Out of Money... Americans are Worse than Broke
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- čas přidán 13. 05. 2024
- U.S. economy and real estate market is slowing down as Americans have finally ran out of money. Recession my not be avoidable.
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/ @nobodyspecialfinance
#useconomy #ushousingmarket #realestatenews
Todd Sachs is a Maryland Real Estate Broker and not a Lender, CPA, Attorney, or Financial Advisor.
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Thank you so much Todd for having me on! Keep up the great work brother.
Thanks for your time Jack! Always a pleasure Sir🙏
@@SachsRealty Sad.
I'm 2 minutes in. If you guys had beers at dinner, I'm un-subcribing. LOL You the man, JG_Nuke.
You forgot to mention Amazon is slowing down in orders and laying off warehouse workers.
This was an AWESOME discussion!!
As a restaurant owner, I can definitely say people don’t spend as much as they used to…. BECAUSE THEY DONT HAVE MONEY TO SPEND!!! So many people are living paycheck(s) to paycheck.
But more important is the inferior quality of restaurant food - bad quality and high price = No!
@@Intheyr2525 not mines 🫡
@@Stringer710we appreciate you😀
Masks anyone? Bossing customers around during covid means they aren’t customers anymore.
PROVE IT?!
I make $50 per hour, and even I have to think twice on whether or not a bag of chips is worth $8 when grocery shopping. I picked up the bag and then put it down because I've got bills to pay. And forget places like McDonalds ... $15 for lunch for ONE person! Are they serious!? I stopped going to them, too. I can't afford all this crazy inflation.
Nailed it. I have a similar income and start cussing whenever I see an $8 box of cereal
I'm so with you. I was an OTR driver for many years. Truck stops are the worst for price gouging. I remember seeing a small package of fresh fruit in Oregon a few years ago for $10 . I had to make the choice of eating less healthy. Even though I usually have several hundred dollars in my pocket, you have to decide if something is really worth it
$50 an hour? What you only work 15 hours a week?
@@Dingus99268 there’s 40hr hour jobs that pay $50 and hour what do you mean? They aren’t plentiful but they exist
@@Dingus99268 35 hours per week. As I stated, I've got bills to pay.
The last four years has been the greatest transfer of wealth in the history of mankind and it was facilitated by the Fed and gov't
This.
From The Working Class to The 1%
"Capitalism isn't greedy, humans are. Capitalism is not perfect, but Free Market Capitalism is the best system in the world to keep greed in check." -Jack Gamble 🎉
YUP
That is anti-Semitic.
No business, no kids. We didn’t get $1 from stimulus
We didn’t either. People look at me like I’m crazy. We got no stimulus checks.
Same here. We don’t get ANY “free” money because we make too much.
Stimulus is also giving illegal immigrants free money to spend courtesy of the taxpayers to make the economy look good also.
false
True@@MesmerAloofly
I know some illegals and there was no way for them to get any money.
I remember in the early days when companies paid benefits with 20 hours. What is happening in America is a travesty. Greed is a horrible thing.
Opened the borders now ppl are disposable.. just bring in more if you don’t like it.. get land and build on it asap if you don’t already have something it’s not going to get better 😢
That’s why we use to have open markets, less regulatory burden, and less gov-derived industry, to protect us from greedy individuals.
Billionaires are also the ones controlling the healthcare. Look at whose names are on hospitals. It’s a tax shelter. Neither political party has appealed to the labor majority in my opinion.
Republican billionaires control the USA economy and reap billions from food, insurances, cars, etc.
@@MrNick615 Don't forget just straight up outsourcing skilled, well paying jobs abroad, paying 10%, 20% of what they used to pay US citizens. This will accelerate de-skilling of American workers. So many of the tech companies doing the layoffs last year or so are simply replacing with offshore workers.
Went to a showing yesterday $500k on market 30+. All of the sudden there is a cash offer, must place offer by end of today. Real estate agents are creating the FOMO. Michigan rural area. House has lots of issues and needs updates! I’ll just be patient.
Soon many real estate properties will be tokenized and became a digitized real world asset...Im already loaded in prousd.... Cryptos are salvation
Something similar happened to me a few weeks ago.
Zero offers on $500K house for 45 days. We make an offer at market value.
Suddenly a cash offer came in out of nowhere. It was actually for slightly LESS than what we offered, but the cash was literally on hand whereas we would take 45 days to close.
