, etc - would cost thousands if they had to hire someone to do this.
3) the maintenance of 4 apartments is more expensive than you could imagine.
4) she recommended a duplex
I NEED to know if all this is true. OUR thought was, we would move into one of the apartments, we would put $800 each month towards our own towards the mortgage, and anything above the full mortgage would be divided between paying principal payment and savings for maintenance.
But if we have to keep paying expensive maintenance, how can we make a profit???
I understand the calculator, but she's saying we have to constantly paint, change carpet, etc. What are your thoughts????????
4plex is the way
I work in multifamily. There are always repairs and maintenance costs in any apartment unit (quad or duplex) but having 3 people subsidize your mortgage instead of 1 the math tends to work a bit better. Just try to buy something in good shape unless you're comfortable with the scope of work, and always get a really good inspection and potentially an opinion from a contractor you trust. There are things to look out for like poly pipes, stablok breakers (80s), aluminum wiring and asbestos or lead based paint (pre 1972) that could cause maintenance issues. Less things like that to worry about with a more recently built property, and there are plenty of properties that don't have those.
She could be exaggerating. If you buy a newer fourplex, it would likely require less maintenance then an older one. The maintenance costs she’s referring to mostly occur when a tenant moves out and you have to get the unit “nice looking” again before renting it out to a new tenant. Having a solid rental agreement with your tenant could also help with maintenance costs. If the tenant damages any parts of the property, their security deposit will be used to fix the damage. If the costs to fix the damage exceed the tenant’s security deposit, then you’ll have to pay the rest out of pocket. Make sure to document the condition of the property with lots of detail and pictures prior to the tenant moving in so that, when the tenant moves out, you’ll know exactly what was damaged. I’d take 360 degree pictures with an insa360 camera or a matterport and save them for review at the time of move-out.
Thanks for the info man, very informative and you got a new subscriber
I enjoyed this video it was easy to follow and I want to build my rental property portfolio and this video step by step process will ensure I do it correctly!
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Don't you need a property management ready at pre-approve to know the rents are going for and expenses will be?
Thanks. Short, sweet and to the point!
Thanks. I just UNSUBSCRIBED from the “other real estate guy” for you. You are extremely HELPFUL. I just subscribed!!!!❤❤❤
I’ve seen this 4 times but the beginning 12 times. 😅
I’m still scared of trying. I really want a 4 plex to house hack while learning and then doing it again.
But still! I’m scared! I’m the type of person who like doing things on my own but I really want someone to hold my hand thru this.
Ewwww what a weird feeling. 😂
Hello, I help people invest in 4-plex or 8-plex brand new build
Give me the money while I hold your hand
@@lukehood5546 yea ok.
Wild... gets it under contract with contingencies asap and then decides to pick the property apart, renegotiate with the seller and the bank.
Thanx for the information! I really enjoyed this video.
How big of a Lot do i need to build an adequate, appealing quadplex with 3 beds, two baths per? Thnx.
How do you suggest qualifying for RE professional status without managing yourself if you don't have enough money to keep buying so much that the time spent buying qualifies you?
How do you get banks/mortgage companies to approve a multi unit property with an FHA loan? In KY some lenders act like you're stealing something and refuse to approve multi unit mortgages on FHA.
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In Texas you can only use FHA on 4 plex or under. Anything above 4 plex you can’t use FHA.
@Diff ASMR Same in KY but a loan officer based on their personal feelings acts like they just won't do it.
@Diff ASMR even when its 4 plex or under
@@ultimatemattyif that loan officer is giving you pushback, I would discard them and work with a different loan officer
Great video ! I wish u were in Vancouver to coach a Newbie like me
Good video. Thanks for creating it.
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Great video, thanks for the info
Great video, I learned a lot from you today! I have quick question, I never bought a property so this will be my first time, but I am doing my homework before I start. According to your video, once you have your multifamily property, why would you recommend getting a Management Company? I heard thru other CZcams videos once you buy a multifamily home and if I decided to continue working, I will end up paying more taxes, and the only way to get away from paying taxes if I am managing my own property? Help me make sense on this, please?
Stumbled onto this by sheer accident….how did you get funding for all the 4plexes you own and don’t they usually, at least most lenders, require you to live in them? Private lending?
looking for a 4-plex in Huntsville AL and surrounding areas for 300000 and was pre-aproved and got a 3.5% down and was wondering what website shows 4-plexes on sale before they go on market
probs will have to talk w real estate agent or get real estate license or have a real estate friend w access
What’s the best loan to try and get as a first time home buyer FHA ?
How much usually is the monthly mortgage payment for 1 quadplex?
I’m planning on using my VA loan to purchase a four plex
same boat!
Hmm.. I’m new to this. With not so good credit. But if I can learn how to get a fourplex my life would change
Why aren't more builders building new fourplexes? Why aren't new construction buyers getting them built, and renting out the other units? What is the way to win with new construction builds?
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Hello, I help people invest in 4-plex or 8-plex brand new build
This was reallllyyyy goooood!
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Thanks Sir. Very informative
Love your knowledge on real estate and course. The best thank you my brother.
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I just made an offer on my four Plex in California hopefully I will get lucky and get the property.
Very chatgtp answers
❤ sending my love❤ thank you.
Thanks for sharing!
Deserves more views
Thank you. Very informative!
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Good luck finding one that cashflows!
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Thank you for the information!
