Call and "cancel" your plan every couple years. They discount you plan quite a bit to keep you. Just say "insert company here" offered a better plan. They usually match.
Please explain to me how are government here in Canada is working for the people? It feels that every few months, the government implements some new tax for us. It’s death by a thousand cuts. We have high income tax, high sales tax, high fuel tax. The list goes on and on. The average Canadian is constantly in a state of where they can make cuts to their budget, but the government increases its spending like it’s a blank cheque.
I’m in the USA. I have a car that is no longer driveable but I haven’t decided yet if I want to sell it or fix it and I dropped the ins on it. But, I still have to pay property tax on it. Property that sits on my property of which I also pay tax on ! 🤬
This is happening globally: tax cuts for the corporations and the rich. Budget cuts for the government as tax revenues plummet. Increase in shareholder dividends. Decrease in worker benefits and salaries. The government prefers to borrow money with interest (bonds) than increasing taxes for the richest 1%. The richest 1% lend the money by buying these bonds. Inequality increases. Housing prices skyrocket. The endgame is a bankrupt government with poor workers and billionaires with monopolies.
We here in the US are facing the same issues. It’s world wide. What is the agenda of all the world’s governments? Increased crime, increased poverty, increased unemployment? This situation is dire and we need citizen and humanitarian focused leaders to help now!
@@debbiecreter2005 Every country has different issues. You literally have to spend like 5 seconds googling to see this. Say for example. Canada vs Finland or America VS Japan
In Australia, we are facing the same problems. Wages have stagnated since 2008. The welfare system is simply not sufficient for jobseekers, and for people on the disability pension/aged pension. We see long queues at Food Banks/charities. Older workers tend to be overlooked. The privatised employment system, Job Network, formerly the Commonwealth Employment Service (CES), is a tax payer rort. People with mild autism, like myself, are often shunned by the mainstream workforce.
That's where it's all gone wrong, far too much unproductive overhead. All these govt workers consume real goods but produce nothing and actually inhibit real business. Classic socialist tailspin into poverty...nobody producing, everybody playing the system for free stuff.
I know that this is an unpopular opinion but nobody ever talks about this. A minimum wage was never intended to be a "living wage". A minimum wage is generally for entry level jobs intended for youth just starting there career or seniors who have retired and are looking to fill some of their time and maybe put some extra money aside for vacations or help top up their retirement. One of the reasons why Canada is so unaffordable for many is because there is a lack of high paying skilled jobs in this country. Because of these lack of job opportunities people in their prime working age are being forced to look for work and they are being pulled into these entry level jobs or positions below their skillset since nothing better for them is available. This in turn is pushing out youth and elder employment out of these positions and because these workers now holding these positions are people with much greater responsibilities (needing to pay rent or feed the mouths of their children) they are demanding higher wages which are pushing up wages in these entry level positions. This in turn is increasing the cost of goods being sold in grocery stores, fast food chains etc. When I was in high school I got a job at Canadian tire on my 16th birthday. I just walked in with a resume and walked out with a job. Almost all of my friends in high school either had a part time job or at least a temporary summer gig. This was because labour opportunities were available and plenty for youth at that age. I had no responsibilities other than homework and studying to get into University or college. So $7.50 an hour was nothing for me to complain about. This job paid off for a few items that I wanted to buy like a bike and cloths and I was able to save up a good chunk of money for my tuition over those 3 years working minimum wage. I also learned valuable lessons in those entry level positions in my teenage years. Now if you go into a Canadian Tire or a Tim Hortons or a grocery store you won't see a single worker under 20 years of age. None of them have this option available to them because middle aged workers are being forced into those jobs and pushing the youth out. It is sad.
I worked for McDonald’s when I was in high school and made min wage. It was just for extra spending money. After high school I went to college. But sadly, people have babies out of wedlock, drop out of school, don’t continue with job training or higher education and then wonder why they can’t support their family on min wage jobs ! Ugh ! Not anyone’s fault but their own
Most of us low wage earners don't have a choice and I've worked with many educated people who can't find work because free trade took our long-term good paying jobs away.
The other thing is that jobs were replaced by technologies. When I finished school many girls became bank tellers and eventually find a career within the bank. There are very few teller jobs now.
