I promise- you don't need him to survive. You've got this girl! Now let's get deeeeply inappropriate in today's post-show: czcams.com/channels/Le_q9axMaeTbjN0hy1Z9xA.htmljoin Get your first month for a dollar at Getkikoff.com/caleb today!
I would like to see a video, on occasion, on this series with people who are not rich, but are doing "OKAY" and want advice on doing better. Maybe low-income but not in dire straits anymore. Think of these people as those who were on your show and actually followed the plan you laid out for them. Now they are still making the same income, but they want to know the next steps after digging out of debt. I know these people you invite on your show need more help by comparison, and I hope they continue to be your primary focus, but even Michael Bay movies have moments of laughter and sadness sprinkled in around all the drama and explosions.
I’ll take it a step further, spending $10K on tattoos while you have a kid - even if you pay cash and don’t use debt - is probably irresponsible (unless you’re earning way above the median which she is not)
Financed everything, 10s of thousands of stupid tattoos, mental health issues and an unplanned baby with a known deadbeat dad and she's 23. She's gonna be a real treat for the next man she ensnares
How does he even know what an ad is😂 I guess they’re like “wtf pepa pig turned off, put it back on mother! Or I will double my poopy diaper output for the next month”
Took all of 10 mins to change from "he knocked me up and ditched us" to "i already knew he had kids when i had his and even though we broke up he still takes care of the kid" utterly comical
It was also a lil weird Caleb kept pushing about child support when they split the kid 50/50. Maybe he just wanted her to say it, but when you share custody equally there should be no CS.
In this market, not really crazy. It’s pretty much impossible to afford a place without a roomate or partner. Atleast where I live and most places in US
@@maureen1386 Maureen. She can find new room mates, she can stay with family, she earns more than enough to afford a place where she lives so your point is null and void about how expensive it is. Stop making excuses for people’s bad behaviour.
@@maureen1386 I live on Cape Cod Massachusetts, so I get your point. With that said, she pays $1450 for what I’m guessing is a two bedroom. That’s do-able with her income. Here that would run about $2,400!
@@TKviews14 how am I making excuses TKVIEWS??? I’m stating facts of what it’s like in this country right now rent is pretty much impossible to afford I’m not sure how a single mother is expected to do it
I make $60k plus in California, but I bought a condo in 2019 and I can live comfortably right now. But if I had a kid, I wouldn't even think about tattoos if that was taking money from my kids future, college , doctors appointments, day care, etc etc.
@justablackdude5423 if I had a dollar for every time I heard a joke like that or someone snickering over either of those numbers, I would never have to work again. Those jokes just aren’t funny anymore
as a starbucks barista i see this episode and i feel sad. our coffee isn’t even that good 😭 we have so many regulars at our store and this episode is making me wonder how many of them are in debt. chocolate cream cold brew is alright (but the white chocolate macadamia is superior). cold brew is also really easy to make at home. buy a french press and make your cold brew in then fridge overnight. make the foam with some heavy cream, chocolate sauce, milk and some pumps of vanilla. i don’t wanna say the recipe but it’s definitely online somewhere. come on mamas!! you can do it
Been making my own cold brew for years and people are always blown away at how little I spend on it. Hell now you don't even have to make your cold foam!
Let me get this straight. The guy is in his twenties and already had two kids. She knew this and still slept with the guy without any protection at all. Then blows significant portions of her income of wants such as tattoos? She has a real big problem with being able to make responsible decisions and can't take the accountability for her own terrible choices instead blaming her ex.
I had a friend who got with a female that already had 5 kids by...24 yrs old. 5 different fathers...hes the 6th..now years later I think she's at 8 or 9 kids ...no custody of any of them...😂 ppl are crazy!
That summarizes most western women these days. They've been brainwashed into believing they're all powerless victims of "The Patriarchy". But in actuality, the western world is far more of a Matriarchy, really.
I drove a Corolla and the kids' carseats took up the entire back. I didn't use a stroller and babywore because I needed the trunk for groceries and stuff. A stroller will take up an entire trunk. When I couldn't babywear any longer, we switched to a small umbrella stroller. None of that was fancy or especially convenient, but I haven't had a car payment in 20 years. She could have made do with one baby in a small car. She didn't want to. Also, as a first time mother, she probably bought on to the idea she needed more stuff than she had to have or could afford. Not everyone can breastfeed, but between ebf, cloth diapers, baby wearing, a convertible car seat, and led weaning, we spent next to nothing past the hospital copay type stuff for our second child.
I fit a car seat in a Dodge Neon just fine. Car seats are annoying and they honestly don’t fit well in cars. But the idea that you have to run out and buy an unaffordable car is insane. Use your problem solving skills, people!
@@heidiortiz9352Is it a 2-door? Also a Neon is quite a bit bigger than a Fiat 500. We had a 2008 Altima coupe and it was impossible to get a rear facing baby seat in the back.
I love tattooes but I don't get people who don't understand that tattooes are luxuries like all other forms of art. No one needs a tattoo and you cannot complain about money problems when you choose to get a tattoo before getting everything else taken care of. Also, I'm not saying she's not a single mom and that the father of her child isn't a moron but 50/50 custody makes a WORLD of difference as a single mother. She has a good income at 23 and the father contributes, she has no excuses to have money problems.
@AmbuBadger She has plenty of redeeming qualities. Tattoos are never a turn off for me as long as they’re tasteful. At least she’s honest and has a cute face. She’s young and dumb, she hasn’t lived long enough to know better. If she found a smart guy to help her manage her finances, she’d be just fine.
@@Sniperboy5551 Yeah, but dropping money you don't have for luxuries is still a red flag. Can be tattoos, hair extensions, nails, luxury bags, etc. But hey, white knights exist too, they can step up and slay that debt dragon for her. Edit: I agree, she may have _some_ redeeming qualities, but you can find a woman who doesn't have her issues.
As someone with a half sleeve and a husband with full, detailed sleeves, holy crap those tattoo artists LOVE ripping her off. She is their favorite, stupid customer to take advantage of. $1500 for some flowers is insanity.
I honestly think she just got depressed by the whole baby daddy situation and gave up for a bit then realized how bad it is. She seemed like she really wanted to sort things out and get straight. I loved her honestly and wish her the best. She’s got this! ❤️
But then judge and local government don’t get a cut of that money. Child support file person pays years $ to Keith going (where does that go?) and gov gets a % of the child support check 😂
@@ElinWinbladat least in Illinois the local government doesn't have a say in the amount of child support it's entirely an equation of time spent with the child and both parents income. If it's 50/50 then there is no child support ordered here.
Not in texas btw. Even “50/50” there is still a designated primary care person and the non custodial pays 20% for one kid (5% each additional) BUUUUTT, daycare costs are not split, the primary pays it fully. Texas courts will award 20%, ncp pays health ins, and parents split medical expenses regardless of custody split. Her ex paying half of daycare is probably fair enough, but after my own experience with courts and lack of enforcement… id want official orders. But my ex isnt a reasonable adult with best interest of child on his mind
Caleb is confusing Alimony and child support, normally if it's 50/50 unless one spouse makes $30k more than the other there won't be any child support. Courts in many states are moving away from the weekend dad and ordering 50/50.
It’s annoying me so much how she refers to her child as “the child” and “the kid” almost every single time. It’s like she’s dissociating herself from her own child.
I had postpartum depression and I called my daughter "the child" a lot when she was first born. I was in the situation where her dad abandoned us in a really vile way though, no support or acknowledgement of my daughter from any of his family or himself. I think she has come up with the scenario in her head so she can cope with her bad choices. I can sympathise, but I agree she needs to grow up or give up the child.
Ya it's really bothering me, came to the comments looking for this. Why doesn't she say "MY"? Why is she trying so hard to distance herself from her own kid? Everything she says, she's so selfish and self centered. No worries about "THE child" only worries about herself. I watch a lot of body cam and interrogation videos so every time she says THE instead of MY alarm bells go off
She sounds like she went through it this year. Her kid is a year old and her bf broke up with her a year ago. She was admitted to the hospital for what sounds like a suicide attempt. The tattoos sound like her trying to buy things to make herself happy. But now she sounds like she's understanding she effed up.
