Mahila Samman Saving Certificate Scheme 2023 | ये Scheme मत लेना | 4 reasons not to invest
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- čas přidán 28. 08. 2024
- Post office Mahila Samman Savings schemes 2023 - Why you should not invest in this scheme? 4 reasons not to invest in Post office new Scheme Mahila Samman Saving Certificate Scheme.
#PostofficeNewSchemes #MahilaSammanSavingCertificateScheme #PostofficeMahilaSchemes
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![Mahila Samman Savings Certificate Calculator | Features & Benefits of MSSC [Hindi]](http://i.ytimg.com/vi/ijTeN683EDo/mqdefault.jpg)
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He said you can only open the scheme in PO but Banks are also opening it !!!!!
NSC me 5 saal ka lockin hai. Jo choti nivesh karna chahte thode samay ke liye unke liye Mahila samman scheme best hai. Tax nahin katega kyonki 2lakh par interest 32000 hota hai aur tax 40000 se upar interest par lagta hai. Mahila samman me interest 7.7 percent hai. Very very good, highly safe but for short term of 2 years lockin.
Completely disagree with the analysis because sabki need and mindset alag hota hai.
Atleast share good points
1. Low salary income walo k liye best option hai.
2. Short term investment walo k liye isse acha option nahi milega.
3. 5 lac se below salary Wale Aram se invest kare because income tax ka koi tension nahi hai.
4. Guaranteed and safe return
Good....
@amanchandel9498
Kya thoda vistar mein bata sake hai
Kaise ye low income walon ke liye achi scheme hai?
Sir, what is your view on the SBI smart platina scheme? Is it good as an investment? They said that you get 9% returns in this scheme. Please reply.
All... please invest it is very good scheme for ladies.
Yes,
sir mujhe 10 saal ke liye physicals gold main invest kerna hai, Malabar ka 24K gold coin lu ya 22K gold , aur kya problems aate hai gold coin resell karne main, is it bad idea to buy 22K gold coin as investment? thank you very much
सर! मैं आपकी हर वीडियो को देखता हूं। मैने भी आपसे बहुत कुछ सीखा है। सभी इन्वेस्टमेंट की कंपरेटिव स्टडी करके ही, पैसे बैंक एफडी अनुसार क्रेता हूं। आपका समझाने का तरीका बहुत शानदार और प्रॉफिटेबल है। थैंक यू सर।
Please update your knowledge before advising pupils and don't misguide others with incomplete knowledge..
This scheme is available in nationalised banks also.
This scheme is available in addition to other investment schemes. Please get updated your knowledge before advising others.
Bahot faltu reasons diye hai. Bahot achhi scheme hai... financial knowledge hai ke nahi bhi is bande me.. expert bol rha hai ye khud ko
It's 7.5% compound interest, if we check normally it will be 8.1% and interest rates are not floating. Whatever roi is given at the opening time it will be applicable till maturity!
7.5% is compund intrest or simple interest??
Simple milta hai not compounded
Bin puri jankari ke government scheme ko badnam mat kya kro.mssc scheme best hai for two years
Apka jyada jankari hai jyada catukar mat bano sarkar ke
Gds ho kya bhai
One month hua invest kiye hue...koi upay h..paise nikalne ka... please help
To ap hi puri jankari dijiye.. taxable ni h kya? 2 saal ka lockin ni h kya
@@madamsahab9808Tax free hai Interst rate 7 . 50 ℅ hai aur cagr se 7.75 ℅
Hii if I want to transfer From one bank to another at a different place is this possible
But scss compounding effect nhi hoga na but mahila samman mein quarterly compounding hai to return jyda hai
I thik apne galat btya Post pffice k yeah sabse badiya scheme hai abhi tak ( your not taking into account compounding factor
2 yrs main fayda le sakte aur rate will b same till 2 yrs it will not change
Waah Ashish ji, boht badhiya perspective diya aapne
Thanks
But avi tak bank me 8.2 %implement nehi hua
Informative to all sir 🤘🤘,
After 2 years TDS kitna kayega is scheme m??
No TDS cutting
Submit form 15g
आशीष जी कृपया बताएं एक लाख रुपए किस प्रकार इन्वेस्ट करें कि मुझे ज्यादा से ज्यादा धन मिच्योर्टी पर प्राप्त हो सके । मैं दो वर्ष तक ही इन्वेस्ट कर सकता हूं
M apna surplus fund apne senior citizen parents ko transfer kar skta hun kia? Kia usmein koi tax Dena parega kia.? Deed of money banani paregi kia?