Thank you heaps Chandler
Great advises! Thanks
Great video
Great video. But idk if ive ever heard the word niche so much, so fast in my life 😆 great content as always! Thanks chandler!!
I've never bought a property but I really want to just don't really know where to start
God bless you chandler
Anyone can buy property with good credit and some money wether that be their own money or someone elses money.
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If not this year next year ill be ready baby
Since you have to put a big down payment for the 1st one , how do you invest in 2 or 3
More afterwards ?
Why is a management company so important for 2-4 houses?
I mean you only do something if there is a need. Your tenant may run 12 months without putting a request and you are paying that company to do absolutely nothing. And if there is a request, how difficult is to make a phone call and have a handyman fix it?
Other than that I can understand the eviction process that they can help a lot with it but
I would like to buy a four Plex or four unit to get my four kids started in a property they can live in (or not) and eventually own. I want to give them a start. I'm not seeing information on how to buy property with this in mind.
Great info
Awesome!
Bro you are the man 🫡
I’m looking into a 6 plex, it’s my first time buying something. Anyone have any suggestions? I’ll take ANY information or suggestions. Thank you!!
Wow this is good stuff
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Definitely not pre approved for a multi family. College student & 4 plex is $500k.
How on earth is it doable for someone like me?
140k is my pre approval no co signing is possible.
I was told income generated from other units can help…. Any suggestions??
Super frustrating since my income is junk and I’m overwhelmed in Las Vegas. Cant even afford a single family.
House hack or getting an investor (maybe through your college if you're involved in a real estate program). There are probably some alumni of whatever school you're going to that are big in the real estate industry, if you bring them a good enough deal and are coachable you could negotiate a piece potentially. You can also get your real estate license
Chandler please do weekly livestreams
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Could you help me walk me through a purchase, I found a deal in Orlando
What's the good idea to get the 20% down payment?
work. Go to sales job or take a second job, work more hours at your job if possible. budget every single dollar you make so you know where its all going and you can cut out unnecessary spending. Find a side hustle. no one can give you an answer only you can figure out what works for you and your family
Get an fha loan and use it to buy a 4plex or triplex. Converted to conventional then repeat the process
Invest in the stock market or crypto.
@@Daviirose3 convert it to conventional why?
@@MrTeezy21 once you have the full 15-20 percent down in that fha loan you can refinance and convert it into conventional
Anyone know where to find a mentor for real estate
Awesome
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They are giving me a hard time getting pre approval
Has anyone tried his course??
HELLO QUICK QUESTION! WHAT IS THE LOAN AMOUNT LIMIT FOR FHA LOAN ON MULTIFAMILY PROPERTY?
I’m single mother no help ! I don’t have any property I live in a little apartment and I’m watching this videos cause I want to buy my first property I want a fourplex and keep going ! I’m a massage therapist and my body and hands hurts all the time !
I would look into FHA loans and first time home buyer assistance programs from your state's housing agency. If you can't afford to buy a house yet and make less than 60% of your counties area median income I would Google affordable housing in your county and apply for a low income housing tax credit project or see if you can get a housing voucher from the local housing authority. This should help your immediate situation and help you save up money to buy something
Please help, Can I ask you a question on the side?? Going to make an offer on one!
💙💙💙💙
Do you need vedio editor for your vedios ..as I edit vedios for you people...if you want then reply me
Do you think this video is still applicable Chandler?
Bro keep saying nitch is getting too me 😂😂
~Proverbs VI
"Step 1: have money!" Yeah no shit.
After few minutes it was clear that you do not know anything about buying multi-family. You terminology is all wrong and vague. Multi-family is bought as a business and its evaluated on its cash flow. No bank will talk to you before you find the property and bring the financials of that particular property. Few have the financial "income" to support "pre-approval" for few hundred thousands or couple of millions.
4 plex are eligible for the same loans as SFH, I had a preapproval for a 4 plex before they just told me it must be 4 units and have at least 5k in total rents for that preapproval.
okay so now you have a 4plex... now what? :)
I think you missed the last step, which answers this question.
@@iNsAnEwBiE as in more depth though. perhaps a whole video dedicated to it
everyones path is different. what are your goals? that may be something you need to figure out. congrats on the 4plex do you want more? you could repeat the process. with the cash flow you may be able to get approved for more now if you wanted maybe a 6-plex
Of market approaching people he is basically telling to be a scumbag lol dude that works only with losers. People don't be losers when selling your home. Know your value and do t get out in urgency. Sell when you have as much time as you want. Don't get pressured sell under value.
😂😂😂😂😂😂
Retrading (re-negotiating) is poor ethics. Trash advice.
Not if you really found any issues that mess up your original numbers.
Ha ha ha not happening in this market
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You need money for deposit, regular good income and good credit. Else f you. So not sure what Thai video is about lol
Hey Chandler. Whats your email? I want to add you to my buyer's list. Im a virtual wholesaler.
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Nice content mate! So happy to announce that I have gained financial freedom by investing in digital currency.
I'm totally delighted that someone mentioned and recommended Expert MRS CELINA JOHNSON, I thought I'm the only one trading with her
@@orkuntelegramfxtv9647 Who's this professional everyone is talking about
I always see posts about people talking about her in Almost all CZcams video I watched., How can I get to connect with her?
@@christophermario3801 you can reach out to her on telegam
@@christophermario3801 investwithfxcelina is her user name
Trading as a newbie is quite stressful and discouraging but after linking up with expert MRS CELINA my financial situation changed