I don't get it either I just have the basic iPhone 15 when I had to replace my 12 mini, and my apple watch series 9 I got only after issues with my Series 3. I buy it once and expect it to last 3-5 years
All I hear when she talks about her situation as a single mom is "🎵You let him hit it raw, you didn't have second thoughts! Now you a single mom, now you a single mom!🎵"
I don't understand some people. If you don't want kids, use birth control. You're a consenting adult, force the issue. If neither party is willing to do the right thing, don't do the deed.
"My kid would flip shit if he had to watch an ad" wow that is one of the worst parental statments ive heard in a long time. This kid is going to be a spoiled brat if she doesnt change that mentality.
@@joycef8443 there are perfectly fine educational things that could be watched by a child that young and you can't expect someone with a job to be actively doing things with their child all day cause they would never get any work done.
Even if they have a genuine mental health issue or learning difficulty, kids need to learn to behave appropriately and practice patience. The world isn't ad free.
Because of this channel, I’ve paid off 4 of my 5 collection accounts, my credit score has gone from a 590 to a 652, I still have days I go to a gas station or stop somewhere but I’m doing so much better then i was, I actually have money in my savings account, definitely not a full emergency fund, but I’m working on it! Thank you Caleb and keep making the videos, I work for a coop and run a giant sprayer or floater, basically a tall tractor with the thin wheels that seems like you could almost drive under, I listen to your videos! Thank you so much for what you do! The community and I really appreciate you and your teams hard work!
I´m child free and I still waited 2 years to buy myself a nintendo switch, even though I could comfortably afford it. I can´t imagine blowing so much money in such a short amount of time when you have a baby and you´re single, all of that to look like the wall of a shady highway bathroom stall. Good grief, that poor kid. That's a terrible way to start his life.
Same girl!! I finally got the switch after my coworkers wouldn’t stop talking about it years later tho. Because we think impacts through…on the child front too I’m guessing
I've been wanting a certain musical instrument for a year now and could literally buy it with a single days wage... When I finally went to order it I realized I could use my credit card points! I have a ton of points because I pay my card off every month.
I’m calling bs on that specific comment. I had a 2013 fiat 500 and we put 2 kids in grayco higher end car seats in the back and we got groceries at sams. 2 adults, 2 kids in the back and week of groceries in the hatch. Was it comfy, no. Was it doable while getting 38 mpg and $35 a month in insurance on a $1500 car? Yes absolutely.
Yeah, seems like most women end up doing this and since “we must believe all women” men are automatically guilty until proven innocent. Women are innocent until proven guilty.
This is the 2nd guest this past week that said they do subscriptions for a 1 year old. Two things 1) one year olds shouldn’t be watching that much tv anyway. By the time an ad comes up they’ve probably reached the screen time limit. Please do something else with your kids 2) they shouldn’t throw a tantrum from media consumption. This could be a result of them already getting addicted from too much screen time. But a true 12 month baby doesn’t usually have the attention span to watch ms Rachel for hours on end. And they don’t understand the differential between an ad and content. It just doesn’t mean THAT much to them These are just using this “my one year old can’t have ads” as an excuse to justify frivolous spending.
And she says "the child that I have"! Such disconnected and distancing language. I've heard a couple other parents on this show use similar wording and it always makes me cringe.
The way people have reacted to this is crazy, saying she resents or regrets her child. Maybe she’s used to using his name and is just using awkward phrasing because she’s not used to being cautious. The comments are disgusting and massively reaching. Moms on financial audit always get a lot of weird sexist comments.
@@alfresco4766Half these fucking losers say "red flag" like we're watching a fucking Nascar race. Don't set the intelligence bar for the comment section too high
It’s very true, I’m sure they want anonymity for their child as much as possible. There are ill people on the internet that phish for children’s information for terrible reasons. A lot of people are complaining she’s calling her kid ‘the kid’ but she could be doing it for safety purposes.
Teaching kids how to deal with turning off the TV/iPad/Phone etc is ESSENTIAL parenting. If you kid flips shit when you turn off/pause the TV, that's a parenting issue not a finance one. There are plenty of videos/youtubes/tiktoks online explaining how to do it, but basically 1) Get their attention, 2) Get them to engage (whats Ms Rachael talking about now?) 3) Get them to say 'bye bye' and/or 'see you later' so it seems like THEY came up with the idea, 4) Turn it off. You just have to redirect them.
Someone who has their kid 50% of the time and then that time is reduced by full time daycare, then take away 11-13 hours of nighttime sleep. There is no time for CZcams if you eat dinner with them, read them a book, bathe them, absolute bare minimum parenting stuff.
A really great tip I’ve learned about any sort of transition time, like turning off the tv, leaving the park, etc is to ask “do you want to leave/turn off/take a shower/brush your teeth now, or in 5/10/15 minutes?” For whatever reason giving a choice instead of a warning really results in a better rate or compliance and fewer tantrums I’ve found.
No, depends on income. On a tangent, leaving your 2 month old is crazy behavior. There’s no “50/50” with a newborn, the mom pretty much has to be around at all times for development purposes.
Yeah, this guy sounds like the opposite of a deadbeat. Yeah he's an idiot for having unplanned pregnancies but he's paying for necessities and looking after his own child according to their agreed schedule. He may suck at romantic relationships but he doesn't sound like a bad dad. Staying together for the kids is rarely in the child's best interests because it's not modelling a healthy relationship.
I paid $400 and it was a huge deal for me. I put away money for months and heavily researched reputable artists. I will never understand people who impulsively get tattoos
She seems really gullible. Having a child with a guy that has multiple kids already, getting a car she couldn’t afford because the dealership gave her two choices, and spending a lot on tattoos because the employees made a little game out of her getting a tattoo from each artist. I’m hoping she takes this wake up call and starts to question all those around her. She’s been taken advantage of and she’s going to be paying for it, literally. Wishing her the best!
I love how anytime a women is on its “she’s just gullible and was taken advantage of” and when it’s men it’s he was an idiot. I swear yall let women escape with zero accountability
@@Jtl12318 Oh of course. And men are realizing that the caricature of women being allergic to accountability like its radioactive that we had all beat out of us since the 90s is largely true. So theyre not dating. And what do women do in response? Self reflection? Soul searching? No. They blame men. Then calle veryone who points this out sexist. It'd be cute if it wasnt so damaging to society.
I actually don't think it's about being gullible. The coffee, going essentially every day? It's a status thing. The tattoos? Attention. The guy and kid? I bet you she felt powerful if he "stole" this guy from someone lol. It's all attention imo. She would rather have the money + attention she is getting from these silly situations
Would be cool to see debt summary. And maybe add data like how many months it would take to pay . The last part when Caleb is always telling to guest „you should pay this first, than this” could be displayed on screen and show how debt is lowering
I dont understand her logic of "having to get a bigger car cause the carseat wouldn't fit". Buy a smaller carseat....I fit 2 carseats in the backseat of a small Ford focus. ONE would've fit in that fiat....that car was PURE want.
"You're gonna have another kid at this point, the way these credit card companies are f*cking you!" This one-liner was pure comedy gold right there!🤣 *Edit: Just thought to mention....if her brand new tires are "popping" every single time she replaces them, that's not incidental. Someone's slashin' her shit.
or the shop is scamming her, or she has terrible alignment, or she doesn't know how to inflate tires properly, or there's lots of bottles falling out her car that she runs over after getting sloshed
If he’s earning more, they’ll get him. Which makes sense because in a 2 parent household, he’d be paying in more. So if one makes $3000 a month and the other $4000, the higher earner owes $200.
What "expenses" are being spit exactly? Health Insurance Food (breakfast, lunch, dinner) Clothes Medications School supplies If he's only paying for things here and there, the cost of a child is not being split equally. #goodness
I'm only a couple minutes in and I hate that she is already being manipulative. The man is very involved with the child and she made it seem like he isn't pulling his weight.
@@MPPG663 why are you making assumptions that go against her own words? She says they split time 50/50. Go project elsewhere or pay closer attention if you want to grandstand
I think a lot of people on the show are used to calling their child by their name, but to stay anonymous they switch to saying "the kid." I know they could at least say "my son/daughter," but they're probably not used to avoiding saying their child's name.
@Becanwal Nope. This moronic nitwit who cares more about her tattoos says "The Kid" because she's detached and doing the bare minimum and doesn't care much.
Her actions prove she doesn't care about the child. She really doesn't take any responsibility and the laughing about him not pulling out shows it. I hear her now, “Dump in me Daddy” She decided to have a child with the guy. It's all on her for me.
