10 Things NOT To Do with Your Money

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  • čas přidán 31. 05. 2024
  • How many of us get our paycheck, and then in a week, it’s just . . . gone? I’ve so been there, you guys, and that’s why I wanted to spend a whole episode talking about 10 things to NOT do when you get your paycheck. (Believe me, I’ve done this stuff before, and I wish someone had told me this sooner.) Here’s how to avoid those money mistakes so you can start stacking some serious cash instead!
    *PAYOFF YOUR STUDENT LOANS FAST: amzn.to/3D881eb
    *GET YOUR KIDS INTO COLLEGE WITH NO DEBT: amzn.to/3y5GHtk
    And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year!
    Get a money plan for real life! Start your free trial of Ramsey+: bit.ly/2W0Erq0
    Connect with Me!
    Website: bit.ly/3z8NOlR
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    Facebook: bit.ly/3sBAxQf
    Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this CZcams channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.

Komentáře • 966

  • @RickMckee-nq4ni
    @RickMckee-nq4ni Před rokem +497

    I'm afraid of making fatal money mistake and going broke again. I'm in my 30s and I'm here for some advise

    • @AndrianWiener
      @AndrianWiener Před rokem

      Earn more than you spend. Saves you a lot of worries

    • @debrab7844
      @debrab7844 Před rokem +2

      You are in your 30s and the fact that you watching this type of videos in your 30s says you doing great. You have a real chance of becoming rich. I would encourage you to stop looking in the wrong places for advice. THINK!! they won't be there to know when thier advice goes south or do follow ups. Get yourself a financial adviser and say bye to speculative investing, if you do this long enough, you will have something to show for it.

    • @CurateHub
      @CurateHub Před rokem +3

      I am 61 single no kids, I had an advisor that had me living on only Soc Sec and Pension whole she had my IRA Grow to $2 Million and I thought WHY wud I want to eat gruel like scrooge w $2 million in the bank! I want to Travel a0nd enjoy Retirement I worked hard for this money!

    • @alexanderfinlay9639
      @alexanderfinlay9639 Před rokem

      @@CurateHub What is the name of this advlsor that grew your IRA to $2million? It is seems that is the secrete of financial turn around. How is her fee? I could really use her services.

    • @CurateHub
      @CurateHub Před rokem +1

      @@alexanderfinlay9639 She's Kathleen Carole Yanelli. You could just go ahead and look her up if you wantd to

  • @Drhuntley
    @Drhuntley Před 10 měsíci +34

    I learned a lot financially by studying Chinese culture. An investment in knowledge pays the best interest. That’s why when I consider how much profit I’ve been able to accumulate from my investments in the trade market with Sir Herman, and the amount of flexibility I have achieved in my portfolio, I see reasons to continue to grow my investments with him.

    • @Drhuntley
      @Drhuntley Před 10 měsíci +2

      @@Inthemoment830 Well, I've gotten into a plethora of assets with $30k spread across stocks index funds, and ETFs, for the long term. I've been investing with help from a pro fund manager, Herman W Jonas who oversees my investments. I've been reaping my dividends, I just reinvest from time to time.

    • @Rubyruby287
      @Rubyruby287 Před 10 měsíci +1

      @@Strrrong 36-year-old high school teacher and single mom here. I don't make much but I want to make better financial decisions. I wouldn't mind hearing from a pro. Is there a means to get to him?

    • @Rubyruby287
      @Rubyruby287 Před 10 měsíci +1

      I left him a message and he responded. From our conversation, it’s obvious that he’s well-versed. I’m getting started right away!

  • @Scorpiomaj27889
    @Scorpiomaj27889 Před 2 lety +182

    The week before last christmas I was behind an elderly woman in line at the Dollar General store and all of her cards were declined - because we are responsible, I could step up and pay that bill. It was only $40, but when you have no money, $40 is the world to somebody else. I really hope things turned around for her. She asked me if I was an angel, definitely not, but trying to do HIS works to His glory.

    • @lindiw88etalabi22
      @lindiw88etalabi22 Před 2 lety +3

      You missed out on your blessing. Brother that was an Angel in disguise, you missed the assignment.

    • @Scorpiomaj27889
      @Scorpiomaj27889 Před 2 lety +3

      @@lindiw88etalabi22 I'm delighted to do His will, regardless of the name or title.

    • @robbiegilmore4878
      @robbiegilmore4878 Před rokem

      What about fidelity

    • @nadiar.7788
      @nadiar.7788 Před rokem +2

      @@lindiw88etalabi22 Whether or not the lady was an angel, OP fulfilled the assignment: "Whatever you did to the least of these..."

    • @ashleylitten9246
      @ashleylitten9246 Před 10 měsíci

      I coupon at dollar general. I woulda punched my phone number in and chances are neither of us woulda payed anything lol

  • @mikebrown9521
    @mikebrown9521 Před 2 lety +54

    Preach young Man! I am on Baby step 6. I’m 61 and I wished I would had this information when I was in my 30s, 40s, and 50s. Young people please listen and apply this to your life.

