How to Make $100 Per Month in Dividends

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  • čas přidán 27. 04. 2022
  • How to make $100 per month in dividends (the math).
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    You'll need quite a bit of cash invested to make $100 a month in dividends, but I'll show you how to do the math yourself. This way you'll know roughly how much cash you'll need invested today in order to make $100 per month in dividend payments.
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    #honestfinance #dividends

Komentáře • 1,7K

  • @HonestFinance
    @HonestFinance  Před rokem +105

    Hope this helps with some basic math. Enjoy :)
    Watch more dividend videos: Dividend Investing
    czcams.com/play/PLOmIpJDqCR-I0Iy8QzGmwobNomYdey1Xe.html

    • @r.alexander9075
      @r.alexander9075 Před 11 měsíci +4

      Some better dividend yields:
      Altria NYSE:MO
      Realty Income Inc. NYSE:O
      JP Morgan Equity Income ETF ARCA:JEPI
      All have 8+% yields

    • @andrewmorales5485
      @andrewmorales5485 Před 11 měsíci

      What if you wanted to make $100 a month in 12 monthly stocks dividends companies to make $100 in each of them

    • @wulfseig1864
      @wulfseig1864 Před 10 měsíci +2

      Thank you

    • @andrewmorales5485
      @andrewmorales5485 Před 10 měsíci

      @@wulfseig1864 cause that would make $1,200.00 that neither you or I have right now so why not do it that way both in 12 different monthly and quarterly stocks dividends shares that is $2,400.00 than why not go further into Canadian monthly and quarterly stocks dividends companies and united kingdom monthly and quarterly stocks dividends companies you have $4,800.00 then reinvest those dividend payout into all of them double your money to $4,800.00 in all of them till it adds up to $19,200.00 then after taxes reinvest into making $38,400.00 close to $40k a month so quit while you're a head and enjoy your life

    • @OKBAOK
      @OKBAOK Před 7 měsíci

      Thanks for the info, the fund to invest is the problem

  • @Emmanuel90970
    @Emmanuel90970 Před 10 hodinami +3225

    I am at the beginning of my "investment journey", planning to put $400K into dividend stocks so that I will be making up to 15% per year in dividends. Any advice?

    • @carolynrose1816
      @carolynrose1816 Před 10 hodinami +8

      Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

    • @AddilynTuffin
      @AddilynTuffin Před 10 hodinami +1

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @jose2212-
      @jose2212- Před 10 hodinami +1

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @CasparOgden
      @CasparOgden Před 10 hodinami

      With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

    • @deborahmorgan3343
      @deborahmorgan3343 Před 10 hodinami +5

      Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

  • @DodgeMuscle
    @DodgeMuscle Před rokem +6000

    At least he's being honest people... He's not gonna give us a get rich quick lie! That's why he's name is honest finance for a reason, he's being honest!

  • @emplays22
    @emplays22 Před rokem +4902

    step 1: find $46K

  • @jakouriholmes9615
    @jakouriholmes9615 Před rokem +2031

    Man you just explained it so quick and easy I tried to find a 1 hour long video to understand this when I just learned it in 30 seconds🤦🏾‍♂️

    • @HonestFinance
      @HonestFinance  Před rokem +91

      Well thanks. There’s more to it, but that’s an easy way to know quickly

    • @whitakerjl123
      @whitakerjl123 Před rokem +21

      @@HonestFinance How can first time investors make money when they have to invest a house to get 100 a month?

    • @az21bob666
      @az21bob666 Před rokem +4

      you start small maybe enough to get 5 a month then 10

    • @whitakerjl123
      @whitakerjl123 Před rokem

      @@az21bob666 Maybe, I just purchased some stocks time to show and tell

    • @MrThitikla
      @MrThitikla Před rokem +1

      $CLM - Cornerstone strategic value fund
      yields between 21-25%
      Currently 24.01% right now
      $5,000 USD invested should make $100 a month.
      Honest Finance can you please confirm?

  • @jamesmir89
    @jamesmir89 Před měsícem +6

    Honest finance is his name and showed that how much it takes using realistic figures. Honestly.
    Great vid.

  • @svenoliver6040
    @svenoliver6040 Před měsícem +91

    Amazing. “HOW TO GET RICH, DO THIS”

    • @AnthonyCarrion-wk9ng
      @AnthonyCarrion-wk9ng Před měsícem +2

      @@svenoliver6040 lolol xD

    • @ummmummm563
      @ummmummm563 Před měsícem

      It's always a scam thread on these type of videos 😂😂😂​@AnthonyCarrion-wk9ng

    • @svenoliver6040
      @svenoliver6040 Před 18 dny +1

      The first step to attaining wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

    • @svenoliver6040
      @svenoliver6040 Před 18 dny +1

      I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

    • @svenoliver6040
      @svenoliver6040 Před 18 dny

      researvh this, if you care

  • @NicholasBall130
    @NicholasBall130 Před měsícem +547

    I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

    • @EleanorBaker474
      @EleanorBaker474 Před měsícem +8

      Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

    • @StocksWolf752
      @StocksWolf752 Před měsícem +2

      In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

    • @StacieBMui
      @StacieBMui Před měsícem +2

      Could you recommend your advisor? I'll be happy to use some help.

