How To Buy ₹12 Lakh Car for FREE🚘| Ultimate Complete Car Finance Guide 2024 | Money Purse Podcast
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Ultimate Car Finance Guide: How to Buy a Car for Free Using Investments | EMI & Finance Rules Explained
Welcome to our ultimate car finance guide! 🚗💰 Are you looking to buy your dream car but worried about the financial burden? In this video, we’ll show you how to navigate the world of car finance smartly and efficiently. From leveraging investments to understanding EMI and finance rules, we’ve got you covered.
What You'll Learn:
1. How to Buy a Car for Free Using Finance Hacks:
Discover the power of smart investments that can potentially pay for your car. We'll walk you through various investment strategies that can help you accumulate the funds needed to make your car purchase virtually cost-free. Learn how to make your money work for you, so you can drive off in your dream car without financial stress.
2. EMI & Finance Rules on Car Purchases:
Understanding EMI (Equated Monthly Installment) is crucial when financing a car. We'll break down how EMIs are calculated, the role of interest rates, and the key financial rules you need to know. Whether you're taking a loan or considering other finance options, this segment will equip you with the knowledge to make informed decisions.
3. Exclusive Car Affordability Calculator:
Knowing what you can afford is the first step to smart car buying. We’re sharing an exclusive Excel sheet designed to help you calculate your car affordability based on your income, expenses, and financial goals. This tool will provide you with a clear picture of your budget, ensuring you don't overextend yourself financially.
Topics covered -
- Car Finance Tips
- How to Buy a Car with Investments
- EMI Rules for Car Purchase
- Car Affordability Calculator
- Smart Car Financing Guide
- Best Ways to Finance a Car
- Car Loan Tips and Tricks
- Understanding Car Finance
- How to Get a Car Loan
- Investment Strategies for Car Purchase
Download the Excel Sheet: telegram.openinapp.co/money-p...
Stay updated with the latest tips on car finance, investments, and more by subscribing to our channel. Don’t miss out on future videos that can help you achieve financial freedom and make smart purchasing decisions.
#CarFinance #BuyCarFree #InvestmentStrategy #EMIRules #CarAffordability #FinancialFreedom #CarLoanTips #SmartCarFinancing #CarBuyingGuide #InvestmentsForCar
Thank you for watching! We hope this guide empowers you to make the best financial decisions when purchasing your car. Drive smart, stay informed, and enjoy the ride!
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Team Money Purse
What is in for you?
00:00 Introduction
01:10 What do you want to buy the car?
02:33 Which type of car you wish to buy? And can you Afford it?
04:23 Affordability Calculation
05:51 Cost of Operation and eligibility
07:15 What about 20-4-10 Rule
11:19 Total cost of Owning the car
12:17 The Best option to buy a car
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13:37 Total Expenses of owning car - 24L is good , but after 10 years , the value of car prices will go up with accordance to the inflation and even the fuel, service , intrest rates, insurance premium may also go up . At that time , 25L of amount is not so great... Ofcourse we would have some edge. difference....
Line lo undu line lo undu ... Money purse vallu free ga car antunaru... 😂😅
Line undavey line lo undu vidu evado bumper offer isthunadu 😂😂😂
😂
😅
@@saishanker5621 car enduku anni free ga vasthay money purse team pette titles tho
😂😂
14261 * 7 years invest chesthe 2,51,429 profit kadhu dhantlo Manam invest chesina amount thisesthe appudu profit vosthadi that’s 13L 58T change
Alrdy EMI katti malli same amount investment aa 😂😂 antha vuntey e video enduku chustam
Car okkate enduku anni free ga konochu mi titles tho. Views kosam ilanti titles pettakandi. Invest chesina amount thone kada buy chesedi. adi free ela avthadi? Your content is always useful. I hope ila misleading titles petti views increase chesukovalsina avasaram money purse team ki ledu anukunta. Your content is good but I am disliking video for misleading title. I know I won't get response for my reply as you always like or reply to who praise you but not to who genuinely gives feedback.
Not only the money purse team, many CZcams channels are keeping misleading titles for views. I hope it changes with the money purse team and Sai garu considers this feedback.
Own house gurich same concept lo viedio teyandi anna
ilanti free concepts ante baga interest xd
Concepts ee free. Car free kaadu.
Sir I feel this is wrong info probably ......
1) 10 years వరకు EMI బదులు SIP chesthe , at the end అందులో taxes పోతే ఏంటి అనేది మీరు మిస్ అయ్యారు......