We were like “wait what? Why now out of nowhere?”
Ive been watching so many "Under contract" than back available. And these are well above market pricing too.
@@michaelaubrey1978they will do anything to get back to bidding wars for houses. That cash offer was there the whole time. Waiting for you to bid on house.
@@radzer0966 I'm also seeing more homes under contract come back on the market and buyers even walking away from earnest money.
I knew people who were buying TV's and toys for their kids, or going vacations when all this was going on. It was nuts.... I don't think most people even put two thoughts into where the money came from, just what they could spend it on! Just keep on buying crap!
Same!! I still see people taking vacations and such. Heck our higher cost restaurants have 1.5-2 hr waits at almost any given time. Our lower cost restaurants and fast food chains are always busy, with sit downs having no huge wait time, maybe 30 min at peak and fast food with lines that seem to never end. These people crying they have no money ate the same people spending as if they have an endless put of money.
I do some delivery services to make extra cash for many reasons, and I once went in to try it cause I was curious and I immediatly backed out. I am sure not complaining cause I make more doing that than my HR job paid.
My husband who does autocadd/blueprints has ar any given time the last 4 yrs had upwards of 21 drawings at a te
Currently has 8 with 3 additional drawings scheduled for meetings. These are residences, business and even schools. People are not hurting as bad as the claim is.
The next 5 years are going to be ROUGH. Everything is very expensive, cost of living has gone up so much, houses are crazy, and there are many zombie companies that will fail. Time to keep your savings and not overextend to buy anything.
It's going to be a lot longer than 5 years. I fully expect the dollar to lose all global confidence in the next 30 years. It's by design. To move everyone onto a common currency. I'm keeping my eye on brics.
Make sure you have very well made shoes you can resole and fix. Worth it to buy them. Cheap shoes make no sense. I bought a sweater last week it was on sale, so warm and glad I bought it;...but I've slowed down to next to zero purchases. Don't eat out much at all. Managing your health is a top priority. Nobody is flashy anymore they're scared of being robbed.
Exactly. Many people I know with money are even cutting back and watching their speeding. It's going to get much worse throughout many layers of the economy.
Republican billionaires control the economy
Why would you keep savings that are losing purchasing power everyday? Cash is the worst place to stack your wealth now as it is being stolen by printing machines
Friend of mine on the NH Seacoast is a broker , he was saying how people who used to be able to afford a 500k home loan now can only afford 350k loan due to interest increases. Problem is there are no houses at that price point .
Tiny houses is what we have come to. They're building versions of them in Texas row on row, back to back. Ghettos of the future.
California offers, or used to offer, special mortgage programs for public school teachers. Well, following the guide line in the program, the only house that could be purchased is a shack in a bad neighborhood...
@@deborahcurtis1385 buy in when new get out before it goes to chit
Abaondon the coast. Life isn't about luxury and laying on the beach. Americans need to make their own products again and stop sourcing everything from other countries.
I'm a floor Installation contractor in south Alabama. 2023 wasn't real good . 2024 my calls dropped drastically. I even travel into North West Florida area. It's normally busy spring and summer season.
People don't want to move to forced birther states with psycho governors obsessed with criminalizing drag queens.
I’m a flooring contractor myself in southern New Hampshire. Been busy however I noticed in the last three weeks. The amount of calls I get have drop significantly. I usually get one or two a day and now I’m getting one or two a week.
when I goto the HVAC supply stores I always ask is it busy or slow ,, they say dead , I'm my area I haven't seen a addition or add on a second story in 20 years , mostly people buy and tear down the 1960 little house and build the monster , In the rich areas , other then that its a flipper Home Depot remodel
The new flooring store near me was completely empty on Sunday..just a few employees..I'm in Oakhurst NJ...
But don't worry all the news organizations says we're doing great and we should be happy! News flash the 1% are doing fantastic and seeing the results of the economic growth while the middle class and young generations suffer.
If you are on Social Security, we are F’ked!
Why?
@@GelliSolo I think because our SS benefits don't even cover rent. I know this first hand. I live in a dump. I can't afford market rent on 1440. I am 62 and live in a very bad hood. I tried to apply for senior housing but it's a ten year wait. No senior should have to live this way. Also you can't live on your benefits now.
And if you’re not on SS you’re screwed too. Taxed to death to fund it for current retirees, but it won’t be there when it’s time to retire. What a life.