    • @StocksWolf752
      @StocksWolf752 Před měsícem +2

      Sonya lee Mitchell is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @grego6278
      @grego6278 Před měsícem +1

      I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @toslavnataliiu0
    @toslavnataliiu0 Před 2 měsíci +200

    Investing in safe and reliable investment plans, including stocks, offers a pathway to financial security and growth. Amidst economic uncertainties, such investment avenues serve as pillars of stability. By diversifying one's portfolio across various safe investment plans and stocks, individuals can effectively mitigate risks while capitalizing on opportunities for long-term wealth accumulation.

    • @ramunblagen8688
      @ramunblagen8688 Před 2 měsíci

      He is right ! Dividend stocks are available across various sectors of the economy, allowing investors to diversify their portfolios. By investing in dividend-paying companies from different industries, investors can spread risk and potentially enhance returns.

    • @rooppertti2722
      @rooppertti2722 Před 2 měsíci

      I Agree with your viewpoint, but it's essential to exercise caution when selecting stocks or consider partnering with a Financial Advisor. By engaging a professional, you gain a significant advantage, as they provide valuable guidance to navigate the complexities of the market effectively.

    • @maleoctavi
      @maleoctavi Před 2 měsíci

      With over $300k in my bank account, I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a pause from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

    • @maleoctavi
      @maleoctavi Před 2 měsíci

      I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a hiatus from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

    • @rooppertti2722
      @rooppertti2722 Před 2 měsíci

      Attempting to do it yourself is one of the mistakes everyone does but Involving SUSAN MARA BERCHAK , to manage your portfolio and make strategic decisions regarding the market will go a long way for you .

  • @ggpl8117
    @ggpl8117 Před rokem +92

    alternate title:
    How to lose 100$ a month from inflation, taxes and intrest rates

    • @lokeyhud2516
      @lokeyhud2516 Před rokem

      Index funds

    • @I_like_turtles_67
      @I_like_turtles_67 Před rokem +22

      You don't understand how dividends work. I'd suggest educating yourself about DRIP, Compound Intrest, YOC & other investment terminology.

    • @OSoloJr
      @OSoloJr Před rokem +2

      That's a big bank account your referring to

    • @OurNewestMember
      @OurNewestMember Před rokem

      This isn't completely true -- you can also lose a bunch of money on the shares, too

    • @weird-guy
      @weird-guy Před rokem +2

      The government in the corner, In my country is taxed at 28%😂

  • @TrueDiscoveryTV
    @TrueDiscoveryTV Před rokem +203

    With $46k you can make easily $1770 in an savings bank account with a 3.85% APY interest rate.

    • @josephwall9161
      @josephwall9161 Před rokem +15

      Or cd’s

    • @MrGodchild15
      @MrGodchild15 Před rokem +9

      Or more in crypto

    • @alannabors
      @alannabors Před 11 měsíci +3

      @@josephwall9161agreed I’d do CDs over just letting that sit in a bank acct.

    • @blakenilsen9852
      @blakenilsen9852 Před 11 měsíci +20

      Where do you get 3%? Isnt everything less than 1%?

    • @alannabors
      @alannabors Před 11 měsíci +2

      @@blakenilsen9852 CDs

  • @twandoelo
    @twandoelo Před 9 hodinami

    Hands down this was the second best video on CZcams I’ve ever seen. And I literally just watch the best one right before this one!😱

  • @jcnlala9461
    @jcnlala9461 Před rokem +28

    At least you didnt sugar coat it😂😂😂

  • @CloakedJ24
    @CloakedJ24 Před rokem +693

    Meanwhile I'm struggling to keep $100 in my account ☠️

    • @Yk-te2gu
      @Yk-te2gu Před rokem +17

      Same 💀🤣

    • @Portapottypossum
      @Portapottypossum Před rokem +8

      How???

    • @honeyhahn
      @honeyhahn Před rokem +57

      That should be a red alert to yourself that you can do better. Start as little as $10 a month that you buy dividend powerhouses like SCHD. Automate it from your paychecks. Anyone can do it

    • @HonestFinance
      @HonestFinance  Před rokem +64

      It just takes routine

    • @BiG-JuPO1O1
      @BiG-JuPO1O1 Před rokem +11

      Same but I'm in college and I hardly get paid much and struggling to keep it all together

  • @GaliantSilverhawk
    @GaliantSilverhawk Před 29 dny +3

    That sounds great. I'll just pick up my spare 49k a month i left under the couch

  • @DailyChuckles724
    @DailyChuckles724 Před rokem +497

    Next video idea: How to make $46k in a month.

    • @t58beare
      @t58beare Před rokem +19

      It can be done in roughly 2 years for someone middle class or slightly below.

    • @AidanAlbano
      @AidanAlbano Před rokem +4

      ​@@t58bearewhat salary is considered middle class?

    • @t58beare
      @t58beare Před rokem +9

      @Aidan That really depends on where you live, if you have children, and sources of income. For example $200k a year would be a lot of money in certain states, but go somewhere like NYC or certain areas of California and you will be struggling as the cost of living is significantly higher.

