Our journey to farming DEBT FREE |VLOG |Whispering Willow Farm

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  • čas přidán 5. 08. 2024
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Komentáře • 79

  • @TomKD0QKK
    @TomKD0QKK Před 3 lety +23

    We have no debt at all any more, apart from a really low house payment and we're going to pay that off in a few months. 39 years of marriage and we've had one vacation, a week spent in our old pop up camper. No debt equals maximum freedom. Oh, we did buy a tractor, though. Paid cash for a '51 Ford 8N. No bells and whistles but my 62 year old back thanks me every day!

  • @charlotteparton8581
    @charlotteparton8581 Před 3 lety +25

    Such a very smart young woman! I am 53 and just starting this journey. I really wish I had the smarts that you do at your age

    • @Finnswife3
      @Finnswife3 Před 3 lety +2

      Charlotte, I’ve never had a dream before. My husband and I are 56. I have been out of work for five months and NOW here comes the dream! Worst timing ever right?! We are still working hard towards them. Wishing you the best!

    • @tamararoberts9307
      @tamararoberts9307 Před 3 lety +2

      Exactly! Turning 59 in April and starting to grow vegetables along with all the flowers I've always grown. And planning more self-sufficient projects too. Your videos are so inspiring, tysm 💓 and God bless y'all

  • @MsKaty0311
    @MsKaty0311 Před 3 lety +6

    Dave Ramsey and Chris Hogan are awesome. Their plans are something everyone can do. We have been so blessed to continue to bless others while updating our new home paying cash. Life is good

  • @charliehoos9773
    @charliehoos9773 Před 3 lety +8

    5 years ago we started paying off debt to be free of anxiety. Going strong, we’ve begun planning retirement with aspirations to leave our children with a beautiful homestead debt free. I planted turnips and radishes today. Growing food has saved us $ and given me an outlet for my nerves

  • @Sky-Child
    @Sky-Child Před 3 lety +1

    Very wise. I am debt free woop woop! Now to save for my forever home (and farm)

  • @janh519
    @janh519 Před 3 lety

    I really. Think you’re onto the right idea. I am a worry wart and so is my husband. He planned all of our moves carefully...borrowed friends trucks wherever possible. Rented some, too. Sold things to our new buyer that we didn’t need at our new place. I went with our daughter and her husband to Dave Ramsey’s broadcasting studio and it was so exciting! (Quite sure reservations are necessary). There was one or two couples there that day who were able to announce they were totally debt-free! We could watch Dave broadcast through the sound-proof glass into his office! On each hour, when news and commercials were on, he came out and greeted all of us, asked us where we were from. It was really very nice. They had fresh baked cookies and coffee for guests....southern hospitality!
    My parents raised everything they possibly could and canned everything she possibly could. We had our own pork and chickens. We sold hams and frying chickens. Mom sold eggs.
    Raised beds are new to me. I see a lot of in-ground soil wasted between those! Dad had their farm a year before he and mom married, so he planted an orchard. Mainly apple trees that had ripe apples from June until frost! The first apples were wonderful for jellies, others were for canning and my mother canned her own apple pie filling. They were her favorite fruit so she made apple butter, and also dried or dehydrated apples.
    Raised beds are NEW tome. We never had any, except framed in-ground lettuce beds and warm beds for growing sweet potato slips. Only in-ground planting...so more yield per acre! Wood is too expensive at THIS time to invest in framing raised beds, plus the plants dry out more quickly in raised beds.. How much soil does it take to fill a raised bed, vs in-ground planting? Also, I see what looks like enough unused soil between them to grow a whole row of in-ground plants.
    In areas where we didn’t plant veggies, we had large strawberry plants for making shortcake, jams, and jellies. We also had a large grape harbor.

  • @angiedaoust
    @angiedaoust Před 3 lety +7

    When I was a kid, farmers were coming every week to sell us their produce. They would tell us the next crop that would be coming soon. We didn't have markets and these farmers were selling out of their car in the streets and all the neighbours were waiting for them. It was cool!

  • @jenniferrawles2989
    @jenniferrawles2989 Před 3 lety +4

    Live like nobody wants too so you can live like nobody can.

  • @medicvaldez
    @medicvaldez Před 3 lety +3

    OMG!! YES!!! Dave saved us!!! Still working towards it!

