What Did I Buy? | Did I Make The Right Decision? | I spent 8K | My Emergency Fund is Wiped
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- čas přidán 14. 06. 2024
- Hello Family,
This is a different type of video. I confess how I spent $8,000 from my Emergency Fund. I hope you enjoy watching it!
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xo, Lizzy
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Congratulations on being completely debt free. When we became debt free, we decided that our number 1 goal would be to make sure we never ever went into debt again. We buy cash cars and our emergency fund has an emergency fund.
Congrats! I love this and you are an inspiration to me!
I’m so thankful nothing happened to you or max or Matt or Addie while you all were driving it. I know it is hard but God has a plan.
I had a similar problem, 1:19, but I just told myself my safety was the most important thing. You don't want to break down at night alone. Sometimes, we just have to.
I'm sure it wasn't an easy decision, but you will build that back up quickly. I think the total is $2016, not $2116, but I'm sure you already figured it out. Have a great rest of your weekend!
Yes, thank you so much! ❤️
I watched this video on Sunday. It was amazing to see you find the money you did from your binders. Yesterday, my husband had oral surgery, and I had to get new brakes and tie rods for my car. Combined the costs are $3,450. It was so devastating to have both happen on the same day. But I came home and raided MY binders. I had been saving for his surgery, so that helped. Anyway, I was able to find all $3400! I need to start over in all my sinking funds. But discovering that money tucked here and there was such a blessing! Thanks for continuing to envourage me to keep going on my cash stuffing journey!
YOU are encouraging me! That is outstanding you “found” the entire balance in cash in your binders. Way to go! I am so sorry you have to start over, though. I know it’s not fun
So glad you're feeling better. Don't ever beat yourself up about things that absolutely have to be done. You are amazing and a real inspiration.
I’m so so sorry about the headache of car problems. Good for you for making the right decision! I 100% understand it would be a huge relief off your shoulders as well.
I’m so sorry you had to deal with so much in such a little time. I’m happy you feel better overall. Also to those upset you have that money……. Why are you watching this then? Shouldn’t these videos be about learning to get to this point and the importance of learning the cash budgeting way to better our life! Please be considerate💖
I love you so freaking much! 😍😍😍
We just did the opposite to have the same result so i get it! We took our truck in and they said 15k to fix it and we should scrap it and buy new. My truck is paid off and I got it for way less than it was worth. They didn't understand why I would want to put 15k into a 2008 truck. "just because I can afford a new truck doesn't mean I need one" 15k was a lot less than 90k for a new truck. We ended up taking it to a different ford dealership and they did the work for 6200!
I love this so much! I’m super proud of you. Thanks for sharing, Love 🥰
Cars are such a pain in the bum; I'm glad this headache is out of your life, even if it brought you some joy. Thank goodness you had the emergency fund to let you make an important decision like that! You can use your BMW payments to beef up your emergency fund. 11:34 made me 'Awwww!' out loud - hope it happens for ya, Matt! I saw the face-palm, and you did SOME fixing, but I think you still have some fixing to do on your tracker/prop money, etc.
Hahahaha Matt with the “smooches”. I love it! I think it was a good decision as well. Glad you have peace with the situation and now you can save for another car so you aren’t sharing.
Yay to DEBT FREE🎉 You are my inspiration!!!
Absolutely did the right thing. It was a hard decision but you did it with your head not your heart😢❤
Thank goodness you found out when the car was so new. You will have so much in monthly savings you'll get that Emergency Fund built back up in no time. Hope you are feeling better.❤
I would have had a discussion with BMW corporate office. No car with that mileage should need that much work. For example, tires with only 14000 miles need replacing!!! Sounds like you bought a lemon.
Definitely the right decision! That's what we all save for. Your emergency fund will be back in no time 💕
Thank you for telling this story! I you made the right decision!!!! Oh boy.... I had a BMW 535xi and it was a beauty... until I needed the work done. There's just something about those cars that are so expensive, maintenance wise. I had an oil leak that NEVER could be fixed. I was putting a quart of oil weekly into it. I must have brought that thing in at least 7 times and they could never fix it. Then, one night, I was driving at night in the rain and the windshield washer blade and arm FLEW OFF !!! That was it for me. I now have a Ford Explorer and never been happier!