    • @LZin-uk5nh
      @LZin-uk5nh Před rokem +17

      ​@@t58beare Tell me you have 0 zero financial knowledge without telling me. The average american is making 50k a year my guy
      200k annually is top 2 percent earners

    • @t58beare
      @t58beare Před rokem

      @L. Zin You can still save up $40k in 2 years, making $50k. My first job out of school I was making around $40k while living with my significant other. I also did odd jobs on the side to gain more, such as doordash, IT work, webdesign, etc. Once you cut out all the things not needed to survive, it's easy to save and if invested it will grow. In 2 years I was able to become debt free and have enough for a down-payment on a house. It's not rocket science, it just takes extra effort and you need to change how you live for a bit. Keep in mind nobody becomes successful at saving large sums of money by just working their day Jon, buying whatever they want, and not doing extra work. You need to be money hungry, this is what separates the poor from higher classes. I grew up poor and escaped it by working my ass off, had to start working at 15 to support my family, I quickly discovered I didn't want the rest of my life to be that way. It 100% is possible.

  • @Tegawe
    @Tegawe Před rokem +357

    This is why the wealthy always say "save your money!" If you got $46k to invest, then you're not strapped for that cash. Having your money work for you is the ultimate goal. I'd love to clock into my day jobs, make my money, and also be making money from my money while I'm making money. Day job pays the bills, investments go for growth, dreams, adventure and maybe a little fun.

    • @eldynamico2022
      @eldynamico2022 Před rokem +1

      My money’s muh 817ch LOL

    • @reaper-sz5tm
      @reaper-sz5tm Před rokem +7

      You can do that with a 401k. Day job to pay the bills, big retirement account for dreams and growth. I’ve put $75,000 in my 401k in 4 years and I’m 29, I plan on retiring a multi millionaire. Invest in S & P 500 index funds, you’ll do well.

    • @C1K450
      @C1K450 Před rokem +4

      @@reaper-sz5tm both 401K and Dividends has their place. 401K if you enjoy earning multiple streams of income through stocks and day job. Dividends are good for people who wants passive income and want to spend time doing what they want to do while the money works for them. Of course both routes you have to work hard and invest smart to attain success in both stocks and 401K.

    • @paquesepas6696
      @paquesepas6696 Před 6 měsíci

      ​@@reaper-sz5tmthe only good thing a 401k is for is getting the company match after that it's not even smart to put more since the smarter thing is going with a Roth Ira which all should have

    • @bussybusterblade8799
      @bussybusterblade8799 Před měsícem

      @@reaper-sz5tmlol max contribution is like 7500 a year bozo

  • @dylanroberts93
    @dylanroberts93 Před rokem +75

    As of rn I have 49.003 shares of coke one day I will be able to live off my dividends. I know it’s a long journey but I’m 29 so I have a lot of life left to live.

    • @Ultimatelocke
      @Ultimatelocke Před rokem

      Later that day he was hit by a truck and died moments later.

    • @OG.Salinas
      @OG.Salinas Před rokem +4

      Your my inspiration

    • @zestywolf2489
      @zestywolf2489 Před rokem +2

      Aye, good luck man. 👍

    • @dylanroberts93
      @dylanroberts93 Před rokem +1

      @@zestywolf2489 thank you man I appreciate it

    • @zestywolf2489
      @zestywolf2489 Před rokem +1

      @@dylanroberts93 aye, your welcome. But do you got any companies that would be good for a beginner?

  • @Quadbvke
    @Quadbvke Před rokem +14

    That’s because your only depending on one stock with a low yield percent there’s reliable stocks out there that have a 7-10 percent yield

  • @whitakerjl123
    @whitakerjl123 Před rokem +45

    I respect the honesty in this video. Investing 46- thousand only to get 100- monthly sounds disheartening

    • @harmleyten4
      @harmleyten4 Před rokem +5

      Don't forget that the value of that 46k is going up in the long run

    • @whitakerjl123
      @whitakerjl123 Před rokem +6

      @@harmleyten4 Yes but that's an investment most people can't make

    • @harmleyten4
      @harmleyten4 Před rokem +5

      @@whitakerjl123 not to start with, you have to start small

    • @harmleyten4
      @harmleyten4 Před rokem +7

      @@whitakerjl123 also a 100 a month for life is no joke, which will also increase without doing anything. Plus the price he showed in the video is the highest the coca cola stock has ever been, it's 58 dollar per share atm, which will greatly decrease that 46k for the same 100 dollars a month

    • @whitakerjl123
      @whitakerjl123 Před rokem +3

      @@harmleyten4 I agree I purchased some stocks that are doing well that's cheap under $500 a share I'm constantly paying into for more shares

  • @arbsan8366
    @arbsan8366 Před rokem +9

    Straight forward and to the point THANK YOU🙏🏽

  • @blazetino5713
    @blazetino5713 Před měsícem +2

    Verizon has like a 6.74% dividend yield, which is more than Coca Cola. I think it’s even cheaper, too

  • @AdebayourQuadri
    @AdebayourQuadri Před 4 měsíci +154

    As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?

    • @ElvinWright
      @ElvinWright Před 4 měsíci

      @@ConnieKelly54 Congrats! The market to me is like a lucrative chess game, incredibly difficult to outperform, it's all about understanding how the world moves, its history, and psychology... mind disclosing info about your CFP? I'm quite curious.

