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Thank you Ms. Swati for the informative videos and online consulting. Just a suggestion - it would be really beneficial if you can also start making videos on Cryptocurrency since the future lies in crypto.
very nice question. first of all its a strategy for long term of appx 10 years. So, after withdrawing a fixed amount through swp, your balance capital stays invested in the fund and gradually over a period of time you will see that ur capital is growing.
Mam please take my question this time. Meri monthly 17500 ki sip chal rahi hai jisme sbi small cap fund(2500) ki, Axis focus fund(2500),Axis mid cap(2500), canera robeco flexicap fund(2500), kotak flexicap(2500), invesco india contra fund(2500) ,sbi flexicap (2500) shamil hai. Ab mere pass10 lakhs rs saving account me ye amount mujhe lumsum me mutual fund me invest karni hai long term ke liye ..plz guide me mam.
Hi Mam, I have invested in more than 20 funds. Should I withdraw from all 15 funds in one go to reinvest it in 5 dedicated funds? Or should I withdraw only the funds which have return upto 1 lac to save the tax on long term capital gain?? What will be the good strategy to grow the portfolio in long term and reduce over diversification ??
मैडम, 20 साल में 50 लाख का लक्ष्य है...क्या स्मॉल कैप सही है..अगर है तो स्मॉल कैप फंड ले और इसके लिए प्रति माह कितना निवेश करेगा? कृपया उत्तर दीजिए महोदया
Is this safe investment through demet broking app like angel one or through distributor or Direct amc office? difference between this kind of route. 1 Angel one fund investment 2 distributor through fund investment 3 direct fund office 4 other apps mf central kuvera .. What difference in this way Like expense ratio any charges Because so much things.
yes you can. SWP is a mandate you register for regular income in a particular date. But if you dont require that, you can redeem as and when you want as most of the Mutual fund schemes are open ended with no lock in as such.(other than close ended funds, ELSS ). Redemption before 1 year of investment will attract short term capitalgain and exit load.
I am yr great fan watch every video and push like button.I beg yr advice for wealth creation being a retired person I like to invest lumsum 25 lacks in 2-3 mutual fund to make it 50 lacs within 6yrs risk high to moderate.
Thank you. 50 lakhs in 6 years is achievable if markets give return of 12-13%. you could divide ur funds across Multi asset fund, Balanced funds and Balanced advantage fund to take a safe route. But if you could take more risk then one the fund can be or 15% in large and midcap space as well.
Dear mam plz review my portfolio Nippon small cap:- 6k Tata Small Cap:- 6k Mahindra small cap:- 6k Canara Robecco Small cap:- 6k Motilal Oswal Mid Cap:-6k Canara Robecco mid cap:- 6k Nippon flexi cap:- 6k Mahindra Bussiness cycle Fund:- 6k Hdfc Defence Fund:- 6k Tata digital fund:- 6k Total:- 60k per month Y sare fund shi h mam for upcoming 15 year and my target is 10cr is this ok.. Ya kuch change krne ki jrurat h ya sip r bdhane ki plz btaye taki m apna 10cr ka target pura kr sku.
goal achievement can be a challenge. take ur sip to 1.5 lakhs gradually to reach ur goal or increase the time horizon to 20-22 years and increase upto 1 lakh. diversification is not proper in the proper. its only small cap, midcap and theme fund. can be a risky bet. ideal portfolio would be Nippon small cap - 10k, Motilal oswal mid cap - 10k. Hdfc defence fund - 10k( keep monitering this), quant active fund - 10k, parag parikh flexicap-10, icici blue chip fund- 10k
Madam, Aaj bhi Mera question nahin liya. Main pichhle 3 mahine se apna question har week email karta hun please mujhe batao Mera question Lene mein aur kitna time lagega.
Thank you Swati and Poonam maam, I am your regular CZcams video watcher and Thanks for hosting experts in all shows. I have shared my PF for your review via. e-mail. Request you to kindly review my PF and suggest to cutdown my PF to 5/6 MFs.
Mam me 10 ke liye goal he Retaiedment ke liye my age 43..me sip karna chahata hu 8 k uti nifty fifty + 2 k motiwal oswal midcap + 2 k quint mid cap + 1.5 k quint small cap + 1.5 nippon small cap. Total 15 k ka suru karna chahatamu. Meri monthly income 32 k. Monthly expenditure 17 k. Retaied ment goal he
if retirement goal then ur time horizon should be 17 years. ideal portfolio would be quant small cap -4000, motilal mid cap -4000, nippon multi cap - 4000, icici blue chip fund - 3000. Active funds create better alpha in long run.
