2021 Savings Challenges | 5 You Might Not Know About | Setup for 2021 Cash Stuffings!!
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- čas přidán 23. 07. 2024
- Savings Challenges Part 2 EXPLAINED: • 2021 Savings Challenge...
💰 In today's video, I will be sharing 5 savings challenges that will help you win with your money in 2021!
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💰 Hey budget family! I'm Rochelle, a traveler who loves to budget & budgeter who loves to travel currently living in Honolulu, Hawaii. I'm a wife to the man of my dreams, Micah for the last 15 years 🥰 and a Mom to my BFF 9 year old dtr Eva 😍 we are on Baby Step 6 of our version of Dave Ramsey's plan, working to pay off our mortgage. We are CONSUMER DEBT FREE 🙌
0:00 intro
2:50 Challenge #1
5:00 Challenge #2
8:21 Challenge #3
10:45 Challenge #4
12:57 Challenge #5
16:01 Challenge #6 BONUS
DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission from qualifying purchases. This helps support the channel and allows us to continue to make videos like this. There is no additional charge to you. Thank you for the support! I am NOT a financial expert. All the advice I provide is based off my own personal experience and are for informational and educational purposes only. Consult with a professional before attempting anything seen or done in my videos.
#2021savingschallenges #moneysavingchallenge #savingschallengeideas - Jak na to + styl
Savings Challenges Part 2 EXPLAINED: czcams.com/video/kZeadBNLPRg/video.html
I would love to do yours with you, 100 envelopes savings challenges, and 7 days of the week savings challenge
Yayyy!! Let’s do this!
Same!! Start off strong then its downhill from there.. I will try backwards savings..lol
26 week money challenge but backwards....I'll start $78 and down from there...
I would like to try the Saveopoly that looked like fun.. n the one with the zero out sounds cool... thanks for the video... I think on Mega Monopoly when u hit gifts put a small amount away to treat yourself when u feel the need
I would try the 26 week challenge backward. I always start off energetic then taper off further in the year lol.
Okayyyyy!? Know yourself energy
I like that idea Sistren!!! I’m on your energy!!!
Thanks hon! 😆
I love the energy. I'm going to try it that way too
Good idea!
I'm not doing any particular challenges but I'm challenging myself to save 10,000 in 2021.
oKAY that IS the challenge 🎉
You got this. I saved 11,000 this year.
Yasssss
Due the $5 challenge which is almost $7000 and the nickel challenge that would give you a little over $10,000
Oh yeahhh
I dump everything from my checking into my savings the night before payday
Yasssss!! Level Pro!
this is such a good idea🤯
That’s a great idea. I may try that one.
I like to do some of the challenges in reverse order so the most expensive weeks come first. As the year goes on, things get real lol
Okayyyyy!?! Great idea 💡
I’ve never heard of the save-opoly or the Wednesday weather challenge. I live in South Florida. I would be one sick puppy saving our Wednesday weather amount cause it’s hot down here all the time. 😂 😂
😂 Right!? We over here in Hawaii and I am NERVOUS 😬 but I need to save like crazy this year so it’s time to get this thing done!! Love love love your channelllll. I’m one of your day oners 🙌🏾
@@RochelleAdamson awww thanks. I love your channel as well. It’s so inspiring. Can’t wait til I’m done with these debts so I can be where you are.
Living in MN I'd barely save a nickel Lol
I’d love to do the first one. I get paid every two weeks. PLUS my job let’s me view my paycheck 2 days before I get it so I get to budget my funds be fore I get it. The weather challenge though!? Just goes to show that you can save money ANY kind of way! I love it!
Right bro!!! Looking at the check ahead of time is such a budget hack!!! Thx for the support 😭
You did great I’m so excited about this new year of budgeting! It’s my first time ever trying to save and budget!
