If You’re Broke Or Struggling Financially, Follow These Steps To Change Your Financial Situation

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  • čas přidán 6. 06. 2024
  • If you're broke or struggling financially, there is no better time than now to change that. I want to help you make the shift out of scarcity and into financial abundance. Ready to change your financial situation and create a life that you're proud of? If so, check out my FREE course that will teach you my proven formula on how to build a successful online business: projectlifemastery.com/freeco...
    In this video, I share with you the secret for how you can change your financial situation, and make the shift out of scarcity and into financial abundance.
    Money creates a wealth of opportunities and affords us the freedom to invest in ourselves and enjoy life to the fullest. Money doesn’t buy happiness, but it does make the best things in life even better.
    Unfortunately, a lot of people can’t enjoy the opportunities that money offers, because they are floundering in financial debt. If you’re broke or struggling financially, then what you are currently doing is not working. However, the good news is that you have the power to change your life.
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  • Jak na to + styl

Komentáře • 645

  • @clairechang3124
    @clairechang3124 Před 4 lety +322

    55% necessities
    10% Long-term saving
    10% Financial Freedom
    10% Education
    10% Fun
    5% Give
    Be willing to make the sacrifice.
    Create wealth.

  • @ProjectLifeMastery
    @ProjectLifeMastery  Před 6 lety +542

    Everyday I get e-mails and messages from people explaining how they're broke, struggling financially or can't afford to invest in themselves. I decided to create this video to walk you through the steps for someone to take to get themselves back on their feet financially. They should've taught money management in school! If you follow these steps, I believe you can change your financial situation, as I did for myself when I was in a similar situation.

    • @MrNz96
      @MrNz96 Před 6 lety +23

      Project Life Mastery you're an inspiration Stefan thank you for the time you spend in sharing your content and tips with us, for me as someone who's coming from a place where there's no one to guide me you are of great help so i can't thank you enough for this.

    • @prockstem
      @prockstem Před 6 lety +12

      Very motivational. Thank you.

    • @LisaCapron
      @LisaCapron Před 6 lety +33

      I've struggled most of my adult life due to bad advice from people I trusted. Work my butt off as a nurse but the student loans take forever to pay off. On the plus side, things I've worked hard to learn after making those mistakes have at least taught my kids better basic skills... my oldest son will graduate from college with almost no debt whatsoever and his emergency fund has an emergency fund. Not bad for a 21 year old! And my next oldest boy is following in those footsteps.

    • @ProSimples
      @ProSimples Před 6 lety +6

      Project Life Mastery a Brazilian following from Ireland. Lovely content, god bless.

    • @nadine7327
      @nadine7327 Před 6 lety +3

      Thank you soo much for this vedeo.

  • @sarahmoore4962
    @sarahmoore4962 Před 6 lety +583

    I appreciate this video. My parents didn't teach me money management. I do blame myself because I made wrong choices. I appreciate you teaching this nugget. Your helping me so much

  • @crystaldiamond3256
    @crystaldiamond3256 Před 3 lety +20

    This is the kind of information they need to teach in school it would benefit a lot of students, along with buying a house, purchasing a car and other life changing things. Thank you for the video

  • @b.nicolebaskin2594
    @b.nicolebaskin2594 Před 4 lety +14

    Thank you so much for sharing this! I’m 25, with a house and a child and I’m the middle of trying to start a business. My boyfriend and I didn’t have anyone to teach us how to properly manage money. This is so valuable. Thank you for being willing to share these life skills. Too many people want to make you PAY for things like this. Thank you for your giving!

  • @radhikadeo8412
    @radhikadeo8412 Před 5 lety +107

    I started watching life changing videos when i was pregnant all about health fitness and money.. And finally i realized i could live a different life that i was living such as paying off the mortgage ealry saving and investing to a point that i wouldnt have to work any more. I started saving 3 months before my mat leave started and my daughter is now 5 months old i have saved 17000 in the saving always have a minimun balance 3000 in the chequing 2000 in an emergency fund for like car problems and what not and 1000 in a vacation fund. Still working on it and tryna make new pockets for other things.. Planning on paying off house asap and then save for future and investments on an early retirement

  • @rabiesmuffin
    @rabiesmuffin Před 3 lety +29

    This made me feel so much better I was having a internal meltdown over not feeling enough in my life. I’m about to have a second job just need to grind harder. Make many more sacrifices. This is a great video for making me feel way more normal.

