Cash Equivalents & Alternatives | Non Traditional Investments

Sdílet
Vložit
  • čas přidán 9. 11. 2017
  • The Plain Bagel Episode IV
    Cash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.
    Intro/Outro Music: www.bensound.com/royalty-free...
    Episode Music (Licensed): freemusicarchive.org/music/Pod...
    Sources:
    www.wealthdaily.com/articles/...

Komentáře • 85

  • @gabrielaponte6403
    @gabrielaponte6403 Před 5 lety +259

    This is an undervalued channel can I buy some shares of it now and catch some of the growth

  • @stephenanderson2942
    @stephenanderson2942 Před 5 lety +106

    This channel deserves so many more subscribers. Some of the best content and editing I’ve seen in this genre.

  • @kleyyer
    @kleyyer Před 3 lety +8

    My man, in just these past 5 videos I've learned more than all the books and searching around I did over the years, I can't fucking believe how easy you were able to break down this topic. Like many have said, you're very, VERY underrated. FFS, what's wrong with CZcams! Give this man more exposure!

  • @davidblack6413
    @davidblack6413 Před 2 lety +5

    You've come so far in a short time, Richard. These early videos, while great, are not quite as engaging or show you as much at ease (and funny) as you are in your recent content. You've a gift for this work, and your evident growth as a presenter in the four years you've been producing The Plain Bagel (and the large number of subscribers) attests to that. Thanks for making financial literacy, especially as it relates to investing, charming and inviting, especially but not exclusively for the younger investor.

  • @mrk0per
    @mrk0per Před 4 lety +8

    Thank you! I'm 30 and just starting to figure investing out.
    This helps a lot!

  • @Mitchdrum29
    @Mitchdrum29 Před 5 lety +26

    So glad to see a Canada-centric investment channel. Great videos, keep em coming!

  • @CapitalWorksPro
    @CapitalWorksPro Před 3 lety +5

    Since gold and land are both finite resources, it stands to reason that to earn the ultimate return, you should build a house made of gold. 🤯

  • @ceelo826
    @ceelo826 Před 5 lety +11

    Great job with your videos Richard. I've been trying to grow my financial literacy lately and I've found your channel to be incredibly helpful and on point. Keep up the good work :)

  • @bjcaridocpa
    @bjcaridocpa Před 5 lety +4

    Simple yet very informative! Thank you!

  • @krabbykrabby8818
    @krabbykrabby8818 Před 4 lety +1

    Great video and put together nicely. Thanks

  • @matc8085
    @matc8085 Před 5 lety +3

    the reit knowledge is incredible valuable thanks for sharing !

    • @ThePlainBagel
      @ThePlainBagel  Před 5 lety +1

      Glad you found it useful! Happy to share :)

  • @Navostar1
    @Navostar1 Před 4 lety

    I appreciate you and the information that you share. Keep it up 👍🏾

  • @folku
    @folku Před 4 lety

    Learned so much already thank you sir. 👍

  • @aryaniyer3558
    @aryaniyer3558 Před 5 lety +2

    Great stuff man. Damn good format

  • @michaliskikas7180
    @michaliskikas7180 Před 5 lety +3

    Hey Bagel, great work, I am completely new to the world of finance and investments and your videos are very useful as well as entertaining. I am sure that this is going to be one of the channels that I will not regret subscribing to. Just one question, how is it possible that the derivative market represents 10x the world economy and what does this mean if everyone tries to cash in all at once? Thank you in advance!

  • @danielshaikhali5108
    @danielshaikhali5108 Před 4 lety

    Love your videos 🥰

  • @alvaropasquel8934
    @alvaropasquel8934 Před 6 lety +61

    This is awesome stuff. You do a great job at explaining these topics and I really like the format. Do you think you will create a video covering cryptocurrencies? Thanks.

    • @ThePlainBagel
      @ThePlainBagel  Před 6 lety +13

      Alvaro Pasquel thanks for the positive feedback! I’ve been really debating discussing crypto currencies, but I have a pretty heavy bias on the topic and I may not be able to discuss it from a neutral perspective. That being said, it’s very topical and I’d love to do a talk on it so I’ll probably do one sooner or later.

    • @joecurran2811
      @joecurran2811 Před 4 lety +2

      @@ThePlainBagel Perhaps if you were to cover this topic you do a collaboration with another high-quality finance CZcamsr or even an expert of some sort? It would good for you and your subscribers. Love or hate cryptocurrency (and there are some serious drawbacks) they have got people not previously interested in finance/investing engaged in it. In other words - the video could be a big hit!