Hi, can you please advise or compare on deferred annuity plans from life insurance companies. I'm planning to invest for next 10 years and then get a pension annuity
Please don't go for any annuity plan, it is not worth. I invested in HDFC Life Guaranteed Pension scheme. I invested 15 L, now after 10 year my fund is 18 L 20 thousand. Now they are giving me an Annuity of only 1 L 10 thousand per year. It is less than the interest one can earn from a Bank FD.
Hi maim 10 lack lumpsum karna hai MF suggest kare . Pahle ka investment hai 10 lack ka HDFC midcap , SBI small cap , parakh Parikh , mirai asset, axis bluchip
Shocked to hear a so called expert giving advice to a person to take a loan in a condition who lost his job !!..seriously avoid these so called "experts".. youtube is now just a place for making money by views.. careful from these experts
She is saying temporily like 1-2 months until he gets job against security of his mutual fund...and she gives this bad situation as example for people to have an emergency fund so they can survive in such situations with that fund !
Purane samay me humare parents gold ko girwi rakhna pasand krte the bjae ke sell krna ... Kyuki udhar toh aap mehnat krke utar loge but saving ki compunding ager disturb hui toh poori life disturb ho sakti h... Hope you understand....
Direct investment has to be self managed and there is no hand holding. For maintaining dicipline and getting professional guidance, regular mode is recommended.
@@Késin_10.136 1.quant small cup 1500 2. SBI nifty index fund 1000 3.sbi automotive opportunity 500 4.HDFC mid cup 1000 5 HDFC defence fund 1000 Kaisa h portfolio
Parag parikh flexi cap investment ratio is 50:25:25 I.e. (₹1500 in large cap: ₹750 in Mid cap: ₹750 in small cap). It's pretty good for long term investment. Why pay the expense rate and exit load in 3 different funds when you can get almost the same in one single fund. Just my opinion..
Mai government teacher hu mere salary 54000 monthly hai Mai ppf mein paise na daalkar kaise tax saving kar sakta hu plz suggest fund jisme tax rebate mile
This "expert" seems a bit delusional. Some of the things she says is absurd and nonsensical PS. I couldn't get through the whole video because of her. No time to waste on her
Frankly speaking those experts who say the Indian economy is growing are biased with bjp and Modi. The growth of single digit industrialists and businessmen is not the growth of India. Unfortunately most if experts are अंध भक्त.
What are you doing here if you are not investing in any and just being a spectator of the market ?! The number of startups alone is a prood that overall there is a good momentum...ofcourse financial literacy still some way to go for all sectors of people...but slowly but steadly it will come !!
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आज madam swp वाले मुद्दे पर दिल खुश हो गया 🙏🙏
Thank you Ms. Swati for the informative videos and online consulting. Just a suggestion - it would be really beneficial if you can also start making videos on Cryptocurrency since the future lies in crypto.
Dear swatijee, pls explain the process of investment in SWP. Also suggest a good fund for SWP.
Please explain how the capital grows with SWP when you are regularly selling units.
Rajesh
very nice question. first of all its a strategy for long term of appx 10 years. So, after withdrawing a fixed amount through swp, your balance capital stays invested in the fund and gradually over a period of time you will see that ur capital is growing.
Mam please take my question this time.
Meri monthly 17500 ki sip chal rahi hai jisme sbi small cap fund(2500) ki, Axis focus fund(2500),Axis mid cap(2500), canera robeco flexicap fund(2500), kotak flexicap(2500), invesco india contra fund(2500) ,sbi flexicap (2500) shamil hai. Ab mere pass10 lakhs rs saving account me ye amount mujhe lumsum me mutual fund me invest karni hai long term ke liye ..plz guide me mam.
Kya guest madam ne BAF hi recommend kiya hai SWP ke liye ?
Thank you poonam madam and swati madam.
Hi Mam, I have invested in more than 20 funds. Should I withdraw from all 15 funds in one go to reinvest it in 5 dedicated funds? Or should I withdraw only the funds which have return upto 1 lac to save the tax on long term capital gain?? What will be the good strategy to grow the portfolio in long term and reduce over diversification ??
