What Your Insurance Company Doesn't Want You To Know Regarding Your Insurance Claim
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- čas přidán 18. 01. 2016
- Whether your property damage is minimal or extreme it is important to contact your insurance company promptly to discuss your claim. It is important to be prepared to present your claim because regardless of how well you know your agent and how well you pay your premiums, the first response may not properly address all the damage. The goal is always to get back to the original condition of your property, no better and certainly no worse. Insurance companies often find ways to deny your claims or offer very small values that clearly won’t cover all of the damage. Many policyholders see how long it takes to get that far and it discourages them from challenging the denial of their insurance claim. Insurance companies expect this; therefore, they often deny, delay, or defend claims. Insurance companies know there are not many who will search through their policies and seek outside sources to help them through the stressful process. Insurance properties seek profit so they aren’t always going to cover all that they should based on the policy and the premiums you pay. It is in your best interest to search and see if you can push your claim and receive greater coverage for the damage.
Rates go up regardless of claims filed or not because insurance doesn’t want any responsibility for loss, they will just pass that loss on to other customers and keep raising premiums for everyone else to avoid dipping into their profits, Which are quite substantial because they invest money from all the premiums to make more money; it is a wealth building scheme, it is never about covering losses. What they advertise and what they do are in absolute conflict with each other. Insurance is the racket of the century.
Meanwhile the markets are soaring. Just the money gained on investments has been enough to drop our premiums substantially and still they would make money at a far higher pace than most industries
It certainly is Ollie
The government bails corporations out but not corps as in dead bodies. A mortgage is a death pledge. Why do they call dead bodies corps then turn around and call a dead entity a corporations? Where do dead bodies end up? At the Mortuary. Mortgage is a pledge you stay dead. The whole trickery of it all is you don't even know you're dead spiritually. But that was your pledge.
@Bing Bong I am so sorry to hear that! Who is your insurance company?
Unlawful to. I wonder if they operate the strength of WIFI. It causes illness because everyone has a electric etheric energy along with the physical. We are energy beings 1st. The Earth pulses which gives our central nervous system moving & the heart pulsing. They add fluoride to all dental cleaning products & in the processed foods & meds
AWESOME. Thank you ! These insurance companies are despicable. They have a formula for not paying. That's why they are so wealthy.
Even the small ones will have billions in cash sitting around. I'm not one to put pressure on them just because, that cash is there in case a large storm event happens and there's a few hundred thousand or million full rebuild payouts that need to happen (until they hit their reinsurance deductible, at least).
But given how many of them weakly pretend that they don't owe for coverage specifically listed in the policy? No sympathy whatsoever. If they just paid fairly the first time, there'd be no issue. But way too many times I've heard the exact thing happen in training meeting that Nicole describes - deny all the claims, we don't pay for X despite code requiring that material to be installed and the policy covering code, send everyone nothing or a few hundred for repairs - then the 15/20% that put up a fuss, okay, fine we'll look at the photos of damage and see if we actually owed you for proper coverage.
Really needs to be an expensive class action payout to make all of the homeowners whole that have been screwed over year after year.
She’s 1000% correct the insurance industry make profits all the time and leave clients with crumbs. Awesome video thank you for informing the truth.
Insurance has little to do with insurance.
Thank you . This information is greatly needed these days.
Thanks for your information, I've been screwed by toggle insurance company and don't look like I'm the only one.
Great video! Some key points were highlighted that I hadn't heard anyone else discuss. Thank you!
Britney Spears has come a long way
🤣
Jesus 🤣
😂
Still looks drugged out to me 💀
Still a little spacey but she's definitely come a long way
Well said Nicole! I deal with defending supplements everyday at work. I give the same speech that you just delivered to our customers as we move forward to get an approval. You stated it perfectly, most people believe their insurance carrier is the best. My question to them is “have you ever tested them? Well No we haven’t” . My reply is “hang on for the ride, your about to see another side of your carrier that you thought didn’t exists, and Nation____ is not by your side bum pa bum bum bum. Thanks for the video!
Probably make more than me and you don't know the difference between your and you're? Crazy world we live in.
Another thing I worry about is that if I insist on a complete pay out for damage, even when it complies with the terms of the policy, the insurer will raise my rates. One time I called in to ask about the feasibility of starting a claim and had my rates increased even though I never filed the claim!