    • @ckdub1888
      @ckdub1888 Před 3 měsíci

      I’m only 32 and have invested 1000 between crypto like bitcoin cash and solana and a 500 in stocks I bought low like amc entertainment at 4.32 which had peaks over 300 per share. I’m buying holding hoping for better days at the same time I can afford to lose what’s in there and if or when I lose it I will have learned a lot how it works and operates and I’m going to stack cash and wait for the inevitable crash that’s coming but if trump gets in I don’t see a crash happening and will probably invest more. What’s your thoughts on that plan

  • @EmogiBags
    @EmogiBags Před 10 měsíci +6

    as a young man whos started to get his shit together at the age of 23, i appreciate this, cheers

  • @R26Roman
    @R26Roman Před rokem +32

    This is exactly the information people need to know to have a real expectation on what investment is really like the last time you have the last time you have to invest.

  • @josephsaeteurn9158
    @josephsaeteurn9158 Před rokem +93

    for my $23K porfolio, i have been collecting between $120 - 150 a month relatively safe.

    • @KILLZONE56
      @KILLZONE56 Před rokem

      Thats weak lol I'm doing 2k a week on 25k account. Get up sucka

    • @Turtlesp5000
      @Turtlesp5000 Před rokem +4

      @@josephsaeteurn9158 its possible with the right etfs or reits

    • @Boostisablast
      @Boostisablast Před rokem

      I’m collecting like $30 a qtr in my 30k portfolio haha

    • @Tobi21089
      @Tobi21089 Před rokem +1

      I go full ape mode with 10-30x leverage and 250$ invested so far I make around 10% a day sometimes with hard losses but that happens too everyone 😂

    • @DavidRamseyIII
      @DavidRamseyIII Před rokem

      I don’t know if I would call 23k a “portfolio”

  • @Smoove_J
    @Smoove_J Před rokem +36

    Think about this. To replace a yearly income of $45k you would need to invest $1,731,451. Dividend investing is not a get rich quick scheme.

  • @tinydough8746
    @tinydough8746 Před rokem +21

    Formula:
    (d x 12)/r = C
    d = dividend wanted per month
    12 = 12 months in a year
    r = dividend yield/rate
    C = capital needed to get the amount of dividends per month

    • @HonestFinance
      @HonestFinance  Před rokem +2

      Thank you!!

    • @tinydough8746
      @tinydough8746 Před rokem +2

      @@HonestFinance Np!! It's just for anyone who wanted to see the formula for it :D

    • @YJ-7
      @YJ-7 Před měsícem +1

      You just change it from 12 to 4 if the dividends pay quarterly right

    • @tinydough8746
      @tinydough8746 Před měsícem

      @@YJ-7 That is correct
      An example calculation for reference would be if I wanted $7500 per quarter (4) in dividends (d), with a dividend yield of 4% (r), this is how much capital (C) I would need:
      d = Dividends wanted per quarter
      4 = 4 quarters in a year
      (d x 12)/r = C
      ($7500 x 4)/0.04 = C
      $30,000/0.04 = C
      $750,000
      (This is just in case anyone wanted an example)

    • @chandlercolvin9396
      @chandlercolvin9396 Před 15 dny

      Although you have to consider reinvested dividend payments. Say you’re shooting for $100 a month 10 years from now, eventually your own dividend payments will start doing a lot of heavy lifting. You also have to consider that a companies yield is based on its current trading price, and if price goes up but the company doesn’t continue to increase their payments, then the yield goes down and you’ll be paid less and less (unless it’s one of the dividend aristocrats, but even then it’s not for absolute certain they’ll continue upping their payments). This formula only works for a 1 time investment of a lump sum, not a realistic total for a long term goal.

  • @unpopularopinion149
    @unpopularopinion149 Před rokem +14

    Next explain DRIP and yield on cost when the price appreciates as well as the CAGR

  • @fraxonthefurry21
    @fraxonthefurry21 Před rokem +51

    And then taxes takes a large portion of that.

    • @soflo_cini
      @soflo_cini Před rokem +21

      Actually If your single and make under 40k or married filing together making under 80k per year you don’t have to pay taxes on ordinary dividends 😉 let’s hope Biden doesn’t change that

    • @recursion.
      @recursion. Před rokem +8

      @@soflo_cini cmon dude no one will have 40k on investments who earns less than 40k a year

    • @twentytwogunz8142
      @twentytwogunz8142 Před rokem +7

      @@recursion. dude did you not read

    • @McShibby10
      @McShibby10 Před rokem +2

      @@recursion. not true

    • @bradensteiner3950
      @bradensteiner3950 Před rokem +5

      @@recursion. I was making $25k a year and saved up 40k in 2 years actually 😂. Just gotta not spend your money and invest it instead. I actually day trade full time now. I also mentor, reply if curious on more info!

  • @DJNeonWolf
    @DJNeonWolf Před rokem +18

    AT&T pays a 7.59 div yield

    • @ivanhernandez7395
      @ivanhernandez7395 Před rokem

      Very shit company

    • @DJNeonWolf
      @DJNeonWolf Před rokem

      @@ivanhernandez7395 elaborate?

    • @ivanhernandez7395
      @ivanhernandez7395 Před rokem +4

      @@DJNeonWolf sorry i took long to respond. But they are in heavy debt. Like super bad debt and the dividend they put out eats away a lot of their free cash flow and is not sustainable.