@@LuisRojas-mz2mgWhy are you being weird? Birth control exists. Condoms exist. If we pretend that abstinence is the only method to prevent pregnancy, the number of unwanted pregancies won't be going down. Family planning is something everyone should take seriously.
The language she uses to talk about her son is extreeeeemely detached and concerning. "My kid," "the kid," "the child." It is very unusual for a new mother to talk about her baby that mechanically. It's possible that she resents her son more than she loves him.
It might be one of the cases where the boy looks like his father, so she doesn't treat him like she should, because everytime she looks at him she's reminded of the man she's angry at....I've sadly known a couple of guys who's mothers always treated them bad and said things like "you're just like your father" when she was in a mood. If this is the case, then that poor child.....
Just paid off my last debt 2360…. I can finally breathe in peace and start the 50/30/20 From the bottom of my heart thank you for these videos and making us aware of how bad our way of viewing our money was
@@guineapigtalksSo she said that spider web was $400-500. That's 200 max, and that's only if the artist is super slow at it as most artists charge by the hour
@@Diss0lv3def not 200, well depending on where you live too I think, that’s a really good price for a medium piece. California / Bay Area artists would charge upwards of 500 for that size and style
The titles are too much. I get clickbait but it’s not right to insult the guests the way you have been lately. It’s a sad turn. Others seem to like it but I feel like I can’t be the only one who thinks the new changes are in poor taste. This show was great when there was still some compassion
He didn’t abandon the child, but he did abandon her. It’s heartbreaking and super dejecting as a new mom. Been there. The cheating-to-leaving feels especially awful. But he’s present as a parent, and pulling his weight there. I get why she frames it that way, but it’s misleading and deflects personal responsibility to move forward. She’s got a good income and if she plans well she can be in a great position in a few years.
Idk if it's the editing or if Caleb is just losing it. He asked her how much she gets from her ex so she started listing what he pays for Caleb cuts her off asks specifically in childcare what he pays so she gave an answer. Later she makes a comment about the ex paying for financed items and Caleb loses it saying she keeps changing her answers and had said that the ex ONLY pays for childcare. Ive noticed it in a lot of episodes where he just starts yelling at them acting like they are lying or hiding things when he wont ever let them finish answering or he forces them to answer one question and gets mad when if he would have let them finish he would have the answer.
I put my down payment for my car on a credit card but i paid it off immediately. I had the cash i just wanted the points first. That's how it's done people.
I have a one year old and had to FORCE myself to buy a new bra last week because I didn't want to spend $20, even though I can easily afford it....10k on tattoos when you can't support yourself is insane.
I'm surprised neither of them said somebody was potentially popping her tires. Also not every breakup involving a kid has to have child support, Caleb. Especially if the time and expenses is 50/50.
I also have a baby mama that got a bunch of tattoos and wants more I don’t pay a penny more than I have to but it’s obviously probably being spent on that
Old Starbucks employee if you want the chocolate cold foam, it’s literally mocha, vanilla, and half and half (sb uses a mixture of 3% milk and heavy cream but you can get the same affect). And you can get the cold brew at the grocery store.
Yeah the weeks she doesn’t have her kid she could absolutely work two 4 hour shifts as a CNA. She could just work prn from 7-11 in the evening one or two days. Or one weekend day 8 hours.
RAV-4 is actually a pretty decent choice for a vehicle. Not sure how many miles it has, but $18k seems a bit low for a 2021. Toyota SUVs hold their value pretty well. She definitely overpaid on it, but it's probably worth at least $20k-$24k right now. Good thing she didn't get the Jeep...
Without looking at the quality of the art, that's an iffy statement. You do not want the cheapest tattoo. If the price is premium, it better be fucking beautiful.
Because people like to hop on and feed on feeling better about themselves or superior to people in worse situations. It on the same level as people enjoying seeing and hearing about other people's drama
"My babies car seat wouldn't fit in my fiat so instead of buying a $150 banger car seat that fits I just bought an $18,000 Mitsubishi but I kept popping the tires on it; I thought the dealers sold it to me with nails in them, even though I kept popping the new replacement tires too so I just traded it back to them and bought a $26,000 car.. Also I spent 10k on tattoos and thousands on Amazon and Starbucks this past year.." lmao
I have a fiat 500, and you can fit car seats in them. It's just a pain in the neck to get kids out of a 2 door car. I used to do it when my oldest was an infant, and didn't have the money to buy a different car. It can be done.
seriously they look dumb and if i found out she spent 1k on them i would think nothing else of it but they look like shit AND she dropped 10k on them she got fleeced by all her "tattoo friends" 😂
If this girl reads comments, i hope she sees this one. There are SOOO many signs of depression in this episode. It might not look like it because she smiles and laughs, but to those who have experienced it its clear. She is too lazy to do things herself or at home because she has no motivation to do it. Her spending habits and choices of spending are a huge sign. She had a baby and got dumped when her hormones were still in the air, for many women who have never been rejected the first time is especially tough. Now she spends money to make herself feel better. Put all of this together with enablement form credit cards and you have a recipe for disaster. On top of that no decent guy probably wants to date her seriously with an infant and a whole lot of debt. This will be tough for her to get out of.
You do know that a large % of people today are shockingly lazy as a character trait that will never change, right? Laziness does not equal depression most of the time. Only if it's extremely out of character. So then it would be a Sign/symptom. Mental Laziness is a badge of pride for far too many. In my opinion only. 😅
I am finally caught up on all available Financial Audit episodes 🎉 now that agonising wait everyone else goes through, for a new sweet treat episode to be dropping 😅
I had not thought of that, but it stopped when she got a new car? Still though why would someone slash tires repeatedly for like a month straight, thats just evil, and frankly a lot of work to go out of your way to do it. XD Once I get maybe over a grudge or something haha. But to constantly do it and on new tires… why?
I’m not buying the tire popping story. To the other commenter’s point, if you hate someone so you’re slashing their tires, you’re DEFINITELY not stopping if they get a new car
WHY do so many people say "whenever" when they should say "when"?!? It isnt "whenever he left me" "whenever I bought this car" etc. It's so common today.
I haven’t watched the whole video yet, but the only way I see this as a possibility would be a huge back piece. She definitely doesn’t have $10k in tattoos showing.
@@NerdyOutdoorVeteran This is 100% my opinion, but from the ones I can see, they’re not even “realism” tattoos, which is what most artists charge insane prices for.
It's mad interesting how people acquire these work from home 50k+ salary positions and you know they can't stop burning milk when they cook. It's borderline baffling.
It’s frustrating to see coming from a blue collar worker that busted ass finishing a degree while working full time and can’t find anything that pays more than half of what I make now. Being told I’m “lazy” for wanting a remote position. She is so lucky to have that job.
@@AlexhPDX It's a catch 22 on my end, I've been watching these episodes and being more conscious about my financial future. Showed my partner one video and she couldn't get through because she's on that same side of brow sweating tiring work so the point of the show doesn't reach her. She's just seeing these guests with their high end jobs just making mistakes and being delusional.
I promise- you don't need him to survive. You've got this girl! Now let's get deeeeply inappropriate in today's post-show: czcams.com/channels/Le_q9axMaeTbjN0hy1Z9xA.htmljoin
Get your first month for a dollar at Getkikoff.com/caleb today!
😂
Fast food is a great job, but only if you work in the kitchen or on the line and don’t have to deal with customers.
"Poor calculator!" That calculator has a higher net worth than me.
O😊
I would like to see a video, on occasion, on this series with people who are not rich, but are doing "OKAY" and want advice on doing better. Maybe low-income but not in dire straits anymore. Think of these people as those who were on your show and actually followed the plan you laid out for them. Now they are still making the same income, but they want to know the next steps after digging out of debt.
I know these people you invite on your show need more help by comparison, and I hope they continue to be your primary focus, but even Michael Bay movies have moments of laughter and sadness sprinkled in around all the drama and explosions.
She talks about her kid like he's a stranger that popped up out of nowhere.
Right??? “The kid” 😢 so strange and sad
TBF she is trash.
I think its smart to not put your kids name on the internet
@@slipperysteve8I agree with that. But she could even say my daughter, my son. She speaks about her child with no emotion.
In her defence, that's actually kinda what it is 😂
Going into Credit Card Debt for tattoos while you have a child is a whole new level of irresponsibility
im literally so pissed 2 mins in 💀🤣
It's actually not, it's pretty on-par with the majority of guests on this show at this point.