Aw, I’m sorry that happened to you. Thanks for telling your story. I’m glad it all worked out in the end!
I'm sure you made the right decision for you giving the situation. You'll slowly manage to build up your EF back! 🤗🥰 Feel better soon!🙏♥️
I agree with your decision to get rid of that car and the big payment. However, didn't you still have warranty on your vehicle that should have covered most of the items? I feel that the dealership was not honest with you.
They did show me what the warranty covered. That is the crazy part: in ADDITION to what the warranty covered, it still needed about 5K of work 😳
You will get that fund built back up in no time. You are sooo good at budgeting and saving you will he back on track
Aw, I appreciate you so much!
You made a great decision! I can’t wait to one day be debt free, great video! 🎉❤
Good for you, Lizzy! Good choice!
Hey Lizzy, so glad you're on the mend and starting to feel a bit better. Sorry to hear about the car, but it's great you can see so many positives, congrats in the 100% debt free again!! That's amazing, the extra money each month will be a lot of fun.
Thank you so much!
Glad you’re feeling better.
Lizzy thank you for being so transparent! You are truly a jewel. Thank you for showing us the importance of thinking and making wise decisions even when you really don’t want to. I agree you will be less stressed and you won’t have a car that stays in the repair shop more than on the road. You made the best decision and you will have that emergency fund stuffed to capacity! Hang in there! You are strong and you got this!!! 💕🫶🏾💕🫶🏾💕
Aw, thank you so much for the sweetest words ever! ❤️
Absolute best decision you made! I would of done the exact same thing. You’ll build that back up quickly!
Hiiii! It's very hard making decisions like that but things happen for a reason and maybe you can add the $1,080 car payment to your emergency fund instead, happy weekend ☺️
My coworker had the same problem with her BMW and swears she would never own another. My nephew had one that was a problem. I think you made the best decision for you and your family.
I appreciate you letting me know this! 🥰
I hope your health continues to improve. You made the right decision 💜💜
Oh, my friend! I have walked in those exact shoes! Good for you for doing the right thing for your family! Because you have worked so hard at being debt free, you will build back up quickly. You could even start a savings to be able to pay cash for another car for you or your son. It wouldn't even have to be brand new or quite as nice. That's what we did. After a few years, I am finally back in a car i love more than the car I had to give up. You should be so proud of yourself even though it was hard. You will come back stronger for it! Great video! Thank you for sharing and inspiring others! 🤗💜
Thank you so much for your kind words and encouragement. I’m so grateful for you 🙏
@@BusyLizzysBudget 💜💜💜
Wow that’s crazy
With the amount of the payment you can save enough for a used car shortly. And the other money saved put to emergency fund. Great decision on your part. Sounds like you got a lemon.
I agree with everything you said. Thanks, Wilma 🥰
❤ Hey Lizzy! ❤ Sometimes, bittersweet decisions have a way of working everything out. It sounds like this is the case. Sending you hugs, knowing the disappointment you had in the vehicle, and in giving up your dream of a cute purple sporty BMW. Also sending you 🎉cheers🎉 for being debt-free!!! Look at all that extra money you're going to have each month! That will help you replenish your emergency fund so fast! And girlfriend, please don't work yourself so hard that you are so run down that you get sick all over again. You are just now starting to sound more like your normal self. Take care of yourself Lizzy. ❤
Valerie! 🥰🥰🥰🥰. Love you so much!
@@BusyLizzysBudget
Right back atcha, girlfriend!
❤️ 💙 💜
So glad your feeling better. Keep on getting well. 🎉🎉🎉🎉
Thank you!!
Wow. Didn't expect that. Usually in the moment people say maybe I should get rid of it but usually don't but you did.
It was H-A-R-D!
Lizzy! Congrats on being 100% debt free. You 100% are amazing
I'm very glad that you are feeling a little better 💜 I am SOOOO proud of you. YAY for being debt free again (except for those smooches 😘) Love you dearly 💖
Matt is ridiculous! Any amount is never enough 🤣
I think you made the right decision. Subarus are really great cars and I'm glad you have that. I'm really glad you're feeling better.
You owe Matt all the smooches when you get better. Take advantage of that.
After this past month I have really realized some of the things we think are so important just aren't. I'm glad you're debt free and not burdened by the issues with the car anymore.
Hi bestie! I think you made the right decision!
