Issues in CIBIL- How to Resolve CIBIL queries of credit team in bank (Part-6)
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- čas přidán 8. 09. 2024
- As a sales manager or relationship manager- You often receive queries from credit team or risk team mentioning the various queries or issues in the CIBIL of the borrower. Then as a sales personnel, How to we resolve the CIBIL issues and what justifications should we present to justify the defaults reported in CIBIL. Let us learn through this video. In this video you shall learn:
1. Correct reporting in CIBIL and incorrect reporting in CIBIL
2. Difference between Statement of account of loan and repayment schedule
3. What is DPD (Days past due) in CIBIL.
4. What is SMA-0, SMA-1, SMA-2, NPA or substandard reporting in CIBIL.
5. How to resolve the loan wrongly reported in CIBIL.
6. How to resolve or remove the wrong reporting in CIBIL.
7. How to justify the CIBIL issues to the credit manager or risk manager
#cibilreport #cibil_score #cibil
Hi friends, My name is CA Ankush Jain and i am a banker working as a area credit manager in one of the largest private sector bank in India. I have total working experience of around 10 years in the Industry. I am a CA (Chartered accountant), CS (Company secretary), B.com, M.com, CMA group 1 and UGC by qualification. Teaching is my passion and i love to teach. Therefore youtube is a great platform for me to fulfill my teaching dream.
In this channel, I am regularly making video on banking finance from last 3.5 years. I have made complete course for credit managers for working capital covering every topic. You can find all the details in the playlist section.
Complete playlist link for working capital credit manager course:
• Complete Working capit...
If you want to fully understand CIBIL, then you can refer the detailed playlist with below link:
• Credit Bureau and Dedu...
You can also join membership to get access to complex topics with exclusive videos for members, Access to telegram group to build network and resolve queries. Join by clicking on below link with just Rs. 199 per month
/ @ankushjain
It's great. Short and simple aur yahe sab agar credit manager samjha de to tension he khatam... Hamare CM ko Khali Beth k salary Leni hai....
Koi baat nahi... Time is changing and everyone will think from business point of view
Bhut acha batya Credit manager bhut gol mol bataye karte hai .RM ,SM ko Fasane me kich,karte Aaj kuch naya sikha
👍👍
Great Lesson
Thank you
Useful for sales as well credit too
Thank you
Pls make a video on CMR score and why CMR score increases and what has been the reason for increasing CMR scores.
Ok
Thanx for information.
Your welcome
Hello Sir would request to please video on major rbi circulars important from banking perspective
👍👍
Sir please make video on Loan Statement or SOA how to understand statement of account
Ok
Yes sir please make a vdo on this
Brother if possible then please make a video on perfios also. . .
@@mohitgoel8072 czcams.com/video/ncvSKh73CM0/video.html watch this
SM/RM:- Dusre bank ne bhi to credit card diya hai ....after one or two dpd in past loans..now his intension is good.. running loans are in ETR conduct.
Credit Manager:- hume dusre bank ki policy se koi matlab nahi hai 😂..dpd matlab dpd..hum recommend nahi krenge...😂
@@ygk752 hahahaha
Sir please make a video on Budget 24-25 also and with special focus on Agriculture 🙏🙏🙏
👍👍
Sir would request you to make video on how to analyze debtors and creditors aging list.If it is made would request you to share.
Ok
One more video about good for sales but tention for credit
@@vpstocktradingfoodlover6004 😂😂
Sir what to do with negative working capital as Credit manager is straight declining the case
Client can infuse capital or you can fund WCTL
Latest 3 month me bounce ho to
Main question nahi samjha
@@AnkushJain cibil ke base par file kab reject kar sakte hai. Kitne bounce bank allows karti hai.
@@ALPESHVAJA ye fix norm nhi hai... Totality mein judge krna padta hai jaise Maine video mein btaya
Sir agar 29 days baad EMi Jama hui to CIBIL isko report kab karega 30 me ya 1 ke baad
@@vpstocktradingfoodlover6004 next month ki reporting mein aayega
Please answer
@@AnkushJain Next month me reporting kab hoti hai
@@vpstocktradingfoodlover6004 kr to dia upper
@@vpstocktradingfoodlover6004 after 15th
I worked in ICICI Bank. Here compliance is so strong. I think 50+ case was rejected without disbursement and 90℅ rejected clients easily took from Kotak and HDFC
Right
ICICI bank policy is really worst dear