  • @Fisthorn77
    @Fisthorn77 Před 4 lety +11

    Admitting I'm at fault for the current financial situation that I'm in is nerve-wrecking yet empowering. Thank you for this beneficial advice!

  • @curstinw6420
    @curstinw6420 Před 4 lety +28

    watching this b/c my parents are really bad at money management and while i love them very much i don’t wanna make the same mistakes as them, i’m 20 with no debt or student loans and i don’t wanna mess anything up but only make a better financial situation for myself

  • @ancantiladodecaminante623
    @ancantiladodecaminante623 Před 6 lety +111

    I always act positive and start each day with renewed vigor. But, sometimes it is hard to get over the guilt of me making bad decisions in my life! You are truly very inspiring to me..Support is indispensable!

  • @LAConfidential1
    @LAConfidential1 Před 4 lety +19

    This video has changed my life. Best 40 minutes I have EVER spent

  • @caling98
    @caling98 Před 6 lety +100

    I needed this. Thank you. I love that you didn't forget about the giving/tithing portion.

  • @shnoopio
    @shnoopio Před 4 lety +17

    This video literally changed my life. Then again COVID-19 literally changed my life again. However, if I hadn't started implementing the tips & suggestions presented in this video back in July last year, I'm pretty sure everything would have been 10 times worse right now. Thank you, Stefan. You and your uploads are the definitions of value.

  • @priestofmendes3830
    @priestofmendes3830 Před 6 lety +354

    I got to the point in life where i got tired of working for a corporation after 17 years of working for the same company i couldn't take it anymore i felt as if i was committing suicide every time i clocked in to work so i quit my job and invested all my savings to start a Landscaping company i love what i do but this is my first year doing it and im having a very hard time staying at business this winter I'm considering getting a part time job just to be able to pay bills

  • @FeliciaBaron
    @FeliciaBaron Před 6 lety +180

    I listen to a lot of the business saavy speakers on CZcams and by far you are definitely my favorite. You really speak from such a genuine and caring place and are so inspiring. Thank you for doing what you do ☺

  • @tiffanysmith7419
    @tiffanysmith7419 Před 6 lety +30

    Much needed, especially the end about tough circumstances being a blessing & learning opportunity. Always get a ton of value out of your videos. Thank you!

  • @turtlesage364
    @turtlesage364 Před 6 lety +21

    The key to being successful to me is getting out of credit card, and car loan addiction. Like your vlog very honest and hopeful.

  • @martelldave7169
    @martelldave7169 Před 6 lety +325

    1. Get a job
    2. Track
    3.budget

  • @EloisaGene
    @EloisaGene Před 6 lety +50

    I am truly blessed to find your channel. I really am. Thank you!

  • @mulirofireless9397
    @mulirofireless9397 Před 5 lety +19

    Well done.
    U have pulled me out of a pit of despair.
    Thank you.

  • @jenicajames
    @jenicajames Před 6 lety +14

    These steps are exactly what I need right now. Thank you so much 🙏🏽

  • @michellewaichili8837
    @michellewaichili8837 Před 4 lety +3

    thank you, I’m going through a financial crisis now. I hope soon I can be out of it and see the blessings of the time I’m in right now

  • @lourdesjaimes6820
    @lourdesjaimes6820 Před 5 lety +13

    So happy I just watched this. My life is about to change with the knowledge I received. Thank you!

  • @erikas3659
    @erikas3659 Před 6 lety +3

    Thank you so so much for taking out the time to do this video, Stefan! 🙏🏾 I am truly blessed to find your channel. May you continue to receive many more blessings!​

  • @_CMG64
    @_CMG64 Před 6 lety +68

    My lord, this video has helped me a lot in such little time! 40 min!! Thanks man, I am going to start applying these things TODAY!

    • @ProjectLifeMastery
      @ProjectLifeMastery  Před 6 lety +5

      Thank you Christian!
      Here is another video you will love: czcams.com/video/kViGyCNRyl8/video.html

  • @creativelivingwithspencert9997

    Super helpful Stephan! I did my initial budget work today. I went thru what I spent my money on the last 3 months, created my buckets based on my income. I already have a job but I’m getting another one. I have 3 interviews scheduled for this week. I watched this video and your video about how t go from Broke to Rich. Honestly I’m so grateful for this content and how you delivered it. And I am amazed I never really heard it explained this way before. This is vital info people who are struggling financially need!