Apparently once you file a claim, it's classified as a claim no matter if it's denied, under your deductible, or anything paid out. Sad state of affairs. I would move for the maximum legal payout with no deductions. I am dealing with Liberty Mutual. I have already filed a department of insurance complaint. If I don't get resolution over what is a simple wind damage claim, I'm going to hire a lawyer and they can pay that cost as well. I joined the premium linkedin and also emailed the CEO of Liberty Mutual naming names and telling him of my displeasure with the competence and attitude
Report Fraudulent Ins companies online to the BBB! Not always results you want, but definitely puts pressure on management... Negative reviews & BBB helps!
All law is corrupt ... Former attorney for the Oregon State Attorney General work comp. "All law is corrupt." - Eugene Platt. Just look at Portland now.
So true. I've come to realize that the first response will nearly always be denied. Protocol
Now you also know why it is so hard to see a Doctor in 2022. You may see a glorified nurse or call a number and think you are talking with one, but you aren't. You will also find it extremely daunting to see a specialist/ All of this are forms of NOT PAYING. Whatever buzz about shortages etc the Media floats is almost entirely a LIE.
I love your advice TODAY.
Good info.
Scandalous insurance companies 😡
Now I'm going to look for a video...what law firms don't want you to know until.... 👀
Thank you so Much, do you works in whole states?, Thank you
I had a hail damage and the repaie company that knocked my door after I contacted the insurance, the repairs consider a small minor repairs that will cost less than $500 but the damage I see worth replacing the roof and my inner ceiling is molds especially were the leaks are found. The company talk with my insurance and never get back to me and the insurance closed the claims. Iam just wondering because iam new and know less or nothing if the process was a clean deal
Bout to have to make a claim. Not looking forward to it. Thanks for your advice.
I have a question, I own my home and a storm came through hitting and damaging my house.. the storm knocked some holes in my roof and in one of the bed room a limb came through the ceiling. I received an insurance claim.. but I am a little slow on getting some of the repairs done.. how long do I have to re roof my house,? and finish my repairs in the bedroom of my home?? I am suppose to get a depreciated value.. but I have not finished some of my own repairs to the roof.. some roofing companies wont fix other stuff involved with the damages that was done especially inside.. so I am puzzled.. on what to do.. anyone have an idea?
Thank you this is pertinent information
Thanks for watching, we are glad you find the information useful!
Best presentation, thanks
This is the conversation that I had with my State Farm Roof Appraiser this morning, " The State Farm Roof Hail Storm adjuster denied that my roof is damaged severely for a new roof. Even-though several of my neighbors on my street have and have gotten new roofs.
The State Farm Adjuster mentioned that I should take the $2800.00 dollars that they are paying for the damages to my roof and put it in the bank instead of getting a new roof that I do not need.
This sounds very frustrating to me since my insurance rate may increase to pay for all the new roofs that my neighbors have gotten. My roof is approximately 10 years old. Insurance companies are guaranteed to make a profit.
For now I will wait and see how much State Farm Insurance will pay for my roof damages. Also, recommend that I removed the diverter on my gutter that could cause the leak in my gutter.
Now I have two State Farm Insurance adjusters that have turned
down my claim for a new roof. They make me feel like my neighbors claims are not Ligitimate and I that my neighbors are taking advantage of the insurance industry.
Lesson here is to do what they said...self-insure. Buy the lowest REQUIRED insurance policy your Bank/State requires. Take the savings and open an investment account which you could tap if needed for personal losses. The money in said account should be invested like the regular Insurance company invests. This information is available. Simply build a portfolio which mirrors theirs. Mirror what warren Buffet Geico is buying. Eventually move to a 100% self insured model by paying off your loan.
I can relate to your despair. I had State Farm & I had a huge tree branch fall in my home. Didn’t do as much as it could have if it had fallen straight down. This was 6/2021. The adjuster came out & everything that I showed was damage, he asked, “Are you sure it wasn’t like this before?” Basically, calling me a liar. I was so hurt! This was my first home claim after 32 years & 3 homes with State Farm. So this should show everyone the kind of company they are! They are not a good neighbor at all! The adjuster low balled my claim, I learned that they had increased my deductible without my knowledge. It went from a $1000 deductible to a percentage based deductible, which turned out to be $3000. When he finished my claim, I would get $500 reimbursement claim for debri removal & $500 for the damage to my home. Now you want to talk about low-ball? This is outright theft! Then to add insult to injury they cancelled my insurance for damage that is filed under the claim. For example fix railing on deck. The tree tore the railings down, this is covered under my claim that you won’t agree to settle. They canceled my homeowners with an open claim. It is nearly impossible to get another company to insure you with an open claim! Anybody know the steps to take to get all my records including pictures? My requesting hasn’t seem to help at this point. An attorney is my next stop. This has been the worst experience of my life!
