Millionaire Reacts: How Much Money I Spend in a Week as a 25 Year Old Doctor | Ali Abdaal
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- čas přidán 23. 12. 2020
- Today we're reacting to Ali Abdaal - How Much Money I Spend in a Week as a 25 Year Old Doctor - Enjoy! Add me on Instagram: GPStephan
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my life has literally been made
First!
Let’s gooooo
You're the best!
would LOVE to come on the podcast. Very keen to do a live stream chat with you on my channel too - you've been an inspiration for years :P
yaaay congrats!!!!
If a polite, good looking, 25-year old doctor with his own house can't find love then we are all screwed lol.
It's harder when his parents have to approve of his choice of partner
@@Aripoma No... It's not like that.. Ali told in one of his podcasts that his single mother wants Ali to find a good partner on his own.. In fact he asked his mother to look for someone, but his mom refused and asked him to find a lovely partner of his choice...
@@Aripoma Well you completely made that up lol
@@hafa8635 it's not, brown parents sort of undermine every life decision you make until you're married. Brown culture parents sort of think that they have ownership of their children and every life decision they make unless it's a bad one.
underrated comment
Riiiight it's his accent that makes him sound smart, not the fact he teaches medicine at Cambridge University 🤣
Lol yes!
at 25!!
I agree he has to be extremely smart, but its very different at a financial standpoint.
@@Productimothy 1.3 M Dollars this year, so basically he is a Millionaire now.
@@Productimothy still does make you a financial genius. Once again this guy is definitely 5head, but that automatically doesn't equate to finance
Is no one going to talk about how he bought snacks for his students!
EXACTLY I expected a lot more comments on that!
That stood out to me too!
😁
It's actually a pretty normal thing In the UK
Most teachers do that for their students ones in a while😊
Ali: Sacrificing coffee isn't worth it
Graham: *Visible offense*
yeah he is way off with that statement. if he cuts out his $10 a day on Starbucks and invests $10 a day for 40 years at a 10% average annual return is $1,777,009.
@@asrarsyed2618 its true, the little things add up when we are talking about compound interest
Ali's self justificafion is difficult to watch lol. He needs to revisit MrMoneyMoustache
@@asrarsyed2618 agreed, to him its nothing and we he is already a millionaire, but those small spending habits do add up to alot over time if the money was invested instead. we gotta live life though and cant only worry about "if i invested this instead of spending it now" otherwise life would be boring
Coffee in healthcare lol a must. And to all who like it... of course. Idk I’ve cut it out by buying a coffee machine and an insulated cup. Will be cheaper in the long run, actually already has been... I don’t buy coffee anymore just beans and milk. There’s also a little bit of electricity and water. So no more buying 2-3 cups of coffee daily anymore.
Young man has a stressful job. He needs that coffee.
This
@@Productimothy and that hinge premium
Agreed!
A coffee* not necessarily Starbucks
I get free coffee in the morning from the cafeteria. I need the caffeine. I bought lots of Starbucks coffee as a resident but now I just brew my own and it opened up my eyes on how much money I was actually wasting.
"I went to the hospital cafeteria and got vegetable lasagna"
*Pauses video*
"This is all VERY cheap it must be at a hospital cafeteria or something 🤨"
LMAOOO
@@sterlingbrynat3545 STOP BOT
@@sterlingbrynat3545 shut up no one cares , stop replying a fucking week later "your family stop bot " , stop bot isn't an insult .
Lol yeah
😂
Ali Abdaal: "I got a medium latte from Starbucks"
Graham: *triggered*
I think Graham gets triggered anytime he hears Starbucks haha.
He was so triggered his brain thought that the doctor had filled his car on Monday (for £10), used it all and then filled up again on Tuesday (for £11) In the UK a tank of Diesel costs about £50-£70 and gets you 400-1000 miles.
I mean...Starbucks, especially where Graham lives, is pretty damn expensive for some coffee
He’s not filling up gas, he’s accounting for his mileage!! I thought u would appreciate this addition to round out total cost each day.
You can tell he’s American when he thinks junior doctors are rolling in it 😂
Truth! Our doctors deserve to be paid more than they do. But luckily our doctors won’t make more money from just prescribing a specific drug!