@@cjhoward409 Yes, same with the disabled. Nobody's fault but their own and a crime for which they should be severely punished, a crime against capitalism.
The minimum wage conversation is silly. The only true measure of income is time sacrificed to purchase goods. Essentially buying power. Why don't we ever discuss Maximum Wage?
Because all of the real wealth has been siphoned out of the general population, all else equal. People balk at $20 fast food wages in Cali, yet rent there is $3000, but Oh! The restaurant can’t afford to pay $20. But Oh! People can’t afford the price of a burger now. You clearly see the economy is becoming a mathematical impossibility since all the real wealth has disappeared. Just look at the price of gold over the past 4-6 months.
Living wage of $25.05 per hour for no education, no skills, no experience, sign me up, bring on the 4 day work week too. You will pay me for 5 days right, I need spa days.
Theres no such thing as having no experience or no skills. Many can't afford an education or many with educations can't finds jobs other than low wage jobs.
He never should have been elected in the first place. I saw this coming before he took leadership of the liberal party. He was never equipped to lead, but the liberals used his name to gain power, which is ultimately why people tend to overstay their welcome in the government. Some lose their focus to work for the people of Canada, most didn't get into politics for our citizens or country. They got in to get security, via money, pensions and power. Life is good for them, at our expense. People better start waking up and realising these policies are not in the best interests of Canadians. Trudeau could have been gone a long time ago or at least we could have had an election to choose, but the NDP and Bloc are a hindrance to a true democratic system.
Inflation came right after Covid. We printed and distributed a ton of money and gave it to the people. We had shut down most businesses so there wasn't alot of stock. This was bound to happen.
People often fail to realize that anyone who has a 401k, an IRA, or any other such "investment instrument", is also participating in the ownership class. When mom and pop expect a return on their investment, the money comes from the profits of the corporations, and the job of a CEO is now to improve PE (price to earnings) ratios. The $15 an hour Wal-mart worker probably isn't producing $50 or $100 an hour of "value", but whatever the value difference is, it is across many workers, and that profit must be divided many ways, including millions of other investing workers that participate in the ownership class by proxy.
While doom and gloom is entertaining and comforting in some level it can’t be that bad because people are buying these homes. The median household is rather high. The economy is still great. I just don’t know how but it’s hard to swallow this stuff. The truth is many people make great money and think they don’t.
"If a recessing takes hold" Of course we're heading into a recessing, just because so much of the economy is based on flipping houses. Now add in an idiot PM and Finiance minister, increase taxation, declining productivity, lack of investment ...
Yes things can be tough but let’s reign in some spending. Tattoos,Cell phones, mani pedicures, destination weddings, which usually end in divorce, destination bachelor/bachelorette parties, bottle service, BMW on Yaris wages, Coach bags, dogs, dog walkers, Starbucks, and Uber eats. Your parents didn’t have these items, that’s how they afforded a home and you.
Well that might be true that's not the whole story The population was a lot lower back then and the currency was very strong where you could afford a home at that time the reverse is not happening with the currency is too weak to the point where you can't afford the basics anymore
What a moronic statement. Homes used to cost a few years of wages. How many years of income is a $750,000 house now? Let's get rid of 20% of Canadian jobs to help the economy? 😂
Hahaha people click on this think they talking about America you see it's also in Canada and also all around the world so quit trying to blame a president😮😮😮 This is about greed greed get that through your thick head😮😮😮
We had high inflation under Obama. Under Trump, things got back to normal, and then Biden takes office and within a few months our fuel went from 1.79 a gallon to $5 a gallon. I blame the politicians
We look at charts that show (U.S.) the profits that major corporations are making, and the line has gone almost straight up since the pandemic. Wages have not. We look at charts that show the cost of goods and food since the pandemic, and the line has gone up at various degrees of incline. Wages have not. We look at rent and mortgage costs and the line has gone up steeply since the pandemic. Wages have not. The wealthy have made tremendous profits in investments and unnecessary inflated prices for sheer greed. If the charts showed that industry also was struggling to keep up like their customers, that would be one thing. But when CEO's are shown smiling and thumping each other on the back all the time while their shares keep going up on Wall St., that tells the story, as we move into our cars to live. If we even have a car.