  • @miltonromero5533
    @miltonromero5533 Před 4 lety

    Great video dude

  • @trtotally
    @trtotally Před 2 lety

    Thanks for this video!

  • @krypdek
    @krypdek Před 3 lety

    Thank you for the video!

  • @andykim3116
    @andykim3116 Před 5 lety +2

    I’d also like to learn about buying and selling undeveloped land. Keep up the good work!

    • @seanhartnett79
      @seanhartnett79 Před 4 lety

      Andy Kim
      It can work, however relastate has over inflated. See Florida land bubble. Basically everything but realstate is questionable and likely to lose you money.

  • @IsxaaqAcademy
    @IsxaaqAcademy Před 4 lety

    I understand finance termenologies & the big picture from you better than i did in my finance class; it'll be good if you can share with us your recommended finance books, thank you Richard.

  • @seanhartnett79
    @seanhartnett79 Před 4 lety +1

    6:25, I will try short selling. And REIT as new diversification.

  • @aemachine88
    @aemachine88 Před 4 lety

    praise god for directing me here

  • @edydon
    @edydon Před 2 lety

    Wonderful video Richard. Please consider talking about Art.

  • @roberteischen4170
    @roberteischen4170 Před 4 lety +1

    Mortgage backed securities also shook the global economy in '08

  • @SwordCurseTv
    @SwordCurseTv Před 4 lety

    Will you be able to post a video about the differences between Venture Capital, Private Equity, Proprietary Firm, Investment Firm/Banks, Investment management firm/banks, Stock Brokerages?
    I can't seem to find any simple explanations that are in depth online. Your explanations are great, this can help me a lot as a student who is aiming for the finance industry :D
    P.S. I love your work you inspire me a lot, i take notes while i watch all your videos and re-watch it multiple times because it is so in-depth and so simple. :)

  • @Sasha0927
    @Sasha0927 Před rokem

    Things got hazy around the alternative investments, particularly derivates, but I'm sure it'll be clearer as I go along. What impresses me is how many ways there are to invest in general.

  • @Commando303X
    @Commando303X Před rokem

    The suit returns.

  • @aze94
    @aze94 Před 3 lety +1

    Well, you’ve convinced me to open a savings account

  • @justinmathis8078
    @justinmathis8078 Před 3 lety +1

    My goodness bro that suit needed tailoring badly 😂

  • @seanhartnett79
    @seanhartnett79 Před 4 lety

    Basically you have some other ones. Precious metals are basically commodities. Reits and those others are more speculative.

  • @seanhartnett79
    @seanhartnett79 Před 4 lety

    5:20, you can make money on it. But it is hard and you have to time it right.

  • @edbouhl3100
    @edbouhl3100 Před rokem

    Interestingly, residential homes in Japan are not used for investment purposes. The homes drop in value over time, not rise.

  • @garcia4062
    @garcia4062 Před 3 lety

    Gracias

  • @bandwagoncaptain
    @bandwagoncaptain Před 3 lety +1

    If I understand this correctly, derivatives is basically gambling? If so, I'm assuming there's a charge in 'taking the bet'? I'm curious how that charge compares to sportsbetting fees on wagers...

  • @seanhartnett79
    @seanhartnett79 Před 4 lety

    Cash equivalents are basically treasury notes, commercial paper and others.

  • @bravogolfnovember
    @bravogolfnovember Před 4 lety +1

    I find it hard to accept that gold is considered an alternative investment. It’s not an investment really, it’s insurance.

  • @MarinelliBrosPodcast
    @MarinelliBrosPodcast Před 3 lety +1

    How much to buy 100 shares (1%) of the plain bagel?

  • @ishtiakahmed3272
    @ishtiakahmed3272 Před rokem

    Hello Richard Coffin,
    What are the investment sectors available such as stock markets,forex,debentures, fixed deposit, mutual funds,crypto, future &options etc for retail investors?
    Could you just share all the investment sectors available in the world or any resource from where I can learn about
    all the investment sectors available?

  • @PeterJames143
    @PeterJames143 Před 5 lety +2

    Wow you're discussing mortgage backed securities without mentioning 2008

  • @nicholashernandez4367
    @nicholashernandez4367 Před 3 lety

    Hello Plain Bagel! Do cryptocurrencies fall under this category?

  • @andrewdussault2315
    @andrewdussault2315 Před 4 lety

    It seems like commodity and real estate investment, too heavily done, could really put a drag on the people and companies that actually use them.

  • @HigherEducationAwakening
    @HigherEducationAwakening Před 5 lety +2

    can I get some butter with that?

  • @domingo2977
    @domingo2977 Před 5 lety

    How do people actually make an algorithm with excel and other software programs?