I’ll take it a step further, spending $10K on tattoos while you have a kid - even if you pay cash and don’t use debt - is probably irresponsible (unless you’re earning way above the median which she is not)
nah it checks out about same level as every other guest's level
Financed everything, 10s of thousands of stupid tattoos, mental health issues and an unplanned baby with a known deadbeat dad and she's 23.
She's gonna be a real treat for the next man she ensnares
Her 1 y/o would flip his shit if he had to watch an ad on CZcams? I’m sorry, what??
And a 1 yo shouldn't be watching anything regularly. So bad for their development.
How does he even know what an ad is😂
I guess they’re like “wtf pepa pig turned off, put it back on mother! Or I will double my poopy diaper output for the next month”
@@brendonwhartonfit 😂 Honestly! Like… “The colors and sounds changed to different colors and sounds?? This is bullshit!”
Sounds like me
That’s what happens when the screen is doing the parenting 😤
Took all of 10 mins to change from "he knocked me up and ditched us" to "i already knew he had kids when i had his and even though we broke up he still takes care of the kid" utterly comical
The “ditching” she’s talking about must be emotional, ‘cause she’s the one who got broken up with lol
yep throw the tattoos into the mix and you get trailer trash ... YAY
Single mom vibes
It was also a lil weird Caleb kept pushing about child support when they split the kid 50/50. Maybe he just wanted her to say it, but when you share custody equally there should be no CS.
I love how everyone collectively agrees that financial audit is our sweet treat after that one episode
My fav
I gotta hear the little ✨in my head too
@@CalebHammer caleb! When I come out to do your show I can give you a bass clef tattoo 😉🎸🎼
We need merch
Which episode?
Get in losers, we're getting sweet treats.
✨ manifesting ✨ sweet treats*
😂
Yassss
I’ll cover the snacks with my 1000% interest payday loan
I'm here for quantum sweet treats ⚛️
Blaming you ex for “having to pay rent” after a break up where you both move out is crazy. 😂😂😂
In this market, not really crazy. It’s pretty much impossible to afford a place without a roomate or partner. Atleast where I live and most places in US
@@maureen1386 Maureen. She can find new room mates, she can stay with family, she earns more than enough to afford a place where she lives so your point is null and void about how expensive it is. Stop making excuses for people’s bad behaviour.
@@maureen1386
I live on Cape Cod Massachusetts, so I get your point.
With that said, she pays $1450 for what I’m guessing is a two bedroom. That’s do-able with her income.
Here that would run about $2,400!
@@TKviews14 how am I making excuses TKVIEWS??? I’m stating facts of what it’s like in this country right now rent is pretty much impossible to afford I’m not sure how a single mother is expected to do it
@@GreatMindsSeekTruth yup I’m also on the east coast and you can’t find a solid two bedroom that isn’t atleast in the 2k range.
$69400, her income was $20 away from greatness
420 69s every night 😅😂
In the Dallas area with that money you can easily live REALLY well.
He's talking about the numbers 69 420
I make $60k plus in California, but I bought a condo in 2019 and I can live comfortably right now. But if I had a kid, I wouldn't even think about tattoos if that was taking money from my kids future, college , doctors appointments, day care, etc etc.
@justablackdude5423 if I had a dollar for every time I heard a joke like that or someone snickering over either of those numbers, I would never have to work again. Those jokes just aren’t funny anymore
Yesterday my wife and I paid off our last credit card. 26k of credit card debt paid off in a year and 3 months. Your show lit a fire under my butt!
Congrats! Happy for you!
Woooo!!! Congrats!
Well done!
That's freaking awesome!
Well done!
“He didn’t dump rent on you…”
“He dumped me, and then I had to pay rent”
😂😂😂😂😂😂😂
💀
Buhuuu to pay rent
She thought getting pregnant was going to lock the situation down…
Fatherless incel joins the chat.
as a starbucks barista i see this episode and i feel sad. our coffee isn’t even that good 😭 we have so many regulars at our store and this episode is making me wonder how many of them are in debt. chocolate cream cold brew is alright (but the white chocolate macadamia is superior).
cold brew is also really easy to make at home. buy a french press and make your cold brew in then fridge overnight. make the foam with some heavy cream, chocolate sauce, milk and some pumps of vanilla. i don’t wanna say the recipe but it’s definitely online somewhere. come on mamas!! you can do it
I only go for the Nitro brew
I love comments with practical suggestions. You get a ⭐️
Been making my own cold brew for years and people are always blown away at how little I spend on it. Hell now you don't even have to make your cold foam!
@@LibbyONeal09could u share those recipes please?
Literally get 2 venti iced coffee with Caramel drizz and cream every day...don't care. I earned them
Let me get this straight. The guy is in his twenties and already had two kids. She knew this and still slept with the guy without any protection at all. Then blows significant portions of her income of wants such as tattoos? She has a real big problem with being able to make responsible decisions and can't take the accountability for her own terrible choices instead blaming her ex.
I had a friend who got with a female that already had 5 kids by...24 yrs old. 5 different fathers...hes the 6th..now years later I think she's at 8 or 9 kids ...no custody of any of them...😂 ppl are crazy!
That summarizes most western women these days.
They've been brainwashed into believing they're all powerless victims of "The Patriarchy".
But in actuality, the western world is far more of a Matriarchy, really.
Getting a new 21000 dollar car instead of a 300 dollar carseat for the kid is absolutely wild
I drove a Corolla and the kids' carseats took up the entire back. I didn't use a stroller and babywore because I needed the trunk for groceries and stuff. A stroller will take up an entire trunk. When I couldn't babywear any longer, we switched to a small umbrella stroller. None of that was fancy or especially convenient, but I haven't had a car payment in 20 years. She could have made do with one baby in a small car. She didn't want to. Also, as a first time mother, she probably bought on to the idea she needed more stuff than she had to have or could afford. Not everyone can breastfeed, but between ebf, cloth diapers, baby wearing, a convertible car seat, and led weaning, we spent next to nothing past the hospital copay type stuff for our second child.
I fit a car seat in a Dodge Neon just fine. Car seats are annoying and they honestly don’t fit well in cars. But the idea that you have to run out and buy an unaffordable car is insane. Use your problem solving skills, people!
@@MissMosierablewhat kind of Corolla were you driving? Those trunks are big. What did you have a two piece stroller?
@@heidiortiz9352Is it a 2-door? Also a Neon is quite a bit bigger than a Fiat 500. We had a 2008 Altima coupe and it was impossible to get a rear facing baby seat in the back.
Nah the 10K on tattoo ink is even more wild
“I’m afraid of needles… and commitment…”
Never change, Caleb 😂
He’ll end up being a great dad, I predict
@@maureenviola💯
@@maureenvioladon’t think he wants kids
I love tattooes but I don't get people who don't understand that tattooes are luxuries like all other forms of art. No one needs a tattoo and you cannot complain about money problems when you choose to get a tattoo before getting everything else taken care of.
Also, I'm not saying she's not a single mom and that the father of her child isn't a moron but 50/50 custody makes a WORLD of difference as a single mother. She has a good income at 23 and the father contributes, she has no excuses to have money problems.
To be fair, the tattoos are a good warning for the next guy to stay away.
@AmbuBadger She has plenty of redeeming qualities. Tattoos are never a turn off for me as long as they’re tasteful. At least she’s honest and has a cute face. She’s young and dumb, she hasn’t lived long enough to know better. If she found a smart guy to help her manage her finances, she’d be just fine.
@@Sniperboy5551 Yeah, but dropping money you don't have for luxuries is still a red flag. Can be tattoos, hair extensions, nails, luxury bags, etc. But hey, white knights exist too, they can step up and slay that debt dragon for her.
Edit: I agree, she may have _some_ redeeming qualities, but you can find a woman who doesn't have her issues.
I’m screaming. Right after he finished yelling at her about Uber Eats at minute 49, a freaking Uber Eats ad cuts him off. 😂
Im just seeing the aura ring and apple watch financing lol
The algorithm probably caught the spoken words and said “This viewer wants to know more about that!” 😂
“They” are always listening. I have a cybersecurity degree, so most people think I’m paranoid when I say that, but I’ve seen it.
ROFL
i play this lil game where i check and/or contribute to my IRA and make sure my credit card is paid off every time i watch financial audit
Yeah I immediately check my finances too
I do the same! Check the budget, plans for day or week ahead.