  • @worleyhavenhomestead1448

    I love it, we started our "minimalist" journey about 4 years ago and have never looked back, we were able to buy a 57 acre farm and don't miss anything we have chosen to give up or life without, Love the more simple life!!!

  • @stephanier1336
    @stephanier1336 Před 3 lety +3

    Your a smart couple! We have paid off 2 mortgages before we turned 30. Now we bought a 10 acre farm and hoping to become debt free there!! Thanks Jill!!! ❤️💜

  • @mysteeda2010
    @mysteeda2010 Před 3 lety +5

    DAVE RAMSEY!!! Lets gooo!!!! We are on BS4!! 💪🏼👏🏼👏🏼👏🏼👏🏼👏🏼

  • @jannafolsom1069
    @jannafolsom1069 Před 3 lety +3

    I'm here to tell you it IS hard! Our land is paid for. And we're building our house, debt free. While digging ourselves out of previous years of debt. It IS HARD. But it is so gonna be worth it. 😀

  • @MammaMcMasters3
    @MammaMcMasters3 Před 3 lety +5

    I needed this video. It's my first garden this year. We're working on our debt snowball. I really need to put a bunch of mulch down for weeds. I've been calling local companies to try to get it for free. But for now I'm grabbing all the cardboard I can just to start putting down a weed barrier. All I've got right now is some sunflower seeds in the ground. Looking at starting our compost pile and really working on that. It's not glamorous, but it's what I can afford right now.

  • @amandar7719
    @amandar7719 Před 3 lety +3

    Jill. Your beautiful vegetable garden vlogs last year most certainly justified the expenditure that you suggested today may have been unnecessary. I’m in awe of your enthusiasm, constant reassurance and vision that helps all of us to follow our dreams.
    May you continue to be Blessed with the steadfast shining light 🙏🏻

  • @mlee7037
    @mlee7037 Před 3 lety +2

    When you work hard for something, you appreciate it so much more. I am so happy for you guys.

  • @mbmiller1956
    @mbmiller1956 Před 3 lety +7

    I am SO impressed with y’all! That was wonderfully informative LIFE advice, not just homesteading advice. Praying that The Lord continues blessing you richly as you endeavor to live this lovely, bountiful life of obedience and good stewardship❣️

  • @alamo2211
    @alamo2211 Před 3 lety +1

    Good advice, Jill. Being an almost-retiree, I can confirm that being debt-free is very liberating for anything you are trying to accomplish!
    I just started gardening recently and have raised beds due to the extremely rocky clay-based soil here. I love it! I am definitely not saving any money on growing food but the joy my gardens provide is worth it. Beauty is a critical component - based on the recent Growing Gardeners class (WONDERFUL!) I now know that what I am after is a Potager garden.
    Good luck with the plant sale!

  • @carolsabo187
    @carolsabo187 Před 2 lety +1

    You’re a good inspiration, good for you 👍👍

  • @kimcritchfield5796
    @kimcritchfield5796 Před 3 lety +2

    I’m an FPU coordinator and always wonder about some of the homesteaders I watch. Thank you for sharing!!

  • @debsenritchedrefuge603
    @debsenritchedrefuge603 Před 3 lety +5

    I just left Jess in her High Tunnel on second view and Greet you in yours! Good morning Jill from Sunny North Central Washington ☀️ 🔆 🌞

  • @greenthumb8170
    @greenthumb8170 Před 3 lety +1

    You are so sweet and genuine. I can’t wait to watch you make the new land your home!!!! ✝️🇺🇸🙏

  • @threewillowsfarm7779
    @threewillowsfarm7779 Před 3 lety +2

    Wisdom is a wonderful thing to cultivate.

  • @jocilyndepetro7962
    @jocilyndepetro7962 Před 3 lety +11

    Jill thank you! everyone needs to hear this, even if there goal isnt farming, im trying to get out of college debt, and know the same struggle with the paid off car and getting someone else. Just got something last weekend. Girl you have lots of knowledge!

  • @justforfun1093
    @justforfun1093 Před 3 lety

    Thank you for the tips. One day we will see the dream of having land ❤️

  • @lisahill2154
    @lisahill2154 Před 2 lety

    Can you do a video about how you start out selling either you produce, starters, or flowers? Love your videos, You are So Sweet!!!