  • @teamgard
    @teamgard Před 6 lety +118

    Should be taught from middle school on up. Great video. Humble & motivational. Thanks so much!

  • @SAPHYTYRA
    @SAPHYTYRA Před 4 lety +2

    Hey. Thank you for going there. Its alot of us irresponsible folks out here that need someone to guide us into responsibility. 🤷🏾‍♀️ appreciate you for steeping in. Be blessed ✌🏾❤

  • @vybo
    @vybo Před 6 lety +89

    Great video. Real, practical, actionable advice. Much appreciated

  • @MsLadyLogic
    @MsLadyLogic Před 6 lety +2

    You are on of my favorite people on here that talk about finance. Thank you for giving your time and skills to help us. This is such amazing information.

  • @josephrobinson3465
    @josephrobinson3465 Před 6 lety +66

    I don't think people understand how important this video is thank you

  • @Bodana63
    @Bodana63 Před 5 lety +3

    Love that you never forgot where you were, that those concepts keep operating even now. 🔑

  • @josephkayconstruction4474

    Thank you so much. I love the positive energy, confidence in changing your situation and strategy that you presented.

  • @hermanshiimi1318
    @hermanshiimi1318 Před 5 lety +6

    Thanks alot Man.I'm a 20 year old and still in college and I've been really having financial problems and have lots of rent payment issues, I've watched your video and hopefully some day im gonna improve my financial problems using your steps. Thanks alot once again You really opened up my mind

  • @stephanie.talamantez9234
    @stephanie.talamantez9234 Před 5 lety +2

    Thank you for the percentage breakdown. We have struggled with budgeting many times. We are sitting down tomorrow to restart this journey and I am so thankful I found this video. Now I have a guideline to follow when creating the budget.

  • @RashawMusic
    @RashawMusic Před 5 lety +6

    Beautiful content the sacrifice is worth it peps! Good luck to everyone on growing/fixing their financial journey! Thanks for sharing this for FREE!

  • @sincerelyarimichelle4255
    @sincerelyarimichelle4255 Před 6 lety +130

    Wow, what an awesome way to start off my morning. A great cup of coffee and an amazing video to help me move forward. Thank you!!!

  • @ig6851
    @ig6851 Před 4 lety +13

    I love his insight, literally sounds like a dad telling you things you gotta do to make it in life! This is REAL TALK! He's that one friend to tell you the truth and how to get your life in order lol I love it!

  • @otiselgato9571
    @otiselgato9571 Před 4 lety +17

    I like when he teaches to give...
    There's nothing more powerful than to give. Give and you will never struggle for money. Money will find a way towards you.

  • @lord.kagiso3741
    @lord.kagiso3741 Před 3 lety +3

    When I get a job in not going to mess around this. I already did that and booooooyyyyyy it has been a very humbling experience.

  • @yuuki140ful
    @yuuki140ful Před 6 lety +11

    amazing video! I am 20 years old and thanks to your videos I have make better decisions in my life

  • @musajallow5710
    @musajallow5710 Před 6 lety +92

    i love this man he is very sincere i believed .. i will one day join his kindle publishing empire..

    • @ProjectLifeMastery
      @ProjectLifeMastery  Před 6 lety +10

      You can do it Musa!
      Here is another video you will love: czcams.com/video/hQ4E4FwWPoo/video.html

  • @celestineasumah4511
    @celestineasumah4511 Před 5 lety +4

    Thank you dearly, I really needed this at this time.

  • @Derp-flash-go-duuur
    @Derp-flash-go-duuur Před 6 lety +49

    Thank you for the amazing information, this is pretty much being held by the hand and being shown how to succeed. Best youtuber, hands down.

  • @ireneatenkeng9766
    @ireneatenkeng9766 Před 4 lety +1

    This video is so empowering. There couldn't have been a better time to stumble upon this life changing video than now. Thanks a lot .

  • @bluecollarandrich9508
    @bluecollarandrich9508 Před 6 lety +3

    This is pure gold! Stefan says how it is and speaks some brutal honesty here. Great video!

  • @keionwitherspoon
    @keionwitherspoon Před 6 lety +11

    GREAT video! Thank you SO much!

  • @kickinitwithkeeks2105
    @kickinitwithkeeks2105 Před 4 lety +2

    Thank you so much! This video set me free! I will listen every morning!