In Canada, the longest fixed mortgage you can have is 5 years before it is up for renewal. And variable mortgage is also usually cheaper. The current problem is that everyone could afford a mortgage at 1 and 2% interest. Most pre-mortgages are coming up for renewal now (after 5 years), but while people could afford them at 2%, now they have to renew at 4, 5 and 6%.
just create a money making machine 4 ppl , stop the flipping greed already lke a registry machine that is authenticated or something . ie like timing in when to work and when ur shift is done ...
It's very similar here in the usa but not quite as high as Canada..our current president has literally ruined our economy in 3 short years! Most of the country are hoping to see Donald trump back in office in 2025..
LIES! They might be covering their necessities with credit cards. However, they are spending their money on BIG car payments, multiple vacations per year, new phone etc. etc. etc.
the words rogers and unaffordable go hand in hand
Next feature phone and internet bills.
Call and "cancel" your plan every couple years. They discount you plan quite a bit to keep you. Just say "insert company here" offered a better plan. They usually match.
What an irony...Rogers TV ownned by the very people who created this mess!
Please explain to me how are government here in Canada is working for the people?
It feels that every few months, the government implements some new tax for us. It’s death by a thousand cuts.
We have high income tax, high sales tax, high fuel tax. The list goes on and on.
The average Canadian is constantly in a state of where they can make cuts to their budget, but the government increases its spending like it’s a blank cheque.
TAXED TO DEATH 😂
I’m in the USA. I have a car that is no longer driveable but I haven’t decided yet if I want to sell it or fix it and I dropped the ins on it. But, I still have to pay property tax on it. Property that sits on my property of which I also pay tax on ! 🤬
theyre broke. spent and borrowed the farm during (the draconian policies of) covid
Governments in capitalist economies exist exclusively to protect private property.
This is happening globally: tax cuts for the corporations and the rich. Budget cuts for the government as tax revenues plummet. Increase in shareholder dividends. Decrease in worker benefits and salaries. The government prefers to borrow money with interest (bonds) than increasing taxes for the richest 1%. The richest 1% lend the money by buying these bonds. Inequality increases. Housing prices skyrocket. The endgame is a bankrupt government with poor workers and billionaires with monopolies.
We here in the US are facing the same issues. It’s world wide. What is the agenda of all the world’s governments? Increased crime, increased poverty, increased unemployment? This situation is dire and we need citizen and humanitarian focused leaders to help now!
Its not world wide.
@@chimosh Tell me where in the world this isn’t occurring?
@@debbiecreter2005
Every country has different issues. You literally have to spend like 5 seconds googling to see this.
Say for example. Canada vs Finland
or
America VS Japan
@@chimosh The whole world is having the same or similar issues. Yes I look online and it’s global.
@@debbiecreter2005 no
In Australia, we are facing the same problems. Wages have stagnated since 2008. The welfare system is simply not sufficient for jobseekers, and for people on the disability pension/aged pension. We see long queues at Food Banks/charities. Older workers tend to be overlooked. The privatised employment system, Job Network, formerly the Commonwealth Employment Service (CES), is a tax payer rort. People with mild autism, like myself, are often shunned by the mainstream workforce.
People Are Being "Priced Out" World Wide. 📲💻📡🌎
Only the regions aligned with America's form of capitalism. 😳
Some countries have always been poor.
Cut taxes and government jobs
That's where it's all gone wrong, far too much unproductive overhead. All these govt workers consume real goods but produce nothing and actually inhibit real business. Classic socialist tailspin into poverty...nobody producing, everybody playing the system for free stuff.
I know that this is an unpopular opinion but nobody ever talks about this. A minimum wage was never intended to be a "living wage". A minimum wage is generally for entry level jobs intended for youth just starting there career or seniors who have retired and are looking to fill some of their time and maybe put some extra money aside for vacations or help top up their retirement.