    • @Justchilin1
      @Justchilin1 Před 3 měsíci +1

      Still need 15000 to make $100 buck a month on AT&T

  • @richhornie7000
    @richhornie7000 Před 9 měsíci +44

    This short gives us more education in 30 seconds than 90% of finance channels on CZcams combined

  • @henrytang2203
    @henrytang2203 Před rokem +64

    That div yield is worse than the long term average for index funds, and it costs 46K. Better just to eat out less.

    • @DanRichter
      @DanRichter Před rokem +4

      I mean you still get the (hopefully) appreciating asset on top of the dividends. The S&P dividend yield is only 1.82%

    • @night7912
      @night7912 Před rokem +7

      best case is to buy stock in a company that will continue to grow, while paying you dividends.

    • @HonestFinance
      @HonestFinance  Před rokem +5

      I agree 100%

    • @ianleui7007
      @ianleui7007 Před rokem

      ​@@night7912 or just eat out less lol

    • @night7912
      @night7912 Před rokem +4

      @@ianleui7007 a share of coke in the 1940s would have been around a dollar, if you held until today you would have turned it into around a million

  • @moviesandmysteries4538
    @moviesandmysteries4538 Před 4 měsíci +1

    in india by putting this same amount in bank or post office you can get around 290$ monthly or 3500 us dollars per year with 100% guarantee of safety !!😊

  • @Existomalus
    @Existomalus Před rokem +4

    Come on guys, it's brilliant! Pay 46k NOW and in 38 years you'll have it back! What's not to love about that?!

    • @jayzee6432
      @jayzee6432 Před rokem +2

      How can u be sure you will live 38 years from now?

    • @Existomalus
      @Existomalus Před rokem

      @@jayzee6432 I put it on my calendar. Therefore, it's scribed into existence

    • @jayzee6432
      @jayzee6432 Před rokem +1

      @@Existomalus cool story

  • @jeang3258
    @jeang3258 Před rokem +4

    Inflation will eat up those dividends

    • @HonestFinance
      @HonestFinance  Před rokem

      Yes, but the stock price and dividend can also go up over time

  • @swapw
    @swapw Před rokem +20

    2.59% of annual return is lower than the rate of inflation, therefore you are essentially losing money annually by utilizing this form of investment.

    • @HonestFinance
      @HonestFinance  Před rokem +13

      Yes, but if the stock price increases over time, then it can offset inflation

    • @rodrigovaccari7547
      @rodrigovaccari7547 Před rokem +7

      Yeah if you completely ignore stock valuation. You can also pick a stock that pays no dividend at all and say it's worth nothing while it valuates 100% per year.

    • @AN-xs7dw
      @AN-xs7dw Před rokem +4

      A high interest savings account currently pays 3.30%. no risk...lol

    • @dawn_monraz
      @dawn_monraz Před rokem

      ​@@AN-xs7dwexactly!

    • @brackabrack
      @brackabrack Před 23 dny

      @@AN-xs7dw dividends from savings accounts are taxable just like wages. Dividends in a Roth IRA are not taxed.

  • @lqdxoni1
    @lqdxoni1 Před 2 měsíci +1

    etf's riskier yet monthly dividend rolled over speeds up your dream though small to new heights. 10k gets you between $100-$400 monthly depending on choices.

  • @ladyruler9585
    @ladyruler9585 Před 3 měsíci

    Thank you for breaking this down in such a straightforward way.

  • @ddssv
    @ddssv Před rokem +3

    thank you for the raw uncut truth

  • @Casey-summer
    @Casey-summer Před 8 měsíci +3

    The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

    • @lilyhershey1
      @lilyhershey1 Před 8 měsíci +2

      According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

    • @sloanmarriott5
      @sloanmarriott5 Před 8 měsíci +1

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      @louie-rose7 Před 8 měsíci +1

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      @sloanmarriott5 Před 8 měsíci

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      @louie-rose7 Před 8 měsíci

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  • @TheHeavyModd
    @TheHeavyModd Před rokem +2

    Fairly accurate, though you should maybe have stressed that the dividend yield is backward looking and subject to fluctuations. Some companies may have a very high div yield, but that doesn't mean they will keep paying that high a dividend... or a dividend at all. It requires more involved research into a company than that.

  • @jackyanderson9330
    @jackyanderson9330 Před 10 měsíci +2

    This is an honest advice and very helpful for every investor. I love that.

  • @nostalgialad9467
    @nostalgialad9467 Před rokem +3

    Could be different if you had 2%+ div over say 5 to 10 companies some companies offer more, so I would spread my money around

  • @googlesucks925
    @googlesucks925 Před rokem +20

    Subbed for your honesty in this video. The number of people who think stocks and shares is some magic way of getting rich overnight is insane. Takes a long time, a lot of discipline and a lot of money.

  • @Sovereign1776
    @Sovereign1776 Před 6 měsíci

    Great info!

  • @rjmcgowan
    @rjmcgowan Před dnem

    Depends on risk tolerance. Much higher yields available

  • @Willhgf
    @Willhgf Před rokem +34

    I would rather put that 46k into a high yield savings account that is insured by FDIC and has 3.75% interest rate.

    • @HonestFinance
      @HonestFinance  Před rokem +2

      Ya. Pros and cons to both

    • @Fief13
      @Fief13 Před rokem +9

      Except the yearly inflation rate is 6.4% so you would still loose 3% of value

    • @Willhgf
      @Willhgf Před rokem +1

      @@Fief13 Better than the dividend yields at the end of the day.