Residents in the us are earning like minimum wage, so ya.
@@agubamatona6097 eehhh i am pretty sure minimum wage in the US is about 15000 annually? And residents get paid like 50000 annually soo not really true ig. I am not sure tho lol
@@junn805 they also work 80 hour weeks often or at least they used to although I think thats changing
(40*7.5*52)+(40*7.5*52*1.5)= about 40k
So just a bit over minimum wage but not by much
@@junn805 You're technically correct but also very wrong. Resident doctors in the US work an avg 60-80 hours a week. They generally work 3 24 hour shifts a week. Sometimes more. My buddy is a cardiology resident and we broke down his pay and he gets $9 an hour. Thats after taxes and stuff are taken out.
Man out here saving lives. I think we can give him the starbucks pass
Ali's videos are very organized. He never wastes anyone's time. Cares about his viewers alot
Graham, I'm a doctor in the UK.
We do not earn much at all, much less compared to the US.
A first year doctor takes home only about 2000ish pounds a month after tax.
Consultants after training DO NOT make 400,000 pounds a year HAHA we wish!
Consultants (attending equivalent in the US) start at 76,000pounds a year.. National healthcare drives the pay down for healthcare workers.
I think Ali earns alot more through his youtube channel!
Yeah. He said he earns his money mostly from youtube and sell courses.
I hope your income increase good amount every year.
He's earning way more through his youtube channel. The doctors I know seem to choose that profession to help people. It's so much work and schooling to get there.
In Mexico we dont even make 700 dollars a month, stop crying lol
even in the US 400k (while possible) is definitely not the norm. Mostly just if you're a surgeon or own your own practice
@@peanutfarm658 also, $400k or more a year is what the Biden administration is looking to tax more next year.
In case you didn’t know, Ben Shapiro’s wife, the doctor, is also a doctor
I didn't know that, its impressive
Lol that joke. Rofl. I wouldn’t go to her ever.
Really? Wow, never knew that.
🤣🤣
I cracked up when he said that
So awesome - big fan of both channels!
Your production quality on your CZcams tutorial videos are really amazing!
The thing about "you could have done that yourself" is that people have a limited supply of willpower. If you do all these small things it builds up and you don't have the willpower to focus on things you need to focus on. He's a doctor. He has a lot of important things he needs to focus on. I wouldn't necessarily say it's a bad thing that he uses these instant routes.
I love how Graham gets so fixated on coffee hahaha. I completely agree though. If bad coffee is what you are into, you can get it for much much less.
Did anyone else get hungry just watching this?
Lol
so hungry loool
weirdly yes
totally
especially that salmon dinner and the saturday breakfast
I did. But that's because i only eat light breakfast today, lol.
I love how Graham turns seeing Tinder Gold into a CZcams video idea 🤣
I died when you said “you know who else is a doctor, Ben Shapiro’s wife” 😂😂
right!
Wing!
When Graham said “they charge you so much” talking about cables I died of laughter
"pun unintended"
I’m a doctor and I’d like to clear a few things from my personal experience:
- Trainee doctors aren’t paid much, and UK training is long. Not sure but I think he’s still in training
- No they don’t feed us proper food, that food slows you down and makes you gain weight fast but it’s the fastest thing to fetch since doctors don’t have breaks you have to eat on the go.
- Tried to survive without caffeine but it’s hard with long/ busy shifts and it’s the only way we treat ourselves at work.
- It’s a stressful job and chronic exhaustion is likely so kudos for him for finding time to go out, make videos, spend on dating apps..He deserves all that.
It is hard being a doctor, and by the time you start getting a normal pay-check to pay off student loans, and certification fees, everyone else has a house, a car and is going on vacations by then.
Not complaining, it is very rewarding and I wouldn’t choose to do anything else.
Not the way those caring for others should be treated or paid. I fear for the socialised health service
"Do you know who else is a doctor? Ben Shapiro's wife." I died oh my goodness 😭😂
lol!
He's single, the social interaction he gets with his coffee at Starbucks might worth something?
😂😂😂
@no no no meh
I myself wouldn’t find a women wasting her salary on Starbucks attractive. Says a lot about your relationship with money...
Ben Shapiro's wife is a doctor? I hadn't heard
That surprised me too.