@ Ricardo Trejo Please get 3 estimates from different roofing companies with detailed estimates. Go with who you like & tell State Farm to pay. Call everyday, keep records of date, time called & first & last name of who you talked to & what they told you. You just may need a lawyer as well. Did any of your neighbors have State Farm, if so, talk to them about the process. Used who they used. Believe it or not, contractors & the insurance adjusters know each other. The adjuster is hired to save STATE FARM money regardless of the cost to YOU the customer. I was told the squeaky wheel gets the worm. Do not let them promise you something that they won’t send you in an email. Ask for telephone # & emails of persons you talk to & about what. Keep all this information in one place. Do not tell them anything you know, or do much talking to them. Do not accept that measly amount for your roof. Stay in them everyday until they pay you to go away. Otherwise,get a lawyer if they won’t cooperate. Report adjusters to your state insurance commission only after claim is settled. You can report adjusters to your agent & ask for them to escalate your complaint to someone higher up in company. You can also file a complaint against your agent at 1-800-State farm. You should get a case # if they are filing a legitimate complaint. Keep records & ask for emails & letters as forms of communications, so you will have proof of what they said they would do as opposed as to what was done. Open all letters immediately write on each page & envelope it came in “received in mail in 5/3/22” then make copies of everything, including envelope & keep neatly in separate place. Keep it need so you can refer back to things. Now you have a file to show a lawyer as well. Let me know how things are going for you after trying these tips.
Call back. Tell them first two adjusters were incorrect. Ant damages since the claim? Time and date everything on a legal pad. They will send another adjuster. If you hire a public adjuster they will take 15% off the top of settlement to pay him. Another scam. Call the insurance Commission in your state. File a complaint. Were they unbiased? Apparently state farm is bad. Lookup Chad Wilson on CZcams. He's a lawyer that sues these companies and wind. Hope I helped you. Don't give up. There weak people. Remember desk adjuster is not out in the field. Cool.
We're so sorry for your experience. Did you get this resolved? My husband and just used State Farm to insure our home, reading your story makes us nervous.
Yes,I can see this now,after they took two months telling me they were working on it I got a letter of denial dated Aug 24,The fire was June 15th, Its the renter with renters ins. that were leading me to believe they were working on it.
I just found this out and I have challenged my offer and they tell me that is the value of of my vehicle. What I want to know how are they getting away with stealing from us. Last I knew theft was illegal. We pay lots and trust that we are protected and are working in good faith. I bought 5 vehicles in a year three car accidents and without a vehicle today. Something is wrong with this picture. I was a pasanger in one accident and the lawyer i signed up with never returned my phone calls the person driving was my care provioder I know she received compensation and I never heard from anyone. How do I find out if the lawyer ripped me off. Noone would speak to me because I told them I had an attorney. So where do we have so I know there was bad faith and deceptive practices. After doing my research. I refuse to let this go and do something about this yet cannot find any legal help so what do I do. I want to file complaints against this lawyer, the insurance company and now even a dental malpractice. Yet cannot find any legal help in El Paso Texas. And now I am finding out there is a statue of limitations. I had 6 months to file a complaint or a demand letter yet noone tells us this.
Thank you!
My suggestion is he let one evil call up and talk to the other evil. Let the lawyer called the insurance company on your behalf you're in as the mediator from the very start
Guys, just try to look up these companies' financial reports and see their revenues and expenses. That will pretty much enlighten you.
The insurance part is simply like the front office of a brothel. The real money is being made in the VIP lounge. Back where leveraged buyouts happen. Consumer insurance is almost completely a window dressing financial crime. Designed to look like one thing when it is simply a money vacuum for illicit financial crimes far removed from the storefront.
Like that's on the internet not
I love this! Great advice!!!
Thank you 😊 💯👍🏾👍🏾👍🏾
How do I remove a claim from my homeowner's insurance? I am unable to find any verbiage via California Department of Insurance rules and regulations.