In my 3 member family including son only female is my wife..parents no more..I invested mssc with 2 lakh..intrest amount is 232044...8% per year
It is fixed interest rate and also deductible under 80c
It will eventually give you 8 percent because of compounding int..
One more point is those who are having savings account in post office, only they can apply. If not, you have to open a savings account first, then can apply for this.
Why savings account?
7.5% compounded right and paid on maturity? So why savings?
No, it’s for bank also. Aaj hi open ki hai meine SBI bank meine
@@swateenegi4161 did they ask you to have SBI savings account compulsorily?
@@simplehuman4137 yes I already have one, phele post office meine I was trying to open but than they were asking me to open an a/c which I didn’t want to do. So now this scheme is available in SBI bank also
Very interesting analysis. I appreciate.
This product will end up soaking up your available funds and freezing it for 2 years.
After 2 years there is a high chance of softening interest rates and by then investors will have missed the current opportunity.
(बहुत ही रोचक विश्लेषण। मैं सराहना करता हूं।
यह उत्पाद आपके उपलब्ध फंड को लॉक कर देगा और इसे 2 साल के लिए फ्रीज कर देगा।
2 साल बाद ब्याज दरों में नरमी आने की काफी संभावना है और तब निवेशकों ने मौजूदा मौके को गंवा दिया होगा।)
Thanks
right - FD is better
Sir if one joint account is open in post office MIS scheme for 15 lakh, who will be liable to pay income tax on interest. Holder A or B or both 50 : 50
That depends 100 % first holder or as per investment
Sir Indian overseas Bank me ye scheme safe h kya..??
1) If Sukanya a/c in BOB can I trasfore inPostoffice?
2) if BOB will close then ?
BOB =BANK OF BARODA
Sir please make a detailed video about floating rate bonds for long term investments for more than 5 years
Bank me to kuch bhi interest nahi Milta bhai
Any scheme for widows... I didn't find anything anywhere.... Please please reply
Sir dada ki NSC 2012 ki 10 year ki thi 2017 mein death ho gya 2022 December m hui aur 2024 mein mature ho hogi toh 2017 tak ka he interest milega kya ya fir abhi ka mature wala milega ki nhi
Why PPF interest rate is not increased??
Hello,
Is it mentioned anywhere interest rates will be floating and not fixed as you mentioned?
Its fixed
Mujko leg hi raha ta Aisa hi kuch hoga thanks sir
Interest rate is fixed and it will also compounded...dont spread wrong info
Aare bhai... 2 lakh investment karana hai... Interest add hone ke baad bhi tax nhi lagega... Kuch bhi bol rahe ho...
Yeh scheme bana hi poor people ke liye sir aap bade hi rich hai so please aise logon ko aisi platform mein math laye please har youtuber se mera requist hai 🙏
Which bank give 7.9 percentage intrest for two years in FD haa in quarterly basis.. analysis de raha hoo too details ke saath doo naa kuch bol dena sai thodi hooga ?
Sir isse better unity small finance bank h jo 9 percent de rha h 1001 days ke liye ,thanku sir aapne small finance bank ki jaankari di or maine usme fd karwai h thanks ince again sir for useful advice
Jo sukniya yojna me paise nhi daal sakte hai
Or apni choti si savings se acha interest lena chahte hai unke liye koi problem nhi hai
Baat Rahi tax me rebate ki to jo girl ya women tax pay krti hi hai wo itni Kam amount Q deposit kregi...
Good scheme 👍
Thanks for your view
One month hua invest kiye hue...koi upay h..paise nikalne ka... please help
Acha to 2 lack me kat ke kitna ayega pls tell anyone
Yes absolutely right ji
just because they want everyone to invest in market and shares, they are criticising a good scheme unnecessarily. They should have been more objective. They should tell pros and cons both
When should I invest in gold
Wait kar rha tha sir ka is topic pr video aaye
Sir Mera Amount Sbi Main hai Kua main cheque ke through iS scheme main jama kr sakta hu Without Cash etc.
Ye bahut achhi hai,
Good information thank you so much.
