3 MORE Reasons VA Loans are Amazing

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  • čas přidán 2. 08. 2024
  • America's #1 Female VA Lender 2021+2022
    Mortgage Questions? Call Me 707-478-0637
    OR
    ⭐Have mortgage questions? Pick a time that works best for you here
    calendly.com/jennifer-beeston
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    www.zerostressmortgage.com
    ⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
    ⭐Google Reviews: tinyurl.com/jenniferbeestonre...
    --------------------------------
    Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
    For licensing, go to www.nmlsconsumeraccess.org
    Top 1% in the nation 2016-2022 www.zerostressmortgage.com
    NMLS 247743 Guaranteed Rate NMLS 2611
    To access Guaranteed Rate:
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    My State License Numbers:
    AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
    Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Komentáře • 74

  • @carlacharles3335
    @carlacharles3335 Před 10 měsíci +5

    4% pay off debt, no one told me about that and truly could of use that. Am buying a 2nd home when i separate from the service next year and i already contacted Jennifer's team.

  • @524cjblack
    @524cjblack Před 11 měsíci +10

    Welp I'm ready to buy a home! 1st time buyer and I've just received 100% Rating Last month❤

    • @flelite3994
      @flelite3994 Před 10 měsíci

      What does 100% get you?

    • @louiZiana-Gurl
      @louiZiana-Gurl Před 9 měsíci

      @@flelite3994property tax exemption depending on the state you live un

  • @LouiePiolSupahSaiyan777
    @LouiePiolSupahSaiyan777 Před 6 měsíci +1

    This is great info to know. I am Active Duty member myself and this info I just shared to a few of my coworkers who is interested in home buying. I actually sent them your CZcams page and watch videos to help out your channel and also to ensure my coworkers are also knowledgeable on home buying, especially as a 1st time home buyer.
    Your videos never cease to amaze me and like you mentioned in your other previous before, I wish American High School or College teach a Semester of home buying lessons 101. Haha =)
    Thanks again for what you and your team do not only helping out others but also applicable to Active Military members like myself =)

  • @mitchbandalan9450
    @mitchbandalan9450 Před 11 měsíci +2

    VA Wednesday!! Always here to learn more...

  • @SlimeSquare
    @SlimeSquare Před 11 měsíci +1

    Thanks for making this information easy and fun. You're the best.

  • @realestatewiz123
    @realestatewiz123 Před 11 měsíci +1

    This info is awesome! Thanks for making such a well organized video explaining this!

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci

      Glad it was helpful! Thank you for watching!

    • @WEBUYUGLYAUTOS
      @WEBUYUGLYAUTOS Před 9 měsíci

      it is not awesome where are the men ? i not see any men

  • @workingmomthinkingoutloud908
    @workingmomthinkingoutloud908 Před 11 měsíci +1

    Yayyyy Jennifer’s VA Wednesday🎉🎉

  • @longbluesquid
    @longbluesquid Před 10 měsíci +2

    I didn’t know that. That would help a lot. Yeah I’m waiting for interest rates to go down though. I feel I’ll be paying a fortune.

  • @pamelafox5882
    @pamelafox5882 Před 11 měsíci +1

    👏👏 more great information 🎉

  • @MinhTucson
    @MinhTucson Před 5 měsíci +1

    Thank you ❤

  • @barbarasharp77
    @barbarasharp77 Před 11 měsíci +2

    Jennifer, as always, you are a breath of fresh air! Even though we are well underway with you and your AMAZING team, we love to listen to your incredibly informative videos and learn something new every time! Give Jennifer a call everyone! She knows her stuff!!! 😊

  • @JudeDude409
    @JudeDude409 Před 11 měsíci +2

    4% of a debt? I DID not know that. Thank you jen

  • @youngmoney6288
    @youngmoney6288 Před 11 měsíci +1

    What I look forward to every Wednesday 😂

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci

      I assume the laughing emoji was meant to be a thumbs up or heart

  • @davidvazquez4976
    @davidvazquez4976 Před 11 měsíci

    I was never told about the 4% or pay off any debt I had a lousy lender waterstone mortgage out of Orlando Florida.

  • @jamesvillarreal3944
    @jamesvillarreal3944 Před 10 měsíci +1

    Question, if I purchase a new construction with a next gen suite. Would I be able to factor in the income of renting the next gen as if it were a two unit property with a VA loan?

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci

      To use projected income it has to be a legal 2nd unit

  • @hessyfernandez8150
    @hessyfernandez8150 Před 11 měsíci +1

    Hello Jen would you have any info in va contruction loans for multi family 3-4 units. Thank You

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci +1

      Call Indu, she does VA construction and can advise www.rate.com/loan-officers/indu-kapoor-296179

  • @MrABS369
    @MrABS369 Před 11 měsíci +2

    Hi Mrs. Beeston, i asked a few weeks ago and gonna ask again now, if you were expected to close on a new build by the 15th Feb 2024, would you lock now or still wait it out?

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci

      I would be exploring long term lock options as a just in case.

  • @09mandoman
    @09mandoman Před 11 měsíci +1

    Who is responsible for negotiating 4% towards debt and closeing costs? I was pre-approved already with my current mortgage company but am always looking for better options. Do i have to have a realtor to negotiate?

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci

      It’s the real estate agent who would negotiate. If you are representing yourself doing a FSBO you would negotiate. We are always happy to compete for your business as a lender 707-478-0637

  • @trevorhunter8080
    @trevorhunter8080 Před 11 měsíci +1

    Could that 4% be applied to mortgage that you already have? Trying to get a second house

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci

      Only for credit cards, student loans and car debt.