I know many parties that have 10k in bank and there monthly expenses are $6,000 Buttt have 20k in variable credit card debt. They don’t have enough money to cover there monthly expenses if job lost for more than month in New Jersey.
Jersey and Connecticut, highest credit card balances in ,USA.
*their. Spelling is hard.
I don’t finance life essentials. But I do use my credit card on 100% of my purchases except for my mortgage payment. I pay it back completely every month get points back on my cards and reduce fraud. Liability on my bank win win.
The better poll would be , how much money do you have in the bank compared to your outstanding debt ? Net worth , black ink . Too many are hiding behind borrowed prosperity .
Worse then broke
America dollars is going unwanted , over printing and over debts is euroding the confident of american dollars .
U.S. has always printed money uncontrollably. What is destroying trust is piracy (frozen assets) and using the dollar as a weapon
Everything about America is increasingly unwanted. Our tyrannical foreign policy, our woke joke tranny/DEI culture, our disastrous toxic food supply, our dysfunctional racket of a healthcare system, our dilapidated infrastructure, our outdated and archaic “public transportation” system……America is losing left and right…..the rest of the world has not only caught up and is saying enough, they are surpassing us rapidly.
Also US sanctions and seizures.
Much respect... someone who says what needs to be said.. and has no fear....
ABSOLUTE TRUTH
CORPORATIONS don't care about the high interest rates because they put it on us, the consumer.
I feel this hardship we all are experiencing is due to locking down our country. People didn't get to go to work and this hurt everyone and every business. The stimulus was not much money at all but the grants the Government gave the business didn't help the individual families. Now the business that kept the grants for themselves instead of helping their employees is coming back to harm the businesses. Shutting down our country was a huge mistake. Trump was right, he said don't shut down the country.
Aldo, I just appreciate your channel.
Of course this is why. Every country shut down and printed stimulus. While information was censored, harboring a stressful environment and discrediting helpful treatments; pharmaceuticals basked in an EUA protected product that was marketed by world governments and paid for by tax payers.
FK the rapist and Coward called Donald Trump fkers A loser
Young people dont vote
The "lock down" didn't last more than a month, idiot
Not sure if they mentioned it, but for those folks hoping to refinance to a lower rate when rates come down, there is a good chance home values will have declined by the time rate cuts happen to the point that folks no longer have enough equity in their homes to qualify for a refinance.
Oh dear...you could be right about that.
Right because the Fed pivot means something broke in the economy is not as strong.
banks and loans ( credit ) causes all booms and bust form the 1930's
I can think of significantly more reasons for houses prices to rise as opposed to fall. The way I could see housing prices drop significantly is if we drop all of our "green energy" regulations and open up nuclear facilities to make energy extremely cheap. Everyone but the energy companies will profit.
27:50 my FIL offered to give us $70k toward a home in his neighborhood and we said “no.” Didn’t want strings attached and still couldn’t afford the house!
"Greed is a sickness for which there is no cure"....scripture, ancient egypt, 5th dynasty
When you go to the grocery store that actually makes you angry you know there's a problem. There's no end to the inflation
Real wage consumers are dyeing. BUT your forgetting about the 15-20 M illegals who get benefits. Hold on wait a couple of years. .
1 year. Depending who is elected for president.
They're not illegals. Apparently they are "Newcomers" 😂
Yep. Guna cause irreparable damage
They’ve been coming. Hell even Reagan tried to fix immigration. The gang of 8 senators presented Senate Bill 744 in 2014. Couldn’t get the House of rats to vote on it.
They don’t invest in our economy or our country.
Top priority issues of 2024 voters:
1) Economy.
2) Border.
3) Crime.
We The People...
Stand up to save America....
USA USA USA USA USA USA
America has forgotten their Lord their God who sustained them in the past; this is why deadly diseases & economic trouble is upon this great land.
Isaiah 60:12
Fix the money is #1
But people don’t understand what caused our economic problems. They’ll just advocate more regulation.
America was bought and sold in 1913.
Please, Mike. USSA is done.
Blame WEF!!!
And their puppets like Biden
I agree with you world economic forum. own nothing to be happy. You are 100 💯 correct
Jack just cracked me up with that comment about the revelation of the scientific breakthrough in 2022 where this new thing called greed was discovered. That was gold!
