Debt Confession Update 2024 | Back In Debt | Mid Year Review | Journey To Financial Freedom
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- čas přidán 23. 06. 2024
- In today’s video, I share my debt confession and my goals to pay it off.
Any inquiries, please email me at mdcwilliford@msn.com@gumiel22msn.comgumiel73
Thanks for watching and supporting my channel.
Disclaimer: I am not a financial advisor. All information shared is based on my own personal experiences as I navigate my way towards financial freedom.
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GM Maria, thank you for sharing! The burnout with budgeting and debt payoff is real! Many channels I watch make great strides w debt and then accrue debt for whatever reason be it an emergency or other. Youre right, were here cheering u on no matter what, you can and will do it!
Yes! getting back on track is so important instead of just staying down on yourself for falling back. There will be ebs & flows. Just keep swimming! #community
💯💯💯💯 You are absolutely correct. Thanks for the encouragement ❤
Yes, we are here to cheer for you Sita. Your debt is not as high as it was a year ago. We still have to enjoy life and live it with joy. You’re doing great Sita! Grace is a good lesson and I am not in competition with anyone. Just sharing my journey. Have a beautiful week Sita! 💐💚
@@managingmonasmoula9811 I agree with you wholeheartedly 💯💯💯 Hope you have an amazing week❤️❤️❤️
Wise words... Comparison is the thief of joy 😊
@@GillianBudgets20203 Hey Gillian, it truly is. 💯💯💯
I always say this but it's true EVERY TIME 😂😂😂 I came for the budget and stay for the words of wisdom 😅
Hi Sita! You got this my friend! It’s a small debt. In a few months you’ll be done. It’s happened to all of us. Right now my debt journey is over &)(&$)&&!😂😂😂
Here to cheer no matter what! You’ll pay that off super quick! 🌸💗🌷
Here watching from Mexico 🇲🇽
Love seeing your debt update 🥰💕, thanks for sharing #community 12:52
"Always give yourself grace" ❤
I absolutely agree. Thank you❤🙏🏼
YES! you will reach all your goals. This is a great reflection and you have accomplished a lot. I agree we gotta live and things happen. Being honest and setting clear goals makes a difference. You are doing amazing. Can't wait to see what comes for the second half of 2024.
Hi Nori, thank you so much for your kind words. Your support is appreciated. I too look forward to what the rest of the year has in store for all of us❤😊
I loved this, love how uplifting you are and the emphathis on giving yourself grace if things don’t work out perfect. Subscribed!
@@Doxygurl Hi Hannah, welcome and thanks for subscribing. One thing about budgeting is that we never know what life is going to throw at us so we have to give ourselves grace when things don’t work out as planned. I subscribed to you as well. I want to be there for your journey if/when you post a video. Have a great day.❤️😊
You’re doing good Maria, keep up the good work. ❤
Sita don’t feel bad I don’t know how many times i paid off my visas and still paying to this date , we still have to live life , over all your doing a excellent job .
I need to look at my debt amount again, my bad debt habit is avoiding it out of fear. The savings communities definitely help and I’m going to be adding up all my current debts and planning for the month. Wish me luck!
@@Doxygurl That’s awesome that you are deciding to face your fear. Don’t let the numbers overwhelm you and just tackle them one at a time and remember every dollar counts. I’m here if you need me❤️😊
@@Sitasbudgetingjourney Glad to have a wonderful community of people such as yourself to encourage financial health 🙌🏼
Happy Monday, Sita.🤗 Great debt update. We will for sure be cheering you on! Thank you for sharing your journey with us! 💙
Thank you so much Elaine. You are truly very encouraging ❤️
You're right... you have debt but no where near what it was before .. you got this!❤
Thanks for the encouragement Monique❤😊
Happy Budgeting 💅🏾
Great words of encouragement, thank you 💚💚
New subbie 🫶🏽 Love the transparency but you have done a great job getting the balance down! Keep up the good work 👏🏽👏🏽 #community
Just subbed to your channel, loved your first video❤😊 #community
Happy Monday. I think you have done very well managing your debt over the past year and it is certainly an amount you can pay off.🎉🎉❤
Thank you Debra. It’s definitely manageable as long as I don’t accrue any additional debt😊
In the grand scheme of thing you are doing amazingly. You'll be out of that debt in no time
Thank you so very much for your kind words and encouragement ❤
Hey Maria. Good job paying down your debt. 😊
