Let's Budget using my Digital "Cash" Envelope System!
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- čas přidán 28. 06. 2024
- It's time to get back on track with my budgeting! I'm showing you how I figure out where to start and use my new budgeting book!
🧡 2 Sister Bees Etsy 🧡
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Yay!! My Sis!! Great video - got my wheels turning on some things! Thanks, Sissy! 💛💛💛
Thank you for always being so supportive of me 🥰
Great video! I fell off the budget wagon too, watching videos for inspiration! 😊🧡
It always helps to know you're not alone when trying to get back on the savings wagon ❤️ You got this !
I definitely fell off, but I am getting back on track now too!! I’m excited to restart this journey 😊
So glad you are back!
Hihi! Thank you so much 🧡
Hi April👋🏽 I missed you and I’m glad you’re back.
Hihi! How are you? Thank you so much for the warm welcome back 🌷
So glad to have you back ❤ we love to have you give us tips. Great video & take care ❤
Hi! Thank you so much ❤️ 🐝
Good to see you back!!
Hihi! Thank you ☺️
So glad your back April! Loved the video, I will be patiently waiting for the next one 😊.
Thank you! My goal is a video a week! I'm hoping I have my schedule ready for it ❤🐝
So glad you made a video with both cash and place holders. I budget the same way. You and Jen made it easy to start budgeting and getting ahead. ❤❤❤
I love hearing this! Thank you so much for taking the time to comment. ❤️
Heyyyyy April welcome back. Nails are super cute and I love the bound budget book. ❤❤❤
Hihi! Thank you so much! I appreciate the warm welcome back 🥰 Hope you are doing well!
So happy to see a hybrid budgeter, I'm FULLY digital due to high crime rate in my area (and also the effort of having to go withdraw and then deposit money just isnt appealing for me).. and I can attest, the system STILL WORKS just as good with prop money,especially if you have all your salary in one account. My (big) impulse spending has halted, I am very savings focused not only in actual savings but seeking good deals, prices and discounts at a variety of stores and I feel WAY more in control and intentional of my finances...the benefits definitely still kick in real or prop money - thanks for the vid!
Hihi! Thank you so much for taking the time to comment and share your story! I am totally with you! It sounds like you've really made some changes within and are seeing so many great ways to be in control of your finances. Good luck to you and your savings adventures! I hope we'll see you around! 🐝🐝
❤Glad, your back. We’ve missed you.
Thank you Kim 🐝 🧡
Hi April!! Love this book! You are so creative💕🐻
Hiiiii! It's so nice to see you! Thank you so much for being here 🐝🐻
Yay April ❤😊 love the budget trackers. I'm finding my budget is changing monthly 😮😂
I hope you're adjusting to the changes okay. ❤️
Hi April, so glad you are back!
Thank you so much ☺️
Hi April! I'm so excited to watch the new video.
Hihi! Thanks for hanging out with me 😊
Glad to see you back April
Thank you! It's great to see you too! ❤
Hey April!! Omg I missed your videos!! Welcome back. I love the new budget book.
Thank you for always being so supportive 💖
So good to see you back I ordered this new book trying to find the best way to budget my money and I love everything you create I always have to support Great Video April❤
Thank you so much, April 💜 I hope that this method helps you to budget better. Next month I plan to show the true budget sheets and explaining more in depth how I do it. I hope to see you there ☺️
Welcome back, great video
Hi Gina! Thank you ❤🐝
❤ yay you're back ❤❤❤❤❤❤
Helllooooooo! It's so great to see you!! 🐝
Love this. I'm going to give this a try
Yay! Have fun saving ❤️ 🐝
Hey April, I am glad you are filming again, love the nails
🐝❤🐝
Hey Angel! I hope all is well with you! And thank you! They are wraps by Lily & Fox 🐝❤🐝
Fayfee: Hello April! ❤ So nice to watch your videos again. Thank you so much for that happy mail you and Jen sent me! I play with those in my videos all the time! ❤❤❤
Mama: hi April! Glad you're back 😊 hope you are doing well!