One of the reasons why Canada is so unaffordable for many is because there is a lack of high paying skilled jobs in this country. Because of these lack of job opportunities people in their prime working age are being forced to look for work and they are being pulled into these entry level jobs or positions below their skillset since nothing better for them is available. This in turn is pushing out youth and elder employment out of these positions and because these workers now holding these positions are people with much greater responsibilities (needing to pay rent or feed the mouths of their children) they are demanding higher wages which are pushing up wages in these entry level positions. This in turn is increasing the cost of goods being sold in grocery stores, fast food chains etc.
When I was in high school I got a job at Canadian tire on my 16th birthday. I just walked in with a resume and walked out with a job. Almost all of my friends in high school either had a part time job or at least a temporary summer gig. This was because labour opportunities were available and plenty for youth at that age. I had no responsibilities other than homework and studying to get into University or college. So $7.50 an hour was nothing for me to complain about. This job paid off for a few items that I wanted to buy like a bike and cloths and I was able to save up a good chunk of money for my tuition over those 3 years working minimum wage. I also learned valuable lessons in those entry level positions in my teenage years.
Now if you go into a Canadian Tire or a Tim Hortons or a grocery store you won't see a single worker under 20 years of age. None of them have this option available to them because middle aged workers are being forced into those jobs and pushing the youth out. It is sad.
I worked for McDonald’s when I was in high school and made min wage. It was just for extra spending money. After high school I went to college. But sadly, people have babies out of wedlock, drop out of school, don’t continue with job training or higher education and then wonder why they can’t support their family on min wage jobs ! Ugh ! Not anyone’s fault but their own
Most of us low wage earners don't have a choice and I've worked with many educated people who can't find work because free trade took our long-term good paying jobs away.
The other thing is that jobs were replaced by technologies. When I finished school many girls became bank tellers and eventually find a career within the bank. There are very few teller jobs now.
@@cjhoward409 Yes, same with the disabled. Nobody's fault but their own and a crime for which they should be severely punished, a crime against capitalism.
The minimum wage conversation is silly. The only true measure of income is time sacrificed to purchase goods. Essentially buying power. Why don't we ever discuss Maximum Wage?
Because all of the real wealth has been siphoned out of the general population, all else equal. People balk at $20 fast food wages in Cali, yet rent there is $3000, but Oh! The restaurant can’t afford to pay $20. But Oh! People can’t afford the price of a burger now. You clearly see the economy is becoming a mathematical impossibility since all the real wealth has disappeared. Just look at the price of gold over the past 4-6 months.
A recession fixes that. But money printing won't.
Living wage of $25.05 per hour for no education, no skills, no experience, sign me up, bring on the 4 day work week too. You will pay me for 5 days right, I need spa days.
Theres no such thing as having no experience or no skills. Many can't afford an education or many with educations can't finds jobs other than low wage jobs.
You'll be six feet under before you know it, oldhead.
Justine needs to go……
He never should have been elected in the first place. I saw this coming before he took leadership of the liberal party. He was never equipped to lead, but the liberals used his name to gain power, which is ultimately why people tend to overstay their welcome in the government. Some lose their focus to work for the people of Canada, most didn't get into politics for our citizens or country. They got in to get security, via money, pensions and power. Life is good for them, at our expense. People better start waking up and realising these policies are not in the best interests of Canadians.
Trudeau could have been gone a long time ago or at least we could have had an election to choose, but the NDP and Bloc are a hindrance to a true democratic system.
Its the rich liberals that voted him in and they wanted him to continue being PM. The poorer the people are the better it is for the rich.
Inflation came right after Covid. We printed and distributed a ton of money and gave it to the people. We had shut down most businesses so there wasn't alot of stock. This was bound to happen.
Only the wealthy got wealthy from covid free money.
People who had average wages ended up on the losing end. Specially young ppl.
They should do a part 4 to this series about people cellular bills.
People often fail to realize that anyone who has a 401k, an IRA, or any other such "investment instrument", is also participating in the ownership class. When mom and pop expect a return on their investment, the money comes from the profits of the corporations, and the job of a CEO is now to improve PE (price to earnings) ratios. The $15 an hour Wal-mart worker probably isn't producing $50 or $100 an hour of "value", but whatever the value difference is, it is across many workers, and that profit must be divided many ways, including millions of other investing workers that participate in the ownership class by proxy.