Ben should talk about this more.
@@kayleycoons2263 lol
I think it might be a secret that Graham just spoiled
@@tannerted I guess it's not a secret anymore
Someone spends for Starbucks*
Graham: No
"I would not be surprised if soon he's making 1 million dollars a year" - Graham
Ali's next video: How I made 1 million dollars this year
"Then after doing some work, seeing some patients,
*SAVING SOME LIVES*
I got some vegetable lasagna"
🤣🤣
So casually
Woo baby this video’s what I’ve been waiting for
PERFECT!
Wait are you that kid who got into Stanford this year?
He is spending 1% of his income at Starbucks
When graham gave him advice to make money out of dates I was like Astaghfirullah 😂
🤣🤣🤣
😂
Ali is great and he is now WAY more of a CZcamsr than a Doctor - the work/life balance is a lot more rewarding
😀😀
He’s no longer a doctor
@@24sumo hey one doesn't just stop becoming a doctor. He is preparing to migrate to the USA and taking a break from work as well. So he is a doctor, get your info right.
@@JonahEbere well practising then
2 of my favorite productivity/finance youtubers, I'm stoke for this.
This is the CZcams adult equivalent of when your favourite Nickelodeon stars from your childhood appeared on each other’s shows 🤩
I was thinking the EXACT same thing while watching this lol.
I’m a Med student and a huge fan of Ali. It’s great to see my favorite finance guy react to one of my favorite medical guys!
He’s so modest, of course people are intrigued about how a 25 YEAR OLD DOCTOR SPENDS HIS MONEY LOL
I am more intrigued by the fact that he accomplished so much at a young age.
@@financemadesimple-personal2086 my point exactly
@@SimonSaysyo shame society will care more about Kim k than people like him
@@financemadesimple-personal2086 right, he’s more inspiring than most of these top influencers. The world we live in is all jacked up
@@financemadesimple-personal2086 yeah he even has a master course on productivity he does like 1 millions things a week
Omg ive been waiting for this for so long!!
PERFECT!
Graham: see Ali Abdaal bought Starbucks
Doesn’t get mad
Me: Very confuse
Please react to Ali abdaals “How much I earned in 2020”
Totally. That would be the best reaction ever.
@@sterlingbrynat3545 shut ur eyes, sing urself a scammer lullaby and sleep
Graham was too soft on the Starbucks purchases. It doesn't matter how much someone makes, Starbucks is a sin that cannot be forgiven.
Graham has trained you well
Agreed
Unforgivable curse
I couldn’t agree more. A surely sinful act to be scorned!
@@michaelisgaming257 I'm proud of you. I think mine is low because I grind my own beans, drink coffee black and buy it on sale. Please don't tell Graham I go to Starbucks occasionally. That will be our little secret.
He just couldnt get angry because of his soothing accent. Haha
Wowwww, I watch both of your channels so much and this is a crossover I never thought of but I’m so happy it’s here
When you realized you can make him coffee instead of buying him coffee at the end, your smile was so genuine, LOL
Merry Christmas Graham and to everyone that's reading!
Thanks for the amazing content 🎄❤️
*This was the reaction we didn't know we needed* 😎😁
🇬🇧+ 🇺🇸
:)
🤩🤩🤩
@@TheGrahamStephanShow I've been working for BB banks and Family offices of $850M+. I love what you are doing and introducing a lot of the younger kids into personal finance, but also doing it in an entertaining way! I'm am currantly back with one of the BB, and am a portfolio manager for intstitutional investors with a fund of $2.3B. let me know if you every have any question about a company, industry, options etc. You name it and I would be more than happy to help! Hope you have a happy new years!
“Finding My Soulmate” episode 1
I CANT😂😂😂
Glad you did this for Ali's video! Hoping to see a long podcast with Ali on personal finance
Keep up that end of the year grind my man!
The UK has a socialized healthcare system, so he probably won’t be getting as high of a salary as you think.
Also, I’m surprised Graham didn’t get annoyed that Ali didn’t mention student debt or residual medical school costs that he might still be paying off.
Our education system is also heavily state-subsidised, so student debt rarely a huge issue here
Plus after 30 years, all outstanding fees are wiped so theoretically you never have to pay it off. It also doesn't go against you on your credit score.