Eeeeekkk!!! 😆 welcome hon!! You got this. Love the budgeting community. If you need more help, just watch some of my other videos, DM me on IG or check out my website! All links are on the Beacon link in my bio 🥰
That zero out challenge is SO SMART!!! I usually just keep the money in my cushion doing nothing so putting it into savings is so smart. Definitely adding that to my 2021 challenges :)
Yayyyyyy!!! 😆 I can't wait to see it in your videos!!
I'm gonna try that one too
I am READY for 2021. 2020 was the first full year of monitoring every single penny we have. The power in that blew me away. I love these challenges too!
Thanks so much hon! Just watched your video yesterday! Congrats on meeting your goal. I forgot to comment! 😆
@@RochelleAdamson Thank you! Just in time for construction to start!
You opened my eyes! I had seen the 52 week challenge and knew I couldn't do it but it never dawned on me to cut it down to manageable bites by how I'm paid. I also had been doing a zero out challenge but again, it didn't occur to me to track it. Thank you girl!!!!!
Yayyy Regina you are so welcome!
Me too...I’ve actually started my challenges this
Month for next year.
Ohhhh that’s a really good idea 💡 🙌🏾
Love the savings and investing challenges! These small moves that become habits are how we retire early and retire rich!
Right!? That’s what it’s all about!
I love this Rochelle! You are so right...savings challenges can happen no matter how much you make!
Yesssssss 🙌🏾
I love the Wednesday weather challenge. I’m doing several savings challenges and this is something fun and different. I’m in the Midwest so current temps are in the 30’s but sure to dip. Great idea!
TYSM Donna!!
Never heard of save-opoly! This is so smart! It's really interesting all the ways people find to gamify saving money
Right!!! Omgosh I love the way you word stuff “gamify saving money” new saying alert!!!! 🚨
Omg that’s genius. Makes so much sense especially since towards the end you know the holidays and everything
Thanks Kris!!! 🥰
All of these challenges are awesome Ro. I've never heard of the save-opoly. Look forward to the 2021 savings challenges! 💕
Thank you so much Megan!!! Thanks again for making such cute trackers 😍
I’m so excited to see you do all the saving challenge and I have never heard of the weather saving that’s actually smart. I have a few saving challenges that I will be doing in 2021. I can’t wait to start them
Ohhhh I can't wait to see!!!!
This is good stuff! I can't wait to try the zero out and Wednesday weather challenges.
TYSM Evette!!! 😆 let’s do this!
I love watching money challenge videos to get new ideas and stay motivated.
Me too!! Thanks for choosing my video to watch 📺
Man these rock!!! I haven't heard of most of these. Sooo excited to start them! Thank you for sharing these.
You’re welcome Gloria!!!
I’ve never heard of the zero out challenge but I love that idea! It’s so easy and could help build our family savings!!! Thanks for sharing all these ideas!
YW!!!
first time hearing about most of these challenges! thank you for sharing :) cannot wait to try some!
You're so welcome!
So far, I've started budgeting by using a budget planner . I use the 50-30-20 rule as well as live below my means. I'm going to try your first challenge and see how much more i can save!
Ok Kennedy! Wishing you much success! 🥰
I love the zero out challenge, I'm definitely going to try that. I like the Wednesday weather challenge too!!! I'm going to do the 5, 10, 20( save 5 week 1, save 10 week 2, save 20 week 3 and then start over. Save 5 week 4, save 10 week 5.....) challenge this year, as well as saving $40 a week.
Love thissss
I love all of the challenges.....I really like the zero out challenge, I’m excited to start this one!
Right!? We got thissss
These are some great savings challenge. I will be saving a whole lot of money living in Texas where the temp gets over 100 degrees.
Oh yessss you will kill it!! 🙌🏾
Thank you so much I have been looking for something like this
You’re welcome! 🥰
Love this video, let's save this money in 2021.
Right!!? Let’s do this!!! 😆
You have such a great channel. Love all the Saving Challenge Ideas especially the Monopoly based Saving Challenges.
