How I Bought A House With No Credit Score
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- čas přidán 9. 04. 2023
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How I Bought A House With No Credit Score
What Is The Mortgage Underwriting Process?: www.ramseysolutions.com/real-...
Can You Buy A House With No Credit Score?: www.ramseysolutions.com/real-...
Get A Mortgage With Someone You Can Trust: www.ramseysolutions.com/real-...
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
I remember when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.
Most people find it difficult to control a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.
The prevailing US stock market's bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
How can I reach out to one? my assets have been decling since 2022 and I’ve been holding on by the skin of my teeth.
Don't be hesitant to contact Sonya Lee Mitchell and follow her directions.
I just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
We bought our house without a credit score. The loan guy after looking for debt was flabergasted. He actually came in the day we were signing all the paper work for the loan and sale and shook our hands. He said he had never met people like us. People who have no debt. We then went and paid the house off in 17 years.
It’s 2023 not 2006 bud shits different
He*
@@Imwityohoe 🙋♀️ I'm 26, went to college (on scholarships), married, we have 3 cars and a baby, and we've never had debt. We exist.
@@brendabeans4986 and I care why
@@brendabeans4986 and I care why?
This guy is hilarious! He brings so much to the Ramsey Team. I must admit, sometimes the Ramsey show can get redundant but George really adds a special personality to it.
For almost 20 years, I saved my money and bought all of our cars in cash, no credit cards for the same time, and when I went to buy a brand new car, I had no credit history. The company was basically like wtf??? It's called save your $$, and pay with what you make, not borrow and buy gum with a credit card. And yes, I subscribed because I agree with many of your views and ideas
Finally someone at Ramsey actually sat down and spelled out letter-by-letter how to buy a house without a credit score. Dave has been preaching this for years but I don't ever remember him taking the time to explain step-by-step how to do it.
Yes! We need more of these videos for the most common topics.
The editor crushed this! Great work Ramsay team
It was about time he got his own channel!!😊 he is so funny and practical!
Aw thanks Ashwini!
@@GeorgeKamel hey George so glad you got a CZcams channel for yourself
The Ramsey team is really upping their game with video production.
George is my 2nd favorite personality, next to Dave of course.
Great work!
Aw shucks. Thanks Cory!
💯
Self-employed people like me know all about manual underwriting as even the big banks will require it without a W2. A bit more hassle in terms of due diligence but we actually appreciated it. It felt like the bank was actually taking the loan seriously instead of passing them out like candy as they did in the early 2000s just before the crash.
Love to hear that, John! We’ve been desensitized into always going for the most convenient option. And yet everyone is broke. A little extra effort and patience never hurt nobody.
George, you're quickly becoming my favorite Ramsey personality. Everyone does great when Dave's not there, but it seems you're the one who can maintain the same level of confidence when hosting with Dave. Keep doing what you're doing.
Thanks so much for the kind words!
Hi George buddy. Congrats on show
Sure thing
Yes! The millennials favorite Ramsey personality has his own channel🤘
The more ideas n advice the better.
Big fan of yours George. Great to see you have your own channel now. Wishing you a huge success with this.
George!!! Man, I'm very proud of you. All of your hard work is evident and inspiring.You're doing a good job, and you bring a fresh twist to Ramsey Solutions. Keep up the good work.
Thanks Mike!
So glad my favorite Ramsey personality EVER now has a CZcams channel! Way to bring some financial peace to the 21st century!! 🎉🎉
So kind! Thank you!
I don’t usually comment, but man we need more like this George!
Thanks so much Daniel! Means a lot!
Yay! George, Im so proud of you! I met you back in 2020 when you were hosting the youtube channel and I had no idea you were on this path. So excited for you 🎉
GEORGE!!!!! I am so excited for your own channel!!! Congratulations!!! Wishing best luck and success!
Very best of success to you, George. You're a man of values and morals, as well as financial knowhow, it's sure to be a recipe for success.
So excited your new show has dropped. Looking forward to more great content.
Congrats my internet-friend - super happy for you - great content & love the cameo clips - great fun! Much love from pricey Jersey! 😉
Loved this! Congrats, George! Looking forward to many more videos.
Really nice video!! I liked how every 10 seconds or so there was a new frame or fun video… makes you hooked up to the video
I enjoy your witty style, and you always keep it fun. Thank you for helping to debunk the myth of credit scores and the underwriting process.
Ah this was excellent. You and Jade are my fav Ramsey peeps, so I am happy you have your own show now! Looking forward to your wisdom and humor!!
Love to see this! Looking forward to all of the great content, George!
So glad to find this channel. Love watchin you George!
Great job, George! As Dave works through his exit strategy, you and Rachel must be at the top of his list. Best of luck!!
It has been such a joy to watch you go from the CZcams host, to Ramsey personality, to this!! Your natural talents were evident from the start, but obviously you know how to work hard and really polish your content. Great editing too. Congratulations!!!
That is so sweet, thanks Margie!!
This was amazing! I loved it! The editing was perfection and so is George! Go team Ramsey!
Not the guy at 2:34 thinking he might be getting a free house from George… I saw that glimmer of hope in his eyes
Always appreciate your spiritual gift! You are truly relatable. Thanks for sharing your wisdom and snarky personality!
I rarely comment on YT but I enjoy listening to you on the Ramsey podcasts! Thank you for sharing your knowledge with us. Your comments always make me laugh and are so relevant to things happening today. Good luck on your new channel! Can’t wait to watch future videos.
