Should You Buy A House Now - 2024 Strategy
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- Äas pĹidĂĄn 30. 06. 2024
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I have 3 clients who sat on the sidelines waiting for interest rates to decrease and now based on the increase in home prices they are stuck on the sidelineđ¤Śđ˝ââď¸
I am a first time home buyer still sitting in the side. Let van me know when to jump in. I am waiting til 2025.
Don't just wait, work hard to increase your income as well. There is no guarantee that even if rates come down, prices may still increase as demand increases.
Iâve been watching you since 2019 and learned so much. I close on my first family home on the 21st!!!!đđđ and moved in on the 30th !! Thank you so much for your videos and lessons.. I truly appreciate you đ happy 4th Of July
Im so happy for you!!! Congratulations and thank you for coming back to share your success. Many blessings in your new homeđžđžđž
Hi Shaheedah, hope you and the family doing good. ⤠Still enjoying my new home. đ
Thank you, so happy you are enjoying your home. đ
Iâm looking to put my my first home bid in August
đđĄđđđż
Iâm ready to buy
Birthday House !!! @curtisjackson1795 Thank you for watching
Thank you
Nice approach!
@homeloanhubwithsteph Thank you for watching
The ist things a home buyer should do is get their debts under control and a low DTI .
@SuperLeonard7 Thank you for watching
We are struggling with this decision right now. We plan to buy within the next few years for our forever home. We still live in our starter home. I donât know whether to sell or keep our starter home. But I guess it will depend on the market at the time. We could maybe use the profit towards the new house or use this as a rental. The prices right now just scare me. Then add in the rise in insurance costs and property taxesâŚ.i just donât know. Iâll have to cross the bridge when I get there.
Whatâs hard for me to digest is the fact of living my your home 7-10 years. I have never done that lol. Iâm almost two years into home ownership and already want to move but know Iâd be upside down. Itâs just me with no kids or anything so when I look at staying in Dallas another few years Iâm like uh! đ I have lived here over 12 years so I just want to relocate and experience somewhere else.
Hold on, you may be able to rent it out if you have to move.
@@ShaheedahHill My neighbor moved to California and rented his home out and itâs an absolute mess over there. Grass is very tall and it just look abandoned, so renting it out just scares me. Not sure of his situation but definitely looks a mess from when he lived there himself.
@@DallasTX_1122hire a property manager and let them do the leg work
Iâd have to see if it would be a loss or not after paying for the management company. My mortgage is already $2,800/mo all in. Not sure Iâd get much else out of a tenant. Donât have much after all bills are paid to play with monthly at the moment.
The problem is inflation , home insurance rates, hoa fees. You need to include all these variables in the present scenario
That was my thought, I'd like to see how PITI percentages have changed in the same timeline, it's not just about home prices right now..
@@jessicamccreary8488 exactly. Lots of unemployed real estate agents wants us all to buy, buy, buy now.
@@user-bn1iv4wm7i I agree. Most of the issues are rising insurance costs all around right now. Itâs truly really bad and sad that theyâre able to do this to people.
This is an oversimplified fear based đ response....... inflation will always exist the feds goal is to get the rate of inflation down not get rid if it, not every home has HOA(common sense), insurance rates will contine to go up they always have whether rates are insanely high is based on the house and the location. You're applying variables that aren't variables for everyone. Realistically like most fearđ you're not saying you want to see the calculation that doesn't even make sense it's your passive aggressive way to say you disagree smh đ
@@ftr911drvr I read the response as a request for further exploration, including more than just home prices. And where I live (FL), it's definitely scary- people are forced to move because of how drastically insurance and property taxes have increased in a short amount of time, along with home prices. If this doesn't apply to you, I would suggest practicing gratitude. Respectfully.
Do you have any thoughts about programs like Teacher Nextdoor?
I think that is a good programs but there are usually not that many homes available for that program, you should keep your options open and consider other programs that most cities have for teachers. Here is a video I recommend for down payment assistance programs in every state. studio.czcams.com/channels/g-8O0kklyrIe6DrdsZFrDQ.htmlcomments/inbox?filter=%5B%7B%22name%22%3A%22ENGAGED_STATUS%22%2C%22value%22%3A%22COMMENT_CATEGORY_NOT_ENGAGED%22%7D%5D
Hi my dear sister, I just found a house that I really want in New York, but the problem is that the tax is too high. Do you know what I can do about that?
@stephanieparrisrealestate
My advice is for you to see if you qualify for any tax exemptions to lower the property tax but, you you are correct to evaluate not just the cost of the house but the taxes, insurance and other fees that come along with it. @hb721 Thank you for watching
@@ShaheedahHill thank you for your advice đ
Yeah yeah.
I have 3 clients who sat on the sidelines waiting for a decrease in interest rates. And now since home prices have increased they are stuck on the sidelines.
Yes, a lot people are still waiting for this crash. If it never happens and they don't make more money, many people may be priced out for a generation.
â@@ShaheedahHillExcellent point. And that would be very sad.
Iâm your client youâre fired for talking about me, you didnât think i would see this for you
@@jwat3217 I donât even know you. Get real and go play in some elseâs comments
â@@jwat3217 You are hilarious đ
GOOD AFTERNOON 0:22
@eugenesmith3611 Thank you for watching
I been in my home now 9 months have 35% equity and I donât like the house, can I sell now?
You sure can, but talk to your accountant/tax preparer for any taxes on the gain since you owned the house for less than 2 years. After 2 years of ownership there is no tax on the gain up to $250K but before that you may be taxed, there are some expemptions like selling becasue of a job change, so research before you list. @candelariaw1668 Thank you for watching
Perfect time to buy a house guys! No crash coming. Everyone is doing well. No better time than now!đđđ
@Bridin84 Thank you for watching
There is no way there won't be a crash. Prices are so high, people will look back on this period as the "what were they thinking" period. This video is honestly bad advice. Don't trust realtors.
I didn't say there will never be a crash, but the crash that people have predicted did not materialize and you can't wait for a crash to make a purchasing decision. If there is a crash, see that as an oppourtunity to purchase again. It is like waiting for the stock market to crash to invest, good luck with that. @respobabs Thank you for watching
Thank you
You're welcome