You can definitely look at Profit harvesting and slowly consolidate ur schemes.
Swati ji you are doing great job 👍
Bhagwan aapko dher sari khushiyan de
Query k liye mail kar sakte hai
मैडम, 20 साल में 50 लाख का लक्ष्य है...क्या स्मॉल कैप सही है..अगर है तो स्मॉल कैप फंड ले और इसके लिए प्रति माह कितना निवेश करेगा? कृपया उत्तर दीजिए महोदया
@@sunapilaकिसी को गलत सलाह मत दो।
barely 5k ki sip se bahut aram se 50 lakh bana sakte hai. iske liye ek multicap fund me nivesh kar sakte hai.
नमस्ते पुनमजी ... नमस्ते स्वातीजी 🙏 अभि देखती हु ...👍😊
Mam, Is Large and Midcap Fund better than Flexi Cap Fund?
Thanks to swathi for the videos and information she give. Me too got boosting to invest in mutual funds at corona time when the market was falling.❤
Thanks mam.
Is this safe investment through demet broking app like angel one or through distributor or Direct amc office? difference between this kind of route.
1 Angel one fund investment
2 distributor through fund investment
3 direct fund office
4 other apps mf central kuvera ..
What difference in this way
Like expense ratio any charges
Because so much things.
🙏 Namaskar 🌹
Hi Poonam
Instead of SWP, can we redeem units as and when required?
yes you can. SWP is a mandate you register for regular income in a particular date. But if you dont require that, you can redeem as and when you want as most of the Mutual fund schemes are open ended with no lock in as such.(other than close ended funds, ELSS ). Redemption before 1 year of investment will attract short term capitalgain and exit load.
Excellent video maam
Thank U so much all your help from last 10 Years, This thanks from me and also from my NRI friends
I have sent special mail to you with my portfolio
Thank you so much Mam for your kind guidance
Jai Mata di didi
Ms Poonam is excellent in her explanation. Thank you.
Thank you
Namaste ma'am 🙏🎉
I am yr great fan watch every video and push like button.I beg yr advice for wealth creation being a retired person I like to invest lumsum 25 lacks in 2-3 mutual fund to make it 50 lacs within 6yrs risk high to moderate.
Thank you. 50 lakhs in 6 years is achievable if markets give return of 12-13%. you could divide ur funds across Multi asset fund, Balanced funds and Balanced advantage fund to take a safe route. But if you could take more risk then one the fund can be or 15% in large and midcap space as well.
Dear mam plz review my portfolio
Nippon small cap:- 6k
Tata Small Cap:- 6k
Mahindra small cap:- 6k
Canara Robecco Small cap:- 6k
Motilal Oswal Mid Cap:-6k
Canara Robecco mid cap:- 6k
Nippon flexi cap:- 6k
Mahindra Bussiness cycle Fund:- 6k
Hdfc Defence Fund:- 6k
Tata digital fund:- 6k
Total:- 60k per month
Y sare fund shi h mam for upcoming 15 year and my target is 10cr is this ok..
Ya kuch change krne ki jrurat h ya sip r bdhane ki plz btaye taki m apna 10cr ka target pura kr sku.
goal achievement can be a challenge. take ur sip to 1.5 lakhs gradually to reach ur goal or increase the time horizon to 20-22 years and increase upto 1 lakh. diversification is not proper in the proper. its only small cap, midcap and theme fund. can be a risky bet. ideal portfolio would be
Nippon small cap - 10k, Motilal oswal mid cap - 10k. Hdfc defence fund - 10k( keep monitering this), quant active fund - 10k, parag parikh flexicap-10, icici blue chip fund- 10k
Mam JCB expert ko bulae uski qualification ke bare mein jarur baat Karen
Hi Poonam and Swati
Kindly suggest the best small cap funds ?
Sab se bast insurance
Madam, Aaj bhi Mera question nahin liya. Main pichhle 3 mahine se apna question har week email karta hun please mujhe batao Mera question Lene mein aur kitna time lagega.
Hello mam good morning Sunil I'm a retired person I need SWP mutual funds
Thank you Swati and Poonam maam, I am your regular CZcams video watcher and Thanks for hosting experts in all shows. I have shared my PF for your review via. e-mail. Request you to kindly review my PF and suggest to cutdown my PF to 5/6 MFs.