Thanks for trust on us
Expected Interest rate agar kam honge toh better hain na 7.5 per cent return kr le....2 years lock in hain but after 1 year you can withdraw some money. It is one time only and very specific to women with maximum 2 Lac limit. Toh tax wale logo ko target hi nhi kiya hain scheme ne, tax benefit ka kya kaam.
Scheme madhya vargiy mahilao ke liye hain aur achi hain. Ap please aise galat advise mat dijiye, sare facts viewers ko btae vo khud smjh jaenge. Jinko smjh aa gae scheme unhone invest kar bhi diya 🎉
Best plan for my 25 year daughter in law k lie koe plan btaea
Ye negetivity hai kya. ।
Its very good scheme for ladies
Sir hdfc bank me account open karna sahi rahega kya intrest rate kaisa h ishpar ek video bnaye
Mat kerna Bakwaas bank hai
You are very correct. Even to day better alternatives are available.
better alternatives?
Thanks
This scheme is better for non senior citizens
Sirf post office nahi balki sabhi bank se es scheme ko le sakte hai
I don't understand how & why this person is hell bent upon criticizing this scheme just like politicians criticize the opposition .His reasoning is based on his preconceived ideas. factual details given by him are not at all convincingly.
Koi ek aisa v video banao jisme present government ki scheme tmlog ko achha laga ho
Very good explanation
Sir Pls Gold Rate Kab Kam Hongay Is par Vidio banaya sir 54000 mis Mounth Tak Ho Sakta hai Pls
Nice video sir Thanks so much
M invest kr sakti hu kya???
Maximum m 4000 hi lag sakti hu
Meri age 22 ki h m unemployed hu berojgaar
4000 me kitna hi interest milega😢
05:16 PM , fantastic .
Thanks
Thanx sir asitworld channel from palamau jharkhand
Ssy me 21 year ka wait hai
Bank me bhi khulwa sakti sir ji aapko nhi pta kya
Sir next video regarding gold and silver?
Sir kya bank me Kisan Vikash Patra khulta hai ya nahi.karipya batayen
Nahi - KVP open only in Post office
You are absolutely correct ji 🙏
Unnecessary you are comparing this scheme with other schemes and it depends upon investers need.
Very nice
Sukanya सबसे अच्छा है😊।
अच्छी जानकारी दिए हैं
Thanks sir 🙏
Ap acha bta te h
Thanks
1:23 बैक मै तिमाही ब्याज देती है.इसलीए कंपौडीग का फायदा नही मिलता.एस.बी.आय.बैक मैचोरीटी पै व्याज नहि देती हर तिमाही व्याज देती है.
Thank you Ashish Ji 😊
Sir ji
बहुत ही सुन्दर डिटेलिंग की है
Thanks a lot
Correct analysis
Sir isme koi jokhim to nhi h na vaise aap bataa chuke h pr phir bhi pls reply kre
Always give right direction sirji 👌👌
Sir koi apko compulsion nahi ki aap MSSC hi khole jisko jo account achha lage wo wo khol sakta hai so I don't think is video ka kuch matlab hai
Sorry sir apko or jankari Lena chahiye mssc ke bare me
Thanks for information
Thanks for trust on us
What will be the tax
Sir
Can you elaborate about nsc scheme in post office.
Also kindly suggest how we can diversify a amount of approx 40 lakhs
Video is available stay connected
Mutual fund me invest kar sakte ho
can you mention one scheme its than better for mahila
This scheme is very good for women, please go for it
Interest rate will not change in between policy
Right
अकाउंट बैंक मैं खुलेगा या पोस्ट ऑफिस में
Post office
Mahila Samman Saving Scheme only in Post office
Dono me
Is bebkuf ko kuchh nhi pta hai
I don't t agree with admin and panelists
Very good explanation. 🎉🎉🎉🎉🎉🎉
Thank u for advice
Welcome
Yes absolutely right....this is elusive schemes for the name of mahila samman.... during Amrit kal
Pls make video on RBI Retail Direct
SIR PLIpostoffice ke scheme kese hai
Thanks u sir. I was about to invest.
You're welcome
Thankyou sir
Sir I have Only Rs 1000
Gareebo Ke Liye Bahut Acchi Hai
Thanks for view point
Ek dum sahi
Sir appko post office me jakar jankari leni chahiye
ab jitna 2 lakh invest kar sakte hai vo bhi mahilaye na kare to hasne jaisi baat hui 😁
Ok