2) let's say yaswanth age is 25 now , అతను 10 years మీరు చెప్పినట్టు wait చేసి కార్ కొంటె తన ఏజ్ 35 ...... There is hell lot of difference in his present life style and future ( after marriage ) lifestyle
3) 10 years తర్వాత కార్ cost kooda చాలా పెరిగిపోయి వుంటది....and even if he purchases with that 24 lakhs, again maintenance charges petrol insurance charges will start from there
Bhayya meru sariga ardam chesukoledu. Sai Anna chepedi amitantae. Car ippudu konukovachu. Daniki emi entha kadatamo same amount invest cheyali. Then after 10 yrs car meda karchuprtina motham Amount manaki investment dwara vachastadi. Then car free kada. Tax paranga tax planning chesukovali anukondi. Adi vere topic
@@asapusrinivas I accept bro .. kani nuvve alochinchu , oka person income lo already 45% car EMI and maintenance ki karchu iypothe, remaining lo expenses ke saripodhu , mari separate ga SIP ela start chestaru ?? That too same amount
@@espios325increase tensure
@@espios325Moral of the Story entante.. Rendu EMIs kattenta sthomatha unte Car free ga konukkovachu ani.
Meeru entha EMI kattukovacho.. andulo sagam EMI amount ki offer teeskovali
@@chefnitinofficial7233 well said
చాలా బాగా explain చేశారు sir. Thank you very much Sai Anna and Money purse team. మా Yeswant ఇరగా తీసడు action 🎉
Misleading Thumbnail
Me and friend grown by watching your videos , now we are in need of buying a car, when we are having so much of confusion we got the video today, you and your team always a life saver for us thank you so much 🎉Sai Anna and Team ❤ keep going…
This channel is not for your family or Team
It’s already a part of our lifestyle
Many of youngsters
Glad to hear that, Thanks for your love and Support!!
This concept is very fascinating and informative at the same time. Well done money purse ❤
Athani(Sai anna) raka patla vidhi kuda kanpinchindi❤
Dheera dheera dheera dheeraaa o ranadheeraaa... ❤❤❤❤❤❤
Plz share a detail video on pros n cons of vehicle leasing from employer vs buying on own
Don' want to question/comment but, some doubts are 1. car cost will be increased after 10 years and maintenance costs also wii not be same after 10 years i. e. Missed the inflation part of car cost and maintenance costs and also cost of the car rental for 10 years also need to reduced from the savings amount
Sai garu .. u r doing social service... Really u are bringing awareness about financial things .. that's impressive... We Telugu people lucky to have u...
Ei type own house medha kuda oka video cheyandi anna
Well done money purse
Thanks Sai garu I like the idea you mentioned I'll follow this for further purchases
Excellent information Sai Garu.. very practical and make sense❤
Mari 10 years kattina SIP amount extra manam kattinatle kada...nearly 12lakhs avthundi...
Miku car amount ravali anukunte 12 years SIP chesthe appudu 25L extra vasthundi
Edo gattigane plan chesinattu unnaru ga❤❤Biggest Fan
Thanks team!! Very informative video!!
Super Calculation. I too believe in that and have been following that since past 15 years.
ఫ్రీ గా కొన్నట్లు ఎలా అవుతుంది అన్న…. సేవింగ్స్ కూడా మా మనీ తోనే కదా…. సేవింగ్స్ మనీ నేనే పెట్టాలి కదా…..
Views kosam ilane titles pedutharu. Nuvvu super Anna vallaku reply istharu. Evarina logic ga adigithe no reply for them.
Ee concept tho Anni free a
Good question, i too eagerly watched the video by seeing title and ended up with disappointment
Same concept తో free గా apartment కూడా కొన్నచ్చు....
Free ani kadukani chali chalani jithalatho applapslu kakudadani invest chesi on money to purchase ceremony
Love this concept video
ఫ్రెండ్స్ ఎలా ఎంజాయ్ చేసిన, సమాజం ఏమనుకున్నా, నాకు అవసరం లేనంతవరకు నేను కార్ కొనను... నా టార్గెట్
ఎవరి plan వాళ్ళది, అందుకే ఇది personal finance.
From the over all discussion, i understood to maintain discipline in investments and target for long term.
Thumbnail petti mosam cheyadam start chesaru
Content okati unte thumbnail inkoti untadi just for views count
Andaru okati views kavali
Super explanation Sai Anna 👌👏😍
Too good suggestion. Practically need solid discipline :)
Thank you MP team
Super Anna very valuable information 🎉 real Eye opener b/w need & luxury 👏🙏
I was expecting some video based on themes today actually
I guess this type of concept is inspired from Zero1 by Zerodha Prateek channel, Good to see new experiments
Sai Anna, Your channel is excellent, daily I look out for your video n telegram channel. Thanks a lot
Hai, sir u spoke about fcf yesterday , please give complete details about free cash flow
Best video in correct time❤❤
Yes i bought second hand car .