    • @nadiar.7788
      @nadiar.7788 Před rokem +2

      It's never too late, keep up with the plan.

  • @mylifemyjourney1
    @mylifemyjourney1 Před 3 lety +346

    After the covid crisis, I learned that 3-6 month of emergency funds is not enough. And never depend on the government for financial help.

    • @Abmarp
      @Abmarp Před 2 lety +39

      Imagine the people who didn’t have it at all. We all struggle but it’s a start

    • @deeslifestyleloves
      @deeslifestyleloves Před 2 lety +27

      Facts! You need at least a 1year

    • @Dflonn
      @Dflonn Před 2 lety +19

      Depends. If one can find a temporary job, that 3-6 months stretches. Truthfully, some can make it on unemployment if they only have the 4 walls with no car payment to worry about.

    • @damyanthelion
      @damyanthelion Před 2 lety +15

      It’s an ever evolving goal but I guess initially the aim is just to reach £1000/$1000. Once that goal has been achieved then aim for 3-6months worth of Life Expenses. However, once you have that figure then you’d likely be inspired to aim for a year’s worth🙌🏾 It will take everyone a different length of time depending on their circumstance and their starting point but we’ll get there if we’re intentional about it. Anyway, I need to go call Starbucks now and tell them “it’s not working out, that I think you’re great but I’m snowed in with work right now, it’s not you it’s me and that I just need to be by myself for a while”😂

    • @mylifemyjourney1
      @mylifemyjourney1 Před 2 lety +2

      Take this crisis as a lesson, especially if you have a family (husband/wife w/kids or other dependent) that's financially supported by you. Unemployment & stimulus check was a mess, some people did not even recieve their check on time.

  • @justinallen3037
    @justinallen3037 Před 3 lety +305

    I remember 2 months ago when I was able to start keeping my whole paycheck. It felt soooo nice! 2- 3 years of paying off debt with the wife. It was really nice to have my wife graduate with her masters degree and we don't owe ANYONE!
    Thank God that you are ok from the car accident! I pray that he continues to watch over you and all of us.

    • @barrywainwright3391
      @barrywainwright3391 Před 2 lety

      It's impossible to keep your whole paycheck

    • @justinallen3037
      @justinallen3037 Před 2 lety +5

      @@barrywainwright3391 no its not. My bills are paid with one check, no kids. Emergency fund is good so the second check of the month is hard earned extra money.

    • @justinallen3037
      @justinallen3037 Před 2 lety +3

      @@snatchinitback4635 hopefully one day you'll get to experience the fame good feeling of being consumer debt free.

    • @christopherbeddoe406
      @christopherbeddoe406 Před rokem +3

      My wife and I are in the same boat.
      Cash flowing her nursing program. She comes out with her RN in April.
      Got 20k debt left to pay off.
      Once that happens...
      game changer. We'll be able to save her entire paycheck and 60% of mine. Light at the end of the tunnel.

    • @justinallen3037
      @justinallen3037 Před rokem

      @@christopherbeddoe406 y'all got it! Almost there!

  • @carmenmarino4524
    @carmenmarino4524 Před 2 lety +24

    Listen to this man because when I started being a better giver, little by little more money started coming into my life. The more I give the more I get. I just get a little retirement check but I’m amazed how God stretches it. Wow, I just happened to find you….Praise The LORD for people like you. God bless you for sharing your financial wisdom.

  • @tokelom4149
    @tokelom4149 Před 3 lety +417

    Imagine me applying all these at 22!😍🙂 My financial future is so bright! 🎉🎊
    May God continue to bless you!

    • @BYOB561
      @BYOB561 Před 3 lety +8

      Good job my fellow sista, be smart with your money what your doing is a great thing. We need more wealth in our community 🙌🏾👏🏿

    • @michellehochstedler7809
      @michellehochstedler7809 Před 2 lety +13

      You will never regret it. I regret that I did not know this when I was your age. It makes me sick to look back and see all the money I wasted on things.

    • @kennethmurray5699
      @kennethmurray5699 Před 2 lety +3

      Do it sis!!!💪🏾

    • @NikkiaBrown01
      @NikkiaBrown01 Před 2 lety +6

      I’m also 22, and I was just thinking the same thing when I saw your comment!

    • @hyacinthreid8131
      @hyacinthreid8131 Před 2 lety +1

      I'm glad I saw this

  • @FashionablyTall
    @FashionablyTall Před 3 lety +89

    "When you pay off DEBT, you are creating OPTIONS!"..... ENOUGH SAID!! Getting serious about finances is a MUST!

    • @bottomuptv9836
      @bottomuptv9836 Před 2 lety +4

      When u make up in your mind to change for the better,watch what happens!!!

    • @FashionablyTall
      @FashionablyTall Před 2 lety +1

      @@bottomuptv9836 so true!