Did I make a mistake with filing a claim with National General out of state??? It is sad when the insurance that you pay premiums to do not want to help or give advice because one may have only Liability insurance...
I'm fighting a denied auto claim with them right now I have to right a bad faith letter I wish I wouldve known they were one of the most shady auto insurance company's I have full coverage and they wont pay anything for it
I have problem with my old insurance co. I stoped paying my auto insurance company back in feb. Than in Aug of this year they send me a bill for over $800 , I stop paying because I locked down because of Covid19 they said i was covered but i never agreed on that
Question Do I have to pay this.
If their is nothing in writing then don’t pay them and sue em.
do you practice law in houston texas?
Is it legal for a insurance company to buy out another, and not notify their clients of such a transfer of their account?
I took my car to an autoshop. That auto shop got set on fire by someone. I had to personally call the guys insurance because I only pay for liability or so I was told by my insurance company. I get ahold of the person I'm supposed to get answers back from 1-2 weeks later. That person tells me that they were going to deny the coverage to my car because the fire was due to arson and the insurance doesn't cover negligence. Me being young and inexperienced said 'OK I'll see what I can do". My neighbor tells me that they are messing with me. I have now been without a car over a month now. IS THERE ANYTHING I CAN DO?
Iam so sorry to hear this,hire a lawyer!
Contact a lawyer and see if there is other insurance that will cover you.
SUE the auto shop for your loss. Unless it says on the service contract you are NOT covered for loss of any kind and your area allows this, then SUE them.
Anyone ? My car was totaled and I have something on my insurance called Replacement coverage what does this mean ? (they do not make my car no more stopped making it ) Will the check come in my name for a brand new car in todays inflation or will it be in my name and the insurance name so I'm forced to go buy a car before the check expires ?
Thank you
Great points! Good video 🎉
Thank you taking then time to watch it and comment; we are glad you found it useful!
Yes Im finding out also that the lawyer can as for the settlement and I should not have to wait to be compensated. So they say that was their max insurred but i find there is a reserve. Please tell me how do they get away with this. This is straight out bad faith practices and deceptive.
Insurance companies should be punished for the crap they do.
Insurance required tree to be cut, tree service dropped a heavy limb on roof. Roof started leaking and insurance claims 150 as scope of damage to paint over water stains. Painter came out and said 300 to paint over water damage. After contacting dept of Ins about increased premiums and the loss that was ignored by insurance. The loss was increased to 620 to replace drywall, does not include exterior damage (bent gutter) or additional work to repair damage to roof. Insulation in ceiling may be water damaged or have mold. Insurance believes a contractor will work several days for next to nothing or just do a bandaid repair to conceal the damage required under the drywall disclosure law. This happened over a year ago and I had a discussion with the claims supervisor indicating the scope of damage was not even close to get a professional to do any work or restore the loss to acceptable standards. DELAY + DENY + DEFEND
Is it illegal in Illinois to use insurance payout for damages done to your car to pay off your car?
Explain this 179 bs salvage claim/write off of 125,000. On cars over 6,000 lbs...Thank you !!!!!
Thank you so much for this information.🥺🤗👍😎
(😅🤩😳)
Changed car insurance around completely..im only covered ..
Do not, I repeat DO NOT DO BUSINESS WITH UPC (United Property and Casualty).
Why?
slackdarlice83@gmail.com
Whew, thanks for this information. So helpful. By the way, what is the going rate for attorneys when they get involved and take insurance to court? 50% plus fees? If the claim settles for 100K, does that mean the client gets 50K less fees? Or does the claim settle for 200K and the client gets 100K? Huh? I've always wondered what goes into rate increases. Might this have something to do with it? Just a thought.
Lawyers that are bonded by the courts work for the courts not the clients
I'm sure most homeowners trying to get a roof paid for that has damage are ecstatic to hear they will get not just what the RCV check is but 50k.... If I knew I could get my clients 50k instead of the replacement they need for $12k that they are ENTITLED TO per policy requirements, I'd have them all lawyer up on every negligent claim denial. That 50k pays a new roof and then some for proving that insurance denials are often caused by fraudulent adjuster reports or lack of reporting in general.