TYSM!! 🥰
I really enjoyed this video. thank you!! I shared it on our church website. I'm sure it's going to help a lot of people. I will be doing some of these challenges!
TYSM!!
Ohh love these savings challenges! Between you and Megan’s videos on savings challenges I’m not sure which ones I want to do but I’m excited. Gotta get working on my 2021 goals!
Right!!! Meagan is #goalssssssss 🥰 I love her videos!! She gives sound advice too
@@RochelleAdamson she sure is!
If I may ask what is Megan’s channel?
Hey Rhianna! Meagan’s YT is Her Courage to Plan & her info is in my bio! TYSM for watching
Thanks!! Loved the video, new sub :)
Awesome ideas! Thank you!
You are so welcome!
I'm just watching this one, but it's a bunch of great ideas. Thank you 😊 💓
You are so welcome!
Yes with the savings challenges 👏🏾👏🏾 I’m here for it.
Thanks sis! Loving it 🥰
Ro, this is very creative. Especially the Mega Monopoly! I am still in hard-core debt repayment mode, but you have given me some viable options that may work in my financial situation. Thanks!
Thanks so much sis!!! 🥰 I can’t wait to watch you kick debt 💸
Thank you for sharing these saving challenges. I'm excited to start saving.
You are so welcome Jessica!! Me too!
Your video popped up on my feed! Definitely subscribed :) This video is perfect for savings challenges. I think I’ll try your 26 week challenge. One challenge that I adopted last year was the “raffle” money challenge. So I get paid 26 paychecks in a year (bi-weekly) and I wrote down different amounts on a piece of paper and would draw out of the jar every pay day. I used 4 x 60; 4 x 50: 4 x 40; 4 x 30: 4 x 20; and 4 x 10. With 2 pieces of paper at zero. That came up to be $840 at the end of the year. It’s not much but if you stick to it, that’s money saved! Keep up the great work, happy new year!
Love this one ☝🏾 Melody!!!! TYSM for subscribing!
Save-opoly is new to me!!! Looks fun!!
Right!! 1st saveopoly video comes out tomorrow!!
I love that you and your husband are on this together.
TYSM Melody! He was always on board and I’m finally getting my act together lol
These are some GREAT savings challenges. In 2021 we want to save for a downpayment for our new home and also continue to build up our emergency fund that we started in 2020. We are also saving to buy a new car so these challenges are going to come in handy. Thanks for sharing!!!
Omgosh you have some awesome goals to reach!!! I’m so excited for you!!!
I am definitely going to use the zero out challenge every payday! Thank you for sharing some fun savings tips :)
You are so welcome!
ooo i really like the wednesday weather challenge!
Yasss. I saved $400 in 2 months from it!
Great video! I have not heard of the Zero Out Challenge and I am in LOVE! LOL! I think I am going to add to my already challenges. I have also not heard of the Weather Challenge. Wow, these are so creative. I also am a new subscriber!! And before I leave...Congrats on almost being done with paying off your house!! That is AMAZING!! 🤗
Thank you so much!!! I love your channel 😆 thanks for showing my channel some love. I can’t wait to get these challenges going. Posting another savings challenge video on Tuesday to give a little more in-depth view on how the challenges work.
yasss #teamzerooutchallenge
I just finished getting the envelopes for my 52 week challenge ready. I just have two more payments on my mortgage, after my buget will include a regular amount to my saving accounts. Plus, I have two savings envelopes for an emergency account. One for $1,000, which I just met and the second is going to be $500. This all on my Social Security and a pension of $90.49 a month (the union went broke). I thought there was no way I could save money until I woke up. The bank send me a letter saying that I have 15 years and 11 month to finish paying off my mortgage. I just pretend I am poor so I will not be.
This is so beautiful Carmen!! Please let me know when your mortgage is paid off! I love to hear about everyone’s success 🥰
Thankfully I came across your video. Thank you for this video I hope to use two of the saving methods you mentioned.