  • @tebogomashele5107
    @tebogomashele5107 Před 6 lety +13

    I feel like this is talking to me! Thanks, Stefen you are really an inspiration to my life. Can we please set up a meeting or a time the day you will travel to South Africa

  • @aaronrobinson681
    @aaronrobinson681 Před 6 lety +22

    Thank my brother I will invest in myself and use these tools

  • @jaygiant10
    @jaygiant10 Před 4 lety +1

    Wow, I sat and watched this entire video. I was watching videos before but I was led to this one for a reason. Thank you

  • @lakeishajackson3634
    @lakeishajackson3634 Před 5 lety +1

    Thank you so much 🙏🏾🙌🏾 things are so much better now for me 💪🏾

  • @linichef
    @linichef Před 5 lety +3

    Wow Thank you so, so much for all this info. It is exactly what I was looking for!!

  • @valloveinspires
    @valloveinspires Před 6 lety +17

    EXCELLENT!!!! Love love love this teaching. THANK YOU for adding so much VALUE

  • @christopherwilliams1011
    @christopherwilliams1011 Před 5 lety +1

    Stefan u were awesome you identified with us i have taken notes this video has changed my financial mindset to upward mobility thank you so much bro!

  • @subasharyal4301
    @subasharyal4301 Před 5 lety +1

    Today from this moment! I am going to follow your formula and I hope I will be able to get financial freedom in near future. Thanks.

  • @claudiapierre8636
    @claudiapierre8636 Před 3 lety +2

    Thanks for this motivational video to help us to save, be kind, have fun and live our dream life. Thanks to you and Tatiana may God continue to bless both of you.

  • @904ts
    @904ts Před 6 lety +8

    Awesome video. Watching video for the eigth time. Currently applying steps . Thanks a bunch

  • @sagittariansage_2271
    @sagittariansage_2271 Před 6 lety +4

    You are bomb. Thank you sir. I am taking your advice!!

  • @hadassahropiha8528
    @hadassahropiha8528 Před 5 lety +2

    Thank you so much I'm definitely going to take your advice 😁

  • @bentorwambugu4274
    @bentorwambugu4274 Před 4 lety +4

    Thank you,GOD Bless You

  • @shana5413
    @shana5413 Před 5 lety +20

    I really like how much effort you put in to help others

  • @roelblomsma
    @roelblomsma Před 4 lety +1

    Thanks a lot. These were some things that might sound logical, but I certainly needed to be reminded.

  • @srizmanova
    @srizmanova Před 4 lety +4

    Hi Stephen. Great video, thank you. I am heading for the creating wealth stage (currently still in a job). This is a scary part of the process...I guess I need to plough through my fear and just do it. Keep succeeding!

  • @justjcfreak
    @justjcfreak Před 5 lety +6

    Love this advice!!! Incredibly useful, thank you!

  • @alejandrinar.971
    @alejandrinar.971 Před 5 lety +7

    Thank you so much for this video.

  • @malabsida8735
    @malabsida8735 Před 6 lety +17

    You are such a sweet human being. May god be with you every step of the way.

  • @tng2138
    @tng2138 Před 5 lety +1

    You're so authentic and I like the way you explain and talk. Watching this video till the end was totally worth it because it's so detailed and full of information. While watching I always thought: You're a mentor or a best friend, I wished I've met in real life/earlier. Thank you for giving people free information!

  • @ramyam3932
    @ramyam3932 Před 5 lety +1

    Thank you... Just the thing I need... God bless you.. You are a good person

  • @taketime0626
    @taketime0626 Před 5 lety +9

    Thank you for this video. This gives me hope.

  • @imaregeepersonalbranddevelop

    Thanks Stefan n God bless you so much always.

  • @rustynail_7535
    @rustynail_7535 Před 5 lety +23

    My journey starts now. Thank you !

  • @mellitabarretto9751
    @mellitabarretto9751 Před 6 lety +6

    Thank you for making this video mate.

  • @dhruvgaba865
    @dhruvgaba865 Před 5 lety +2

    The way you explain things is amazing. Thank you so much.

  • @nickq1938
    @nickq1938 Před 6 lety +1

    Appreciate you bro watched a couple of your videos today ! True motivation !

  • @DarkZeGame
    @DarkZeGame Před 6 lety +9

    Thanks brother !