Great video 😊😊 praying u get well soon ❤❤
Yay top 30 and top 6 likes and comments. Love this channel. Best to you and your family. Before reading another comment, i wouldn't have been able to guess.
You’re right… growing up is a trap 🤣😂🤪
Glad you’re on the mend Lizzy ❤
I think you made the right decision 😊
Glad you’re starting to feel better and glad you had that money so you’re debt free
Love you!
Love you too
Amazing, Lizzy❣️ Smart & VERY positive move. I am happy for you! 🌈🧚♂️
PS……you owe Matt more smooches. 😂
Lizzy, I think once you actually see what you freed up every month, your emergency fund will be back before you know it. I'm proud of you. you are such an inspiration.
Thank you Dawn 🥹🥹🥹
Great video and I think you made a good decision ❤
Thank you!! 😊
We became debt free including our home being paid off June 2023 and it literally changed my life! Congrats!!!
That is PHENOMENAL!!!! So proud of you. Thanks for sharing!
Must be the season. I have been fighting Penumonia for almost 3 weeks and probably still awhile before I feel like I can function. Saying good bye to your car was hard but now you have close to $1500/month to put in your emergency fund so in 4 months you will be back to square one and can then focus on a new goal to complete. Feel better soon. From sick in Saskatchewan (Canada).
Dawn! I hope you are feeling SO much better by now! ❤️
Foreign made cars like that are going to be more costly to maintain. Always research before buying a vehicle. I feel bad for you bc BMW was my dream car too. Losing the car means there's now going to be room for something new to replace it. I believe everything happens for a reason. I think you did the right thing bc there's no guarantee that the car would be fixed right. Then they'd be trying to pry more money from you.
I totally agree with doing lots of research first. Like I said, I’ve owned many BMWs before. I do believe I got a lemon. Also, I’m hoping that my son will finally feel inconvenienced so it gives him the motivation to want to save himself for a car 😀
2016, not 2116 in the emergency fund 💟 it was 1000+1016 😊
Yep, I fixed it in the next video. Thanks for watching so closely. So grateful for you 🥰
Good morning. Wasn’t able to watch until today but hey better late than never huh? lol. I’m glad you got rid of that thing it would have protected just kept snowballing with more and more issues just like houses can. Sometimes it’s just better to cut your losses and free up your peace of mind. Now you can still say you had your dream car , even if it turned into a nightmare 😄. Glad you are starting to pull out of this junk you have now and feel a little better. Why don’t you also just start a new car fund and if you can go without your own car for a while you can maybe pay cash for maybe a nice used one or have a nice big down payment so that your payment would either be really small or not have one? Have a great day, luv ya friend 🫶🏻🌸
Thanks so much for watching and for all your support! Honestly, I’m hoping the inconvenience my son is finally experiencing will motivate HIM to save for his own car 😀
Glad you're feeling better ❤ I think you made the right decision. I feel that the dealership didn’t treat you well. Wouldn't it be awesome if you could put money aside for another car and pay in cash?
Honestly, I think it’s high time that Max feel the sting of inconvenience, and purpose to save up himself for his own car, like I did. See you Sunday! ❤️
@@BusyLizzysBudget As parents we love helping our kids, but often not helping them is much better for them in the long run. I didn't learn to stand on my own two feet and become more responsible until I came here at 20. See you Sunday ❤️
You definitely made the right decision! Sound like the car was going to a money pit and not worth it! ❤
Thank you so much, Carole. I’m glad you agree. I miss you❣️
Miss you too! Glad you are starting to feel better! ❤️
Pay up those smoothies lol😅 how many is the total so far?
Matt will have to answer that one 🤣🤣🤣
It should say 2016 not 2116
You will build your emergency fund back up before you know. I think I would’ve paid the 8k to. Like your that’s what you save for. So I think you did good by paying the 8k.
That’s what you save for
Shoukd have been$2,116
💚🐇
Your tracker is still not accurate for EF. It should be 2016 since 1000 + 1016 = 2016 not 2116.
Thank you so much!
🦚
Before watching: I’m guessing hearing aids
Awesome guess!
Oh no! I’m sorry about your car that’s a bummer. After I pay debt off and the kiddos are older I want to buy a jeep like from “Clueless” lol
u are off $100
Yes, thanks for letting me know!