  • @oliviaralston1
    @oliviaralston1 Před rokem +11

    You work for 40yrs to have $1M in your
    retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires......

    • @dustireller3953
      @dustireller3953 Před rokem

      imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

    • @lucymartin881
      @lucymartin881 Před rokem

      You are right. Been thinking of going into gold and cyptocurrency

    • @aaronferrell3129
      @aaronferrell3129 Před rokem

      Investment is the key to achieving success with the current pandemic slowing down so many businesses aww

    • @zoeyswaniawski7306
      @zoeyswaniawski7306 Před rokem

      Talking about been successful. I know I am blessed if not I wouldn't have met someone is as spectacular as Stacy Griffin

    • @zoeyswaniawski7306
      @zoeyswaniawski7306 Před rokem

      She has helped me recovered a lot from the time I have trading with her

  • @feyi4103
    @feyi4103 Před 3 lety +178

    26 y/o medical student here 😩. This just blessed me! I’m soaking in and applying all of this information because I refuse to be in financial bondage.

  • @poeticday4074
    @poeticday4074 Před 3 lety +170

    Hey Mr.Oneal my name is Ymir. I just graduated Highschool, I am also 17 years old. I have no debt and Im saving for a car. I am also taking my real estate classes and have a full plan for my life. Please pray for me. Thank you for giving me the inspiration I need.

    • @BYOB561
      @BYOB561 Před 3 lety +6

      @Anthony ONeal ✔︎ stop spamming

    • @girlygirl1890
      @girlygirl1890 Před 3 lety +7

      Poetic Day you are definately on the right track. Heck, just by you being HERE says a lot about you. You are a very mature young man who (I can tell) will go very far. Taking real estate classes at 17? Wow. You are definately in my prayers and I'm wishing you much much success in your future. Stay on track and Blessings my friend. : )

    • @jdudefun1755
      @jdudefun1755 Před 2 lety +3

      Bro!!! Congrats. You're on the right track.

    • @poeticday4074
      @poeticday4074 Před 2 lety +1

      @@jdudefun1755 Thanks for your uplifting words.

    • @mohammadwasilliterate8037
      @mohammadwasilliterate8037 Před 2 lety +1

      Invest a small amount each payday in shares, maybe 10% of your pay in S&P500 stock, do that for 20yrs and you will be wealthy.

  • @saharahamilton9745
    @saharahamilton9745 Před 3 lety +180

    Stop yelling at me! This video hit me at the right time, I have been agressively curbing my spending. Those coffees and takeout really do add up! Thanks Anthony!

  • @simplyprecious441
    @simplyprecious441 Před 2 lety +72

    Bought the book! I can’t wait to read it. I originally had $97,000 in student loans and now it’s $82,000, which I’ve been working on since I graduated in Dec 2018. I’m turning 25 years old this month, and I’m about to go into beast mode! I’m ready for my debt to be completely gone!!!

  • @roseroland1998
    @roseroland1998 Před rokem +227

    I think though this was well put out, it isn't for me. Factoring a young mid income, short term minded person with constant need for cash, are these still recommended? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but good for others

    • @louisairvin3052
      @louisairvin3052 Před rokem +2

      I feel for you. New guys must realize the risks all these come with. You could lose everything and you could gain everything. It goes both ways. Secondly, what works for A must not necessarily work for B and you shouldn't be a bandwagon investor. Always make more thorough inquiries before putting your money somewhere or better still, get the services of a pro (that way, you give little room for error and get tailored investments). Made my first million earlier this year this way after a lot of trial and errors. Good luck!

    • @anthonyrussell5718
      @anthonyrussell5718 Před rokem +2

      @Alexis Anders I have been into this for long and though I won't say I have lost a fortune, I have squandered quite a lot. If it's not a problem, do you mind recommending the pro. you worked with? I could definitely use the help of one right now... I look forward to your reply...

    • @louisairvin3052
      @louisairvin3052 Před rokem +2

      @@anthonyrussell5718 Funny enough, I can honestly relate. It's not as easy as it may sound and requires some sacrifices but it is definitely rewarding. I don't know if I am permitted to go into details here, but her name is "KAITLIN ROSE STERNBERG". Was in the news a lot in 2018. You may look her up for more.

    • @anthonyrussell5718
      @anthonyrussell5718 Před rokem +2

      @@louisairvin3052 Thank you for this tip, Kaitlin appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, educational background, and qualifications, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

  • @Msdwan23
    @Msdwan23 Před 2 lety +53

    My paycheck is gone the same day. Help me Lord 😩Yes it’s a difference between needs and wants I’m here to get myself in order. Thanks for this video❤️

  • @gloandgrow55
    @gloandgrow55 Před 3 lety +64

    Shheeeeesssshhhh I'm pumped!! I'm 34 .. its go time!!! Been in my industry for 14 years and mannn how I Wish I knew this 14 years ago! 😪 but it's never too late! Thank you for planting seeds of wisdom 🙏🏽 God bless!