No greed in the 19th century ? Go read history ! 😅
In the 80's I remember going to auctions and picking things up for dirt cheap. People were line up for many blocks just to get an application for a job. Plus 20% interest rates. If you have cash your good if you don't... Its hard tmes
Cash is king now . 😃
*you're. Spelling and punctuation are hard for the individuals with an IQ of 65.
There are NO FREE ANYTHING!
I'll tell you what you get for free
GE NOC IDE
Not even proper English
@@davidmontgomery5047Neither is your statement. 😅
Illegal Immigrants are getting a lot of Free stuff -:(
How is that hurting you or the economy? Most states aren't giving them anything. Just New York and California.
I love watching both of your channels but Jack shined today like I have not seen before. Jack is even more intelligent than I first perceived. Thank you for bringing him on.
If a rich man’s assets are primarily a poor man’s liabilities and people are broke what dose that say for valuations 🤷🏼♂️
Ergo. The Republican billionaires control everything
These two guys are pure gold. Enjoyed every minute!
What needs to happen in Washington is we need to get rid of all the old politicians because this is where the biggest problem is they have old time way back in the day thinking it's a new day we need fresh ideas from young people who have a today feel and have a desire to move this country forward most of the current politicians in Washington are old and stuck in their ways and that's why this country is stuck in neutral time to rebuild the transmission in this country and move forward
AMEN to this...
Quem manda não é a maioria. Os políticos defendem os interesses das grandes corporações, dos ultra bilionários que financiam as campanhas eleitorais. A democracia ocidental é uma farsa e as mudanças que você sugere não são possíveis dentro deste modelo.
The problem is they are all bought and paid for by large corporate interest, the young, old, black, white, democrat and republican. Having young pols in DC would change this system at all. Money must be gotten out of our political system in DC.
Americans are best in producing dollar notes
We are playing a game of monopoly, and expecting it to never end.
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I just here for ideas
At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
I ran to the Philippines waiting for Trump to return
They need more money,when they get it,spend it,then they want more,spend it,problem still there.They equate everythig with spending money so thats all they know how to do. Total irresponsilable concept of money,thats how bankrupt we are.😅😮😢
I question the poll. I know many persons that have 10k in Bank but that does not cover there monthly expenses. In fact they have 10k in Bank but have 50k in c/c debt. Those type people will start to feel pain as im seeing credit cards jacking lending rates to 30-35
%. In New Jersey homes that are now 500k will go back to 350 if not lower in year and maybe back to 199k like 8 years ago.
I've never seen home prices decline that much, *ever*
They may park and not change for a year or so but decline significantly, never!
My sisters husband rented a tesla from Hertz for their recent trip to NM and they immediately regretted it. They had no idea where to charge and charging it took forever when they did find a suitable place to do it. It took their interest in it away totally.
The car will literally show you where the nearest chargers are and will actively give directions to said chargers. It will recommend the nearest charger based on battery percentage so you’re never left stranded.
Sounds like they just weren’t educated on the tech they were driving. I drove my Model Y from WA state to Virginia and even drove through NM and never had a problem finding a charger. As for the charge time, I used that time to go to the bathroom, eat and explore a place that I have never been before. 40 mins maximum and I was on the road again, while the car mapped out to the next most convenient charger that was necessary, when the battery reached a certain percentage.
@@zackg5046your life, needs and schedule sound pretty different from theirs. Glad it works for you and you enjoy it
💯 love the frank talk in a world we’re so many are still clinging to the blinders!!
I am respectfully disagree about no help from PPPL support . Most damage was done with EDD money. In CA it was payment per month $4,300-$4,500 no tax or SS withdrawal . When my workers, who did not run for unemployment, was receiving $2,500 after paying all kind of taxes. Also “unemployed “ people were excluded to paying rent and taxes. We were working one for three, and we’re attending job every day, when so many ….were enjoying life every day during the 18month. But now we all have to pay for it.
The damage was done by tyrannically shutting down economy for an exaggerated illness.
Knew so many people who were collecting and just laughing at the whole situation it was sad
Look at the money the congress people and sports stars got for small business during covid. Just tons. The reg people didnt get that. Rich people did.
Nailed it! And that is what is fuelling inflation. There's a lot of money sloshing around for some.
Right. Like all those “companies” with ONE employee (themselves). That’s fraud and a lot of it has been forgiven. Makes me physically ill.
@@alyross3081:
If the Feds uncover PPP fraud even if only $10,000, it's not being forgiven. The perpetrator will not see an Income Tax check for years.
I don't know anyone who had stimulus money past 3 months after getting a check.