    • @ThePlainBagel
      @ThePlainBagel  Před 5 lety +3

      Excel has its own programming language called Visual Basics that turns it into a pretty powerful tool, though I’m not sure if it’s actually used with algo trades. It could, however, be tied to other systems using APIs (ie if the excel program identifies a buy opportunity, you could have the system automatically submit an order on a different brokerage platform). Not sure if that’s actually what algo trading looks like though

    • @drvanon
      @drvanon Před 5 lety +2

      Hey man, as a programmer I just wanna give you a heads-up that you're a cool dude. This is such a small question from someone who seems to know not too much, but your answer is so comprehensive and well tought out. It shows you really care! That's special and good.

  • @PW060284
    @PW060284 Před 5 lety +3

    I would argue that cryptocurrencies are a more (theoretically) revolutionary alternative asset than derivatives. Highly subjective of course. Great stuff; informative AND approachable, detailed without being pedantic. Keep up the great work.

    • @ThePlainBagel
      @ThePlainBagel  Před 5 lety +1

      Thanks for the kind words, glad you find the videos useful!
      I agree that cryptos are pretty revolutionary, however their impact on the market is (currently) dwarfed by derivatives. Their market cap is around $228.33B (though I'm not sure how reliable that number is, just found it from a Google search), whereas higher estimates of the derivatives market puts it at a size of $1.2 Quadrillion ($1,200,000B). That being said, we haven't seen the full impact of cryptos yet, or if they'll lose popularity moving forward; only time will tell!

    • @chasserd77
      @chasserd77 Před 5 lety

      @@ThePlainBagel I highly suggest reading a book called - The Bitcoin Standard by Saifedean Ammous. If you do pick it up, I would love to hear your thoughts on it.

    • @rotagbhd
      @rotagbhd Před 5 lety

      You would lose that argument.

  • @Clifffffffffford
    @Clifffffffffford Před 5 lety

    👍🏽

  • @seanhartnett79
    @seanhartnett79 Před 4 lety +1

    5:50, except it is wrong. Demand is based on the economy. Stock market goes down, gold goes down. Same with oil.

    • @InvaderMik
      @InvaderMik Před 4 lety

      Mike G It most certainly did not! www.goldrepublic.com/news/why-gold-prices-fell-in-2008

  • @acholouscognoscente
    @acholouscognoscente Před 5 měsíci

    Feeding the algorithm

  • @braadanny7320
    @braadanny7320 Před 4 lety

    I want u to cover mutual funds as a topic deeply

  • @hiteshlalwani8039
    @hiteshlalwani8039 Před 4 lety +1

    Debentures? Gold Monetisation schemes? Fixed Deposits? Oh, are all those only in India???

  • @adamkwalczyk
    @adamkwalczyk Před 3 lety

    Not a single mention of art or collectibles?

  • @aryapatel7615
    @aryapatel7615 Před 4 lety

    getting 3k subs per day wow

  • @michaelkingy355
    @michaelkingy355 Před 5 lety

    Here a comment

  • @soupy4099
    @soupy4099 Před 6 lety +2

    Yeah, I don't see any problem at all putting trust in Mortgage Backed Securities /s
    _see also:_ 2008 Financial Crisis and The Big Short

    • @ThePlainBagel
      @ThePlainBagel  Před 6 lety +13

      Hey Soupy, you’re completely right! The MBS was a big part of the crisis, but it wasn’t the instrument itself but rather the greed of the institutions that created the products that led to the financial collapse. The instrument in and of itself makes sense, but there was explicit lying and manipulation involved with the MBS securities of 2008. I additionally don’t recommend anything in these videos, I’m trying to take a more educational approach, though I’ll be sure to make a future video on 2008.
      Also, big fan of the Big Short :)

  • @pausucro1320
    @pausucro1320 Před 4 lety

    sadly gold, silver and other minerals are up for disruption, as lab grown minerals have been increasing, diamonds alone is decreasing its value due to the amount og labgrown diamond companies

    • @patrickroers752
      @patrickroers752 Před rokem

      Well diamonds were never rare or valuable. Just heavily marketed.

  • @Commando303X
    @Commando303X Před rokem

    R.E.I.T.s as tax-favored...?

  • @mysterybuyer3738
    @mysterybuyer3738 Před 4 lety +3

    As far as I am concerned only gold and silver are true money and are the only investments one should be in.
    It looks like everything else is fiat denominated garbage.

  • @moistmayonese1205
    @moistmayonese1205 Před 4 lety

    That suit does not fit at all.

  • @gentelmenschannel5028
    @gentelmenschannel5028 Před 4 lety +1

    gold and silver have no risk you fool.