  • @mistyfinley5615
    @mistyfinley5615 Před 3 lety +4

    Biggest thing it seems is people just keep wanting more and more and can not just be happy with where you are and so they are always going to be making payments and never be able to enjoy having a home paid for .

  • @nikkitahill4767
    @nikkitahill4767 Před 3 lety +3

    This was so inspirational jill that i had to watch it twice 🥰
    Im at the beginning of my journey.. Selling everything x

  • @kiprussell6102
    @kiprussell6102 Před 3 lety +4

    That's some great advice thanks for sharing your experience with us its always helpful to hear from someone who has made the sacrifice and come out on top because of it.
    Its also biblical by being good stewards of what God blessed us with and being rewarded for that. Thanks for inspiring others that's why we love watching ya'll. Keep up the good work and God bless you all.
    Bless you till next time

  • @paulnchrissy4
    @paulnchrissy4 Před 3 lety +2

    Thanks so much for sharing this... my days have been stressed thinking about debt and this was encouraging 💗

  • @cazmarsh6395
    @cazmarsh6395 Před 3 lety +2

    This vlog touched my heart, I needed to hear this vlog right now in my life 🥰, thank you 🙏

  • @melissacrittenden1008
    @melissacrittenden1008 Před 3 lety +4

    Have so enjoyed hearing your story. What an inspiration!! We presumably have forever home place, land, greenhouse, barns yada yada...we would sell out and purchase another place if we could do it debt free or with less debt. Hearing your "why" ...and even your hows...has my wheels turning. I bake to pay for my seed and soil😉 and also started selling seed starts on a small scale a couple years ago. Have expanded this year much through your encouragement and am REALLY anxious to get permaculture garden beds started (which seems like such a daunting task since I do most of the gardening/growing by myself and my husband needs to watch a few more vlogs to buy into the no big tractor "toy" till method). Just want to say thanks and YOU ROCK, JILL.

  • @brendagervais5566
    @brendagervais5566 Před 3 lety +1

    So appreciate your wisdom to us oldie goldies girl. And you make it sound fun and doable. Thank you

  • @thehomesteadinggrandparent8672

    Thanks for sharing. We have benefited from applying Dave Ramsey’s financial principles as well. Patience and persistence are key to achieving financial peace, which many Americans lack.

  • @jenniferoverturf1064
    @jenniferoverturf1064 Před 3 lety +2

    How did you get in with the restaurants you sell your food to and how does that business work? Do they tell you why they want? Or do you tell them what you have and they can order? Very fascinating video, thank you!

  • @InTheGardenAgain
    @InTheGardenAgain Před 3 lety +4

    It’s so relieving to hear that my garden goals are attainable without huge spending. My main goal is to grow food for my family. I’d like to take steps toward a market farm though! Thanks for sharing!

  • @karenhibberd9426
    @karenhibberd9426 Před 3 lety +4

    Agree, very good advice! If I could go back in time, this is exactly what I would be doing. Glad you put this video out.

  • @sydneykasmar
    @sydneykasmar Před 3 lety +1

    Thanks Jill - I really appreciate your honesty in sharing what you have done and your experiences of attaining a big goal. This was very informative in so many ways.

  • @thekezzey95
    @thekezzey95 Před 3 lety +2

    Dave Ramsey for the win!

  • @tammynevil2422
    @tammynevil2422 Před 3 lety +2

    It means more when you are deeply invested.

  • @judithlewisham2571
    @judithlewisham2571 Před 3 lety +3

    I'm just starting my own market garden in France, i have pretty much no idea what I'm doing but loving the whole process, and you are inspiring me SO MUCH! Thank you SO much for sharing your experience and sending good vibes our way :) Lots of love!

  • @waywardrisa
    @waywardrisa Před 3 lety +3

    This video is so genuine and inspiring! This actually came at the perfect time! I'm right at the point where I am investing in my (city) homestead and producing more so I can have just a humble little stand at a little farmers market, but that's a big step for me. Sometimes it's hard when I see all the pretty gardens with all the shiny pretty things, but I have to dig my heels in and focus on my journey. This is more fuel for my fire and I am so excited; thank you

  • @susieclark1498
    @susieclark1498 Před 3 lety +2

    Lumber is so expensive so I just bought fencing planks for raised beds, so much less expensive, the Stivers gave me the idea. Creativity is the key to saving a lot of money. Ask older people, they have great ideas for saving money.