My house got hit by a huge tree limb due to a tornado. Put big holes in roof over my kitchen, and tons of water damage. It has been three weeks. The insurance sent someone out and later we got a lowball offer. Now mold and asbestos have to be removed 1st. The policy is by GRANGE insurance and they suck.
Lawyer up
Is it worth it to get a umbrella policy?
Yes due to the climate of people suing. Raise your liability on your auto to 250/500 and buy a one million excess PUP. If u accidentally kill someone while driving you are much less likely to be sued for personal assists as the co may pay out the one million PUP. Consult your local agent for required underlying limits. Years ago ins co only required 100/300 auto as underlying limit to a 1m pup. Let’s say you change auto but keep your pup and home with the same co. Now years later that PUP now requires 250/500 auto limits but when you changed auto insurance, they only gave you 100/300 because that’s what you had. Now fast forward to a serious claim. Your 100/300 has a gap and the PUP won’t kick in until the 250/500 limit is met due to you lost the (grandfathered 100/300) underlying requirement. Just make sure your 1m excess LI has the correct underlying limits on your auto and home if you have different carriers for different policies.
See above comment. Spot on!
thanks.
Insurance company what's to put cheap body parts on my suv and i want oem parts . Like i had to begin with.
I always do OEM parts and quality repairs.......
Hi I have been waiting ,for one lawyer to said this. I hope one take care of my problem I became deaf after to many health Problems and now to many company 's and People treat me badly, on my day life. there is any lawyer for this. case? Thanks .
Depending on where you live, talk to your family and friends to see if they have a recommendation. If there is someone in your community you respect, ask them as well. If you have used a lawyer in the past for any reason, call that lawyer. He or she probably has a friend or even a law partner who can help!
Unfortunately my home was affected by the recent storm in Texas. My tankless water heater broke causing water to leak into home damaging carpets and baseboards etc...
I started a claim for the damages, but just realized I took out the home owners insurance while living at the home but since then I moved out and put it to rent.
Does the fact that my tenant lives there and not me affect anything?
From my experience, insurance companies want to insure the property as a "rental." This way they aren't on the hook for personal property of someone other than you. They even put clauses in that stipulate that they will not insure a property after sitting vacant for more than thirty days. If you file a claim, you might not want to put it out there that it is being rented out. Have the tenant leave when the adjuster shows up. A renters policy usually covers the structural part of the home and your probably paying more for an "owner occupied" policy. And, if you have the "actual cash value" (vs. replacement cost) on property on the policy you'll be hosed down by the "depreciation."
If the renter is living in the home and you are not depending on the type of policy you have that may not be covered. A homeowners policy is written under the assumption that the owner is living in the home. If that is not the case and you hide that fact from the insurance company, that from my understanding is Insurance fraud. You should have a landlord policy which covers the dwelling and some personal property like utilities (washer, dryer and so on). The renter should carry renters insurance which will cover them for their personal belongings.
Central Mutual out of Van Wert Ohio is the absolute best insurance provider that’s ever been in business
How do they have the right to do all this. Does anyone protect the customer. Allstate denied everything but taking my truck, and I find out they were lying about the cost the whole time. How can they lie and manipulate numbers to take people's property. If I did that I'd go to jail for fraud. How come they never do?
They have your money to pay for better lawyers. Even a small insurance company will have billions in cash sitting around. It's not that they have the right, it's that not enough people have gotten together for a class action that will really make some change.
Well, I'm an underwriter for the insurance companies. I'm not an adjuster, but I will tell you that the lawyers are no different. If they recognize that you have a case that may have a potential large pay out, they will drag it out just like the insurance company as long as they can and bill you as many billable hours as they can. Why you ask? FOR MONEY!
Not really no. It’s because they’re waiting to get responses back. The attorneys are messaging writing and the insurance companies take forever to respond so no it’s not exactly the same thing. It is so difficult to get a hold of anybody for insurance companies. We had a claim all my neighbors were getting roof repairs done for major storm damages, and I got one phone call from my adjuster and then I could never get a hold of them again emailed phone calls after same thing with the chiropractic office. It is terrible now people are going to these digital and no way to contact someone when you really need to. It’s not like there’s customer service anymore. They hire a few amount of people less and less employees because they get more money and pay less and they think they can get away with it and they do especially after Covid now everybody thinks it’s OK to have a skeleton crew of staff. It’s total BS. PS after I made a claim to get my roof done my rates went up $124 a month. That’s a criminal law against morals and values. It’s terrible.