  • @jordandowery4226
    @jordandowery4226 Před 3 lety +167

    I nearly choked on my iced coffee from Starbucks when the video started

  • @armandofajardo219
    @armandofajardo219 Před 2 lety +44

    I’m 21 and have been following you for about a year now AO! I love the content, you’re about the only youtuber who gives it to us raw with a game plan (other than dave) and I just admire it so much. Me and my fiancé have $4000 in our savings account , and $28,000 in our investing account . We save $500 a month and invest $900 a month. And that’s WITH a mortgage(Yes i own a home) and a kid! And our monthly income is only $3300 a month between us ... I promise y’all when i say if you really want this , it’s not far out of reach... It’s all a mindset 🤝

  • @Thompson7888
    @Thompson7888 Před rokem +147

    Your videos are always on point ❤ You and Gary Joe Wilde are highly recommendable investing coaches every investor who wants to get rich investing must work with and embrace closely. Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.

    • @sakhalittle9206
      @sakhalittle9206 Před rokem

      @Nim Hermann Any idea how I can reach Gary and his charges. I Love the testimonies I have seen about him by people on cnbc make it.

    • @sonyablack2015
      @sonyablack2015 Před rokem

      I prefer gary's method; exactly what i wanted very simple&straight forward you get to monitor your positions. In all honesty, wish i had known about him earlier. i've smoothly secured over 40K gain with my positions a few months with him.

    • @kathleenstoner.n7499
      @kathleenstoner.n7499 Před rokem

      @@sonyablack2015 Same here. Convincing me was hard now I wish I knew him before the crash. lol

  • @sipstea26
    @sipstea26 Před 3 lety +61

    "Sallie Mae, I hated her when I dated her!" 😆 thank you for all of your knowledge you are sharing. Trying to jumpstart this at 26 years old.

    • @tejumadeolomola2627
      @tejumadeolomola2627 Před 3 lety +1

      Can I too?
      When I start making relevant income of cos. Still in university.
      But learnt to live below my means nd pay off my debts rigorously.
      26! Good for you!
      I'm 22

  • @FellowFilo
    @FellowFilo Před 2 lety +4

    Viewing from Melbourne, Australia. I am doing my future self a favour and absorbing this. So far, $0 credit card debt, two cars loans paid for. Working on my 6 months emergency fund now. Thank you Lord!

  • @incogdenise3545
    @incogdenise3545 Před 2 lety +13

    It’s the truth.
    I lost my job.
    Going through divorce.
    I had to pawn things for $400.
    If I had $400 saved I would have never been in that position.
    Took forever to get sentimental items back.
    3years ago. Fast forward. Painful lesson.
    I have a savings just for emergencies. Invaluable

  • @joyb.223
    @joyb.223 Před 3 lety +36

    This is my first time watching your channel. I've only seen you with Dave. The Lord has highly anointed you because He has seen your heart is for helping others. God bless. 🙏 PS. I am totally debt free. 😎

  • @Suntz_u
    @Suntz_u Před rokem +118

    For someone who has not started their investment journey but has done a lot of research. In this economic climate, am I better to save and enter the market when I see companies at my price or to invest a % of my savings each month? I have about $100k.

    • @CynthiaByrd648
      @CynthiaByrd648 Před rokem +4

      That’s true Investment-Advisers are best known to outperform the index thereby yielding good returns. A new study by investopedia found out that demand for Portfolio-Managers sky-rocketed by over 41.8% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. My portfolio has accrued over $845k within 18months from an initially stagnant portfolio worth $183K which was devoid of dividend stocks.

    • @MIchaelGuzman737
      @MIchaelGuzman737 Před rokem +1

      @@CynthiaByrd648 For Some their fees are way too high, seeing that their services are in high demand more than ever. Seems more like extortion to me nevertheless who’s your Investment-Adviser and how can I contact him/her? because I'm seeking for a more effective investment approach with little to no risk or loss or whatsoever.

    • @CynthiaByrd648
      @CynthiaByrd648 Před rokem +6

      I work with "LISA ELLEN SHAW". I understand what it's like to see your portfolio going down. I hope the performance improves.

    • @MIchaelGuzman737
      @MIchaelGuzman737 Před rokem +2

      @@CynthiaByrd648 Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @zeal4god402
    @zeal4god402 Před 3 lety +20

    🔥 Financial lesson. We need fiery financial professors like Anthony in ALL elementary schools teaching children how to build personal wealth numbers and not just calculate wealth numbers(arithmetic)

  • @randomdudehere4828
    @randomdudehere4828 Před 2 lety +12

    I don’t really agree with a $1000 emergency fund cuz there might be times where that’s not enough so I always keep putting money aside every paycheck no matter how much I can afford at the time I do it. Got a couple grand now and every time I make extra side work money I take 5% for myself and put the rest away.. I hope this helps people and I’m not bragging man. I just learned the hard way.

