Why I May NEVER Buy Vanguard S&P 500 VOO Again
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- čas přidán 2. 02. 2024
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Eat shitttttt
The S&P 500 moved 8.9% higher in November, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Off course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
You are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2023 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
*@sloanmarriott5* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Don’t get confused and over think this people! It’s an ETF just as VOO is that tracks the S&P500. It’s just cheaper per share. Almost the same exact ROI as VOO percentage wise. I did my research and what he’s saying makes sense. I just appreciate the info so I can make more financial decisions to increase my wealth for the long term.
Switching from VOO to SPLG makes no difference. It's about the percentages of the gains, not the share price. No need to chase or jump from fund to fund when they both track the S&P 500. There's a very small difference in expense ratio with SPLG being lower. However, its not worth making the switch to me, since they are both identical. This reminds me of people getting excited about a stock split because of the lower share price. It's all psychological but there is no advantage financially. It's gonna be VOO and chill for me...for life.
Vanguard is the only investor owned company. No shareholders or private ownership group. I’ll stick with Vanguard and recommend everyone do the same if possible.
Is that a good enough reason to continue to buy voo rather than SPLG
@@tannercollins2925 It’s just another reason why I prefer Vanguard.
I don't know man. That's the same thing people were saying about Dell. So they bought VMware to insulate the product from going cloud. It looked like it worked...until it didn't. Now VMware is sold and everyone is scratching their heads. Being private means nothing now. Money talks whether shareholders are involved or not.
Spot on , Jack bogle fought for us and his legacy lives on 💯
@@Nova2Yung Yes, Jack is and always will be a legend.
Here's another gem. Fidelity's FTEC tracks the same index as Vanguard's VGT and is 2 basis points cheaper. Also, FTEC is currently $150 per share, while VGT is $505 per share.
🤫
F 🔫
Very nice. I own FTEC and diversified also into QQQM. Both are amazing growth ETFs.
Why do share prices matter? Total bought volume and return is what matters. Who cares if share is 10usd or 1000usd?
Exactly. It doesn’t matter what the share price is, what matters is the ROI. The actual gross that you see. Whether you invest $10,000 in shares that cost 500 each or $10,000 and chairs that cost $50 each the rate of return would be identical.
I never look at the price . In 2023 a 25 % return is a 25% return for an s&p500 index fund. Regardless if the fund was $400 a share or $20 a share. Just invest and never stop
needed this!😀
Exactly
Thanks so much for sharing this!!! Thanks to the guy who asked you about it!!!
Good information. I've been buying VGT and SPLG is priced conveniently for frequent purchases.
Keep on keeping on, Richard .
Continue to advise people, especially ours. We spend entirely too much money on foolishness, Jordans , cell phones, cars, and eating out. God bless you with the heart to wanna help people financially. Don't let negative people take that passion from you, my friend. God Bless !!!
Yes I did my research, SPLG is nice. Will be investing in SPLG every week this year starting next week. Thank you for his video!
Great topic, Been buying the spider splg for years, one thing to note, the Yields, splg 1.39%, voo 1.41% and an example 10k all in for 2023 would have resulted in a 26.24% gain for splg, 26.32% gain for voo.. very comparable and there is many better comparables for Vanguards and Schwab ETF's.
You're helping me so much and I'm just getting started so please stay around. I appreciate everything you do. Thank u 😊
I like Vangard and Schwab etfs. Very informative video. I will definately look into this SPLG.Thanks for the tip Richard.
Great Info... ! Thanks a Bunch
yeah i just started investing in the fall and wanted to buy S & P 500 but couldn't afford the VOO etf so I went with SPLG.
Thx for the information
Thanks for this video! Glad that guy emailed you & you made video💯‼️😊👍🏼
Thanks Richard for passing along valuable information i research SPLG it just as good as voo but a lot cheaper at $58.
Dude! Bless you for sharing! I cancelled orders for Xlk. And buying Splg. I know Xlk is heavy in big 7. But, starting out on my long terms. 👍
II have learned a lot watching your videos!May
God blessed you🙏🏽
SPLG is new to me. So far from a quick check it looks good. I'll definitely look into it some more. Thanks for the info!
