Hi Pete I have recently discovered your videos and as a 57 year old and planning on retiring in May next year I find your information very informative. Thank you!
Thanks Pete. I'm in my 30's but found this very insightful. I rekon you could write another book filled with lessons learned from your clients over the years.
Thanks Pete, just finished reading ‘beyond the 4% rule’ the author appears to favour the Guyton inflation adjustment rule with guardrails for capital preservation and prosperity. He describes these as “if the current withdrawal rate rises above 20% of the initial rate, then current spending is reduced by 10%. I find this terminology confusing, if the net fees SWR is 3.2% this would imply there is an inflation cap at 3.84%. After further reading I understand that this ‘check sum’ is applied to the residual capital i.e. the current SWR cannot exceed 3.84% of the remaining capital invested. I really enjoy your frank and easy to follow guides, have you covered the application of the Guyton rules in drawdown?
Hi Nigel - the different spending and inflation rules are arguably a little bit deep for a 20-minute podcast, but I will be dealing with this in the third phase of Meaningful Academy. I too find the terminology confusing - they take a bit of thinking through...
It surprises me how few views your videos have. They deserve more. Good information from a professional.
This is great, our attitudes to money make such a difference.
Hi Pete
I have recently discovered your videos and as a 57 year old and planning on retiring in May next year I find your information very informative.
Thank you!
Good to have you with us, Chris - I wish you all the best for your retirement!
Thanks for a very interesting and informative podcast. I'm soon to retire and found this very useful.
Really glad it was useful!
Thanks Pete. I'm in my 30's but found this very insightful. I rekon you could write another book filled with lessons learned from your clients over the years.
Thanks Pete .... another great season !
Very interesting, especially as I have just retired 👍
great advice, as usual, thank-you
Thanks Pete, just finished reading ‘beyond the 4% rule’ the author appears to favour the Guyton inflation adjustment rule with guardrails for capital preservation and prosperity. He describes these as “if the current withdrawal rate rises above 20% of the initial rate, then current spending is reduced by 10%. I find this terminology confusing, if the net fees SWR is 3.2% this would imply there is an inflation cap at 3.84%. After further reading I understand that this ‘check sum’ is applied to the residual capital i.e. the current SWR cannot exceed 3.84% of the remaining capital invested. I really enjoy your frank and easy to follow guides, have you covered the application of the Guyton rules in drawdown?
Hi Nigel - the different spending and inflation rules are arguably a little bit deep for a 20-minute podcast, but I will be dealing with this in the third phase of Meaningful Academy. I too find the terminology confusing - they take a bit of thinking through...
exellent thankyou
Pete i have been so e