6 lakhs ❤
Informative video
super great tq
ఒకటి అయితే నిజం భయ ఆడవాలకు appreciating అసెట్స్ ఇష్టం అభయలకైతే ఆల్మోస్ట్ depriciating అసెట్స్ ఇష్టపడతారు అదేంటో మరి…….. అంటే ఈ రివ్యూ ఇస్తుండేది small budgets lo gender like chese vidanam not for big budget investments like land are flats
Is there no askMoneypurse this week?
Thank u sai anna, EPL stock gurinchi reply icchinanduku ask money lo, tqqq annaaa
యశ్వంత్ కి జీతం పెంచండి స్వామి. మరీ frustrate అవుతున్నాడు
Very well said 👌
Good helpful video, Keep it up🙂
You cannot use the phrase 'buy the car at no cost' because, as per your video, the investment value after 10 years is 25L, which includes the invested amount plus gains. Our savings are also included in this, so it cannot be considered free. You can mention that investing can reduce the burden of car maintenance, but avoid using misleading thumbnails
Enteeee CAR kosam
Car koni... Car EMI katti
Car kosam --- separate ga EMI katti
10 years tarwata zero cost lo car konnam ani feel avvalaaa.....
Ask money pars was not appoloding Anna 11:16am time wr are waiting for it
Already liked and subscribed to your channel.
Thank you for the information and your efforts anna ❤
Sai garu, I work for a MNC , could you please suggest whether corporate car lease policy is beneficial or not for tax purpose, please make a video on this.
VERY INFORMATIVE VIDEO SAI ANNA
# AskMoneyPurse
Hi Sai Anna
Hope you and your team is doing well❤
I invested in Lux industries stock at 1180₹ six months back . After doing sector analysis on apparel industry It looks like deeply undervalued because of external factors like high competition, no entry barriers and digital app purchases.
So all apparel stocks like page , rupa,dollar and lux are trading cheaply. Among these apparel stocks lux is more discounted but now i feel rural spending will increase now lux industries will be majorly benefited because it has major share on rural segment.
Please let me know my analysis is correct.
Hi,
20% save then
Investment?
Thanks for the information sir
Most welcome
Sir is it good to invest in irb infrastructure@@MoneyPurse
Bro 14 k per month 7 yrs investment cheyyali after 10 yrs adi 25 lck ayyidhi baganey undi plan . total 25 lck lo mana 7 yrs investment amount 14k per month deduction cheyyali kada. 14k*12 months=168,000 per 1 year and 7yrs ki =168,000*7 =11,76,000 mana total investment in 7 yrs ki . Total return amount for 10 yrs is 25lck after 10 yrs. 25 lck lo mana 7 yrs investment 11,76,000 deduction cheste vachedi entha ? 😂😂13 lck approx vachidi. Car cost cover avutundi . Correct hey bro car free@@MoneyPurse
super.. explanation
Thank you.
Most welcome
Take an approach to life where you work harder to buy what you want, and when you buy something you can’t afford, work even harder to make more to keep upgrading.
Nice vedio sai garu
Thank you
Love U MP team 💕
Bro denikanna car lease policy tesukunte best kada ?
Yesterday me and brother had discussion and today u posted video❤😂
Super concept
Hi Anna, please do a vedio on weekly / monthly basis where is opportunity/attractive valuations in larger/mid/small caps - it will give better idea example like ( vivekam prasad sir)it will give clear pictures for larges audience
Arey entra babu car for FREE antav.
25 lakhs are savings. Those are savings only with investments.
Dont mix car and other expenses with Savings.
If there is a home buyer , you also do the same with buy home for Free....
Dheenikanna, nuvvu used car or new car yedhi better aa based on salary ani chepthey better. nuvvu nee thokkalo tag line and thumbnails..
Savings savings chesi pillaku esthaamu vallemo manalni choodaru... manam enjoy assalu cheyatledu😂😂😂
Sunday vedio raledhu😢
Good Information
Movie intro skip kotte nenu first 18sec 3 times chusa 😂 good to see the team @MoneyPurse.
6:58 His car EMI is ₹14261 plus operational cost for year is 45.62% of his income.
12:45 Investing same amount as EMI ₹14261 is another 28.52% of his income outgoing to Mutual Fund.
45.62 + 28.52 = 74.24% of his income.
Remaining 25.76%. What about 20% saving rule like you mentioned sir ??
Then what is left for expenses and any other emergencies???? Peanuts???
1. Prefer good condition used car.
2. Prefer good hatchbacks instead of SUVs
3. Remember - Sunroof is not suitable for Indian climate. Better never consider sunroof.
According to experts, 50k salary ppl ki car avasaram ledhu. If ur wife also earn 50k, then u can go for it.
Anthaa ok
Ee example lo salaried income 50k Annaru...
And 20% savings lo car EMI value enthe undo antha invest cheymannaru....but I think car EMI value antha undadu savings amount invest cheyyadaniki.....