Hello Fayfee! I am so proud of you watching your channel! And I'm so glad you enjoyed the happy mail we sent! 🌷
And thank you Mama for the welcome back! I hope all is well with you and your family. 💖
Amazing video enjoyed it so much thanks for sharing 🥰💕.
Hihi! Thank YOU for watching and spending time with me! ❤🐝
Love the Budget Book. Great video.🦃💛🍁
Hello there! ☺️ Thank you so much for watching 🧡 🐝
Great video! Thank you for realizing that some of us do think it is important to include the $2 denomination on a teller slip!
Thanks for watching and spending time with me! I'm so glad people reached out about mentioning them to me. They are pretty fun to use!
Oh my goodness April thank you so much for making this video. I'm going to watch it more than once to get the hang of it. I'm grateful because I am only get one check a month or so and it has been very hard for me to follow the weekly and bi-weekly test stuffers. And you are breaking it down so much that I can understand it but this will be my first time and maybe because of you I might come to writing in that book and getting fake money too to cash stuff because😊 it's a little difficult for me to get to the bank❤
It's definitely a switch to go from weekly to monthly. You can start with the income and expenses freebie sheet from our downloads library and follow along with that before you commit to the book. Thank you for watching 🐝 ❤️
Love your video.
Hi there! Thank you so much for watching and taking the time to comment. ❤🐝
Great video and great product April. :)
I appreciate that so much! Thank you ☺️ 🐝
Hey April. Glad to have you back 😊
Hey !! It's so nice to see you 💛
Thank you and I'm looking forward to the savings challenge video 🥰
❤hi im here watching an driving
Hihi 👋 Drive safe!
Hi, I watched your video a while back and liked the idea of a separate account for digital envelopes. I found a credit union that has a "spending account" re-loadable debit card. Now I just have to figure out how much $$ to put on it. thanks so much for your videos, they're super helpful cuz I'm not a numbers person.
That is so awesome! I hope your setup works out for you! You got this ❤️
New subscriber here❤ I loved the breakdown. You made it look so simple
Hi! Welcome! That makes me so happy to hear! Thank you for spending time with me! 😊
So glad you are back on video! I also do a combo of of electronic and cash!
Hello Judy!! It's so nice to see you! I hope all is well with you 💛
@@2sisterbeesstudio trying to be! just so glad to see you back!
Like seeing this orher way of digital cash envelopes
YAY! Thanks for watching! ❤
Go April! You should be proud!
Thank you so much ☺️ 💗
Really nice budget book.
Hi Judy! Thank you 😊
Hey April 👋🏾 I'm so glad to see you 🥰 Im gonna do this for my daughter. Thank you. PS: can you tell that we really, really missed you??🤗
Hihi!!! It's so nice to see you! I hope you are doing well. Thank you so much for always being so kind 💖
glad I found your channel, I am confused about the digital stuffing, where do you put the actual money, just leave it in the bank?I would be afraid I would think I had more money than I do, I agree I don't like having money lying around either. TFS
Hihi! I keep mine in a 2ndary bank account that is separate from my main. So that I know every penny in that 2nd account is allocated across my envelopes and that's its sole purpose.
welcome back April
Thank you 🐝🐝
Thanks for explaining a hybid opinion ❤
Thanks so much for watching! I hope it helped open some ideas! ❤
New Subbie!! LOVING your channel!! ❤
Hello there! Welcome! Thank you so much for being a part of the hive! 🐝❤
I'm so glad Jen said you posted a new video because for some reason, I was un-subscribed to you!😢 I'm back to being subscribed so I'll have to keep checking monthly.❤
Welcome back!! I'm so glad you posted! I'm all for as many tips as you want to share since I'm new to cash stuffing. ❤
OMG!! I love the idea of using a reloadable debit card. I will have to check with my bank if they offer it. If not, do you recommend one from a store (like a visa gift card)?