Well said my friend! you're basically spreading the knowledge to everyone to be aware of spreading their horizons.
Everyone needs to take a step back and look into asset allocation..Can we do a discussion panel??
, the return you get from 1 stock of 400 $VOO at 10% is the same as 8 stocks of SPLG at 50$10%, thanks Richard for the advice
Thank you Richard! Keep up the good work!!!
I appreciate the heads up, Sir. Keep pushing content. Great job!
What is really important is ROR. NAV doesn't matter since they both track the same. My thinking though.
Here is something for you to consider. Their are companies who offer a fund or two at amazing cost to manage. For instance Fidelity offers an SP 500 fund with a zero expense ratio. However a fund can change their expense ratio anytime they want and Vanguard is a non for profit company. So they pass on any savings to their investors. That being said in general I think Vanguard is a better place for your investments. I own a number of funds and if they are non retirement accounts moving them to another company has tax consequences.
Great comparison as I like the lower price point that SPLG offers. Thank you!!
Knowledge & action support growth.
Both are winners. If you fixate on one over the other, it makes investing in the S and P 500 complicated. I am personally not worried about the fees. Just stacking up those investments for the future and focus on the rest of your life.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have, making it difficult to find ourselves back to our feet. My biggest advice is to seek the services of a professional just like i did when i ventured into it for the first time. Big thanks to Liliana Pena. I now make huge Profits by weekly through her services while still learning to stand on my own.
Liliana is Definitely the best so far. she always surprises me with amazing results.. We also plan to surprise her. You must have heard of it.
I think she trades for everybody I know. Met her twice at a seminar in Florida, after her lecture I had to personally beg her to be my Financial Advicer. All thanks to her.
I'm new to t rading, please how do I reach out
By her Tele-grams, below is her info
TradewithLpena, thats it
Thank you, Richard! Please keep up your excellence...
Major difference is net assests under ownership. SPLG -25 bil vs Voo - 980 bil. Dividend is 0.19 vs 1.8 $ per share which is a 10 X whilst the prices have a 10 X difference essentially, no difference depends on what you can afford
Thanks Richard! 😊
Plus VOO will probably split soon. I think it’ll be at least 3-1. It may even split 10-1 in a few years. I’m sticking with VOO.
What is a split? I'm uneducated.
Stock split is exactly what it sounds like. For example if you have one share of a stock that is valued at $100, after a split you will have 2 shares that are each valued at $50. Its beneficial because it brings the per share price down to allow more investors entry into the fund. Its usually a very bullish sign when this happens. Splits can also be divided 3-1 etc, in this case you still have that one share valued at $100, 3-1 split occurs now you have 3 shares valued at $33.30.
You made the recommendation to buy the S&P 500, in June 2023, I followed your advice. Thank you Sir!
I don't know if I matter, but your channel has seriously impacted my financial life in a positive way. I must admit that in my excitement about your content, I sometimes forget to like and share.
I mentioned the price of VOO on the last video you recommended it. Somebody else had to write you an email for you to check it.
The negativity in these comments are disturbing .Jesus Christ! Did you even look at the video? All he did was found out about a new product and said it was comparable and maybe just a little better than the one he had suggested before.
Agreed! Prime example of people who respond before even reading!
I plan on buying some. Thanks!
Just look at like this VOO is $454 and SPLG is $54 ….choose which one is more cost efficient for you! Both are good to invest in.
TAKING SPLG OVER VOO IS LIKE TAKING NIO OVER TESLA. WE HAVE TO GET OUT OF THE IM GOING TO BE CHEAP MENTALITY. GET WHAT IS THE BETTER OPTION IN GROWTH
OK, but if the growth between the two are comparable, it makes sense to buy full shares of what you can afford.
@misspriss2482 GROWTH OF THE 2 ARE NOT THE SAME. PICK WHAT YOU PICK. ONCE YOU HAVE MORE TIME IN THE MARKET YOU WILL ALWAYS PICK THE BIG DOG 🐕
Great Video!!
NAV doesn't matter since they both track the same. What is important is ROR.
SPLG ❤ it! Keep spreading the word Mr Fain!
Thanks for the info.