  • @aliciaprice2797
    @aliciaprice2797 Před 3 lety +4

    At 52 this has me pumped!!! I ain't 33 but I want to leave my family with benefits not debt. Ordered Destroying Student Loan Debt. Thanks Anthony for your passion. God bless!❤

  • @rhondapayne2195
    @rhondapayne2195 Před 3 lety +207

    Whew! My boy is HYPED this morning!

  • @minoritymindset4823
    @minoritymindset4823 Před 11 měsíci +138

    Superb video. But, let me share this here knowing it can uplift someone that comes across it. Effective financial management made me rich and it is all you need if you want to build a strong financial future tomorrow. I started with 1000USD, 3 years ago I invested in a diversified stock market and fast forward to now I am worth 500000USD and am currently finishing my 8 unit apartments. I'm only 35 years old. Diversified stock investments have always proven to be very profitable, especially with the help of experts.

    • @torkwaskipolischez8484
      @torkwaskipolischez8484 Před 11 měsíci

      I'm really impressed. At 35, i was worth a little over $200,000 from * in the stock market. But what you've done with your *finances* and numbers you worth, is pure genius.

    • @catherinehughes2155
      @catherinehughes2155 Před 11 měsíci

      *Investing* in diversified stocks is a real hustle that has made me . I have two active stock portfolios and hope to create a third, which will increase my total return on earnings to over 120000USD

    • @nabirkhedia8889
      @nabirkhedia8889 Před 11 měsíci

      You have done well. It's people like you who set the benchmark for people like us to know that achieving financial stability and transition of status from being comfortable to wealthy is possible with the right *investment* plan.

    • @ferkmorgana7032
      @ferkmorgana7032 Před 11 měsíci

      I'm curious, is *investing* in a diversified stock *market* a pretty lucrative venture? Can you share how you achieved these figures?

    • @minoritymindset4823
      @minoritymindset4823 Před 11 měsíci

      @@ferkmorgana7032 Experience plays a key role when *investing* in diversified *stock markets*, which is why I have Rachel Hilda, whose experience has greatly helped me persevere in the diversified *stock market*. For three years she helped me grow my portfolio using her diversified knowledge of the financial *market*.

  • @vicdmonejr6264
    @vicdmonejr6264 Před 2 lety +16

    Anthony is perfect for getting the message across and providing a different perspective to Dave Ramsey's millennial audience.

  • @salvadormartinez8598
    @salvadormartinez8598 Před 2 lety +16

    I'm 23 so grateful that i started this journey really early in life. I love your passion!!

  • @aniellis1455
    @aniellis1455 Před 3 lety +26

    He's on it... Love those tips! And yes, Tithing works.

  • @ChazzyChat
    @ChazzyChat Před 3 lety +17

    This wasn’t what I came on here to watch…but somehow I clicked on it and it resonated with me so much and BLESSED me! I am doing this and sharing it with my family and friends. Thank you!

  • @ChicStrands
    @ChicStrands Před 3 lety +26

    That Monday morning energy🙌🏽🙌🏽🙌🏽🔥🔥🔥 ready to take notes🤣🤣

  • @asaniaa
    @asaniaa Před 3 lety +62

    So glad I caught this. I'm just starting my journey with the Fam. This is affirming and and helps refocus. Thanks AO!

  • @StevenGregoryJayy
    @StevenGregoryJayy Před 3 lety +24

    Man watching you has been so life changing and I haven’t even started my budget lol but I’m in a place where I’m actually excited about budgeting and saving. I thank God for you bro. My mind has totally shifted 🙏🏾

  • @apronacres7292
    @apronacres7292 Před 3 lety +48

    Do a show series w/Dr. Lynn Richardson about $ ...you two together would be awesome!

    • @anthonyoneal
      @anthonyoneal  Před 3 lety +33

      Hey, you know I did one last year with her. I think it may be time to bring her back on.

    • @apronacres7292
      @apronacres7292 Před 3 lety +7

      @@anthonyoneal didn't know that! great! she's good for another 3 shows together lol! keep up the good teaching & preaching!

    • @krystle824
      @krystle824 Před 2 lety +2

      I couldn't agree more!

  • @hectoralejandro9883
    @hectoralejandro9883 Před 2 lety +9

    “Attack your debt” I like that mentality

  • @lekilatu9500
    @lekilatu9500 Před 2 lety +4

    I’ve done the system and fell apart due to old habits coming back. Thanks for this video. I’m going to get on it .

  • @m.lamonttbowensesq.5345
    @m.lamonttbowensesq.5345 Před 3 lety +170

    How is this young brotha my virtual financial mentor when he's young enough to be my son. That ain't right. Haha

  • @bluehalo8604
    @bluehalo8604 Před 3 lety +14

    I thank God that I was close to my grandparents growing up. My credit and financial outlook has thrived bearing the things they taught me in mind. My parents didn't uphold the same values very well but my husband and I have put the things you covered into practice (they are the basics, like you said) just listening to their advice. So grateful for the example they set.