@@gavinmacbride5642 really? Here Is free but almost noone can afford it, so the taxes of the poor's foods pay for the education of people who live un certain areas
@@CarlosPerez-nt5md You can get funding for any further education (i.e. medical school) and it’s essentially paid back as an extra tax based on your income. So if you earn £100K, it gets paid back quickly because you can afford it, if you earn £25k (like a junior doctor) your repayments are tiny, and if you’re unemployed for 10 years, you don’t have to pay any of it back
Essentially means, if you earn more money by going to university you pay it back. If going to university doesn’t advance you’re career (like it’s supposed to) then you don’t have to pay it back
Hope that makes sense...Christmas...slightly drunk and avoiding a family board game by replying to this comment 😂
Our debt is paid out of our pay check before we get it
I like how he, subconsciously, hid his coffee when counter arguing the small expenses at 16:18.
Awesome!!! Two of my favourite channels!!!
Great content Graham!!
Omg my two fav youtubers in one video! But I do agree with Graham when it comes to small purchases making a difference psychologically because it's about changing your mindset. I literally saved thousands of dollars for the past 5 years when I quit buying coffee at starbuck or other hipster coffee shops where a plain cup of small coffee cost like at least $2.50 or a the cost of a latte is more than a pack of socks and socks serve a purpose longer.
You can tell from Ali’s video he is a science student. Content so strategic. Bullet points drop down notes check lists comparison equation !!! No time waste spot on.
Med Student in the UK here, just picking up on a few things in the video and the comments!
1. Yes, Doctors in the UK make significantly less than their US counterparts, a junior doctor of Ali's age is making around £35k including overtime and antisocial hours pay. Ali manages to significantly boost that income via other streams such as CZcams and his tutoring (I am pretty sure he just does informal tutoring).
2. Yes, food is that cheap in hospital cafeterias here and there is a bit of a discount of medical staff factored in.
Another point that is completely off topic but I have noticed from watching these videos, phone bills in the US are crazy! In the UK, if you pay more than £30 a month (this is for both your SIM and your phone), you are being ripped off.
Never thought I would see a video where graham doesn’t criticize a person who spends this much lol.
Ikr!! I’m shook 😂
Next Video: “I react to what the US govt spends in one week”
I would click on that so fast!
I think almost every government in the world is terrible at spending (I'm not American btw)
Wow! YES! 😂😂😂
I'm sooooooo dead
Omg 2 of my favorite youtubers all in one video.. my day is made.
YESSSS I've been begging you to react to this one for months
I've been waiting for this one
perfect!
I Love waking up to a graham Stephan video on a nice Thursday morning :-)
You're the best!
@@TheGrahamStephanShow no u
Like button smashed! Merry Christmas Graham! Looking forward to the secured credit card video!
wrong. junior doctors in the UK dont make bank at all, lol
He's a youtuber. He makes a million pounds a year. Check him out
I literally mean a million, no exaggeration
@@magisterygaming3846 he's not a millionaire because of his doctor salary. He's a millionaire due to his entrepreneurial skills.
@@MrTjStylez yepp
@@MrTjStylez oh yea i misunderstood ur comment
Just pull off to the side of the road and “pretend” to buy a latte 😂
😆
lmaooo ikr 🤣
"Why did he fill up twice, once on Monday and once on Tuesday? Thats too much." Em stephan he doesn't fill up the exact amount of fuel he needs each day😂 that's just how much it cost in fuel
Yeah I totally agree with you graham, I’ve learnt so much from you about cutting finance and increasing your income. Being aware about the small expenses such as coffee or a meal makes a total difference if you don’t have the biggest income.
The 2021 Collab we all need !! 👏🏼👏🏼👏🏼
Avacado toast, Starbucks and cool editing.....
Graham invites him on the Iced Coffee hour.
You can tell a lot about Ali's YT demographics by the fact that he...
Pays for Tinder Gold 🤣
Yeah man that is a total waste of money
I was waiting for this reaction for sooooo long! Even Ali eas warned about this reaction!
What a great guy and a great video from graham ✌🏼❤
I really enjoy your videos, they are very appreciated ! I wish you could make a video on how is your house going.
I will soon!
Smashing like and commenting for the algorithm as always!