    • @HonestFinance
      @HonestFinance  Před rokem +2

      Yes, but it’s better than losing 6.4%

    • @germancantu9847
      @germancantu9847 Před rokem +4

      I've had my CD account for about 12 years now paying around 3.5% - 4.5% FDIC insured and don't regret it I've been doing really good that way.

  • @rjjohn2241
    @rjjohn2241 Před rokem +43

    I only have 9,800 invested and I already make 58$ per month in dividends, (portfolio yield is 5.8%)

    • @HonestFinance
      @HonestFinance  Před rokem +10

      Great job!!

    • @flrambo
      @flrambo Před rokem +5

      I don’t get it isn’t that a bad investment $9,000 k to only earn $58 a month

    • @Yuvenn
      @Yuvenn Před rokem

      @@flrambo I thought the same 😅

    • @rjjohn2241
      @rjjohn2241 Před rokem

      @@flrambo the point is that is a good starting point when your focused on long term dividend investing, and yes it’s a great investment because this stands for life, won’t loose it to the system like you Growth investors.

    • @rjjohn2241
      @rjjohn2241 Před rokem +8

      @@flrambo and if you guys knew anything about investing then you wouldn’t be asking this question …. do the math 9,500$ with a 5.8 yield = 58$ a month approximately, 696$ annually.

  • @R1deFast
    @R1deFast Před rokem +2

    I've been doing RC and TWO, both have high div/yields. RC is at 14% and TWO is a little over 15% atm

  • @HectorRodriguez-zh1rf
    @HectorRodriguez-zh1rf Před rokem +1

    Love the honesty

  • @derekblades
    @derekblades Před rokem +5

    Awesome video!
    If only investing for cash flow this is importnant but mot people invest to see the asset grow as well.
    To calculate your YIELD you can use a 10Bii calculatior and figure your discounted cash flow over the life of the investment.
    This will give you the true ROI on your investment. It's not 2.5%

  • @donmcfly_
    @donmcfly_ Před rokem +4

    thats crazy considering the average person makes like $30k/year. to make that same amount per year you'd have to have 1.158M invested 😭

    • @johnconnor7501
      @johnconnor7501 Před rokem +1

      Robinhood pays more at 3.75% with no risk or time restraints.

    • @donmcfly_
      @donmcfly_ Před rokem

      @@johnconnor7501 thanks for this very useful advice! 💯

    • @MMOplayeerr
      @MMOplayeerr Před 8 měsíci +2

      In the usa yeh. In europe its around 20k and eastetn europe is just 8-10k

  • @derrellbabb
    @derrellbabb Před 2 měsíci

    Concise and to the point. Great video.

  • @cygen_divine1570
    @cygen_divine1570 Před 4 měsíci

    Thank you! Subscribed

  • @kimchi8022
    @kimchi8022 Před rokem +3

    Thanks for being honest!

    • @HonestFinance
      @HonestFinance  Před rokem

      You’re welcome. You can’t sugarcoat the truth ;)

  • @alan30189
    @alan30189 Před 5 měsíci +20

    One problem: Coca-Cola doesn’t pay monthly dividends. They pay them quarterly. So you’ll collect $300 every three months.

    • @romanplays1
      @romanplays1 Před 3 měsíci

      a good alternative is realty income. wich does pay out monthly and has a pretty good yield (5.81)

    • @funfungerman8401
      @funfungerman8401 Před 2 měsíci +1

      at the end, its still the same ^^
      yeah a REAL monthly dividend is psycholigcal was better but theres no difference if you get 100€ each month or 300€ each qurater at the end of the day (year lol) you still have 100€ per month
      but yeah as written, realty income is good, stag industrial too the "Problem" with these is that monthly-paying stocks are ALWAYS overvalued in terms of pure buisness numbers (margin, turnover) etc because people are ready to pay more for a dividend if it pays monthly ^^
      one thing that i do is I buy 2 etfs
      vanguard ftse all word high div which pays 3,6,9,12 month and then fidelity global or us quality income which pays, 2,5,8,11 so you geat 8 months in the year dividend with something more stable
      sadly i havent found a GOOD third etf which pays the rest months aka 1,4,7,10 :(

    • @romanplays1
      @romanplays1 Před 2 měsíci

      @@funfungerman8401 its actually better monthly..once in larger amounts. but not by much. if you'd reinvest the monthly dividend into more of the stock. you'd have ended up with more dividend returns than if you just chose the quarterly option. but other than that. true.

    • @bunkeyscow
      @bunkeyscow Před 2 měsíci

      @@funfungerman8401 take a look at jepq or spyi and they pay both monthly. There is a new stock thats paying weekly, xdte

  • @user-xk4uw5fm3n
    @user-xk4uw5fm3n Před měsícem

    Living up to your name my bro, Like the content a lot

  • @roseramsey8512
    @roseramsey8512 Před 10 měsíci

    Thank you!

  • @garrettspeakeasy
    @garrettspeakeasy Před rokem +6

    Not to fret. Invest every pay check and let the compounding interest work in your favor.