  • @thomasveleba9261
    @thomasveleba9261 Před 2 lety +2

    Ive never heard a quote so true as "Sallie Mae is the worst woman I ever had!!!!" 😂😂😂 I was 50k in debt from student loans when I graduated and am down to 30k. Big thanks to you and Dave for steering me in the right direction

  • @10digitmind33
    @10digitmind33 Před 2 lety +2

    Nice video. Preciate all you do. Real quick though. It took me 11 yrs to build up 13k in my 401k. I took out 11k a yr ago they charged me 2k for pulling out early, 2k of my hard earned money so i got 9k back took 2k from my personal account to make the 11k i needed for a downpayment on a rental property. I have a tenant in the property paying me 1,375 a month, subtract the $247 mortgage. I have made more in 1 yr with that 1 property than i have saved in 11yrs of 401k. Thats how you create generational wealth. Cash flow. Put your money to work not in jail. Again thanks for the content. God bless

  • @carolynonelove7078
    @carolynonelove7078 Před 3 lety +21

    Love it !! This is what lm talking about 💘 visual board speaking the truth. I hope God one day gives me a husband with that kind of wisdom.
    # keep up the good work#

  • @dmjasper28
    @dmjasper28 Před 2 lety +7

    So much knowledge in this short video! "Most of us came into this world crying... I'm not leaving this world crying". Easy, conceivable principles to apply. I love your humble, realistic approach.

  • @Anonymous-xq3cd
    @Anonymous-xq3cd Před 8 měsíci

    This is the kind of conversation that needs to be happening in schools so the kids grow up towards good future. If everyone is doimg well financially, who else would shop lift and steal.

  • @Brittany4sure
    @Brittany4sure Před 2 lety +9

    Love this! You’re awesome, thank you sir 😎 I’m 30 & debt free and contributing to retirement!!! Lets get it

  • @Martin.Salazar
    @Martin.Salazar Před 2 lety +11

    As a 22 year old myself saving for 2 years now I am glad I found this Man! Love your podcast! I am hoping you can do like a live Q&A I am sure I am not the only one who would love for you to do this at least once a month to start and if people love it possibly weekly!!!!

  • @jonathan_hernandez_1987
    @jonathan_hernandez_1987 Před 2 lety +19

    Love Anthony's personality and how he expresses himself on his show.
    Dave Ramsey show: chill and laid back
    His show: Total opposite

  • @tinalss3103
    @tinalss3103 Před 2 lety +1

    Tina L. S. Smith - soon to a single mama of two young adults and one kiddos. Just found a job after my layoff in 2021. I AM ALL IN!! working the baby steps!! Have my initial emergency fund established and working on baby step number two. I am working it in True baby steps but I am doing it! So excited to be in a better place as a single woman than I ever was in my 30 years of relationship with my husband. Thank you and the others on the Ramsey tram for all the guidance and direction. It hasn’t been easy and it isn’t going to be moving forward however I AM GOING TO DO THIS!!

    • @tinalss3103
      @tinalss3103 Před 2 lety

      Lay off was actually in end December 2020. And I didn’t miss a payment on any of my bills because I followed what you teach and took care of my four walls while I was unemployed. Again, thank you for your guidance. I don’t know where I would be without you, Dave, Rachel, John, And the ready of the team!

  • @blackhistoryonsteroids8196

    Why you need the church? You could do more by yourself. But I do believe in helping others. Putting a smile on someone face is priceless.

  • @jimmacias2341
    @jimmacias2341 Před 2 lety +4

    Wow second day binge watching your videos! I’m hooked! I’m 20 and I’m gonna apply these amazing advices and lessons 🙌🏼

  • @adelebailey568
    @adelebailey568 Před 3 lety +9

    Good lord, I'm loving your advice. I'm living in 🇬🇾, 33years old and pregnant with my third child and I need this mind reform.
    Thank you Anthony.

  • @euginia_mathapelo
    @euginia_mathapelo Před 2 lety +1

    "We look good but we ain't git money" - I am 33 and this video is definitely going to change my life🙆‍♀️🙆‍♀️🙆‍♀️🙆‍♀️❤ Thank you

  • @crunchybrother9302
    @crunchybrother9302 Před 2 lety +2

    This is my fire right here! If there is one thing I harp on my kids about is having real wealth! If there is one thing I pray they take from me.. it’s exactly this lesson. Thank you this session! I will work on my Starbucks problem.. the struggle is real on that subject!

  • @promiselensing4565
    @promiselensing4565 Před 2 lety +10

    Thank you so much for your videos!! my husband and I just paid for our home in cash at 23 &24. we also paid off our cars.. we are debt free and want to open a bar/grill what advice do you have on opening a business like that. would it be better to save up for the building or just save up for a down payment?