Excellent observation
Landlords charging criminally high rent has to stop!!
While doom and gloom is entertaining and comforting in some level it can’t be that bad because people are buying these homes. The median household is rather high. The economy is still great. I just don’t know how but it’s hard to swallow this stuff. The truth is many people make great money and think they don’t.
"If a recessing takes hold" Of course we're heading into a recessing, just because so much of the economy is based on flipping houses. Now add in an idiot PM and Finiance minister, increase taxation, declining productivity, lack of investment ...
Yes things can be tough but let’s reign in some spending. Tattoos,Cell phones, mani pedicures, destination weddings, which usually end in divorce, destination bachelor/bachelorette parties, bottle service, BMW on Yaris wages, Coach bags, dogs, dog walkers, Starbucks, and Uber eats. Your parents didn’t have these items, that’s how they afforded a home and you.
Well that might be true that's not the whole story The population was a lot lower back then and the currency was very strong where you could afford a home at that time the reverse is not happening with the currency is too weak to the point where you can't afford the basics anymore
What a moronic statement. Homes used to cost a few years of wages. How many years of income is a $750,000 house now? Let's get rid of 20% of Canadian jobs to help the economy? 😂
$800-900k house?!?!?!....
That would buy you a mansion in the 90s.
a simple house in Sydney will cost you $1m+
Yes, Rogers TV is definitely unaffordable 😂.
Hahaha people click on this think they talking about America you see it's also in Canada and also all around the world so quit trying to blame a president😮😮😮 This is about greed greed get that through your thick head😮😮😮
Ah ah ah ah...
We had high inflation under Obama. Under Trump, things got back to normal, and then Biden takes office and within a few months our fuel went from 1.79 a gallon to $5 a gallon. I blame the politicians
Greedy people getting wrecked in the markets in real-time rn 😂
We look at charts that show (U.S.) the profits that major corporations are making, and the line has gone almost straight up since the pandemic. Wages have not. We look at charts that show the cost of goods and food since the pandemic, and the line has gone up at various degrees of incline. Wages have not. We look at rent and mortgage costs and the line has gone up steeply since the pandemic. Wages have not. The wealthy have made tremendous profits in investments and unnecessary inflated prices for sheer greed. If the charts showed that industry also was struggling to keep up like their customers, that would be one thing. But when CEO's are shown smiling and thumping each other on the back all the time while their shares keep going up on Wall St., that tells the story, as we move into our cars to live. If we even have a car.
So Jessica points out that things are expensive ( duh ). Yet she is called an expert 😅
@19:42 - calling bullshit on this.
Do those people not have a fixed mortgage? Their mortgage should never be going up.
In Canada, the longest fixed mortgage you can have is 5 years before it is up for renewal.
And variable mortgage is also usually cheaper.
The current problem is that everyone could afford a mortgage at 1 and 2% interest. Most pre-mortgages are coming up for renewal now (after 5 years), but while people could afford them at 2%, now they have to renew at 4, 5 and 6%.
$25.05 before tax or after payroll deductions?😅
Be your own central bank 🏦
Need to talk about people on disability incomes, they rarely go up and yet they face the same prices. Who is looking out for them?
Where's their family?! People should have children and teach families to care for each other. Why are these people dependent on the state?
just create a money making machine 4 ppl , stop the flipping greed already lke a registry machine that is authenticated or something . ie like timing in when to work and when ur shift is done ...
America got rogered by the rich.
heinz
😷☕🇺🇲🗽
It's very similar here in the usa but not quite as high as Canada..our current president has literally ruined our economy in 3 short years! Most of the country are hoping to see Donald trump back in office in 2025..
Unaffordable Part 3 is not a good title. You guys are lazy LOL. Can we have a proper title?
Nice to see Aussie technology being used, ie your polymer bank notes.
Toilet paper will work better 😂
You're welcome for your phone and smart phone. 😉
If her parents are baby boomers they had kids that would be in their 50s NOT A "millineal"
I'm a 61 year old boomer with a 40 year old millennial. What are you talking about
LIES! They might be covering their necessities with credit cards. However, they are spending their money on BIG car payments, multiple vacations per year, new phone etc. etc. etc.