Our monthly expenses in Canada as a home owner | Do we regret buying house?
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- čas přidán 8. 05. 2024
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Price of house
wow
Congratulations! And very new review! Stay blessed and keep growing!
You needed to buy a house that is smaller within your budget - the BIGGEST MISTAKE you made was you bought to TOO MUCH House for 2 people
That is the problem with people, they go beyond their means to impress others…talk is cheap, following your talk is hard…
Yes desi always get showcase home to show off.
3200 mrtge is reasonable based on earning of 2 person. this is good house. If it was it Toronto 3:22 greater area the mortg would be around 5k
You are forgetting they can easily afford this house with their multiple income streams...
Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅
It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤
$8000 per month fixed expense is very very high. Hope you can sustain it for 25 years. Blessings! ❤
Congratulations 🎉 guys , appreciate your humility and dedication to spreading awareness
Congratulations to both of you on your house anniversary. Keep growing.
Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.
There was so much positivity in this video. May God bless u both 💗 This video will be an eye opener for many people :)
Each home in Canada has a small factory in the basement. I always felt that way when I see the hvac ,softner and washer and dryer in basement
its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.
@@Kash568 Utility >>>>>>> looks
you are very nice Sandy and always give us great knowledge about everything ....Stay happy ...Stay blessed forever you both..
Many congratulations on the beautiful home anniversary. Stay blessed 🙌
Congratulations Sandy ❤❤❤❤❤
So happy to see your growth 🎉
Congratulations ❤❤❤❤
Beautiful place. Bless you both for more such beautiful things in your life.
I love the line “without any further do”
Its "Without any further ado"
thank you for this detailed video. Its very helpful and informative.
Congratulations sandy and hubby. Good tips.
Beautiful. Good decision taken at the right time. ❤️
Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.
I like both of you as a couple.Your husband is also a real gentleman.God bless you both.
Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍
Congratulations Sandy and harvinder ❤🎉
Congratulations guys. Your house looks beautiful. I would say 3200$ is a decent mortgage if you are living in the GTA. Stay blessed.
An eye-opening video... end was marvellous 😀
wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚
Does annual maintenance include cost of water softener and all charges of hvac?
It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.
Very nicely explained guys! All the best!
Watched your vlog for the first time on CZcams recommendation so informative and different ❤Tysm ❤
Congratulations to you both on anniversary of the beautiful house. Its a good investment and Oper wala Handana Naseeb kerey :)
Happy anniversary 🎉🎂🎂🎊 May God bless you with another home like this ...
3500 to rest this quality (2000+ square feet) of house is extremely affordable, this would cost no less than 6000 per month in proximity of London (suburbs not London zone 1-4) or 4000 cad in other cities.
Its in calgary
Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊
Congratulations to both of you. Very informative video.
Congratulations both of you God bless you 🎉🎉
nice and candid video. Also both of you look so sweet together :)
Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???
Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.
That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.?
Canadian government is sucking life out of canadians instead of giving life.
Where do you live ?
Stay in india good for u
Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst
Bro simple steps, become cad citizen, move to the us
Absolutely loved the video ❤
Best wishes for home anniversary dear sandy...
Congratulations Sandy and Harvinder ❤
how much down payment did you give for this house. also which city do you live ?
Congratulations for new house. I like you guys you are so simple and good guys. Wish you all the best.
Thank you so much!
Thank you very much for posting lovely videos & Educating masses about CANADA reality 😢😢😢😢
Good job of detailed explanation of home expenses....
The view and sunlight worth all the $$$$$’s
congratulations harvinder & sandy beta🌺
waheguru ji🙏aap sabko hamesa kush rakhe
Nice Presentation.
Who is the Home insurance provider?
70$ per month is the best deal
Great video. What about expenses for garden and backyard- lawn mowing, cut hedge, clean leaves in fall, duct cleaning??
Posting the video soon!
Very detailed video. Nicely explained
bohot bohot Mubarak .aapki ek baat bohot achchi hai ki aap jo kehte ho krte ho aap ne kaha tha ki ghar ke bare me kuch din ke baad hi Batao ge or aap bata rahi ho ziyada tar blogger 's to sirf bolte hai la baad men kuch nahi batate
As usual very very informative video and basis on facts and important points. Please explain about emergency budget and how much it should be.
Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?
She brought the house in ottawa,ontario
@@sahilhira-is9gj - Is this Ottawa for sure ?
