What is a Credit Score? | Overview, history, and more!

Credit scores help determine how much credit you get and how much interest you might have to pay on something. We dive into what makes up your score and how to improve it!
0:00 Intro
0:41 History
1:20 Credit Bureaus
2:15 Range of Scores
3:05 What determines your score?
6:11 Closing
Stock footage provided by:
/ @freehdvideosnocopyright
/ @urbanplr6736
/ @berbachgamer
/ @charliedeanarchives
IAYTD (I Am Your Target Demographic) is a place for educational videos on a variety of topics, ranging from comics and entertainment to things like religion and literature. You might be looking to differentiate the term 'religion' from 'cult,' or maybe you're trying to prepare for the next season of The Witcher, we've got you covered.
FACEBOOK: / iaytd
INSTAGRAM: @iaytd
TWITTER: / iaytd
WEBSITE: iamyourtargetdemographic.com
Here are some of my favorites!
Guide to Omega Level Mutants: • Marvel Comics: The Gui...
What is Dungeons and Dragons: • What is Dungeons and D...

[@IAYTD]

Hopefully you found this interesting! If you'd like to see your credit score, there's a lot of third party apps you can use or you can likely ask your bank or lender for a credit report, usually for free.

[@alucardprinceofgayvampires8526]

I am the target demographic of this channel

[@KyNYC212]

A few months, I had my $25,000 student loan paid off yet my score only increased 9 points!!!

[@IAYTD]

I feel your pain! I had my loans paid off and I paid off a car loan, but it cost me points since I had two less open credit sources. It's a very silly system that makes zero sense.

[@RyanGrenz]

Credit scores suck.