Same here, funny I usually put this on after my home work including balancing is done. But still calms my nerves as I listen to these runaway trains.
You’re paying his channel when you do that.
Yep. gives me a wee bit of dopamine, without the resulting despair of having shopped instead.
As someone with a half sleeve and a husband with full, detailed sleeves, holy crap those tattoo artists LOVE ripping her off. She is their favorite, stupid customer to take advantage of. $1500 for some flowers is insanity.
I was just thinking the same thing
For how much she paid. The quality is terrible.
Well, that's kind of the theme of her life.
The car deal she signed managed to SOMEHOW be even worse.
Banks must be in love with her.
Yeah those prices are bogus. My entire upper back only cost $1200 total. Like I'm sure inflation plays a part, I got these 13 years ago but still!
Right?! Unless she’s got a full back in full colour realism that goes all the way down her legs there’s no way those tatts are $10k… she’s been conned
I honestly think she just got depressed by the whole baby daddy situation and gave up for a bit then realized how bad it is. She seemed like she really wanted to sort things out and get straight. I loved her honestly and wish her the best. She’s got this! ❤️
😂😂😂😂😂😂😂😂😂
I liked this audit. She was actually looking for help and wasn’t acting ridiculous. I wish her the best.
That part I can agree on but she might have a pleasing issue. Some self work might be needed here
10k on tattoos you know this is gonna be a good one😂😂😂
Tattoos are expensive taquitos lol
Oh my gosh! I dont know why but I read tacos! Not tattoos🤣 Happy Friday!
@@AnnaMcFarland-be4fblol 10k on tacos would be crazy too
Does she even know what the Spider Web on the elbow even means? If she does, that's worrying!
These tattoos are not worth 10k. She’s getting screwed.
I play poker for a living and if a guy walks in covered in tattoos I know they make poor financial decisions.
Idk how she spent 10k in tattoos and doesn't even have a full sleeve
Probably more under her clothes
I was thinking the same thing. That doesnt look like $10k worth of work or even quality.
Exactly! I’m a tall guy with a full color leg sleeve and it still was only like 5k
Maybe her leg or back?
These tattoos blow ass for 10k LOL
-person with 2 full sleeves and chest plate and back piece
$1500 for THOSE TWO FLOWERS?!! Straight up scammed.
she KNEWWWW this guy had 2 other kids and was irresponsible. she's equally to blame.
“I paid $1500 for the two flowers on my neck”. Yo she got taken advantage of.
If you split 50-50, there is no "child support," right? He's supporting 50%. She's supporting 50%.
But then judge and local government don’t get a cut of that money. Child support file person pays years $ to Keith going (where does that go?) and gov gets a % of the child support check 😂
@@ElinWinbladat least in Illinois the local government doesn't have a say in the amount of child support it's entirely an equation of time spent with the child and both parents income. If it's 50/50 then there is no child support ordered here.
It depends. I have 50-50 and pay a small sum in child support because there is a large difference in income between the two households
@@ElinWinblad😊
Not in texas btw. Even “50/50” there is still a designated primary care person and the non custodial pays 20% for one kid (5% each additional)
BUUUUTT, daycare costs are not split, the primary pays it fully.
Texas courts will award 20%, ncp pays health ins, and parents split medical expenses regardless of custody split.
Her ex paying half of daycare is probably fair enough, but after my own experience with courts and lack of enforcement… id want official orders. But my ex isnt a reasonable adult with best interest of child on his mind
Caleb doesn’t understand that if they have the kid 50/50 and he pays half of what the kid needs that’s the most ideal situation.
The most ideal situation is for her not to have children without being married
@@MathiasJarlsonexactly. But saying that nowadays gets you dragged
@@MathiasJarlson Okay, but that’s not helpful now.
Caleb is confusing Alimony and child support, normally if it's 50/50 unless one spouse makes $30k more than the other there won't be any child support. Courts in many states are moving away from the weekend dad and ordering 50/50.
@@Username0467choices have consequences, it isn't my job to help random people
It’s annoying me so much how she refers to her child as “the child” and “the kid” almost every single time. It’s like she’s dissociating herself from her own child.
I had postpartum depression and I called my daughter "the child" a lot when she was first born. I was in the situation where her dad abandoned us in a really vile way though, no support or acknowledgement of my daughter from any of his family or himself.
I think she has come up with the scenario in her head so she can cope with her bad choices. I can sympathise, but I agree she needs to grow up or give up the child.
Ya it's really bothering me, came to the comments looking for this. Why doesn't she say "MY"? Why is she trying so hard to distance herself from her own kid? Everything she says, she's so selfish and self centered. No worries about "THE child" only worries about herself. I watch a lot of body cam and interrogation videos so every time she says THE instead of MY alarm bells go off
There is more where that came from now that women are incubating vessels & forced to give birth.
This young woman is clueless, $10,000 on tattoos is ridiculous and when you have a child? That poor child
She sounds like she went through it this year. Her kid is a year old and her bf broke up with her a year ago. She was admitted to the hospital for what sounds like a suicide attempt. The tattoos sound like her trying to buy things to make herself happy. But now she sounds like she's understanding she effed up.
Tattoos are a coping mechanism for white women
The worst part is she’s not clueless. She understands how terrible that is, and chose it anyway.
@@rubdub4 that is even worse. Her ex bf is a horrible person to leave her and his child at 2 months old, plus he has three other children 😫
She should be saving up an emergency fund and college fund but the kid was an accident and both parents barely give a shit
Why does every broke person have an overpriced iPhone and Apple watch?
Beeeecause I wanted it NOWWW
And men who might be tempted by some rather good looking but broke woman have Android phones, to look poor. 😂
Just answered your own question 😂
I don't get it either I just have the basic iPhone 15 when I had to replace my 12 mini, and my apple watch series 9 I got only after issues with my Series 3. I buy it once and expect it to last 3-5 years
@@NoidoDevHuh?
All I hear when she talks about her situation as a single mom is "🎵You let him hit it raw, you didn't have second thoughts! Now you a single mom, now you a single mom!🎵"
😂
Me too
I don't understand some people. If you don't want kids, use birth control. You're a consenting adult, force the issue. If neither party is willing to do the right thing, don't do the deed.
"My kid would flip shit if he had to watch an ad" wow that is one of the worst parental statments ive heard in a long time. This kid is going to be a spoiled brat if she doesnt change that mentality.
I had zero hope for her way before that but now I've got zero hope for the kid too. She is the generational trauma.
My brother had twins and at one they can't even tell the difference between an ad and the videos...
children that young shouldnt watch tv AT ALL
He is one….why is he watching videos or TV? Shouldn’t she be parenting this child? You know, like spending time with him?
@@joycef8443 there are perfectly fine educational things that could be watched by a child that young and you can't expect someone with a job to be actively doing things with their child all day cause they would never get any work done.
everytime a parent comes on and says they need youtube plus bc their child will flip out if an ad interrupts their show for 10sec I shed a tear
Especially a one year old 🙄🙄🙄
This is wrong on more than one level.
Stop crying or i'll give you something to cry about
Yeah my kid ain’t gonna watch tv or CZcams hopefully more than two years
Even if they have a genuine mental health issue or learning difficulty, kids need to learn to behave appropriately and practice patience. The world isn't ad free.
Because of this channel, I’ve paid off 4 of my 5 collection accounts, my credit score has gone from a 590 to a 652, I still have days I go to a gas station or stop somewhere but I’m doing so much better then i was, I actually have money in my savings account, definitely not a full emergency fund, but I’m working on it! Thank you Caleb and keep making the videos, I work for a coop and run a giant sprayer or floater, basically a tall tractor with the thin wheels that seems like you could almost drive under, I listen to your videos! Thank you so much for what you do! The community and I really appreciate you and your teams hard work!
100%, I’m with you. These videos set me on a self-correcting path. Good for you on your progress!
I´m child free and I still waited 2 years to buy myself a nintendo switch, even though I could comfortably afford it. I can´t imagine blowing so much money in such a short amount of time when you have a baby and you´re single, all of that to look like the wall of a shady highway bathroom stall. Good grief, that poor kid. That's a terrible way to start his life.
Same girl!! I finally got the switch after my coworkers wouldn’t stop talking about it years later tho. Because we think impacts through…on the child front too I’m guessing
I've been wanting a certain musical instrument for a year now and could literally buy it with a single days wage... When I finally went to order it I realized I could use my credit card points! I have a ton of points because I pay my card off every month.
