First-Time Homebuyer Programs and Down-Payment Assistance Programs

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  • čas přidán 1. 07. 2024
  • ⭐Have mortgage questions? Pick a time that works best for you here
    calendly.com/jennifer-beeston
    ⭐Ready to get preapproved?
    www.zerostressmortgage.com
    Text me after you fill out with your name 707-478-0637 so I can alert team
    ⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
    ⭐My Google Reviews: tinyurl.com/jenniferbeestonre...
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    Timestamps:
    0:00 Today's Topic
    0:20 Lenders Do Not Know All Programs
    1:00 Federal and Local Down-Payment Assistance Programs
    1:32 Fake Down-Payment Programs..
    1:55 I Will Not Push these Programs
    2:20 There are Good Ones Out There
    2:45 How to Find Good Programs
    3:40 Very Specialized Programs
    4:30 Uber Driver Analogy
    4:50 First-Time Homebuyer Programs
    5:15 What are they?
    5:47 Who They Are For?
    6:20 Average Median Income Program
    7:40 Geocode Program
    8:20 Down Payment Assistance Recap
    9:30 First-Time Homebuyer Program Recap
    9:55 Call Me at 707-478-0637 or Hop On the Calendar!
    Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
    For licensing, go to www.nmlsconsumeraccess.org
    Top 1% in the nation 2016-2022 www.zerostressmortgage.com
    NMLS 247743 Guaranteed Rate NMLS 2611
    To access Guaranteed Rate:
    www.guaranteedrate.com/discla...
    www.guaranteedrate.com/licens...
    My State License Numbers:
    AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
    Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
    #firsttimehomebuyer #mortgagelender #downpaymentassistance #firsttimehomebuyerprograms #firsttimehomebuyerspecialist

Komentáře • 22

  • @WorryDontAbout
    @WorryDontAbout Před 3 měsíci +4

    Real talk, I was so curious about these programs when I started looking but it’s not that great in most situations. Higher rates. Just keeping saving!

  • @StephanieOliverREservices
    @StephanieOliverREservices Před 3 měsíci +3

    I always appreciate your candid, no-nonsense (yet friendly) approach! 😁👍🏻Thanks for making these educational videos. 🙏 I am an agent in SoCal, and I knew that there are income limits, and didn’t realize that you can’t get assistance on jumbo loans. Being in this high-value area, most popular first-time homes are selling in the $750k-$1.3M range (and the values in the area are much higher than that), so this is good to keep in mind. Honestly, most of my clients have made too much to qualify, when looking into a program or two, even though they didn’t have the 20% to put down, and looking to avoid PMI.

  • @russlea6383
    @russlea6383 Před 3 měsíci +2

    I prefer to refer to you as accommodating.

  • @richardrodriguez1069
    @richardrodriguez1069 Před 3 měsíci +3

    I’m on a mission to buy. Rebuilding credit

  • @melissaphillips4439
    @melissaphillips4439 Před 3 měsíci +2

    I will be ready to buy soon 🤞🏻

  • @TheItachai
    @TheItachai Před 3 měsíci +2

    Wonderful video Jen. 🎉

  • @letsmakeitmakesense
    @letsmakeitmakesense Před měsícem +3

    I love your personality!!

  • @richardrodriguez1069
    @richardrodriguez1069 Před 3 měsíci +1

    What do you guys look at as far as credit when trying to purchase a home. What should I be focused on when rebuilding scores

    • @JenniferBeeston
      @JenniferBeeston  Před 3 měsíci +1

      Depends on loan type but try to have everything paid on time for the last year

  • @junerobles3093
    @junerobles3093 Před 3 měsíci +3

    wished you were licensed in NJ

  • @diegomendoza662
    @diegomendoza662 Před 3 měsíci +2

    Hello, I’m active army here looking to use my va loan on this rental property(house hack) here in Tennessee. Are you licensed down here and able to give me a pre approval for an estimate so I can know if I’m able to qualify for the property?

    • @JenniferBeeston
      @JenniferBeeston  Před 3 měsíci +1

      Yes, I am licensed in Tennessee and as long as you plan to occupy the house, we are happy to look at getting you preapproved for VA loan. My app is at www.zerostressmortgage.com

  • @ericaamundsen5282
    @ericaamundsen5282 Před měsícem

    Are you able to help me out? I really want to get assistance with down payment program.

  • @seanclark7783
    @seanclark7783 Před 3 měsíci +2

    Hello