That is awesome 😎 TY Verito!
Monopoly is definitely your jam! This is great!
You alrey KNOW
Yessss - here for these challenges!
💃🏾 #2023tesla
Also is it weird that I love watching your videos to watch your nails? They are gorgeous!!
TYSM!!! I broke a nail today 😭
I did the nickel challenge in 2020 and loved it!! I did add up weekly. Towards the end I added up the remaining amount I needed to save and divided it by the remaining months and saved it that way so it wouldn't be so heavy at the end. I also did the penny challenge but I added it up monthly and transferred from each paycheck to savings. I LOVE the weather challenge and will be trying it for every two weeks.
TYSM for this Adrienne! Ok so I will try to get ahead at some point.
@@RochelleAdamson my pleasure hun and happy saving!!!💚
Hey Rochelle! I love the zero out challenge I should definitely challenge! thanks for sharing
Thanks Gab!!! Yes I felt like the Zero Out one is soooo doable!
First of all, I LOVE your nails!!!!!!!!!!! Second of all I need to invest in an iPad so I can do this digitally!!!! LOVE THIS💕💕💕💕💕
TYSM!! 😆 And most of what I use is printable also! So feel free to check the links in my bio to hold you over till iPad time! 🥰
No. 4 made me seriously laugh out loud. I'm in Canada and it's winter 😆🤣
Like today, the bank would send me on a shopping spree! 😆
😂
I love all 5 savings ideas especially the Monopoly Mega..Your channel will hold me accountable..😁
Ok Amy!! 🙌🏾 we got this!
Great video Ro and I will be doing the 26 week and zero out challenges in addition to some others. Let's save some money in 2021!
Sounds great! Yayyyy #teamzeroout
Thank you ☺
Thank you so much! Next week I am gonna make up my own weekly challenge called the 6 week challenge.. since I am only 11 I am gonna try this! Thank you so much!
Omgosh I love it! You got this!
Just started the nickel challenge!!! Thanks so much for this!!!
You are so welcome Roberta!
wow I can't wait to hear about your progress!!
Thank you so much!
Oooo Thanks. I like the Wednesday Weather. Gonna try this as a weekly for a challenge despite my bi-weekly pay schedule.
You can do it!
I love 💕 playing Save-Opoly and I can’t wait to try the Zero Out Challenge!!! New subscriber 🙌🏽 let’s save these coins 💰
Yay! Thank you! And I'm so sorry CZcams held your comment as spam smh. I love your channel hon! 🥰
Thank you for sharing Rochelle !! Your cover is super cute . I want to do at least 2 small savings challenge and the 26 weeks is better for me . Thank you so much for sharing your challenge this 2021 is going to be amazing 👏👏
You’re welcome Angelica!!! 🥰 and I’ll be in touch soon too!!!
@@RochelleAdamson yay looking forward to it happy holidays 🤗👏👏🎁
New subscriber here. These sound like fun. I may add some of these to the boring way I save 😊 I am a senior so I think I will start with the Wednesday weather challenge once a month. I am in the southeast USA and it is HOT so I should be able to save some 😊 Thanks for sharing these. Have a blessed day!
Welcome hon!! And yesss to the #Wednesdayweatherchallenge
Love the video. Challenges look fun!
TYSM hon!!
Wow, you going to be super busy with these savings challenges. No saving challenge i will be keeping simple. But I will definitely check in to see how your doing 👍😉. Thank you for sharing and give others options for 2021
Thanks Candace! Can't wait to see how it goes!
Hi! This was my first time here. I loved the first two challenges and thought the Nickel challenge was interesting.. I shared your video with my two friends as well. Thank you
TYSM Neisha!!!!
@@RochelleAdamson No problem!!
Love all the unique challenges
TYSM Kelly!
