Hi sir, i used to watch your old videos few years back. I am very happy that you have started making videos again and sharing your insights. Our community will really benefit, if you carry on this work. Happy to see you.
Sir, I am working as HR with one of Hyundai group company. Really appreciate your efforts for sharing your knowledge to us. I learn many things about MF and I am owe to you. Thank you
Sir, I have been investing in NIFTY 50 index fund for past 5 years after seeing your videos as old subscriber. And from this year onwards I have switched newer investments into BSE low Volatility Index fund. As I felt with increasing portfolio size the Volatility was bit too much for me to handle. Hope I don't have to switch NIFTY 50 accumulated money into Low Volatility Index Fund as well. Only newer investments SIP change should be enough ? I always wanted to keep just one fund. Once I reach the goal then I'll start SWP in retirement. I am 35 years old if it matters.
@@pattufreefincalthanks for the response and glad to see you're sharing distilled knowledge for new set of young earners. Should I take a tax hit and move NIFTY 50 Index fund money to Low Volatility Index fund ?
I was reading your article on 87A tax rebate benefits are lost if non-taxable MF LTCG is added in ITR. Surprisingly I fell in this loophole and I'm asked to pay 14k tax. Can I do something about it now?
@@pattufreefincal ok Anna also one more question. Shall I do investment through MF Central website? Instead of registering with each mutual fund amc. I am planning to invest index fund nifty 50 investing with two different amc for long term.
Sir, from your videos I understand that it's better to invest in MF's instead of directly buying shares. I'm planning to move all my funds to MF's - how and when do I start? Please advise
Sir, i have followings funds: parag parikh flexi cap fund, nippon india nifty 150 index, kotak multicap, motilal nifty200 momentum. Is it good for 10 years away goals? How often should one rebalance if allocate deviates from desired?
Regular plan means middleman, means more expense ratio, means lower return to you. In long run like 15-20 years this extra expense of regular plan becomes quite large which goes to middleman. So like Sir said it should be direct.
![How to Plan for Retirement? [Financial Planning 101]](http://i.ytimg.com/vi/2yOd_VW9GZ8/mqdefault.jpg)
Hi sir, i used to watch your old videos few years back. I am very happy that you have started making videos again and sharing your insights. Our community will really benefit, if you carry on this work. Happy to see you.
Sir. You are my guru when it comes to financial planning. Thank you for your suggestions. Thank you for all your efforts. Much appreciated.
Sir, I am working as HR with one of Hyundai group company.
Really appreciate your efforts for sharing your knowledge to us.
I learn many things about MF and I am owe to you.
Thank you
Awesome start of a legendary and insightful series..looking forward to more of it Pattu sir
It may sound stupid but i don't why i always thinking about my retirement, how to make large corpus for early retirement etc....😅 my age is 22 only
I learned consistency in investment and portfolio rebalancing from you Professor! Thank you pattu sir?
Nandri sir!! Highly Appreciated
Hi Pattu. Suggest you to do the Videos in landscape mode for better viewing experience
❤❤❤
Good message sir
Sir, I have been investing in NIFTY 50 index fund for past 5 years after seeing your videos as old subscriber. And from this year onwards I have switched newer investments into BSE low Volatility Index fund. As I felt with increasing portfolio size the Volatility was bit too much for me to handle.
Hope I don't have to switch NIFTY 50 accumulated money into Low Volatility Index Fund as well. Only newer investments SIP change should be enough ?
I always wanted to keep just one fund. Once I reach the goal then I'll start SWP in retirement. I am 35 years old if it matters.
Two funds are fine. No one is going to give us an award for holding fewer funds
@@pattufreefincalthanks for the response and glad to see you're sharing distilled knowledge for new set of young earners.
Should I take a tax hit and move NIFTY 50 Index fund money to Low Volatility Index fund ?
@@ashwarya26do you want an award for only holding a single fund?
I was reading your article on 87A tax rebate benefits are lost if non-taxable MF LTCG is added in ITR. Surprisingly I fell in this loophole and I'm asked to pay 14k tax.
Can I do something about it now?
Better to consult a CA
sir what fixed income investment would you suggest for a 25 year old who got the basics right ?
EPF, PPF, Debt funds
Anna, which way is better to invest mutual fund SOA / Demat Format for long term. Also I am planning to put some portion on etf gold
MFs are already in electronic form. There is not need for demat format! And there is no need for gold or ETFs either!
@@pattufreefincal ok Anna also one more question. Shall I do investment through MF Central website? Instead of registering with each mutual fund amc. I am planning to invest index fund nifty 50 investing with two different amc for long term.
Thank you sir ❤
Sir, from your videos I understand that it's better to invest in MF's instead of directly buying shares. I'm planning to move all my funds to MF's - how and when do I start? Please advise
You can start immediately and start slowly. First with future inevstments
For long term invest in Small cap mutual funds.
For Medium term go with Midcap/Multicap
Simply go for a NIFTY 50 index fund and start investing monthly. Don't worry too much about the outside noise.
Sir, i have followings funds: parag parikh flexi cap fund, nippon india nifty 150 index, kotak multicap, motilal nifty200 momentum. Is it good for 10 years away goals? How often should one rebalance if allocate deviates from desired?
We can't say which choices of funds are good or not good. It is all up to your conviction and risk management. See my articles on rebalancing
@@pattufreefincal please make video if possible on rebalancing
Sir.,which is the better way to invest in active funds..Direct or regular plan.could you please help us to figure it out sir.
In 2024 you should know it is direct
@@pattufreefincal okay sir
Regular plan means middleman, means more expense ratio, means lower return to you. In long run like 15-20 years this extra expense of regular plan becomes quite large which goes to middleman. So like Sir said it should be direct.
Sir First comment