    • @lotus....
      @lotus.... Před 3 lety +1

      I also used fence pickets and lined the raised bed with the old plastic that needed to be replaced from my greenhouse. I figure it will last a few yrs at least lol.

  • @carol67460
    @carol67460 Před 3 lety +2

    You are my garden peep love your encouragement

  • @homesteadlimbo2788
    @homesteadlimbo2788 Před 3 lety +1

    Awesome advice! Currently in the selling whatever I can so pay off debt stage. Looking into selling some plant starts to at least pay for my garden supplies this year. Love your headband by the way :)

  • @allison1828
    @allison1828 Před 3 lety +2

    So inspiring. Thank you!

  • @amberlennox9544
    @amberlennox9544 Před 3 lety +2

    Love the advice and topic!

  • @MYPERMACULTUREGARDEN
    @MYPERMACULTUREGARDEN Před 3 lety +2

    Great ideas. Thank you !

  • @budgetingbydeenaus
    @budgetingbydeenaus Před 3 lety +2

    A lot of good advice.... thank you.

  • @KateSpiller
    @KateSpiller Před 3 lety +1

    What a story! Thanks so much for sharing-love hearing about how you made it work-you should be so proud. 💗💗

  • @kittenmixer812
    @kittenmixer812 Před rokem

    So inspiring!

  • @alysiagregg133
    @alysiagregg133 Před 3 lety +1

    Your discipline is very inspiring. Thanks for sharing.

  • @sierragustafson3806
    @sierragustafson3806 Před 3 lety

    This is a great video! Thanks for being real with us!

  • @melissaleslie5456
    @melissaleslie5456 Před 3 lety +1

    Wonderful!!!

  • @mellissabgarden1549
    @mellissabgarden1549 Před 3 lety +2

    Thank u for this message

  • @Becomingthewildmother
    @Becomingthewildmother Před 3 lety +1

    So inspiring! We are currently creating our debt free farm and evening sourcing and doing everything ourselves, the money adds up quick! Can't wait for when the money flow in is higher than the out!

  • @LifeatSycamoreRidge
    @LifeatSycamoreRidge Před 3 lety +1

    Great advice!

  • @zukothegsd6525
    @zukothegsd6525 Před 3 lety +3

    build raised beds out of free pallets.

  • @tamararoberts9307
    @tamararoberts9307 Před 3 lety +1

    Another great informative video! 👍

    • @tamararoberts9307
      @tamararoberts9307 Před 3 lety

      You are a beautiful, helpful, inspirational soul ❤ God bless you and your family always

  • @thejesuspeoplehomesteadcyn6043

    I totally agree , I love it but not going into debt to farm

  • @steveegbert7429
    @steveegbert7429 Před 3 lety

    Love your videos Jill, and will continue to watch, but youtube is out of control with ads every 4 minutes.

  • @SouthernYankee
    @SouthernYankee Před 3 lety

    Do you just sell veggies during your plant sale or do you also have a flower sale with sunflowers 🌻 etc. I bet that would be a easy and inexpensive sale you could add. Like maybe a branching sunflower plant.
    People would buy those.

  • @sarahbrown7663
    @sarahbrown7663 Před 3 lety +2

    Hey Jill is the CZcams channel profitable along with your farming. I just bought a hight tunnel greenhouse and I'm just getting started. But I would like to start a channel eventually . I work part time so I think I'm looking at a couple of years before I can do what I love for work.

  • @thesparkkids7059
    @thesparkkids7059 Před 3 lety

    Great advice!! Do yall use a walk behind tiller to till your gardens or no till?

    • @WhisperingWillowFarm
      @WhisperingWillowFarm  Před 3 lety +1

      Hi Shana, we very rarely till, but we have used a walk behind in our in grown before.

  • @jenniferdunham1932
    @jenniferdunham1932 Před 3 lety +1

    We are just starting our get out of debt plan, we want to retire and Homestead . Right now besides paying off debt, we need the Job for health insurance. Hope this is not to personal, but how do you handle the health insurance/health care for your family?

  • @l-egg-acyacres5732
    @l-egg-acyacres5732 Před 3 lety

    what licensing if any do you have to have to sell produce or plants locally? .. .I am sure it depends on state and county, but it is something I have kicked around for awhile...............thanks :-)

  • @ozarkmountainwoodshopandfa9500

    How do you sanitize your seed starting pots and such.