Mam me 10 ke liye goal he Retaiedment ke liye my age 43..me sip karna chahata hu 8 k uti nifty fifty + 2 k motiwal oswal midcap + 2 k quint mid cap + 1.5 k quint small cap + 1.5 nippon small cap. Total 15 k ka suru karna chahatamu. Meri monthly income 32 k. Monthly expenditure 17 k. Retaied ment goal he
if retirement goal then ur time horizon should be 17 years. ideal portfolio would be quant small cap -4000, motilal mid cap -4000, nippon multi cap - 4000, icici blue chip fund - 3000. Active funds create better alpha in long run.
Madam, what's the best time and day to redeem mutual funds
when ur goal period is nearing is the best time. Do not time the market.. rather give time to market
Mam office se jo share issues hotey h please make video on that as to how to redeem it
Hi, can you please advise or compare on deferred annuity plans from life insurance companies. I'm planning to invest for next 10 years and then get a pension annuity
Please don't go for any annuity plan, it is not worth. I invested in HDFC Life Guaranteed Pension scheme. I invested 15 L, now after 10 year my fund is 18 L 20 thousand. Now they are giving me an Annuity of only 1 L 10 thousand per year. It is less than the interest one can earn from a Bank FD.
Hi maim 10 lack lumpsum karna hai MF suggest kare . Pahle ka investment hai 10 lack ka HDFC midcap , SBI small cap , parakh Parikh , mirai asset, axis bluchip
Quant active fund multicap
all existing funds are good and diversified. you can top up in the same
Namastay❤
Shocked to hear a so called expert giving advice to a person to take a loan in a condition who lost his job !!..seriously avoid these so called "experts".. youtube is now just a place for making money by views.. careful from these experts
She is saying temporily like 1-2 months until he gets job against security of his mutual fund...and she gives this bad situation as example for people to have an emergency fund so they can survive in such situations with that fund !
Purane samay me humare parents gold ko girwi rakhna pasand krte the bjae ke sell krna ...
Kyuki udhar toh aap mehnat krke utar loge but saving ki compunding ager disturb hui toh poori life disturb ho sakti h...
Hope you understand....
Swp regular ki jagah Direct me kare
Direct investment has to be self managed and there is no hand holding. For maintaining dicipline and getting professional guidance, regular mode is recommended.
Hi. Mam Meri beti 7 year ki h kaun fund lu 3000 k liye
Parag parikh flexi cap direct fund ek achhi choice hai..agar aap 15 saal tak continue invest kare toh.
@@sunapilaभाई तुमको पता भी है कि तुम कितनी गलत सलाह दे रहे हो।
@@Késin_10.136 1.quant small cup 1500
2. SBI nifty index fund 1000
3.sbi automotive opportunity 500
4.HDFC mid cup 1000
5 HDFC defence fund 1000
Kaisa h portfolio
Parag parikh flexi cap investment ratio is 50:25:25 I.e. (₹1500 in large cap: ₹750 in Mid cap: ₹750 in small cap). It's pretty good for long term investment. Why pay the expense rate and exit load in 3 different funds when you can get almost the same in one single fund. Just my opinion..
Mai government teacher hu mere salary 54000 monthly hai Mai ppf mein paise na daalkar kaise tax saving kar sakta hu plz suggest fund jisme tax rebate mile
Elsa funds are. Good
1.50 lakh per year we can invest. 3 years lockin will be there. No long-term capital gain tax need to pay.
@@koppewar sir please suggest some good elss fund
U can take any elss fund I am investing in quant elss tax saver and motilal oswal elss direct growth.
@@koppewar what about HDFC and SBI elss fund sir should I invest 50-50 k yearly
SWP kya hota h
👍❤️👌
Hi...
hi
This "expert" seems a bit delusional. Some of the things she says is absurd and nonsensical
PS. I couldn't get through the whole video because of her. No time to waste on her
Frankly speaking those experts who say the Indian economy is growing are biased with bjp and Modi. The growth of single digit industrialists and businessmen is not the growth of India. Unfortunately most if experts are अंध भक्त.
What are you doing here if you are not investing in any and just being a spectator of the market ?! The number of startups alone is a prood that overall there is a good momentum...ofcourse financial literacy still some way to go for all sectors of people...but slowly but steadly it will come !!
U r right I too bjp voter ,an andhbhakt .pls u Don,t invest.