What to do when someone owes you money? TANTRA to recover it through installments -Ep594 17-Sep-2021

Sairam,
Shri Gurudeva addresses couple of problems conveyed in letters where the money lent to someone is not received back.
He suggests simple mantra-tantra remedy to get back the lent amount in installments.
Karma Siddhanta-
In previous birth, either we would have stolen somebody's money or we would have taken debt and did not return. To recover the same, in this birth we will have to repay.
Remedy- Mentioned in Rudrayaamala Tantrasaara
Mantra-
OM HREEM KAALI KAPAALINI
GHORA NAADINEE
VISHWA JANA MOHA
SARVA JANA MOHA MOHA
THAHA THAHA THAHA SWAAHAA
Tantra-
* Take 3 Beetal leaves. Wipe the leaves neatly.
* Dip the stem of pomegranate or Tulasi in Rakta Chandana (available in pooja bhandaar shops) and write the name of the person (who has taken the money) on all the 3 leaves.
* Keep performing the puja- kumkuma Archana daily for 21 days
Note-
1. Start this tantra on Amavasya day
2. Burry all the items used to perform puja in a vacant land.
Thanks.. Sairam