The car seat didn't fit. So I bought a new car.
I’m calling bs on that specific comment. I had a 2013 fiat 500 and we put 2 kids in grayco higher end car seats in the back and we got groceries at sams. 2 adults, 2 kids in the back and week of groceries in the hatch.
Was it comfy, no. Was it doable while getting 38 mpg and $35 a month in insurance on a $1500 car? Yes absolutely.
We used to regularly fit two carseats in a Hyundai Veloster. Cramped, but doable.
The car needed an oil change. I traded it in.
new car seat would have been cheaper😂
The new car smell was gone so I had to buy a new one. I needed it!
She immediately tried to paint her ex as a dead beat dad that abandoned them and left her with the rent.
None of which was true, that's wild
I'm shocked....shocked....well....not that shocked
Modern W
Yeah, seems like most women end up doing this and since “we must believe all women” men are automatically guilty until proven innocent. Women are innocent until proven guilty.
This is often the case when you hear about a supposed deadbeat dad. Lots of fluff to make him the bad guy.
@@michaelweyenberg6238 i feel like 8/10 times theyre both deadbeats lol
$1500 for two flowers?! Gurl, I have a full color tattoo on my calf, thats probably bigger than your flowers, and i only spent like 350/400 on it🤯🤯
This is the 2nd guest this past week that said they do subscriptions for a 1 year old. Two things
1) one year olds shouldn’t be watching that much tv anyway. By the time an ad comes up they’ve probably reached the screen time limit. Please do something else with your kids
2) they shouldn’t throw a tantrum from media consumption. This could be a result of them already getting addicted from too much screen time. But a true 12 month baby doesn’t usually have the attention span to watch ms Rachel for hours on end. And they don’t understand the differential between an ad and content. It just doesn’t mean THAT much to them
These are just using this “my one year old can’t have ads” as an excuse to justify frivolous spending.
She talks more lovingly about her tattoos than about “the child” or “the kid”. It’s concerning, honestly.
And she says "the child that I have"! Such disconnected and distancing language. I've heard a couple other parents on this show use similar wording and it always makes me cringe.
It’s very weird, I definitely picked up on her referring to her child as THE kid rather than MY son or my daughter.
The kid is two months old and she’s fighting alone. Leave her be
Baby is half black is why
Maybe she doesn't want to diclose the gender?!
single moms are either the strongest people or the most immature people
They eventually become strong still dumb but resilient.
Or the reason for the downfall of society.
Single mom but I work a hard job take care of my kid, and help others when needed but I’ve seen so many moms like this and it makes me cringe inside
@@BblastedDdont blame parent who stayed and blame the one who left for the downfall of the society
@@BblastedDwhat do you want them to do? Beat the deadbeat dads on their way to get the milk??
When she refers to her kid as the “the kid” it’s because she doesn’t want the whole world to know his name. I don’t think that’s unreasonable.
Could’ve said son or daughter. “The kid” is icky asf
No. She could say "my child" but instead depersonalizes to "the kid". A red flag.
The way people have reacted to this is crazy, saying she resents or regrets her child. Maybe she’s used to using his name and is just using awkward phrasing because she’s not used to being cautious. The comments are disgusting and massively reaching. Moms on financial audit always get a lot of weird sexist comments.
@@alfresco4766Half these fucking losers say "red flag" like we're watching a fucking Nascar race. Don't set the intelligence bar for the comment section too high
It’s very true, I’m sure they want anonymity for their child as much as possible. There are ill people on the internet that phish for children’s information for terrible reasons. A lot of people are complaining she’s calling her kid ‘the kid’ but she could be doing it for safety purposes.
One of the more pleasant guests. Hope she tackles this and comes back for a happy check in
Teaching kids how to deal with turning off the TV/iPad/Phone etc is ESSENTIAL parenting. If you kid flips shit when you turn off/pause the TV, that's a parenting issue not a finance one. There are plenty of videos/youtubes/tiktoks online explaining how to do it, but basically 1) Get their attention, 2) Get them to engage (whats Ms Rachael talking about now?) 3) Get them to say 'bye bye' and/or 'see you later' so it seems like THEY came up with the idea, 4) Turn it off. You just have to redirect them.
A child under two years old should not be watching screens on a regular basis
1 year olds shouldn’t be watching screens anyway
Someone who has their kid 50% of the time and then that time is reduced by full time daycare, then take away 11-13 hours of nighttime sleep. There is no time for CZcams if you eat dinner with them, read them a book, bathe them, absolute bare minimum parenting stuff.
@@JKRBW1yo is clearly not in fulltime daycare
A really great tip I’ve learned about any sort of transition time, like turning off the tv, leaving the park, etc is to ask “do you want to leave/turn off/take a shower/brush your teeth now, or in 5/10/15 minutes?” For whatever reason giving a choice instead of a warning really results in a better rate or compliance and fewer tantrums I’ve found.
Why would he pay child support? Its 50/50 custody and splits the cost of daycare.
He does his part!
Im actually surprised he DOESNT pay. Considering how shafted dads get in the system
Depends on the laws and judge ruling in each state. That's only true in some states.
No, depends on income. On a tangent, leaving your 2 month old is crazy behavior. There’s no “50/50” with a newborn, the mom pretty much has to be around at all times for development purposes.
@@Beefpiston27 my best friend has 50/50 and still pays $2200 a month in child support. The kids mom refuses to get a job because of this.
She covers insurance.... he should contribute more to help cover that too.... I agree tho, child support doesn't seem needed in this situation
Her ex is very smart to just pay for the kid's stuff instead of child support.
He'd being paying out the ass and still have to buy shit for the kid because the CS went to Starbucks and tattoos.
Except he’s dumb because he can’t stop having kids all over.
relationship doesn't work out
Caleb: "REJECTED BABY MOMMA...."
Yeah, this guy sounds like the opposite of a deadbeat. Yeah he's an idiot for having unplanned pregnancies but he's paying for necessities and looking after his own child according to their agreed schedule. He may suck at romantic relationships but he doesn't sound like a bad dad. Staying together for the kids is rarely in the child's best interests because it's not modelling a healthy relationship.
@@Draggonny She is also an idiot for having an unplanned pregnancy.
I am heavily tattooed, and even I think $10k in tattoos in a year is absurd, unless you are extremely financially well off.
Most places only allow cash/Venmo for tattoos. I don’t know how she was able to pay with credit cards.
That’s a ton of money for tats. I go back and forth on whether I wanna spend the $300 to get a second one
Those tatts are even impressive, they look basic af
Unpopular Opinion: Tattoos are like a billboard that says, "I regularly make bad decisions"
I paid $400 and it was a huge deal for me. I put away money for months and heavily researched reputable artists. I will never understand people who impulsively get tattoos
She seems really gullible. Having a child with a guy that has multiple kids already, getting a car she couldn’t afford because the dealership gave her two choices, and spending a lot on tattoos because the employees made a little game out of her getting a tattoo from each artist. I’m hoping she takes this wake up call and starts to question all those around her. She’s been taken advantage of and she’s going to be paying for it, literally.
Wishing her the best!
She is literally the exact example of like 95% of single moms in america lol
@@BlackPaladin2 Only about 40%...
I love how anytime a women is on its “she’s just gullible and was taken advantage of” and when it’s men it’s he was an idiot. I swear yall let women escape with zero accountability
@@Jtl12318 Oh of course. And men are realizing that the caricature of women being allergic to accountability like its radioactive that we had all beat out of us since the 90s is largely true. So theyre not dating. And what do women do in response? Self reflection? Soul searching? No. They blame men. Then calle veryone who points this out sexist. It'd be cute if it wasnt so damaging to society.
I actually don't think it's about being gullible. The coffee, going essentially every day? It's a status thing. The tattoos? Attention. The guy and kid? I bet you she felt powerful if he "stole" this guy from someone lol. It's all attention imo. She would rather have the money + attention she is getting from these silly situations
Would be cool to see debt summary. And maybe add data like how many months it would take to pay . The last part when Caleb is always telling to guest „you should pay this first, than this” could be displayed on screen and show how debt is lowering
I dont understand her logic of "having to get a bigger car cause the carseat wouldn't fit". Buy a smaller carseat....I fit 2 carseats in the backseat of a small Ford focus. ONE would've fit in that fiat....that car was PURE want.