I'm getting a "Between Two Ferns" vibe and I love it
😂
22:27 That chart on CC debt is really showing the growth of the cashless society.
No that would be a chart of debit card useage vs cash usage.. debt is debt whether you pay it back with a paper or a electronic digit, you gotta work for it.. debt is a chart of how much labor is OWED at the current moment..
@@MrNick615 No, people buy basic essentials with Credit cards, not just Debit cards.
We all need Jack in our lives! I’m a recent subscriber to his channel. Todd, you’re like me, trying to catch up all the time 🤯🤣🤣. Jack is all over it 👏👏👏
Jack's a seems like a good working dude. I've been watching & supporting for year. For no formal training in econ he's really sharp.
The CEO of Redfin loves to say “date the rate..” with a smile on his face.
My son quit a teaching job due to low pay to become a "disaster" inspector, thhe most dangerous job on the planet. Climbing on instable roofs all day long. It pays very well BUT it is "contract" work so zero benefits and you have to provide your own 🛻 truck. He loves it though but even training was unpaid. So.... 90% of the available workers can't do this job. You have to be young, agile, fit, and self motivated and have enough saved to buy a truck, a decent one at that and a ladder and special shoes
Who funds that job/industry?
@@bryanupton9872 3rd party that the insurance agencies hire to do all the dangerous work of climbing roofs documenting everything
Gentleman, this was like a graduate level seminar in applied business economics. Thank you. DOUG W. Asburt Park NJ
Where does the cruise ships catagory come in? We go on cruises and they are packed and busier than ever and they keep building new ships. All brands are doing g well from budget Csrnival to luxury Seaborne. I am curious as to why? I would think the market would be down.
Looking forward to the show. Hello from DFW, Texas!
Being a forensic accountant, I would agree- we will see massive amounts of fraud in PPP
Nobody special is amazing! Love the guy
1:42: 38. He can admit that wealth disparity is growing in the USA drastically and he should know the wealth disparity is shrinking in China while they are pulling 800 million people out of poverty.But yeah we have the best system
a joke😂😂😂😂😂
China is completely collapsing right now, far worse than USA 1929 Great Depression. China's manufacturing is non-existent right now.....The country is in serious trouble.....Also all news you hear about China having aircraft carries and battle ships is pure lies, they don't even have one. Nor did they go to the Moon, lol. China has no military of any kind......Everything you're hearing and seeing is pure fantasy land.....
He's a clown. The US has one of the worst healthcare and social systems in the entire West. These people cry "they are regulating us to death" while their banks go wild with derivatives and risky investments and then get bailed out with taxpayer's money. The Americans live in an absolute circus.
I used my stimulus checks to buy total stock market mutual funds 🤷🏽♂️
The American collapse/economic disaster will go down in the history books….its gonna be legendary.
Greed is not in check by the free market. You have the largest companies buying out their competitors for intellectual property and throwing away the people’s jobs whom they acquired and increasing their costs because there’s no competitor offering a more affordable alternative.
SO...I'm a lender, the only peeps who could buy at the historic low interest rates were mostly person with wealth either personally or a family members who could help them pay over asking price..
Brilliant interview, thank you so much!!!
One in 37 mortgages are under water by 25%?!?😳 Anyone want to take a guess what the #1 cause for a home owner to default on a mortgage is??? NEGATIVE EQUITY! Many times people are not walking away from a mortgage due to loss of a job like you would assume. It’s not due to lack of ability to make the payment. It’s negative equity. There are some differences in this market compared to 2008, that is correct. One thing that hasn’t changed….PEOPLE! Psychologically speaking…people are the same. They will do the same exact thing they did last time this happened. But stuff they can’t afford! Get in over their head in debt! Over extend themselves financially! And walk away as soon as they are considerably upside-down on their home and then the snowball starts running downhill😬🫣
Really? I see my neighbors fighting desperately to keep their homes. Some fight for years, my neighbor just got his house back - it was five seconds away from a courthouse sale. He's fought over five years. It's sad actually, people try so hard - it's heartbreaking.
Who are these lackadaisical home owners that you know?
Not to be Nitpicky, but "Savings" doesn't necessarily mean "in the Bank". My savings are not. Keep only a months expenses in the bank. I have no mortgage or revolving credit
Yes I thought that poll was very vague.
PEOPLE NOW RETURNING HIGH PRICED ITEMS BEFORE THEY GET REPRODED
Love your guest!!!!!!