Thanks again!
I cant wait till I have this kind of loyal fans
I just love how humble Graham is
Loved this video. Would love to see you react to more British personal finance videos like this
Nobody:
Americans: Call a liquid gas
It’s short for gasoline
@@gollumeats1997 ah that makes more sense, thanks.
😂😂😂😂😂
Graham- “I broke my computer, I smashed the like button to hard guys! Make sure to smash that like button!”
Lol
UK has socialized medicine so he’s not making as much as he would in America
U make like 4x more in the us
@@omershahbaz yeah it’s crazy. Also, in Cuba, where the gov owns healthcare, taxi drivers make more than doctors.
Ethan Tindel - Yankees Center And people in tourism earn more than both. The whole system is broken, the problem isn’t socialized healthcare.
@@jose7777777777777777 the problem isn’t just socialized healthcare, the problem is socialism itself.
Ethan Tindel - Yankees Center I’m all for high quality socialized healthcare with a separate private sector for those who choose. It can work and doctors can still be paid decent wages when you take out all the grossly overpaid managers and private health insurance execs. However, I agree that full on socialism is a flawed system where some are “more equal” than others. It will never work.
Love it when my favourite CZcamsrs come together
lololol so interesting that he pays for dating apps - I also wonder how's that working haha
LOL yikes
I'm not even into men, and I'd date Ali!
@@memeworld7800 Wouldn't paying for those dating apps be kind of a waste of money then? Unless he really just struggles to get women... Which I can see as yes he has money but we only know his personality from a youtuber perspective, and looks are entirely subjective.
The the birds on his bed while he's eating are actually swallows.
They make it easy to swallow his food""
You are awesome, I loved this video!
i love his honesty about dating app subscriptions; but, i honestly judge people who buy these. i can't help it. i wouldn't be attracted to a guy who does this.
That says more about you than it does about them
@@knowyourkismat So true. Attraction is a unique thing for sure!
I’d like to see more financially smart women make these videos on what they spend. Being a woman is so damn expensive and we are expected to maintain our appearance for work and that involves, hair, cosmetics, nails, and well fitting quality work attire. All that adds up and we don’t get paid more to compensate those expenses. If I go to work and shoes look worn out my boss will look at me funny. Professionalism is an expense that should be accounted for in a separate bracket.
Right?? Men expect us to be hairless, well dressed, preened and full face of makeup not realising how much time and money it costs us to live up to that.
Would be interesting to watch! Although hair and professional clothes matter for males too with interviews, office work etc. other than sanitary expenses I would argue make up and nails are not essential tho lmao
@@zappbrannigan9790 you are a man, aren't you?
@@KatieMeehan we expect full a face of makeup at work?...
@@maxgamxr great contribution to the discussion. You want to know my star sign too?
I wonder what Ben Shapiro’s wife’s spending habits look like
I hope when this is all over you get him on the podcast it would be an interesting conversation for sure!
Loved Graham's dating advise... At this point, I need to be sending out such applications :P
Graham glitching on the metric system is the content I’m here for 😂😂
Graham was about to offer to buy him Starbucks but his inner-Graham was like "WE MUST CONVERT HIM TO 20 CENT COFFEES!!!" XD
This series is so easy to binge watch .. it's just so interesting!
Totall!
dude I love this video
Lol he literally says whoever is interested in him please email him with the title Marriage or something like that😆
Love the editing and format from Ali there! His meals seem surprisingly inexpensive for what he's getting! And I suppose gas can really add up eh? Tallying up one's fault expenditures really help bring some of the more subtle spending to light!!
Graham you smashed the like button so hard it broke your computer without the video even existing at the time.
I shall follow suit
NEED more of this.
Ali : I want to come for the podcast
Meanwhile Corona mutation in UK : That is ur price for drinking so much starbucks.
Graham will never give up on the Starbucks coffee- he’s a real one guys
Loving the UK 🇬🇧 reviews !!
Its like two of my favourite “money transparent” CZcamsrs’ worlds colliding. I’m supposed to be getting ready for Christmas but I’m here... watching this on the toilet.
Living in the UK, I can say I've been really amused by watching you struggle with the local currency. I was also confused at first about the price of fuel and how it's displayed 😅