"You're gonna have another kid at this point, the way these credit card companies are f*cking you!" This one-liner was pure comedy gold right there!🤣
*Edit: Just thought to mention....if her brand new tires are "popping" every single time she replaces them, that's not incidental. Someone's slashin' her shit.
And they will not be paying child support 😂 you be paying credit card 💳 child support 😅
or the shop is scamming her, or she has terrible alignment, or she doesn't know how to inflate tires properly, or there's lots of bottles falling out her car that she runs over after getting sloshed
The alignment could be off
Agree about the tires if it's true. It happens more often than ppl realize, sadly
I was thinking there was like nails in the road on her street or something lol
If they split expenses and custody half and half, there should not be child support on top. He's already paying
If he’s earning more, they’ll get him. Which makes sense because in a 2 parent household, he’d be paying in more. So if one makes $3000 a month and the other $4000, the higher earner owes $200.
What "expenses" are being spit exactly?
Health Insurance
Food (breakfast, lunch, dinner)
Clothes
Medications
School supplies
If he's only paying for things here and there, the cost of a child is not being split equally.
#goodness
I'm only a couple minutes in and I hate that she is already being manipulative. The man is very involved with the child and she made it seem like he isn't pulling his weight.
Exactly. They’re paying and watching the kid equally and she repeatedly said that’s the agreement.
@@MPPG663 why are you making assumptions that go against her own words? She says they split time 50/50. Go project elsewhere or pay closer attention if you want to grandstand
I use this to fall asleep to and then watch again so I don’t miss anything. Caleb’s turmoil is soothing what can I say
If the child is split 50/50 no child support should be exchanged
guaranteed that she makes more than him and if they went for child support she would most likely have to pay him lol
Here before the title change
hehe
And the thumbnail change
Please tell me what changed, i'm curious af
@@p_quruta1726 nah Caleb just indecisive and be changing the thumbnail and title right after posting all the time lol
@@awsomeandy911more like for the CZcams algorithm that’s just the CZcams game
As a mother myself, Ive never referred my baby as to " the child" she seems detached to her baby or talking about him like hes a burden😪
It is. This why you should marry before you carry.
41:50
I think a lot of people on the show are used to calling their child by their name, but to stay anonymous they switch to saying "the kid." I know they could at least say "my son/daughter," but they're probably not used to avoiding saying their child's name.
@Becanwal Nope. This moronic nitwit who cares more about her tattoos says "The Kid" because she's detached and doing the bare minimum and doesn't care much.
Her actions prove she doesn't care about the child. She really doesn't take any responsibility and the laughing about him not pulling out shows it. I hear her now, “Dump in me Daddy” She decided to have a child with the guy. It's all on her for me.
Anyone else annoyed that she doesn't know the word when and just uses whenever instead?
A whole lot of young Texans don't know the difference between when and whenever
Ferociously. "Whenever he left me ... ". How many times did he leave?? Sounds so ignorant.
She had a mental break after what sounds like a devastating breakup and becoming a mom. Hopefully this wakes her up and she can figure out this debt
Are people not using birth control nowadays??? She’s spending money like “the kid” doesn’t even exist. 🤦🏽♀️
@@LuisRojas-mz2mgcoming from someone that probably has 5 children of their own and doesn’t take care of them.
Crazy how this person has the nerve to talk to someone as gorgeous as you like this smh
@@MasonAlston22simping in YT comments is sad as fuck
@@MasonAlston22thank you for your very kind words. Clearly he’s a miserable person with a miserable life.
I wish YOU well! 😊
@@LuisRojas-mz2mgWhy are you being weird? Birth control exists. Condoms exist. If we pretend that abstinence is the only method to prevent pregnancy, the number of unwanted pregancies won't be going down. Family planning is something everyone should take seriously.
I currently have two car seats and a booster in the back of my Hyundai Sonata. You don't need an SUV to fit your car seat. Absolute insanity.
Not saying she should have bought what she bought, but your Hyundai Sonata is almost 6 feet longer than a Fiat 500, plus they only have 2-doors.
That a tight fit lol no hate I been there
@@WilC379 the point went over your head
@@RoxxiWalker Def not ideal but we make it work 😂
@@laxbmm84 lol I had an Elantra with 3 boys oh the memories
The language she uses to talk about her son is extreeeeemely detached and concerning. "My kid," "the kid," "the child." It is very unusual for a new mother to talk about her baby that mechanically. It's possible that she resents her son more than she loves him.
It might be one of the cases where the boy looks like his father, so she doesn't treat him like she should, because everytime she looks at him she's reminded of the man she's angry at....I've sadly known a couple of guys who's mothers always treated them bad and said things like "you're just like your father" when she was in a mood. If this is the case, then that poor child.....
Just paid off my last debt 2360…. I can finally breathe in peace and start the 50/30/20
From the bottom of my heart thank you for these videos and making us aware of how bad our way of viewing our money was
As someone with a lot of tattoos, 10k for the tattoos she got is insane! That artist is laughing his way to the bank
@@guineapigtalksSo she said that spider web was $400-500. That's 200 max, and that's only if the artist is super slow at it as most artists charge by the hour
@@guineapigtalksa thousand for her arm piece MAYBE they all should be like 200-400
@@Diss0lv3def not 200, well depending on where you live too I think, that’s a really good price for a medium piece. California / Bay Area artists would charge upwards of 500 for that size and style
Same I said
Like???? A black spider web
Hearing Caleb talk about "Weak pull-out game" was not on my bingo card.
😂😂😂😂😂
i need a financial audit bingo card..
At this point, nothing can be left off the bingo cards.
I appreciate the questions she was asking at the end about job searches.
The titles are too much. I get clickbait but it’s not right to insult the guests the way you have been lately. It’s a sad turn. Others seem to like it but I feel like I can’t be the only one who thinks the new changes are in poor taste. This show was great when there was still some compassion
This reminds me of that meme
‘I consent’
‘I consent’
‘I don’t!’
I kinda agree... I imagine he runs it by them first because they stay in contact.
He runs it by them first so it doesn't really matter
Cars dont magically pop tires.
However when you piss off ppl, they might help your cars tires to pop.
Now she just told the popper that she's in the rav 4.
Nah, she’s probably hitting curbs.
Very nice that she says the tires kept popping
She’s hitting all the curbs
I came here to the comments as soon as I got to this part of the video just now 😂
He didn’t abandon the child, but he did abandon her. It’s heartbreaking and super dejecting as a new mom. Been there. The cheating-to-leaving feels especially awful.
But he’s present as a parent, and pulling his weight there.
I get why she frames it that way, but it’s misleading and deflects personal responsibility to move forward. She’s got a good income and if she plans well she can be in a great position in a few years.
He has 5 children with multiple mothers. She's just one in that parade.
@@heathergray9195and she knowingly had a child with him. Condoms are way cheaper than children and are 99% effective.
@@heathergray9195Yeah, people need to be careful who they choose to have in their lives!
She frames it that way for sympathy. Nobody questions a woman with a kid if she says the father left her single mom
@@heathergray9195she thought she be different lol
Idk if it's the editing or if Caleb is just losing it. He asked her how much she gets from her ex so she started listing what he pays for Caleb cuts her off asks specifically in childcare what he pays so she gave an answer. Later she makes a comment about the ex paying for financed items and Caleb loses it saying she keeps changing her answers and had said that the ex ONLY pays for childcare. Ive noticed it in a lot of episodes where he just starts yelling at them acting like they are lying or hiding things when he wont ever let them finish answering or he forces them to answer one question and gets mad when if he would have let them finish he would have the answer.
I put my down payment for my car on a credit card but i paid it off immediately. I had the cash i just wanted the points first. That's how it's done people.
I have a one year old and had to FORCE myself to buy a new bra last week because I didn't want to spend $20, even though I can easily afford it....10k on tattoos when you can't support yourself is insane.
You are more typical
It's boob sweat season. The world needs you to have a few good bras. We applaud your selflessness and sacrificing $20 for the good of humanity.
What’s wild is having a kid when you’re worrying about buying a $20 bra
@@JD-ny9qjshe says she can afford it, so it doesn't seem like a matter of being unable to provide; she just wants to be frugal.
This lady doesn't care about her kid
Lady, you make cold brew by literally dumping coffee grounds in a bucket of water and leaving it there for 24 hours, you can make it yourself
Not a bucket!🤣🤣
@@izzywoods794exactly. Be civil and use a pitcher lol
$2 ice try, $3 pitcher, $20 Mr. Coffee. $25 investment from Walmart to potentially save hundreds of a dollar each month on coffee.