I have been furloughed since March 2020, but I plan to do as many of the challenges as I can. I am currently doing a 52-week challenge, which will almost pay off one of my student loans. I am going to start the 365 challenge tonight and work on setting up the zero out challenge. For the Mega Monopoly, I would use the corner parking spot to save for the Tesla, the two jail corner spots to save for emergencies, and the go spot to save for the mortgage.
TYSM Marjorie!!! 🥰 and I’m hoping your furlough ends in 2021 🙏🏾
I most definitely like the “Wednesday Weather Challenge”. 🙂
Right!? I can’t wait to start it. TYSM for tuning in! 🥰
Love the way you say “bank” say it more! Love your channel ...... 💕. Thanks for the inspiration!
TYSM!
Great vid ... I had not heard of zero out or Wednesday weather challenges
Thanks!!! I have a part 2 of this dropping in 1 hour that explains how I will budget for these challenges and more! TYSM for tuning in! 🥰
Saving every coin dollar that I get in 2021 6 month challenge for me. After that save 6 months start. Great saving ideas I like the nickle one and the 26 wk one. Have a great day.
Ohhhh that’s a good ideaaaaaaa. Thanks Karen!!
Rochelle it seems like you and I are on the same page when it comes to what we’re doing in 2021. My husband and I are about to top our emergency fund by the end of the year which is so exciting! So now we’re going to put more money into the kids college fund, more towards the mortgage and investing. This is going to be an exciting financial year! Those saving challenges look like a lot of fun. My question is where are you actually putting the money that you’re saving do you have sinking funds for each challenge that you’re going to do? Nice job as always!
Ohhhh I can’t wait to hear how it goes in 2021! 😆 yes I have Capital One 360 accounts set up for our sinking funds! I’ll share more in next budget video!
Hi! Great challenges!!! I did the Save-opoly this year. I am going to do it again this year. I may up the amounts though.
I know that’s right!! I can’t wait to try it next month
I'm excited to be doing the Savopoly challenge this year too! Im also doing the 52-Week Savings challenge, and 4 others!!
Yayyyyyy!!!! 😆 #teamsaveopolychallenge
I was already planning on the 52 week challenge but I'm going to add zero out & Wednesday weather but living in New England I might not get much profit but I'm doing it anyway for the fun of it. Thank you for the information.
Sounds great to me! TY for tuning in. Wow all the way from NE.
Yes yes yes Ro I like the zero base challenge..
Thanks Molly! 😆 I think that might be my fave!
Rochelle!!!!!! These challenges are fantastic. I’m starting the 52 week quarterly challenge next week. I didn’t think about doing another challenge until I saw your video. WOW!!!!! That Wednesday challenge is probably the one I will try. I’m just nervous about the summer time temperatures though. 🤣🤣🤣
Girl I’m scared!!! 😂 but I have to get this done! TYSM hon! #teamwedweatherchallenge
@@RochelleAdamson I am nervous too. WE CAN DO IT!!!!
I haven’t heard of a couple of these challenges. You have some ambitious goals, but I know that you can do it. 🥰
I’m dreaming so big!!! 🤩 I’m counting on my meal prep to free up some money. I’ve been binge-watching your channel and Debbie’s & Jans & others. We cooked enough food for a week last night. Test run 🏃♀️
I sent my Mom in love the sausage & chicken recipe you posted. She said she’s making it this week with turkey sausage!
Ohhhh that’s so awesome. Yes, meal planning helps a lot. Especially being in Hawaii, if you can reduce your grocery budget...lol.
@@RochelleAdamson Awwww that’s great. Please let us know if she likes it. Thanks for passing it along. 🥰
I’ve heard of the Nickel Challenge. The Budget Mom actually has a version of it in her 2021 Kid’s Savings Challenges for January. Basically the same thing but only for the month of January.
I’m rooting for you on all these savings challenges. I have several lined up for 2021, nothing quite as ambitious as you, but we’re still getting our budget in line. Hoping to save enough to replace our furnace. Looking forward to following your progress and being inspired.
TYSM Leslie!!! I’m so excited 😆
I hope you meet all your goals!