Every morning nobody special finance is first thing i listed to. Later in the day clear value tax explains thing s amazing as well
Land of the free for a handful of oligarchs. Debt slavery for the rest.
Service sucks because par timers dont stay...its a perpetual cycle of training
Well incentives are low yet cost of employment ever rising, certainly due to inflation but also, largely, regulatory burden that has compounded over decades.
I dont have a trillion dollar calculator but based on your statements the regular people got 5400 a household and the rich got 4320000 per house hold from the ppp program . 1 trillion for normal people and 800 trillion for the ppp I just multiplied 5400 by 800.
I think we are getting close to folks being out of money but not yet. Proof. We get PPI today the market tanked and then ripped and kept on ripping. Which means there is still too much money chasing too few goods and services. We will know the money has run out when bad news actually causes the market to go lower and continue lower. Until then inflation is very much still here. I think we see it really start to hit in about 4 to 6 months. More important will be asset prices like cars and houses staring to tank. These things make foks feel richer then they really are. If your house is worth half of what you think it is... how would most folks act? They certainly would not be buying (going long) any stocks with bad news.
I know this may be very difficult for you to believe but you're being fooled. What you're seeing is nothing more than a computer simulation all scripted (programmed) in advance. I know this both because I'm a scientist and because I discovered this to be true through a fuction of "time" and "price" (Chart).....This is also true all of global financial "markets"....all illusion....
You make some great points
This is exactly it! As long as the upper middle class feel rich, nothing will actually crash
This guest is awesome
This was a fantastic interview- great info. Thanks for calling it like it is! Especially regarding all the covid nonsense.
Wow. My favorite real estate channel has exploded ❤been here since the beginning
🙏 Thank you
Cheers Jack
"Date the rate, marry the house." -Dave Ramsey 🤪 He never mentions the appraisal fee, refinance fees, and all the money lost from the interest payments in the front end
Best guest ever Jack, next to Melanie ❤❤❤
Añejo is Spanish for aged or vintage. It refers to an aged alcoholic drink like rum or tequila 🍹
If the chair of the White House Economic Committee can’t explain what money is (because he has a music degree 🤦♂️) the rest of the Government haven’t got a chance of understanding inflation 🤷♂️
thank you Jack wonderful info!!
I can’t believe I I just listened to a two hour show but it was so good and you two do a stellar job throwing out interesting conversation. I learned a lot!
Jack is great!
GFC 2.0 is here.
Jack Gamble is right about Bitcoin
On the road relocating from PA to TX. Saw a lot of empty Trailers on the road.
Great show lots of knowledge and no bs .i just ran out of stimulus now credit card is locked and it’s hand to mouth .
I was in a grocery store security had 4 people in cuffs and still more stuff was getting stolen one guy knocked down an elderly lady to get out with 2 cooked chickens .😢
I love to hear your opinions on financial situation! Trying to follow up your every podcast, Todd! Thank you so much Todd and Jack!
Home prices outside of FL and TX continue higher for longer.
😊 nice podcast guys well said
Forgiving my Car loan would be a "Stimulus"... But its NOT really a "Stimulus" is it... Its more of a Debt Transfer....
Handout for financially stupid desdbeats.
Chris Christie once wore a disgustingly odorous fleece!
High consumer debt will be used as a built-in reason for disqualification from refinancing.
Good show. Reminded me that assets make assets
I have workers, who did not receive stimulus because they did not file their tax return for 2018 and 2019, 2020. They are making less than standard deduction and were qualified do not file a tax return.
So many are not taught anything financial it's insane. Most of my friends couldn't explain what a bond is and what a yield curve is let alone understand why you need good credit.
I thought I recognized that accent. Sure enough, MD accent. Loving it. Born and raised in Howard County. Great show.
Love this guy. Thank you for recognizing the Ape community. We are here for change in this corrupt casino. Sick and tired of the BS and abuse.
BS... I'm a mail carrier and everyone is ordering JUNK everyday like mental people. It's horrible
That will soon subside, Guaranteed!!
Great show, thank you Todd.
TALK IS NOT THE ANSWER, PRAY!
Grow up.
Thing are so bad now that the people that get ssd or ssi cant afford a place anymore now
How are they broke? When i go to the outlet malls its always busy full of peasants spending money in high end clothing so I don't get it
Outlaw AIPAC and watch government spending go down.