I will definitely be purchasing the book. You explain things in a way that I can understand, since I'm usually a hands on learner. 💕
I hope you have a great weekend!! ❤
Hihi! I'm so glad you figured out you weren't subbed. Thanks for subscribing 🐝 ❤️
The reloadable debit cards - when I was looking for one, I noticed the ones from stores charged random fees. Some to reload or use it. So, I went with the one from my bank because it has zero fees if I use it more than 5x a month. There are some other decent ones out there that don't charge a fee if you have an account with them. Check your bank and if they don't, then check around. But make sure it's reloadable and/or doesn't have fees to use.
Thank you again for taking the time to comment and watch! 🐝 ❤️
@@2sisterbeesstudio Hello and Happy Sunday! 🤗
Thank you for replying and letting me know about the reloadable cards/fees. I will definitely check with my bank. I'm willing to open another account with a different bank if they offer the reloadable card. Lol
I hope you enjoy the rest of your Sunday and have a great week!! 💕🎉
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Love the nails!!!
Thank you! They are wraps by Lily & Fox. Lord knows a manicure isn't in the budget😂
April, what are the "taxes and tags" you are saving $370 for? Would that be the same as car registration we pay in Texas that covers keeping car registered, roads and bridges, and fees? I paid $84 including a cc usage charge in August for a sticker to put in my window for a year. It used to be a sticker on your license plates but I guess those were being stolen. I am confused as to why that registration is so high where you live. Just curious.
Hihi! I am pretty sure it's the same thing that you are describing. For the tag and roads, etc. I think we are $290 a year, I may have misspoke in video if I said $370. But that includes my car and my husband's truck. That's interesting they moved it to the window! But if people are stealing them, that's definitely a good solution. Thanks for watching ☺️
You have been missed! I hope you are doing well and taking care of yourself and family.
Thank you so much! I hope all is well with you 🐝 ❤️
Hi April!
Hi Debbie! 💛
Hi April
This is my first time watching
I just watched your video and I’m confuse about pro money
Hi there! I have a video explaining why people use Prop Money here: czcams.com/video/SxiLX7pGFEA/video.html
And I believe in this video here: czcams.com/video/l4ZVK8eEtg0/video.html - I explain how I use the prop money further.
I know how you feel. I get up savings just to need them for unexpected bills. I'm hoping now we have moved to a house with solar and not between 2 rents anymore we can start putting money away.
Oh! You'll have to keep me posted on how you enjoy the solar. I've always wondered about it. I hope the move is the switch that needs flipped for you! You got this 🐝 ❤️
Thanks so much. We have solar at the house we own. This house also has a battery so there is practically no power bill with a battery. A lot of Australia is very sunny so it's worth it. If you get any sun at all solar totally as itself back, even if you just get a basic set up. Our bill here was like 23 dollars
April, will you be selling this 4 month book again or have it in a printable version?
Hey! Thank you for reminding me! I need to adapt this to a digital version. I will hopefully have that available within a week for you guys. Keep an eye out ❤️
Fun! I've been planning out my next purchases from y'all's shop. Crazy timing! I did JUST ask your sis about you too! I love the work both of you do. But yeah...on her last video! So much cuteness. I am wondering a couple things. Any way the book cash planner page will be available digital? I'd love both that and Fall...they're adorable! I was literally going to get the free one printed soon. Do the pages you showed us for monthly repeat 4 times or are there different backgrounds? I want to buy all, but I'm trying to make best choice for my needs. That's all. Last question...sorry. Would y'all consider selling a digital version of title page? I have the similar style saving book and it'd be cute on binder. I'm still working on challenges. Trying to improve my system by new year. Thx for offering printed options.
Hihi! Thank you so much for your support and love! We appreciate you so much! The book is based off the digital pack here in the shop: 2sisterbees.etsy.com/listing/1477551815
It doesn't have the covers, instructions but the cash planner/debt tracker sheets are available as singles in the shop. So, you could piece it together.