Thank you so much for your transparency Sita. You’re absolutely right, we have to give ourselves some grace. I always put myself in credit card debt. Mostly because of Etsy 😅. Spent more than what I save and in need to stop lol. You got this Maria! We will all be cheering you on always. Great video love ❤ 12:52
You are very welcome Kathy. I forgot my Etsy shopping 😂 I am definitely going to save extra for those expenses in the future. Have an amazing week❤😊
Hi Sita, I hear you, my friend, give yourself some grace. I think you've done a FANTASTIC job. Some of these stores make it so convenient and easy... I agree that's the devil 😂. Great video, my friend! 🤩✌🏾
Thank you Sadi J, I appreciate your kind words. Lol, they are evil for us that are trying to become debt free😂
Wow Maria. You have done really good. Only a bit over one thousand that’s nothing. This is Great!!🎉🎉🎉
@@susbudget Thanks Su, I’m confident I will get it paid off sooner than later❤️🙏🏼
Hiii Maria!! You're doing great. You'll get that paid in no time! We're on track to pay off our credit cards by Mar 2025, fingers crossed sooner. But we still have loan debt and that's our next goal before moving on to the more exciting goals...SAVINGS!! Great video my friend! 💜💜
@@budgetwithlisa2024 Thank you Lisa. You guys will accomplish your goals. I’m excited to follow your journey ❤️🙏🏼😊
You really are doing awesome my friend your so close I totally understand things happen and sometimes to have to help people out. Your arent that bad at all😊
@@diannerichards6018 Thabk you so much Dianne. I am definitely going to try to stay focused and get it paid off this year.
Hi Sita! You have a great plan and your debt will be paid off in no time! Great video!
Thank you so much my friend❤😊
Hey great video love the blue nails 😊
Hey Sita, Happy Tuesday. You have done such fantastic work on paying down your debt. Definitely life happens and we have to give ourselves grace. The amount outstanding is a reasonable amount where you will tackle it and payoff eventually and pretty soon. ❤
@@Frugalityislife Hey Fiona, thanks for the motivation. I’m confident that if I stay consistent I will meet my goal of paying it off by the end of the year. Hope you are feeling better. How’s the ear infection?
@@Sitasbudgetingjourney You are doing very well so I’m sure you will. The ear is much better now - thank you 😊 ❤️
@@Frugalityislife I’m glad to hear you are feeling better❤️
Great video Maria! Hugs my friend. 🤗🤗💚💚
Thank you so much Donna❤❤❤
Maria thank you so much for this video. It’s what I needed❤❤❤❤
@@OdettesBudgetingLife Hey Odette, I hope it was helpful. Have a beautiful week❤️😊
Hey Maria. I’m definitely cheering you on. It’s really ok. We have to ‘Live a little’ every now and then. You can pay this off just like you did the first time. I’m watching and already so proud of you. I’m paying down my BOA, Affirm and Apple cc. My balance are about the same as yours. I’ve never shopped Temu or SHEIN, and I better not start either 😂😂😂😂😂💜💜💜💜💜
Thank you so much Angela. I love how encouraging and supportive you are. My advice is that you definitely stay away from them all😂😂😂 Love ya❤
@@Sitasbudgetingjourney ♥️♥️♥️♥️♥️♥️😆😆😆😆
Oi amiga ❤❤❤thx for sharing and I agree with you everything u said❤im always here to cheer u up u have got this❤yr debt its not big and u should be very proud of what u have accomplished ❤as I always say “never look back only to see how far u have come” ❤❤❤love yr msg great video amiga
Hola amiga, I love how encouraging and motivating you ALWAYS are. I thank God for you😊❤
@@Sitasbudgetingjourneyawww you are the kindest and Im thankful for u too❤such a pity we dont live closer
Happy Monday ❤
Thank you. Hope you have an amazing week😊❤
Thank you for the motivation ❤❤ great video ❤❤ 10:50
You are very welcome and thank you for always supporting me❤❤❤
@@Sitasbudgetingjourney you are welcome 🤗
Great budgeting video 😊❤
Thank you so much Deena❤
First 💛. Hello Maria 👋🏼
Thank you for always supporting me and my journey😊❤
Hello Sita😊
Good morning friend❤❤❤
I’m here to support Sita! It’s all good, you’re doing great! I know what debt is 😅 and yours is papitas compared to what I got 😂 you’re awesome and I’m inspired by you ☺️🌸💜🫶 you know how to get out of it and that’s the best part!
@@MyChaoticBudget “Papitas” I love it. Thanks for your kind words. I’m definitely focused on getting it paid off sooner than later. Thanks for your support and motivation ❤️😊
Thank you for sharing your journey. My debt is almost all medical but it just seems to never end… pay one and there’s another right behind it. We all keep working at it tho. You got this!! 🦊💰🫶🏼