Ee plans paper meeda chala baguntaay....but almost not possible in reality
Can you do a video on benefits of leasing a car in a company and save tax
Interesting video with lively conversation 😂
ఇన్ఫర్మేటివ్ వీడియో....❤
Ee concept prakaram
Simple ga edi free ga kavali anna
EMI entha pay chestunnamo same amount money invest chesthe full amount recovery....but ikkada question enti ante , EMI kattaga migilina expenses poga unna savings amount , pay chestunna EMI amount kante chala thakkuava ga untundi....so practically not possible
I have Bought the bike insurance through your referal link ❤
నిజానికి middle క్లాస్ వాళ్ళకి చాలా కష్టం 20% సేవింగ్స్.......నాకు కార్ వద్దు....బైక్ ముద్దు......కావాలంటే అవసరానికి అద్దె కార్ తీసుకుంటాను.....నో maintananace..... నో ప్రాబ్లెమ్
Ela aythe life loo eapatiki develop avalevu bro e kastalu Ela ne untayi
Risk thisuko but kastha minimal ga undali , alanti risks valla ne potential ento niku thelusthadhi , u will try to earn more and try to do more and achieve
@@Dream_fortune car konatam crct na? Bro. Mana income 1 lakh aithe.
1000 percent correct. Car lekapothe ninnu aee ammayi kudaa care cheyyadu. Cheap fellow laa treat chestharu ninnu
@@eereeeere earn chese situation lo vunte, konochu. Bro. Lekapothe, adhe thaakattu pettaali. Bro. Money kosam. Unnecessary, aarbaataalaki pothe, minimum needs pothaayi. Bro.
Well explained saianna😊 SWP gurinchi cheppandi if we have 10 to 20 lakhs cash can we invest in SYSTEMATIC WITHDRAWAL PLAN and achieve car loan or house loan EMI could you please explain
Operational cost is wrong in video. Total commutation per year is 93k and 10k service cost is 1.03lakhs per year
@ask money purse. "Hi sir, I've seen your water, EV, and power stocks recommendations, but I haven't come across any semiconductor company stocks. India aims to complete its own chip by December 2024, potentially elevating its GDP ranking from 5th to 3rd place. Could you please suggest some good semiconductor stocks?"
I want bit clarity here weather we have to invest along with emi are how it is
Superb fantastic vi😮😮😮deo
🎉sai anna Necessity ayindi antunnaru meeru correct. But govt yenduku Toll charges rates Less cheyali kadaaa
Save chesi 10 years continue cheyamante what about those 10 years journey plans.. Misses need in life..
సాయి గారు, నేను 10Lakh లో car తీసుకుందాం అనుకుంటున్నా, eligibility లో under 30% ఉండేలా చూసుకున్నా కానీ మీరు చెప్పిన 50% expences, 30% EMI, 20% Savings రూల్ లో 20% savings కి వీలవ్వటం లేదు 10% వీలవుతుంది, కానీ నాకు ఇయర్ ఎండ్ లో ఇన్సెంటివ్ రూపం లో వచ్చే amount 10% కంటే ఎక్కువ ఉంటుంది. దాన్ని కూడా savings lo add చేద్దాం అనుకుంటున్నా.
దీని పైన మీ opinion చెప్పండి
Content emi dorakapothe e video pettoddu sai garu, Ilanti logic less videos petti mee value thaggichukovaddu
Sai Anna, can you please explain the same for House also
Sir service charges 10000 rs per year to patu insurance marchipoyaru per annum 30 k anta asale
Car plan ni postpone chesukomantunnaru.. 10 years taruvatha car costs marochhu ga ... Petrol n maintainence maruthayi ... Idea naaku ayithe nachhale
practical ga ledhu bro. 14000 emi. 14000 saving. 28000 for car. 12000rs remaining. rent will u pay?
20% endulo invest cheyyali ani oka video cheyyandi
Here for investment we are allocated 14k for 7 years adi mana amount e kada. Danni manam free ga ela vastundi ani chepptaru meeru final end of video?.
Manam save chesukunnade final ga amount vastundi . Danni free ga vastundi ani evaru chepparu , ani na uddesam
Anna mutual funds loo oksari Aditya Birla Sun Life PSU Equity Fund explain how chala profits cheppandi oksari oka video loo explain chaii andii anna
How to buy shares of unlisted companies? please tell me
Car antaroi...Kondaama 😮...ithe e video chudandi😊😊like kuda kotteyandi
Note: Neninka Video just start chesa anthe
Na thought entante, car regular ga vade avasaram lenappudu konadam kante, avasaram unnappudu mathram rent ki theesukunte better ani na view.
Meerem antaru??
Anna where is this week Ask money purse video????
Please do we all are waiting.
Anna,
Ipudu pf, nps lo peduthuhnam, will those considered as under 20% if savings ? Or mana take home salary pyna 20% antunnarav?