The backgrounds are the same - But I will be doing more themes that will have differences for the months. I didn't want to get too intricate with that because it's undated. But themes will cover that :)
I do have a background that says "let's save" and "let's play" for free in the resource library: drive.google.com/file/d/14pBkOAu45eQR5qLju-9XEIPW7Qz3SIzH/view?usp=drive_link
Hope that helps! Good luck on your savings adventures!
@@2sisterbeesstudio hello back! Heehee. I'm so glad I didn't overwhelm you. I did recognize the similar format bc that pack is one of several things I've been thinking on. 😊 I had more food for thought before I replied!
Thank you for the freebee suggestions. The covers are really cute! Btw, the bees on this video were precious. I actually like the general overall option with the weather theme ongoing. Then some seasonal options for when appropriate are fun little extras. I just asked bc I "have to" overthink and consider all sides. It may seem silly to some but I don't spend much on me stuff. So if this is a main spend I want it to be fun in its functional. 😘
I completely understand taking your time and trying to figure out what you want to do. I can tell you that everything I design is done with that same "overthinking" process 😁 I always try to design things in a way that will work in different ways and remain functional. Which is also why I typically try to start out with the weather theme to keep it simple and so my brain can focus more on the functionality. (I always go with the weather because of my name, April.. "April Showers" thing) ☔😂 I will definitely look into adding more themes to it after I finish some of the other projects on my table. That will also give me time to use it over the next 4 months to see if any minor adjustments need made as well. Thank you for the chat and I hope you find what works for you! Happy savings!
@@2sisterbeesstudio Thank YOU for this chat! It's sweet of you to take time. I had a feeling you'd understand too. 😉
I know you both put a lot of effort and care into what you do. It shows.
I have no doubt of finding something useful. And now I feel like I got an inside scoop. 😄
What does everyone do with they receipts? I use fetch rewards but I have a bad habit of stuffing them in my wallet and forgetting yo scan them. I need a system for receipts. Any 💡ideas?
Hihi! I use Fetch as well. What I do is throw them all in a basket in my kitchen (my husband puts his in there too) and whenever I'm waiting for food to cook or something where I'm standing around bored out of my mind to scan them and throw them out.
Have watched all of your videos and I love both of the CZcams channels. Got a question are you going to start making this book? If so I would 💯 buy it
Hi there! Thanks so much for watching our channels! I do have the book available now here:
2sisterbees.etsy.com/listing/1589210692/lets-budget-book-calendar-planning
🐝🐝
@@2sisterbeesstudio thank you 🙏! I have it on my chart now.
Hi, it’s my first time watching you and just had a question, where do you keep the electronic cash stuffing? Is it your main account?
Hi there! I keep it in a savings account so that the entire balance is all my envelopes. I will be more clear about this when I do my December budget video. And show how the budgeting works when paying from it. 😊 Thanks so much for watching 👀
ah thank you! will stay tuned for the next video 😆
April is your Regions Bank a high yield Savings bank or do you or Jen know of any high yield Savings Banks that are online
I don't have any personal experience with any. But I know there's a lot offering like 4%. I saw PayPal offering it. I hope you find something that works for you 🙂
Hello friend 😊
Hello Denise! ☺️
I tried budgeting by keeping money in the bank. It took me less than a month to screw it up. I added all the money I had in fake money to the real balance and I had more money than what was in my account 😮. Any suggestions??
Hi there! I use a secondary savings account to keep all my envelope stuffing with the prop money separate. It definitely helps to create borders by using more than one account and the reloadable debit card.
For me personally, I have my main bank account for my income and household expenses.
From that I budget out my essentials like groceries and gas and move that amount the reloadable debit card.
Then the final total is for my envelopes and savings, which I put in my savings account. (this is the only thing I use prop money for and it's just a marker so I know how the full balance is distributed)
I hope that helps you some and that you find what works for you! Don't give up :)
@@2sisterbeesstudio
Thank you 😊 that helps a lot
Helloooooo
Hey, I know you! 🥰
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