  • @imperial_Dragnix
    @imperial_Dragnix Před 11 měsíci +3

    In india we have a stock called Vedanta with 25% dividend heald 😎🥶🔥 so investing 4000$ can give 1000$ a year easily

    • @salih5342S
      @salih5342S Před 2 měsíci

      Do you know any other stocks that gives high rate of dividend

  • @fullmindstorm
    @fullmindstorm Před 9 dny

    This is very clear and straight forward. I love this video and you earned another subscriber.

  • @brooklyn9398
    @brooklyn9398 Před 2 dny

    Thank you 💵🇺🇲🙏

  • @MERS03
    @MERS03 Před rokem +7

    Remember guys that the $100 monthly should be reinvested so you can take advantage of compound interest. That extra $1200 a year reinvested is going to add up a lot quicker than most would think

    • @HonestFinance
      @HonestFinance  Před rokem

      Yes DRIP all the way!!

    • @donaldlyons17
      @donaldlyons17 Před rokem

      Might make more getting a part time job once a week!!!!

    • @stormblade1199
      @stormblade1199 Před rokem +1

      You could literally make that in a month driving for Uber on the side :/

  • @AllThingsKimberlyWV
    @AllThingsKimberlyWV Před 2 lety +4

    Great video. Thank you

  • @carlafuqua1685
    @carlafuqua1685 Před rokem +1

    great! thanks for the simple straightforward video

  • @sebastianvargas525
    @sebastianvargas525 Před měsícem

    Well informative 👍🏾

  • @MrRaja
    @MrRaja Před rokem +7

    Step 1: afford a calculator 😅

  • @bspiderm
    @bspiderm Před 2 lety +123

    This is probably the worst example you can give to show your point lol

    • @CASHYMUSIC
      @CASHYMUSIC Před rokem +5

      Yes I watched it 10 times and like !?

    • @xplicitgoofy1015
      @xplicitgoofy1015 Před rokem +6

      Yeah as your investment increases in value so does your dividend BecUse dividends get paid off of a percentage of the amount you have in the stock, not by a per share amount

    • @igobykil5311
      @igobykil5311 Před rokem +6

      Fr lol way too many other securities with a higher yield. SDIV is the highest yielding one for the cheapest I’ve seen so far.

    • @thecurtisfamily3810
      @thecurtisfamily3810 Před rokem

      😂 yep

    • @SIRHENNY1
      @SIRHENNY1 Před rokem +9

      So what, the fact don’t change. Thats what matters

  • @stefaniemenstell-vu4ss
    @stefaniemenstell-vu4ss Před rokem +1

    Nice short! Thanks a lot 😊

  • @leseancunningham9456
    @leseancunningham9456 Před rokem +2

    Thanks for this information

  • @angelchristinem
    @angelchristinem Před rokem +54

    there's a lot of high paying dividends out there.

    • @infamousdon82
      @infamousdon82 Před rokem +3

      What are some of them?

    • @angelchristinem
      @angelchristinem Před rokem +6

      @@infamousdon82 i just got an $800 from RBCN. but my most favorite so far is USOI. it's an ETN. OILK is also good. it's an oil ETF. it's fairly new so it's not that popular yet.

    • @kingbeast6792
      @kingbeast6792 Před rokem +2

      @@angelchristinem RBCN is definitely not going to be paying $11 a month in dividends, the price will either drop below $3.00 or the dividend will be stopped completely

    • @angelchristinem
      @angelchristinem Před rokem

      @@kingbeast6792 i totally agree with you. it might just be a one time deal.

    • @lisa8406
      @lisa8406 Před rokem +2

      @@angelchristinem how much did you invest !!?? 🙄

  • @michaelc1138
    @michaelc1138 Před rokem +5

    There’s etfs that pay 10 to 20% annually you just have to look for them. Plus coke is treated like an index fund.

  • @lashun1st
    @lashun1st Před měsícem

    Thx 4 sharing, don't we have to look for a dividend that pays monthly ?

  • @WilliamWonka
    @WilliamWonka Před rokem +2

    I’m at ~$890/yr with ~$23,000 invested. Diversification is pretty clutch.

  • @rolexer
    @rolexer Před rokem +4

    cds pay 5% it is much simplier with less risk.

    • @HonestFinance
      @HonestFinance  Před rokem

      Right now they’re a great option

    • @siegfriedfurtwanglerknappe6188
      @siegfriedfurtwanglerknappe6188 Před rokem

      Yes and no. Stocks can also increase in price and raise their dividends. Whereas when your CD matures, you might not be able to find CDs at 5% anymore. Both have pros and cons.

    • @rolexer
      @rolexer Před rokem

      @@siegfriedfurtwanglerknappe6188 find me a stock with no risk.

    • @siegfriedfurtwanglerknappe6188
      @siegfriedfurtwanglerknappe6188 Před rokem

      @@rolexer CDs also have risk and very little potential upside. Higher risk usually means higher returns.

  • @MysticaReych
    @MysticaReych Před rokem +4

    We think that this is hard, it can be, but it will eventually snowball. Keep reinvesting your dividend income back into it !