BuT ThE CoLd fOaM!
Good luck, girl! Keep your chin up and stick to the plan, and you and your kiddo will be out of this in no time
I'm surprised neither of them said somebody was potentially popping her tires.
Also not every breakup involving a kid has to have child support, Caleb. Especially if the time and expenses is 50/50.
Am I the only one who thinks she keeps too little air in her tires "so they don't pop"?
10k on tattoos? I'm gonna need some Taquitos to get through this one...
CRAZY NUMBER
I also have a baby mama that got a bunch of tattoos and wants more
I don’t pay a penny more than I have to but it’s obviously probably being spent on that
They’re my emotional support Taquitos that I manifested for
Only if you take out a payday loan to pay for those Taquitos.
And they look like shit 😂
Old Starbucks employee if you want the chocolate cold foam, it’s literally mocha, vanilla, and half and half (sb uses a mixture of 3% milk and heavy cream but you can get the same affect). And you can get the cold brew at the grocery store.
Hospitals!!!! If you need something overnight they are usually looking for people for housekeeping and transport and CNA’s overnight
Yeah the weeks she doesn’t have her kid she could absolutely work two 4 hour shifts as a CNA. She could just work prn from 7-11 in the evening one or two days. Or one weekend day 8 hours.
RAV-4 is actually a pretty decent choice for a vehicle. Not sure how many miles it has, but $18k seems a bit low for a 2021. Toyota SUVs hold their value pretty well. She definitely overpaid on it, but it's probably worth at least $20k-$24k right now. Good thing she didn't get the Jeep...
Girl $400-$500 for that spiderweb? Ya getting fleeced
"Fleeced" absolutely sent me 😂😂 ahahaha
Don't forget the cash tip she leaves too smh...
Without looking at the quality of the art, that's an iffy statement.
You do not want the cheapest tattoo.
If the price is premium, it better be fucking beautiful.
@@alexdatoss8962really? That's what did it for you...💀
"he dumped YOU...absoluuuutely he dumped you" - damn Caleb, that was savage!
What she doesnt want to say is he's paying wayyyyyyy more that child support. Id venture their break up has a lot more to it than what shes saying
Passed by from some taquitos and still able to get my sweet treat before the 24hr mark.
3rd baby mom and got left for his hs crush. I feel like there were several road signs on the road before we got to the “getting pregnant” exit
"Why do you even consume this show if you aren't going to get your shit in order?" So true Caleb.
Because people like to hop on and feed on feeling better about themselves or superior to people in worse situations. It on the same level as people enjoying seeing and hearing about other people's drama
@mithicash1444 It comes down to “at least I’m not as bad as this person” with a touch of schadenfreude
Watching with no debt a 3/10 celb hammer 🔨 score and keep my credit card 💳 in positive 👀
@@Sniperboy5551
Yeah but she has debts as bad as most people. XD I dunno how that type of thinking could apply here.
I think my credit score is negative.
Caleb is exactly the kind of honesty people need in their lives!
"My babies car seat wouldn't fit in my fiat so instead of buying a $150 banger car seat that fits I just bought an $18,000 Mitsubishi but I kept popping the tires on it; I thought the dealers sold it to me with nails in them, even though I kept popping the new replacement tires too so I just traded it back to them and bought a $26,000 car.. Also I spent 10k on tattoos and thousands on Amazon and Starbucks this past year.." lmao
I have a fiat 500, and you can fit car seats in them. It's just a pain in the neck to get kids out of a 2 door car. I used to do it when my oldest was an infant, and didn't have the money to buy a different car. It can be done.
Breaking it to her: They don’t look cool and you look like a fool spending 10k on them.
The problem is she got shafted. They dont look like they should cost anywhere near much.
People don’t talk like this in real life. Dumb mistake but relax 😂
seriously they look dumb and if i found out she spent 1k on them i would think nothing else of it but they look like shit AND she dropped 10k on them she got fleeced by all her "tattoo friends" 😂
Part of it was probably battling self-esteem issues after just having a child. so the tattoos are an overcompensation
Wait until she’s 45. No one will be able to even figure out what those inky wrinkles are.
If this girl reads comments, i hope she sees this one. There are SOOO many signs of depression in this episode. It might not look like it because she smiles and laughs, but to those who have experienced it its clear. She is too lazy to do things herself or at home because she has no motivation to do it. Her spending habits and choices of spending are a huge sign. She had a baby and got dumped when her hormones were still in the air, for many women who have never been rejected the first time is especially tough. Now she spends money to make herself feel better. Put all of this together with enablement form credit cards and you have a recipe for disaster. On top of that no decent guy probably wants to date her seriously with an infant and a whole lot of debt. This will be tough for her to get out of.
Not SUPERRR tough to get out of with a $70k/yr salary. But only time will tell.
@@Dpain003True but she believes money grows on trees apparently. So much for a mindset shift huh.
You do know that a large % of people today are shockingly lazy as a character trait that will never change, right? Laziness does not equal depression most of the time. Only if it's extremely out of character. So then it would be a Sign/symptom.
Mental Laziness is a badge of pride for far too many. In my opinion only. 😅
You are projecting and this is the problem with psychology, everyone wants be in a special persons club.
There are guys who are ok with a kid. But yeah, plus the debt, that’s gonna be rough…
I am finally caught up on all available Financial Audit episodes 🎉 now that agonising wait everyone else goes through, for a new sweet treat episode to be dropping 😅
"Dude needs to learn what condoms are". Takes two to tango Caleb, lol.
Honestly. Both of them are trash.
The point still stands 😂 he’s the one that’s gonna have to pay child support
@@Las645 not if he has no income…
"You let him hit it raw,
You didn't have second thoughts,
Now you're a single mom,
Now you're a single mom..."
Was waiting for ... "he said that he couldn't have kids"
10/10
I was doing the dance 😂😂😂
With so much birth control ie: condoms, birth control, plan b, or even a vasectomy. How are people still having unplanned babies is my guess 🫠
@@adrianmoore7110 People are dumb.
If all four tires pop on a car at the same time someone is slashing. It might be Jesus but someone is slashing them.
I had not thought of that, but it stopped when she got a new car?
Still though why would someone slash tires repeatedly for like a month straight, thats just evil, and frankly a lot of work to go out of your way to do it. XD
Once I get maybe over a grudge or something haha.
But to constantly do it and on new tires… why?
@@XFizzlepop-Berrytwistmight have been her ex or another ex
I’m not buying the tire popping story. To the other commenter’s point, if you hate someone so you’re slashing their tires, you’re DEFINITELY not stopping if they get a new car
It could be an issue if the Mitsubishi had big rims, low profile tires and her commute to work involved some crappy roads, which are all over DFW.
Must be buying them from the same place they're buying condoms from.
WHY do so many people say "whenever" when they should say "when"?!?
It isnt "whenever he left me" "whenever I bought this car" etc.
It's so common today.
You know, if you’re sure you don’t want kids you can just take care of that.
As someone with tattoos, 10k for tattoos without it being a full sleeve is insanity
I spent 800 on a full forearm tattoo. She doesn’t have anything filled up.
Even for a full sleeve that’s mad
Yeah thats 2 full sleeves by a pretty good artist.
I haven’t watched the whole video yet, but the only way I see this as a possibility would be a huge back piece. She definitely doesn’t have $10k in tattoos showing.
@@NerdyOutdoorVeteran This is 100% my opinion, but from the ones I can see, they’re not even “realism” tattoos, which is what most artists charge insane prices for.
It's mad interesting how people acquire these work from home 50k+ salary positions and you know they can't stop burning milk when they cook. It's borderline baffling.
💯
It’s frustrating to see coming from a blue collar worker that busted ass finishing a degree while working full time and can’t find anything that pays more than half of what I make now. Being told I’m “lazy” for wanting a remote position. She is so lucky to have that job.
@@AlexhPDX It's a catch 22 on my end, I've been watching these episodes and being more conscious about my financial future. Showed my partner one video and she couldn't get through because she's on that same side of brow sweating tiring work so the point of the show doesn't reach her. She's just seeing these guests with their high end jobs just making mistakes and being delusional.
What does one have to with the other?
“I had a kid. I have a kid” - she sounds emotionally detached