BEST SAVINGS: May 2024 update inc Chase bonus & Santander Edge hack (UK)
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- čas přidán 9. 07. 2024
- Find out which savings accounts will pay you the best rates right now in my latest roundup.
*Find the latest accounts in my regularly updated savings account best-buy article over on our site
becleverwithyourcash.com/savi...
*More on these updates on the blog
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W A T C H N E X T
Updates on the best savings, current accounts and credit cards
• The best children's sa...
Regular Savings accounts explained
• Are Regular Savers wor...
#Savings #HighInterest #BestSavingsAccounts
TIMESTAMPS
00:00 Chase 1% bonus - can you get it?
02:25 Santander e-Saver closes
03:08 Santander Edge Saver hack
05:41 Best Easy Access accounts - up to 7%
08:44 Chip app and Prize Draw updates
10:09 Emma autosaves
11:00 Planet Save ethical account launches
12:19 Best fixed rate savings - up to 5.26%
14:13 Best regular savers - up to 7%
15:22 Why banks are allowing the new ISA rules
16:55 Best ISAs, including Plum 5.17%
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyourcash.com/news...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
B L O G - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.
Really useful, thanks. I have an Ulster Bank Savings account but no current account, but they have not told me I need one
Say you have 2 DD one for gym & car tax does this count for the Santander hack? Or would I need to cancel them first?
You should point out that many accounts do not accept joint names on opening the account, (husband and wife) which has inheritance tax implications etc, for example - Oxbury, Atom bank.
Nice Video!
What about the Post Office on line easy access saver. Ok its 4.9% but no limit. No notice. Joint account available.
Do you think the Santander hack would work while applying for the 2% cashback credit card they're doing?
Yes lots with limited withdrawal
What about online apps
How do you maximise the Santander edge saver? Do you put 4000 in straight away (if interest paid yearly or put around 90% in to take into account some compounding?
I would think put in £4000 straight away and pull out the interest each month into a different high rate account
Can you have a Santander123 and edge account ?
Thanks for your video! Sadly, the Oxbury bank one has £20k minimum, not £1k!
Use Cynergy Bank instead, same rates.
Monument bank has upped their limit from £400k to £2m
For Santander Savings Account, do they pay the interest monthly?
Yes it does.
@@gthbtn Ooh great, thanks. Once I get my £185 switch offer, I will upgrade to Santander Edge and test it out too. 7% is a very good deal.
The Santander edge says it requires to have 2 direct debits and pay at least £500 each month. So is the hack still working?
Hi folks - great channel. I’m about to sell my house and move area. I will hopefully end up with about 250k cash but because I’m not in a chain I’m planning to hold onto the money for 6-12months or so before buying my next house. I’ll be living rent free in the meantime in temporary accommodation. I’m just curious where the easiest (no faff) and safest place to invest the money is? Obviously with highest interest rates and return? I might need to access my money fairly quickly after 6months or so. Thanks for any info folks.
Nationwide regular saver 8%
The Nationwide rate has dropped right down for anyone applying now... First Direct are the best with 7% and you can save up to £300 a month instead of £200 with Nationwide.
Be aware, to compare rates, you divide the regular saver % by half and multiply that by what your total paid in for a year was.
I think the 7% with 300 paid in was £126 in interest over a year for me with first direct. I drip fed monthly paid interest from another saver in to it.
Great info but are you on a time schedule. Your delivery is way too fast!!
Rubbish…just rewind !
@ianbrown_ It was just a comment Ian as I'm really not sure if he has to pay for a certain length of time. Another lady I watch has her watchers paying a subscription which helps her hugely
Settings > Playback speed
@@shoshanahcrookes4406you really don't know how CZcams works do you? He doesn't have to pay anyone for time, for me the delivery speed is perfect
Yeah, I think it’s a little faster than I’d like this week, but I like to leave these updates as late in the day as possible so they’re as up to date as possible when it’s published. So that’s start filming at 5pm, edit and upload by 5.45!
Chase is 4% not 5% now
Mine got the boosted rate until Nov 24 at 5.1%.
OMG not u again
I look forward to you updates ✨
Plum ISA… GOOD RATE BUT NO way to speak to anyone
Moneybox …phone access but no one answers
Avoid both if that's the case.
So basically the same with pretty much any online bank then?