  • @msalexpage69
    @msalexpage69 Před 2 lety +7

    I must say first that I’m a die-hard Chris Hogan follower. I listen to you for the younger folks in my family who might benefit from your message much as Chris was for me. Your message today really could not be heard through all the screaming. A calm voice can be received and absorbed a whole lot better. Wishing you much success as you find your way.

    • @RuthAnnNordin
      @RuthAnnNordin Před 2 lety +1

      I agree. I tried to get into the video, but the raised voice gave me a headache. I just can't do it.

  • @sanchagaspard
    @sanchagaspard Před 11 měsíci +1

    I just made my son watch this. He's going to be 20 this month and just started his own business. Thank you for saying all the things that he needs to hear that sounds like nagging from a mom😊😊😊

  • @elizabethzelenka6006
    @elizabethzelenka6006 Před 2 lety

    AO- I love how you celebrate Christmas by putting up someone in a hotel. Jesus needed shelter that first Christmas, and now you're offering it to him through others. What a beautiful gift you offer to the Lord and to that family!

  • @dcubit
    @dcubit Před 3 lety +3

    I love that he takes the time to go through each Baby Step in detail! This is so awesome! Keep up the good work Mr. O’Neal!

  • @oliviacunningham7633
    @oliviacunningham7633 Před 2 lety +6

    Great video Anthony! I'm 22 years old and just started my first job in my career. It's fun to see lots of young people out here listening!

  • @dawnjones6752
    @dawnjones6752 Před 3 lety +2

    I’m doing this AO! Thanks, this was excellent and practical. Appreciate you!

  • @cynthiap.lettsome9365

    First time stopping here, love your presentation; just learned a whole lot and also got glued, will be back for more 😃

  • @larhondas.maiten6404
    @larhondas.maiten6404 Před 3 lety +17

    I’m usually on the podcast, but I had to visually see this one! 🔥🔥🔥💪🏾

  • @latiffanydsmith
    @latiffanydsmith Před 2 lety +8

    I feel attacked and I haven’t made it past the preview! 🥴 Let me get a drink and tune in to this real, relevant, and relatable dragging. 😂

  • @shantellennard72
    @shantellennard72 Před 2 lety +2

    This is by far the best video that is educational and real about finances and AO I am going to follow your tips.Thanks

  • @jazminlozano5098
    @jazminlozano5098 Před 2 lety +2

    I remember I wouldn't pay my credit cards- on purpose. Something in my head thought that they would just go away... lessons learned. I also remember I would overdraft my checking account ON PURPOSE with cashback 3-4 days before my paycheck because I ran out of money. 5-6 overdraft fees per paycheck were a normal thing, payday loans were a regular thing. I was in denial. Life isn't supposed to be like this, you guys!

  • @skyvideoproduction2100
    @skyvideoproduction2100 Před 3 lety +7

    Hey I just started to listen to you a few months ago, and my sisters also started to listen to you and Dave Ramsey a few months ago, keep it up, you are doing great work, I just purchased property in Feb 2021 to build my vacation house, yes am building my vacation home first, I still live in my parents house but once I am finish my vacation house I am going to buy my personal house, I just started a emergency fund this month so I am taking your advice, I just want to say keep up the good work and keep creating good content.

  • @thehopscotchkid6608
    @thehopscotchkid6608 Před 2 lety +4

    On the money with age hahahaha that’s amazing!!! I commute an hour to work, I love listening to your show on the drive. Keeps me focused and gets me pumped for the day. Stay positive and keep up the great work. Thank you AO :)

  • @tjman9328
    @tjman9328 Před 2 lety +2

    Helping others is one thing.. however being happy/excited about helping others (like yourself) is another! Thank you for the insight!

  • @divawithaattitude4121
    @divawithaattitude4121 Před 3 lety +1

    You always hold me accountable with my finances. I have a emergency fund because I watched all your videos. TY!!!

  • @ieishaburrows
    @ieishaburrows Před 3 lety +3

    This is why I love your show! Practicality, visuals, and passion. AO you gon get us together in EVERY area of life!

  • @moneymaverickstv
    @moneymaverickstv Před 2 lety +7

    Love this. keep building wealth everyone.

  • @tech2impact2wealth
    @tech2impact2wealth Před rokem

    Mmmaannn this was so good....this past week I calculated my budget and how much I will start making. You said snowball I was like yup God confirming things for me. I have my plan and now I'm just ready to tackle it. I told my son when he asked about taxes....I told him I'm going to be the first member of our family to be a multimillionaire. He then said well I'm going to be the youngest in my family to be a millionaire 😊 I love it. I am determined to be the first so he can be the youngest. Its all about knowledge and application which equals wisdom. I'm excited for his future and mine. Like I told him THIS YEAR IS OUR YEAR 2023 n ALSO THE YEAR HE WAS CANCER FREE!!!

  • @fabioramirez8195
    @fabioramirez8195 Před 2 lety

    Wonderful video!!!
    I learned a lot, took notes, have a plan in place and I’m feeling PUMPED! Thank you for the video!