Can I ask,?where Are yall located?
Enjoyed your video. I am having a ton of problems with Liberty Mutual as they are acting in bad faith. The adjusters report didn't mention anything about my roof damage. The only focused in a the interior damaged and claimed it was under my deductible. Too bad you are in Florida and not California
I’m having problems with Liberty Mutual as well. Two cars and travel trailer got hail damage. Totaled one car, $5400 on the other. Travel trailer is another monster. They want my fiancé to give a “recorded verbal report” 🤣 I’ve hired a lawyer.
They’re 💩 💩. No call backs. None of them. I have every single conversation recorded. They sent undercover people to my property without notifying me and that property is in another state.
My attorney said he’s going to have a field day with them.
Ask the independent adjuster to provide you with a copy of their assessment and compare that to what the insurance company SAID it is. Also, have your roofing company do their own assessment and submit that yourself to your insurance. Also contact insurance commissioner and the ADA.
@@sherimatukonis6016 Typically how much is an independent adjuster?
One piece of advise, avoid The Hartford.
Good to know also American Modern. How about auto owners company or Erie? According to bank rate, they’re supposed to be the best.
Whatever company is screwing you over, invest in.
Smart
good idea!
Similarly, I'll never understand why people are worried about insurance dropping them when they're getting screwed on the claim. Like, really? You kept up your side of the deal and now they're screwing you you care about their feelings? Screw them! You were planning to continue giving them money?
The amount of loss can not be recover again but we we want to sue these culprits no matter how much dollars your feee
but how do I get it paid in full
Hire an attorney. They get their cut when the case is won, so you don't have to pay out of pocket. But sit down, cause you're in for a long ride...
Allstate is the worst.
Been an All State customer for a decade. Have never had an issue until my first at fault claim. Going on 30 days as of today. The car is set to be totaled, but I keep getting circle jerked. My claim rep fails to return calls. I talk to her stupidvisor, he gives me the claim adjuster number. They keep blaming my phone number being incorrect which I've talked to 3 different people now to correct their error despite me leaving my number in every voice mail. The adjuster has still failed to contact me. The lack of customer service is horrible this time around. I can only assume I am being punished for costing them money. All I know is once this is over, I'm out. Overpriced anyway.
Thank you.
PLEASE HELP
I HAVE A FRIEND IN FORT LEE NEW JERSEY, HE IS OVER 80 YEARS OLD AND HAS NO CHILDREN, WE HAVE BEEN FRIENDS FOR OVER 40 YEARS, I DO NOT LIVE IN AMERICA, I TRIED CALLING HER DAY AND NIGHTS AND CAN T GET AN ANSWER, I AM REALLY WORRIED ABOUT HER, AND DON T WANT TO THINK ABOUT THE WORST, MAYBE BE PASSED AWAY, HOW CAN I FIND OUT IF SHE IS O.K
HER NAME IS MATILDA MASTRANDREA, HER NICK NAME IS TOOTSIE, HER ADRESS IS 3 HORIZON ROAD, FOR LEE, NEW JERSEY, IF YOU CAN HELP ME I WOULD APPRECIATED, YOU CAN DO GOOD DEEDS BY HELPING
YOU CAN CONTACT ME ON MY E.MAIL ADRESS: MYRIAMCHAYA@GMAIL.COM,
THANK YOU SO MUCH
Do you all help with boat claims?
Lost my house n business all in one..I'm self employed... but I have no clue what happened... I just know I'm stressed... with a disabled kid.. in a hotel... n I think they are getting a kick out of our destress... wich is sad..
Jason here too..
Ive had no accidents since 1994..
Hello Merlin Law Group
I need help
Can I have a consultation please?
How I do contact nicole and office located at
Have a claim for a category 2 grey pea water. Adjuster came out took a few pictures and the first settlement offer waylo waylo and is stating that some of the furniture that was affected by this sewer backup water can be saved is that true
I just refinance house now they forcing me to get hazardous insurance 😡 if i don’t buy they will do it
Is that normal for them to do
Yes as long as your house is financed or if your in a flood zone. It’s called forced placed insurance if you let the mortgage company put the insurance on your house.
If you read your Mortgage document, you will probably find that the bank requires you to have homeowners insurance. Your mortgage payment probably requires you to escrow money to pay property taxes and insurance premiums. If you don't purchase homeowner's insurance, the bank may have the right to foreclose on your property.