In my opinion, SPLG is the way to go. Why? lower expense ratio and more affordable than VOO and SPY. SPLG basically tracks the same companies as SPY and VOO. On my Charles Schwab account, I own SPLG and JEPI. That's it.
Thanks for the video sir!!! I wanted to invest into VOO but I'm not feeling the price nor am I feeling fractional shares of it. I did some research and this is a great alternative!!! Thanks again!!!
Thats what Im talking about Rich, looking behind the curtain 👌🏾
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Clara Patrick you're such a life saver.
Same here, with my current portfolio made from my investment with my personal financial advisor I totally agree with you
This lady has been on almost every comments, maintaining her positive strategy
Truly, facing this recession without investment is actually risky, salaries are easily spent off
This lady is becoming popular 👏🙌
I'm new at this, please how can I reach her?
Keep doing ya videos
Richard, thank you for all you do man. I'm trying to build wealth. My question is did you sell your position in voo, and now DCA is SPLG?
keep going brother.
Richard, this is something to think about. Thank you for sharing the video.
Great video
How exactly does one invest in the s&p 500, do I just buy the stock on Robinhood? Need help
Thank you bless you.❤❤❤❤
Thank you so much for covering this. I know it will help a lot of people. It helped me.
I have been in SPLG for a few years . The difference is if you are earning money selling options on your etfs. VOO sells better if you don't do options SPLG is the way to go
SPLG, VOO, SPY, VTI... They're all index funds. You could even say ARKK is an equivalent now if you like tech stocks. So many index funds out there and most of them perform relatively the same because they consist of all blue chip stocks. The only difference is when those who manage the fund decide to add or drop a particular stock (or share amount within that stock) which causes variation within the fund. There's index funds with 500 holdings and funds with 5 holdings. Broader the fund = less risk.
Ark is not a good one i personally think that because its highly speculative and expense ratio .75 way too much. Alot of people are down bad from a few years ago.
@@itisim You’re absolutely right. My point was that most of these index funds are becoming too similar and it’s like anyone with money or wants to manage huge portfolios can start an index fund and just load it up with whatever interests them. Cathie Wood has made some good decisions, but she’s obviously taking profits to later buy back in when the market tanks. And yeah, the expense ratio is too high. If you’re young, then ARKK could be a great investment, but if you’re older and don’t have the time to wait, any of these big name index funds will work just fine.
@@17napps38 you're right about that on the dot
Please tell me, is investing in S& P500 etf through Robinhood the best option to do?
@@MJ-nd9oy That's a great question! I use Robinhood, myself. If you want fairly steady growth (6-8%) and not have to look at your portfolio every day, go ahead and absolutely invest in an S&P500 etf. If you want to take it a step further, invest in the the S&P and then look at the top 20 or so funds that are outperforming the S&P (9%+) and invest in those on an individual basis. You can actually search on Google all the funds in the S&P500 and then see how well each stock is performing so you can buy even more of that particular stock.
Voo’s dividends are 9-10x splg. I’ll stick with Voo. Plus Fidelity offers fractional buying.
Did you compare VOO to FXAIX??? You on Fidelity already. Expense ratio is 0.015%
@@user-vg8ez9cu6u I have both
Yields are almost identical. VOO 1.43% vs SPLG 1.42%. But VOO expense ratio is 0.03% vs SPLG 0.02%. I don't see any difference worth mentioning
Great advice! Liked and subscribed. I wish he was my neighbor.
I prefer these two State Street S&P 1500 ETFs (both own 90% of US stocks) VLU S&P 1500 Value Tilt ETF and SPTM S&P 1500 Composite Stock Market (market cap) ETF. State Street also has a S&P Momentum Tilt 1500 ETF MMTM also owns 90% of US stocks.
Great video. I might consider setting up a portfolio with 100% SPLG just to match the market as cheap as possible lol.
If you don't mind, I am new to the stock market. How do you create a portfolio? Is there a website, link or CZcams? Thank you.
Thanks again
plus splg has a lower expense ratio
spy is more liquid and has more options (calls and puts) on the chain. you put $500 into both you getting the same return. for a small account however, you could get a 100 shares and sell covered calls again splg to speed up your gains
But if you can buy any fraction of the VOO, what's the advantage of buying another?