  • @scottpetrey3270
    @scottpetrey3270 Před 9 měsíci +1

    What if you need a washer dryer fridge and stove c tht be included in the va loan when you buy the house

    • @JenniferBeeston
      @JenniferBeeston  Před 9 měsíci

      You would need to negotiate that with the seller

    • @scottpetrey3270
      @scottpetrey3270 Před 9 měsíci

      @@JenniferBeeston what bout the va rehab loan

    • @JenniferBeeston
      @JenniferBeeston  Před 9 měsíci

      You could use a VA rehab loan for that but keep in mind the rates are much higher on them. If you have questions about them reach out to Cristine her email is. Chrisd@rate.com

  • @davidvazquez4976
    @davidvazquez4976 Před 11 měsíci +1

    Jennifer I have a home that we just purchased last August 2022 we were told it was a land lease but we wasn't aware of what it really meant so we got involved in it and not happy with it and I'm trying to sell it and get another VA loan is that possible?

  • @russelrona376
    @russelrona376 Před 7 měsíci +1

    so how to deal wit the get 4% toward our debt and 0 closing cost works?

    • @JenniferBeeston
      @JenniferBeeston  Před 7 měsíci

      You need to be working with a lender that understands the VA guideline and a real estate agent who can negotiate.

  • @MagMan4x4
    @MagMan4x4 Před 11 měsíci +2

    I want a book!

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci

      On it's way:)

    • @MagMan4x4
      @MagMan4x4 Před 11 měsíci +1

      @@JenniferBeeston hahah I was kidding but thanks you for sure, ill read it.

  • @TeaGuyTravel
    @TeaGuyTravel Před 11 měsíci +1

    4% of debt!! I’m working with company that haven’t offered me any choice like that

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci +1

      Most lenders don’t know this and you do need to negotiate with the seller for them to pay. This is why with VA you always want to work with an expert

    • @TeaGuyTravel
      @TeaGuyTravel Před 11 měsíci +1

      @@JenniferBeestonI just got pre approved with your company. But the guy wants to use a conventional loan. Because he think I’m going to have issues buying a duplex. I moved out of my first home for medical reasons. And I been renting it out for the last two years.

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci +1

      You need to get preapproved with my team. Tell them to transfer the loan to me. I don’t have a guy on my team.

  • @megan5881
    @megan5881 Před 10 měsíci

    I thought VA loans allowed no more than 728K? I live in Virginia and I was told no more than 728K. We used VA in 2009, but sold that house in 2016. I believe we still get our full amount and I was told the amount above. Thanks. Great content.

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci +1

      In 2020 the blue water act passed which got rid of VA loan limits if you have full entitlement

    • @megan5881
      @megan5881 Před 10 měsíci +1

      Thank you!@@JenniferBeeston

  • @alexsignorello
    @alexsignorello Před měsícem +1

    I'm a 75 year old Veteran. Can i still get my VA home lian?

  • @wctyre49
    @wctyre49 Před 11 měsíci +1

    Jennifer I'm interested in refinance by using my VA loan,do I have to call you.

  • @THEARCH2578
    @THEARCH2578 Před 11 měsíci

    Does the payment of up to 4% apply to new builds?

    • @JenniferBeeston
      @JenniferBeeston  Před 11 měsíci +1

      For debt 4% is the max yes but you can get 4% towards debt AND closing costs covered. Amount you get depends on what the builder is willing to give so negotiate hard

    • @THEARCH2578
      @THEARCH2578 Před 11 měsíci +1

      @JenniferBeeston I had no clue about this, I don't think my previous lender was informed about this.
      This is badass. From the sounds of it, it's quite difficult to get a builder to do?

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci

      It can happen but you 100% need a motivated seller

  • @INSPIRATIONWITHERICA
    @INSPIRATIONWITHERICA Před 11 měsíci +1

    Are you liscensed in Mississippi ?

  • @chaoswilliams9037
    @chaoswilliams9037 Před 9 měsíci

    I would not sell my home to anyone who request that. I am not that desperate to sell. You are giving away your profit.

  • @WEBUYUGLYAUTOS
    @WEBUYUGLYAUTOS Před 9 měsíci

    you not even say what place you work for guarantee rate is that your name for this company ?

    • @JenniferBeeston
      @JenniferBeeston  Před 9 měsíci

      Yes I work at Guaranteed Rate. It is in the description and on my channel

  • @01cowboy
    @01cowboy Před 10 měsíci

    jennifer AGHHGGHHHGGAAAAAAGHHGGGGHHH

  • @alexsignorello
    @alexsignorello Před měsícem +1

    What is the phone number to reach your office?

  • @lilynguyen6177
    @lilynguyen6177 Před 10 měsíci +1

  • @animeanimal2222
    @animeanimal2222 Před 10 měsíci

    No one notice the illuminati like picture on the left. Yeah I rather not

    • @JenniferBeeston
      @JenniferBeeston  Před 10 měsíci

      That is not an “Illuminati” picture. It is a picture by Shepard Fairey. Look him up. Def not an Illuminati artist.

  • @joseclaros7180
    @joseclaros7180 Před 10 měsíci +1

    You like me bb I love you

  • @joseclaros7180
    @joseclaros7180 Před 10 měsíci

    You're so beautiful girl than i would like to know you bb beautiful girl