Love these challenge ideas! New subbie 😊
Welcome hon!!! TYSM!!! 😊
I'm focusing on debt repayment this year but I cant wait to start doing savings challenges like this.
Angel I seriously can’t wait to watch you guys knock this debt!!! You guys rocked 2020, baby and all! 🥰
@@RochelleAdamson thank you!!! We are getting there! Love watching you take CZcams over with miss Tanisha and Miss Asia. You guys are going to take over CZcams in 2021
@@TheRealAngelGrace you are so sweeeweeetttttt 😭
Paid off mortgage 2021💃💃💃!!!
😆 I really can’t even believe I’m saying this!!!!
Thank you. I am gonna try the Wednesday weather challenge. I live in oregon and it’s low 50 here so I can handle that until spring when it gets 60s and 70s ahaha
Right! 😆 do it while you can!
I like the wed. weather save! I already do zero out, luv your videos
TYSM Jill! #teamzerooutchallenge
The four corners could be fun money savings like shopping spree or something from your want list like a new bag or it could be a vacay savings.
Thanks Dereka!!! Love this!!!
I love how you tweeked the mega monopoly board!!!
Thanks sis!!! 😆
@@RochelleAdamson 🥰
Wed weather is great. Thanks for all your tips. May I ask where your planner comes from ? What app is it ?
Thanks for tuning in Kristi! 🥰 I’m using the GoodNotes app along with a digital budget. I’ll link the video here that has all the links in case you’d like to purchase too: czcams.com/video/7itg2v_Dbi4/video.html
Thanks for sharing it's important to save this goes to show that there are many ways people can save in 2021. I have a personal fave and it's to save $5 (or more if you can) per day. I do this by Reverse Budgeting.
Thanks Brian! Saving is so key!
I have never heard of the weather challenge before. That sounds really interesting and something I can do. Right now I'm doing the $5 dollar challenge. Hopefully by the end of the year I have a good chunk saved.
Love the $5 challenge!
Four corners should be fun. I think like a date night. While it's not savings it can break up the stress and and you can challenge yourselves to sticking to the value of the dice.
Right!!! That’s what it’s all about!
the weather challenge is nice
Yes it is!
Doing the $4100 in 52 weeks Challenge. This is aside from my budgeted $200 a month savings for my EF which already has 6 months expense funded. Goal is to have 1 year expense in the EF fund. Happy New year!
Thats what I'm talking about!!
I heard the zero out challenge same as you did this is my first time hearing about it and I made up my own saveopoly board I am doing both
IKTR!! #teamzerooutchallenge #teamsaveopolychallenge
I may try the save-opoly. In addition to my sinking funds.
I can’t wait to hear how it goes!!!
Ohh that Wednesday Weather one is a tricky one for me... I live in Phoenix...we hit triple digits for 4 months YIKES!! I might have to try it just to see if I can do it! I love the challenges you are doing :)
TYSM & WOWWWWW
For hot climates that might be too challenging, you could reverse it and save the amount of Wednesday's LOW temp!
Yes few of us been doing that for a while but we do it 7 days a week . 4 people that are on a fixed budget like Social Security SSI temperature is 50 degrees outside the first day the second day it's 48 the third day is 32 we add that all up for seven days and whatever the total is put that away for that week and it's summer time it could get pretty hot. But it's fun and it's nice it's that's the way a lot of people on SSI and Social Security do this and what's fun about it it's a nice little paycheck at the end of the year
Love love love thisss. Thank you so much for sharing!!!
I do the $5 challenge and its a nice way to save money that adds up. Here's the concept... you are never allowed to spend your five dollar bills. Any time you receive one in change or at the bank you must stash it away in an envelope in secret spot in your home. It adds up and its a great way to discipline yourself.
Love that Christine!!
Wednesday Weather money challenge is cool. That’s an original idea.
TYSM!!
Love this!
Thank you so much!