  • @iamGinelMcLarty
    @iamGinelMcLarty Před 5 lety +5

    Amazing video once again! I’ve been following you since you had longer hair and was bouncing on your mini trampoline showing us your morning routine. That video as well as this one changed my life !🤟🏾💜 keep up the amazing videos

  • @fireguy96
    @fireguy96 Před 6 lety +1

    Thank you bro.. I hope God continues to bless you one way or the other

  • @isispollard
    @isispollard Před 6 lety +4

    Thank you! You explain things really well!

  • @soniakuhumura653
    @soniakuhumura653 Před 4 lety

    Thank you so much for this. I will definitely follow this plan

  • @joegriggsjr.6511
    @joegriggsjr.6511 Před 5 lety +67

    Man that was raw truth. Thanks for keeping it real.

    • @ProjectLifeMastery
      @ProjectLifeMastery  Před 5 lety +4

      Thank you Joe!
      Here's another video you will love: czcams.com/video/deyPziYcJ5A/video.html

  • @ayeyo2309
    @ayeyo2309 Před 6 lety +12

    You provide so much knowledge to us and I just want to thank you. I'm so happy I came across your channel! Wishing you continued success and much abundance!

  • @EdmundAlynJones
    @EdmundAlynJones Před 6 lety +9

    This is some of the most practical life changing advice. You got through to my son and I. Thanks for sharing!

  • @sedrickjones3625
    @sedrickjones3625 Před 6 lety +14

    Going through this big time. I'm going to apply all this and my 2018 awesome. Havana Cuba here I come

  • @Lovedebbie2007
    @Lovedebbie2007 Před 5 lety +1

    Thank you for taking the time to make this video. It was so helpful.

  • @henrysedigzadeh6209
    @henrysedigzadeh6209 Před 5 lety +1

    Thank you so much for this informative video. I got a lot out of it. The steps were clear and everything made sense. I'll be sure to share this with those in need.

  • @ThomasTries
    @ThomasTries Před 3 lety +3

    You’re absolutely correct that giving is more about habit than amount at the start. I think it’s also about being intentional with your giving.
    You could give $1 to 500 families and not make a difference to any of them. Or you could give $500 to one family and make more of an impact. Being strategic in giving is important as well.

  • @andersonhernandez4649
    @andersonhernandez4649 Před 5 lety

    Thank you so much for taking time to guide us to for a better future and stability! We appreciate you!

  • @Dj-uy1kp
    @Dj-uy1kp Před 5 lety +1

    Thank u very much , you are the best,I have learned more with u than in school!!!!

  • @jamiewaters3727
    @jamiewaters3727 Před 4 lety +3

    Wow, this is my first time seeing your videos. I wasn’t looking for you per se , but I stopped , because of your title, and I actually listened to your whole video! I’m usually too impatient , and tend to go ADD very quickly, but you had the most relevant and informative information. Thank you for this, because I needed to hear this myself. I am a subscriber now, and I liked your video, and look forward to your other videos.😄👍🏽

  • @lauramarie7122
    @lauramarie7122 Před 5 lety +2

    Thank you so much for sharing this valuable information!

  • @msnene884
    @msnene884 Před 6 lety +4

    Bless you! I needed this!

  • @Carlos-qz2if
    @Carlos-qz2if Před 6 lety +2

    Stefan, Thank you so much for making this video! I find you very inspiring and people like you is what enlightens the mood of people in life!
    I hope to come across you one day!

    • @ProjectLifeMastery
      @ProjectLifeMastery  Před 6 lety

      Hey Carlos,
      Here is another video I recommend that you will love: czcams.com/video/_goRDn0v3c0/video.html

  • @tonystark-gz5no
    @tonystark-gz5no Před 4 lety +1

    thank you!!! absolutely eye opening!!!

  • @analenpadernal6000
    @analenpadernal6000 Před 5 lety +4

    Well said! Thank you

  • @patriciapeever9560
    @patriciapeever9560 Před 5 lety

    Thankyou for helping me..you share all your best secrets with us.

  • @sanjayrshinde
    @sanjayrshinde Před 6 lety +15

    Excellent info Stefan. Keep up the good work. And thank you very much.

  • @madonapascua6174
    @madonapascua6174 Před 5 lety

    this is so true, i have made a lot of wrong decisions, but i learned from the past.I'm glad that i have a job and im willing to sacrifice time just to reach my goal.

  • @independenceandstability9935

    Thank you Stephan. I really appreciate your teaching