I like the video. The facial expression on the anchors on Fox 32 in Chicago is priceless!! Looking 👀 forward to more content.
More George, just what I needed! I’ll be watching bro, good luck with your channel.
Awesome job, George! Keep up the great work! I am on baby step 6 and you are keeping me motivated!
Finally, George has landed with his own channel. My body is ready. 🎉😊
Was looking forward to this channel and you did not disappoint!
So glad you have your own channel, George! It’s a long time coming! 🎉
Well done George. Congrats on your sucess and this new venture. God bless you.
My grade 11/12 personal finance class loves you, George! You keep things engaging and informative. We're located in Nova Scotia, Canada. Thanks for all you do. Keep it up!
So happy that you finally have your own YT channel! I wish you the best of luck.
Yay! Best news of my day! Looking forward to listening to these! 😎
So glad to have you on CZcams George ! Love your content, please never lose your sense of humour 😆
Hi George! Congratulations on the new CZcams channel! You're my favorite personality!
You are one of the best things to happen to Ramsey Solutions!! I’m so glad you’ve got your own channel. You Rock, George!!
Aw thanks so much! Meansa lot!
Such a creative video while staying true to the Ramsey principles. So excited to see where this channel goes. Really enjoyed this video. Thanks George.
Thanks Jimmy!
You are the best George. I am following you for long time. This youtube addition is great
Love the Kamel content. I will be at the Ramsey event this Friday! Looking forward to seeing the new event center. 🤘🤘
Awesome George ! Love listening to ya
I enjoy watching you and really look forward to learning more from you!! Thanks for all you do🎉
Congratulations!!!!
loved this, George!! you guys are killing it!
George, you’re definitely one of my favorites. Heard of Ramsey for years but just started watching/listening to his show. You and Jade are my favorites together.
So excited about this channel. Great vid! Fan from 🇨🇦
Great job George! Love the new channel
Love the touches of humor with all the content!!
OMG🎉🎉🎉🎉🎉I am soooooo happy George has his own channel!!!!!! Automatically Subscribed!!!!
Just finished watching the latest Smart Money Happy Hour. I’m so excited to see you just started your own channel! I know it will be super successful - keep up the great content!!
Thanks Ariella!
George, so glad you popped up on my feed. It feels weird hearing your voice outside of the Ramsey show but I think this was valuable content!
So excited to follow along, George!
Consultations on your podcast!! I am so happy for you!!
So glad you've got your own channel, George! Love you!
The feeling is mutual 🤣
It's about time! Great segment and addition!
Love, love, love, love, love, love, George Kamel and this new show! Keep it up George😊
So glad you're in CZcams!
I’ve been checking if you have your own youtube channel!!!! Glad you have one now 😊
I found your channel today
I love it brother, keep them coming! 💪🙏⭐️
I love this new pod cast George, Keep up the good work.
Great stuff, George! It was great meeting you in San Antonio this past fall. God bless!
I did the exact same thing last September using Churchill Mortgage after following George and Dave’s teaching. Got a great rate on our 15 year mortgage because we saved 20% down and my wife and I had slightly above average incomes.
George you are awesome great job keep up the hard work. Love everything you do at Ramsey.
You’re a pleasure to watch! Great content communicated with a touch of humor!
So kind! Thanks Chantell!
Totally killed it! So excited for this new Ramsey show!
That is awesome George. CONGRATS.
Yes, more George Kamel with a K!!! I love listening to your advice about money! When I saw your IG post touring your CZcams studio, I immediately hit subscribe and put you on my queue. Fantastic job! Congrats on your new channel!
Excellent! My favorite personality
Love it! Great job team
George you’re my favorite Ramsey personality!
Finally a financial CZcamsr that isn’t going to spam us with ads and scams.
Thanks George! You’re doing great things!
So excited for your channel George! The Dr. John Delony Show will always be my favorite but I know this will be a close second because you are hilarious, extremely intelligent and, I feel like I relate to you more than old man Dave 😂🤪
Love this! Keep it up George 🎉
George, love love your channel. Could you please post your new shows on podcasts? Thank you!! 👍🏻👍🏻
Nice one George. Great content. Subscribed!! 👍🏾
Great money advice AND a great sense of humor. This show is a winner.
Congratulations! I will be watching.
Congratulations 🍾🎉🎈. Well deserved!!!
New Subscriber! Thanx! Keep up the great work man! Love that you launched this! (Brand new to Dave Ramsey - Looking forward to this journey!)
Love this segment by George Kamel ! I hope this could reach as much people to make them know we could buy a home without a credit score!
Very thorough, thanks George!
Congrats on first video. Greetings from Ireland 🇮🇪 were all mortgages are manually underwritten
Finally!!!! Yes ! Well done.
This is whats up.
Congratulations
Hey love the weird Beard episode! Give it another chance and watch again, it hilarious!
Thanks George. Always enjoy listening to you on the Ramsey podcast. One of the better hosts....
Appreciate that! 👊🏼
So excited for you!! Life moving forward… ❤🎉
You're my favorite, George. Congrats on your new show.
I just subscribed to your channel gorge Kamel. Thank you for sharing!
Love this! Way to go George!
Great job George. So excited for the future of the CZcams channel. Will this be the new The Fine Print or will that still continue?
I really like that I can see your style and your own ways in this channel. All the best! Looking forward to more great content
Appreciate that Maria!!
We went through manual underwriting and it was honestly pretty easily. The toughest part was freeing ourselves up for those 3-ways calls between your mortgage company and your cable company haha.