@@nishantthaccker1173ottawa is cheaper then big cities and freezing all year
Felt very good to see you grow but Canada is really very expensive My daughter is on work. Permit for two yrs now her score is very low forexpress entry only one yr left for permit should she move to rural area
Great video very informative for everyone house is beautiful well done and congratulations on 1 year anniversary you are both a beautifull couple with waheguru ji blessings 🙏 ❤
Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟
abhi tou log ghar chor ke bhge gain! watch the mortgage paymens coming higher..
Nice video ❤❤❤❤❤ ur always give true information
Very informative video and congratulations you have a wonderful house
Happy home buying anniversary Sandy !!
Canadian life is expensive .but comfort needs basic asseccories .First time watching g your vlog .u looks soo loyel to audience keep it up
Congratulations Sandy... Keep going🙂😍👏👌🤝
Beautiful House😍. Congratulations to both of you
Hi sister ,loves your beautiful home ,family and most importantly your outfit ✨️ 😊
So Nice Great Video. and Happy Anniversary for Sweet Home.
I am surprised. Are you sure no duct outside. It is basic building code in kitchen. Property tax also includes policing , library and if plan kids. Free education
It’s not free if you’re paying for it with your taxes is it.
Congratulations sandy❤❤
Congratulations to both of you 🎉 This house is located in Ottawa right? Because I didn’t find such a beautiful house in Ontario with these expenses 😂
Congratulations ma'am. Stay Blessed
Congratulations for your house ❤🎉
Heartily congratulations 👏🎉👏 🎉.
Congratulations didi to ur home anniversary in canada..🎉🎉🎉🎉❤❤❤
Nice & Spacious House!!!! Thanks for making such informative video. Best wishes from Bangladesh ❤
@sandy... u have not covered the grocery cost monthly?
What is the approximate price of such a house if someone makes a one-time payment.
Congrats for your house anniversary
Happy anniversary 2 both of u
Honestly living in London, UK and coming from India this is not expensive. Plus property / council tax is everywhere even in India, that's how the council provides you services. When I used to live in rented home we had to pay council tax even then.
Hey make a video on how you furnished your home. I like your plants collection please share where you got all of them.
O posted 3-4 videos on how I furnished my home, please have a look at those.
Basement rent in Canada Toronto is $2300 for 2bhk +30% utilities. This they have not told.
Congratulations ❤❤❤
Congratulations to both of you 👍🙏
Congratulations on the first house. Coming to the video, if there was more information on renting costs and statistics and focus on how the buying made more sense it would have been a good one. There was too much detail on the gym equipment than renting costs and reason to buy a new house in an economy like this.
hello there !
are there job prospects for IT Auditors in Canada in general ?
Thank you in advance
Congratulations on house Anniversary 🥰🥰
Congratulations both of you
Congrats to both of you, God bless keep growing :)
Which city you purchased the house. Great video
12x8000 = 96000,
Agar dono milke 200k income kar rhe hain aur 100k spend kar de rhe fir bhi kafi savings hai.
Aur ekdum aram se bunglow me reh rhe hain
Nice home, and good opinions. I like how you mentioned each details about expenses.... Love your videos 😍😍😍😍😍
congratulations didi great achievement ✨
Congratulations sandy
Happy anniversary sandy g
May i know why did you guys buy such a big house ? I mean it would be good to know your insights
Congratulations one year complete your home
Thnks for sharing yr beautiful house.Maa shaa Allah.May a
ALLAH keep u both happy and blessed at all times.Its a special house filled with lots of love by u two.U both r such beautiful ppl with a beautiful soul.Trust me u deserve to have such a beautiful house.stay blessed again. Ameen.
Congratulations sandy 🎉
Congratulations dear❤❤
what is your location, as the if the location will change cost will change!
Lovely house but surroundings are sort of dead... Unless one is really busy and love what they do on a daily basis, depression is almost a given (specially in winters!)...:)
Well I assume they bought far outside the city limits coz its cheap
So good to see Harry getting easy in front of camera😊🙏🏼
Wonderful vlog as usual..😊
Yes we can make out by seeing Sarosa ka saag that sandy must be a good cook..😊😅
I was wondering about one thing in all the houses, that all houses have windows but never seen talking about windows cleaning. In india the main concern of the houses with glasses is cleaning the windows. So what about Canadian houses; do they require windows cleaning from (outside cleaning) on contract of something?
I m from the USA...
YES... there are windows cleaning companies & people available
or you may just use powerful pipe ( hose ) and clean yourself.
I just professionally cleaned my roof / outside walls and windows, for $600.00 House Sq ft around 4000 ( 4K )
@@paulshah1253 oh...thank you for the information 😊🙏🏼