    • @swift3495
      @swift3495 Před rokem +1

      No this is just awful of an idea. Much better ways to invest

    • @kurisu3000
      @kurisu3000 Před rokem

      @@swift3495 Name some then

    • @swift3495
      @swift3495 Před rokem

      @@kurisu3000 There are a billion different business ideas. Come up with your own. But you're probably incompetent

    • @stormblade1199
      @stormblade1199 Před rokem

      See you at 100 years old when you can finally buy yourself a large coffee

  • @rclarke2456
    @rclarke2456 Před rokem

    Why can't everybody else be straight-to-the-point like this. All that talkin about nothing and this guy just straight to the point

  • @Cellphaxg
    @Cellphaxg Před 5 měsíci

    Great video thanks for the update

  • @bowles85
    @bowles85 Před rokem +26

    Or 100.00 divided by the stock last dividend payment and thats how many shares you'll need....

    • @georgem5512
      @georgem5512 Před rokem

      So for cocacola I would need 3861 shares?

    • @bowles85
      @bowles85 Před rokem +1

      @georgem5512 looks like ko last dividend payment 1.76 a share so 100÷1.76=56.8181818182 shares

    • @bowles85
      @bowles85 Před rokem +1

      Ko pays quarterly but this method is better for monthly paying stocks like O

    • @georgem5512
      @georgem5512 Před rokem

      @@bowles85 brother I don t understand you sorry. I thought 1,76% is a 0,0176 not 1,76%

    • @bowles85
      @bowles85 Před rokem

      @georgem5512 the 1.76 is the dividend payment and your divide it by 100 (dollars) to see how many shares you will need but a monthly dividend would be a better example.

  • @davidd577u
    @davidd577u Před rokem +6

    Or put 46k in into a high yeild savings with 3% interest and make an extra 180 bucks a year with lower risk lol.

  • @algoflush1430
    @algoflush1430 Před rokem +1

    Try the same example with stock ticker MPW (Medical Properties Trust) Yield at 10% at current stock price.

  • @myronbailey1868
    @myronbailey1868 Před 3 měsíci

    Alot of money yes, but a great tip to figure out the right investment for dividends. Maybe not 100 dollars a month, but its good forward knowledge in general.

  • @bongboyz6468
    @bongboyz6468 Před rokem +9

    As a dividend investor, he's right. He gave us the honest truth, but there are other examples with a higher yield which means less capital required to buy the stock

  • @tewanwilson
    @tewanwilson Před rokem +15

    Straight forward. Love that

  • @danielivko6819
    @danielivko6819 Před rokem +1

    but what if the stock depreciates in value tho???

  • @EdithR940
    @EdithR940 Před 2 měsíci

    How do I know what company’s give dividends ? Do you have a video for people that have absolutely no idea what they are doing?

  • @superdannny
    @superdannny Před rokem +49

    that’s crazy. but thanks for being straight up about it

  • @rootstriker1618
    @rootstriker1618 Před rokem +3

    If the stock goes down does that change how much u would get in dividends?

    • @HonestFinance
      @HonestFinance  Před rokem +4

      No. Only if the company changes dividend payments per share

    • @samfkt
      @samfkt Před rokem

      @@HonestFinance But on how I see it..... they adjust it every year or so.... so if the stock goes 10x they just lower the dividends making it 2-5 dollar per share no matter if one share is worth 30 dollars or 300 dollars in the future, you roughly get the same ammount in dividends per one single stock. All of them are like that? DIdnt see any other example or am I missing something here?*

  • @NinjaNick636
    @NinjaNick636 Před rokem +1

    OR invest 30,000 in Robbinhood and it’ll give you a little over a $100

  • @lilllwizzzle
    @lilllwizzzle Před rokem +2

    You wouldnt invest in coca cola if its for the dividends. Much better companies than that.

  • @TylerHughesExplains
    @TylerHughesExplains Před měsícem

    This is straightforward but people should keep in mind that you're going to need more than that because you're going to be taxed on those dividends and the amount your taxed depends on if you invested in qualified stocks or nonqualified stocks as that will determine how much you are taxed

  • @AlkaliIbrahim
    @AlkaliIbrahim Před rokem +21

    One short later and I’m already subscribed, I hardly do that. There’s something so straightforward about this explanation.

  • @Matheus545
    @Matheus545 Před rokem +3

    And that’s how the poor stays poor.

    • @TheYaq
      @TheYaq Před rokem

      Well easy math yes … but no hate for those who are rich

  • @nafinbong9222
    @nafinbong9222 Před rokem +1

    Just sell options and make money from theta decay. You’ll be making way more for way less, you just have to be somewhat active in the market.

  • @stopsleepingstarteating
    @stopsleepingstarteating Před rokem +7

    Thank you for this📈

  • @CzechMarquise
    @CzechMarquise Před 5 měsíci

    Or just do 100 divided by [Dividend Payout] then multiply that with the share price.

  • @NPonlamuangsri
    @NPonlamuangsri Před měsícem

    I really appreciate this and that you didn’t say “times it by.”

  • @cagadd02
    @cagadd02 Před rokem +3

    Wow what a great deal lol

  • @awillaims8653
    @awillaims8653 Před rokem +16

    I get close to $60 a month from one company and I only have $1700ish in it

    • @Emaze300
      @Emaze300 Před rokem +2

      Which company?

    • @awillaims8653
      @awillaims8653 Před rokem +5

      @@Emaze300 usoi I had 400+ shares but they did an insane stock split so now I have 20 they costed me $4 per share for the 400 but now they cost $90ish a share

    • @stormblade1199
      @stormblade1199 Před rokem +6

      $1700 total invested and making $60/month? That would be $720/year or a 42% return annually lol stop