I thought as long as you had a mortgage you were required to have insurance on your home . I live in Pennsylvania do tell please
Insurance are very hard to deal with and lawyers want to eat up your money. Either way you the innocent law abiding citizen is fucked.
Don't do business with Stillwater insurance 🐍
United Heritage, Homesite, even State Farm and All State can be awful. State Farm used to be great but they aren't anymore. Idaho atleast.
@@bigtruss118 Started earlier this year for you I'm guessing?
I would like to schedule a consultation
That they want receipt of everything, I'm not a robot, I didn't meditate my loss. Who has receipts of everything they have?
Hi thank you for this amazing video! So I have Cadillac DTS 2006 and the battery is under the back seat. So under the battery; there is a hole that you can see the street through( Iron rust ),I think.
Do you think they will totaled my car?
* I have American Family Insurance with for the full coverage!
* Salvage title!
I'm in WASHINGTON
Read your policy regarding long term damage/deterioration.
Had my memorial ..intriguing ...ssm hospital..u think..
Insurance needs to be reformed. You gotta have it but can’t use it. That’s fraud in my book
We wholeheartedly agree with you! If you are not already familiar with the blog, it's a great way to stay connected. www.propertyinsurancecoveragelaw.com/
So noone wants to fight against this deceptive practice insurance companies continue to practice. We pay and trust that we will be protected ad receive was is rightfully due to use.
good
Agree
How can I contact you?
My insurance company has dropped me after a claim also denied my claim because they said I didn't disclose that I was living with someone n I disclosed it when I paid to change my address n find them n then after the denial they dropped me because of it
Federal courts..u think..
Good day..
Charges filed..
I cant believe I'm saying this, but this profession is my calling.
Insurance? I own an agency
@@kevinblanc1741 I’m in insurance, I meant the law firm
I believe it
the hartford is really bad about this
Profit is not the same as money gained thru criminal practices.
If one party to a CONTRACT is not meeting said agreement thru deception, foot dragging, omission, or other activities designed to avoid their responsibility its a crime. I am sick of videos like these who dance around what is happening. PEOPLE are being systematically ROBBED here.
Agree with her
Dont have no insurance claims ..joel hicks..
No medical insurance either cancelled ..
No ..nothing nationwide ever..
Changed wording policy..
What do I do if I know my family is getting a life insurance policy to kill me for money and property ?
kill them first.
That’s messed up, name someone else a benifactor
You serious? I'm not laughing but you're a funny guy!! Lol! Lol!
Ut is now July 2022. If you are still alive take my advice. Sell you house, your belongings, and move far far away, and change your name.
We want to sue the culprits no matter your fess and charge
🔥🔥🔥
Im being sued for a dog bite. My dog did not bite. My insurance adjuster is not cooperating with me in getting my info and pictures of my dog. She dont answer the phone or return my calls just phone tag. Theyre saying im not cooperating but i have done everything they asked. She said she didnt get my phone pictures i emailed her. I told her go to youtube and tiktok and get it from my videos i made. And shes not helping me. What do i do. Theres nothing more i can do. I cant mail her my phone to get my pictures. If she cznt retrieve them then she needs to get someone to help her get them from my email instead of just not doing znything and saying im not cooperating.
Insurance companies are scum. Their days will come to an end when there is a better alternative. Decentralized insurance is coming.
Then the attorneys take a huge cut leaving you with probably less than the “bIg bAd” insurance company was trying to settle
In most cases also half of the settlement
I mean, yeah that's something to consider, but their work isn't free. If they took the claim from "nah, we don't owe for anything" to "fine, you got us, we owed $20k for full replacement" and they take 1/3, you're still in a better spot than you were. I just wish the attorney fee was required to be paid by the insurance company on top of correct claim settlement. Like, I had to hire an attorney to keep you people from defrauding me, and you think I should be stuck with the bill?
Insurance should take a lesson that it'd be cheaper to not play games to begin with. If it went from 10% pushing back to 80% pushing back, with all of the extra expense it'd take them? They'd start playing fair out the gate instead of playing games. Shouldn't be mad at the attorney, should be mad at the insurance for putting you in the spot where you need an attorney.
Totally agree
We’ve proven our case & if you need anything else we have it readily available…
Im pissed..