  • @libertywillis4346
    @libertywillis4346 Před 2 lety +4

    This video is foundational and a great example of what is possible. I said recently that I want to be a millionaire and I whole heartedly believe it’s very possible. I thank you and I pray I do everything to make it happen. I pray God blesses all those who need financial wisdom as well.

  • @kylegier
    @kylegier Před 2 lety +5

    Everyone in the world needs to learn from this. Keep up the good content Anthony!

  • @dannypilozo3580
    @dannypilozo3580 Před 11 měsíci

    I see u giving good advice I once was indebt but realized my needs and I wants and change my attitude if spending 25 years later I have no debt and no credit card to pay and living comfortably with us provided.

  • @Simonetraceyxo
    @Simonetraceyxo Před rokem

    Just found your videos !! I am in love with them thank you.

  • @lovephillips3
    @lovephillips3 Před 3 lety +5

    This video is so incredibly powerful!! Thank you for what you do, Brother!! It’s been a long time coming. I lived to impress instead of impact. No more. I’m on it. Thanks for your prayers.
    Love Phillips III

  • @bhar6370
    @bhar6370 Před 3 lety +5

    I love this! Your delivery is amazing and we need to here this! Be blessed!

  • @sueannheadley5384
    @sueannheadley5384 Před 2 lety +1

    I am going to be 50 from Trinidad. Sue Ann is my name and I started saving a little late in life but most important I STARTED. Enjoyed every bit of your show and I agree with what you are saying and will continue to practise your methods.Most appreciate you thanks.

  • @johntelles6418
    @johntelles6418 Před 3 lety +1

    Spot on!!! Great job on The Ramsey Show today!!!

  • @markezike8637
    @markezike8637 Před 3 lety +5

    Thank you for making this vidoe. It really helped me.

  • @MrSyncere82
    @MrSyncere82 Před 2 lety +3

    Had to share this on Facebook! Dropped it in about 6 groups ✊🏽

  • @conniewilliams184
    @conniewilliams184 Před 3 lety +1

    Thx for a great start to a new week.

  • @ritzbaccay1361
    @ritzbaccay1361 Před 2 lety +1

    AO Thank you so much for all what you do. Please continue to do what you do. Please pray for me, Ritz. God bless all of us!
    I’ve seen you a year or two when you and Chris Hogan was here Washington state. I was one of the volunteers 😊

  • @ooknittylou
    @ooknittylou Před 2 lety +3

    Anthony is pure gold! And not just for students! I’m 37 and married with 2 kids, a business, and a stay at home mom and he is absolutely relevant for my life and money!

  • @amandasimmons1170
    @amandasimmons1170 Před 2 lety +4

    His energy is everything! I love how he breaks everything down!

  • @princessleyla
    @princessleyla Před 3 lety +1

    This video was perfect! Just got off baby step 3 but I've been hesitant to keep going because 4 is gonna cut into my pocket and will need to readjust my budget. I needed a crash course reminder. Thank you Anthony!

  • @MrGetItOnJonez
    @MrGetItOnJonez Před 2 lety +2

    One of my favorite series to date. I embrace not leaving my family sad when I depart the physical. My transcending will be a celebration. My family will benifit

  • @Anabela2023
    @Anabela2023 Před 2 lety +11

    I must be one of the few older person in here (42) but I must say this message really touched me!
    AO ROCKS 🙌🏾🙏🏾❤️

  • @tauthomas4195
    @tauthomas4195 Před 3 lety +28

    Keep dropping them GEMS king!

  • @tyeishablackson5874
    @tyeishablackson5874 Před 2 lety +2

    I was lead to your channel for the first time today, and I really needed this. Thank you! Yes! Touch and agree with me for my financial freedom🙌🏽🙏🏽

  • @mollyjeffers6846
    @mollyjeffers6846 Před 2 lety +1

    Good afternoon Mr O'NEAL I am happy you pointed out the blessings is always in the giving. Thank you very much for educating everyone. I am happy I listen to Mr Ramsay years ago i own my own house today.

  • @OutsideTheQuad
    @OutsideTheQuad Před 3 lety +5

    Do more videos like this I'm 28 and I'm getting straight been watching for awhile now ......I needed a well written out plan like that now I got my own numbers I can do but thank you man God bless

  • @viralove7323
    @viralove7323 Před 2 lety +5

    I love the passion bro!!! I’m 27, and have been watching your vids on-and-off. I finally have a Savings Account for like the third time, but I’m now doing more with it. My mentor stays on me about this subject matter. I’m so grateful! Keep doing what you’re doing💓

  • @korimo.1259
    @korimo.1259 Před 2 lety

    I had to subscribe this morning because WHY ARE YOU SO ON POINT?! Thank you brother!

  • @suzetterosado1930
    @suzetterosado1930 Před 3 lety +1

    I need this energy and word this morning! 🙏🏼