Just got some SPLG at $60 per share. Thanks for sharing this video.
That’s good word right there 👍🏿
Great job 👏🏿 👍🏿
Thanks, rich splg good price for me although voo is good too
Correct me if I’m wrong please. If you buy ETFs on robinhood there is 0 commission
I wouldn’t buy either one of them-I invest in individual stocks!Splg would be a better buy though.
That damn Florida background sounding real good
@Richardfain I bought SPLG at $44 a few months ago 😊
My portfolio IWP, COWZ, VFLO, MOAT, KMLM, ZROZ, SPGP, XMHQ. Minor stakes in AIRR, SYLD, RSPN, & OMFL.
This is when I realized that old Richy baby isn't the guru that perhaps many of you embrace; no shade! SPLG vs. VOO vs. SPY ok ...I'm a SPY type of guy. Though SPY has the highest expense ratio... SPLG has the lowest cost at 0.02%, followed by VOO at .03, and SPY at 0.09%, also given. The dividend yields and payouts are similar... However, SPY has the most liquidity of all market assets! Therefore, its premiums are the highest, and the bid-ask slippage is the least. I sell covered calls monthly, adding another 6 to 9 % to my yearly income.
Is investing in VOO, VTI, Vanguard S&P 500 etf ,... through Robinhood the best route?
VOO is the Vanguard S&P 500 ETF. Pick one. VOO or VTI, you don't need both due to overlap.
I buy it my Roth and it leaves room to buy SCHD and VIG ,since limited to $8000
Thanks
Is voo higher bc they have more shares in the sp500?
SOFI's SFY at $18-19 USD with 0.0% ER. It tracks the S&P 500.
Also if you do it like that you want worry about the stock price
Not looking good for them rate cut....not this year!
What could be the best picks to help diversify my $400K portfolio? With 40% tech/TSLA holdings already, do i get to pick one stock each month or a couple? What sectors can help me outperform the markets in coming months?
you need a certified financial planner straight up! personally, I would invest in ETF's and also love investing in individual stocks. yes it's riskier but am comfortable in my financial environment.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
’Natalie Ann Brinkman’ is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I think that might have been me that mentioned it.
Title is borderline clickbait but good info nevertheless. Just hope it's available in UK as well. 👍🏾
Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.
Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?
I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?
Absolutely. I’m glad you asked. I recommend Richard Fain. The owner of this channel.
RF @ the start of all your videos you might want to tell the viewers to smash the like button 👍🏾.
Who cares about VOO or SPLG if you can get FXAIX (0.015%)
Thanks Richard for this video! Great to see that we All learn from other.
I’m going to buy both
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
I am so confused, I thought vanguard s&p 500 was the safe haven?
It is, don’t listen to all the noise. Richard is not wrong from what he is saying but Vanguard funds are great and low expense ratios. Just keep DCA into VTI and VOO for your portfolios core position.
All he is saying is Voo index fund is expensive for the average person to invest in. He is just showing you an index fund that is more cost efficient. The average person should be able to afford that may perform the same as VOO.
Vti and voo is the same thing. Arent you paying attention to fund overlap??@@theflightsimulationexperie6894
SPLG is the truth. Both foloow the sp500. But 55 per share comared to 450...easier to invest into and dollar cost average 🤔
You recommended Tesla and Vanguard
You just told us to buy it!!! Make it make sense
I know right??
I know but..,$454 vs $58 with comparable ROI big difference.
@@eveshell5492 Assuming the expense is the same, if you can't buy or sell a fraction of the more expensive share, then buying multiple of the smaller share will be better. Otherwise it really makes no difference.
What you want to check is the dividends and expense ratio. There are several funds that try to track the S&P 500 from different brokerages.
That is EXACTLY what I said out loud when I saw the video title.
He needs to stop posting. And get a job.
VT is better than all of them if you want diversity. It's the whole world stock market. The US has had a good run for the last few decades, but with the massive debt to GDP it may return to the norm of about 40% of the total market instead of 60%. If you already have everything in the US you can add VXUS total world market ex US to balance out your portfolio.