Thankyou Namrata for such pertinent relevant questions and your summary at the end. Hats off to Mr Ajay Tyagi, for direct frank answers explained with slides in simple language. Thankyou for creating value for us
Very informative and useful information thank,even though it was in Hindi and English, We gained more with proper illustrations, well done by UTI MF manager, very great, We saw your experience and expertise, thank you 🎉
Thank you for this insightful conversation. I have a comment about smallcap vs midcap vs largecap argument. I agree with the analysis when you look at the indices. The smallcap index is the most disadvantaged (compared to midcap and largecap) because, the best performers of the smallcap index move into midcap index every six months (at every rebalance) and the underperformers of midcap index join the smallcap index - a double whammy! Hence, holding on to a smallcap index is not at all beneficial! But, actively managed smallcap funds have performed (in terms of risk-adjusted returns) much better than actively managed midcap/large cap funds.
Quant fund has given best returns in the market in the last five years where the fund managers frequently jumped from one sectors to another. So paisa to bnta h. UTI nhi bna pa rhi wo alag baat h.
Your correct but it's matter of time quant will do the same. Once aum go above a certain level they'll fail to churn properly. Just see nowadays most of their fund have big largecaps only like SBI ITC reliance. They have went into condition where they cant churn among mid and small cap
But the days are too far, well SBI and ITC has give good returns. May be they will have lesser churn but still based on algorithm they can take long term bets. If they fail to do this it will be reflected in the numbers. If they can't do good,their AUM will drop and they will be back to churning again.@@acclimatized8838
We need manager to grow money faster otherwise one can invest in passive funds. What is the need for fund managers if patience patience patience is only needed…
Thank you Namrata , i keep learning a lot with all your videos. I have one question, The general advice is to stay for invested long period of time with a small SIP amount. Genrally a person will have higher disposable income in the later years before retirement, can you pls consider how should such additional amounts be invested in the later years to reap the benefits of equity investments
As a person gets closer to retirement his portfolio should be predominantly Debts not equities because of volatility of the equity market.This is why i think NPS is one of the very good options for retirement planning as equity percent decreases by 2.5 percent per year from age of 50.
@Ajay sir Thank you so much for teaching us investing with Data. It was so much exciting for me. I was thinking It should never end. It was nicely explained everything and ofcourse with data. So thank you Groww team to making such kind of effort and making easy investing journey for person like me. Please ask your guest to come with this kind of data backed discussion so person like me will understand well. I am investing in mutual fund from last 4 Years with the help of Groww platform only. So once again thank you Ajay sir and the Groww team as well ❤️🩹
One of the best videos on investment on CZcams.The knowledge and wisdom one gets from this video is simply amazing.
Thankyou Namrata for such pertinent relevant questions and your summary at the end. Hats off to Mr Ajay Tyagi, for direct frank answers explained with slides in simple language. Thankyou for creating value for us
Very well explained by Ajay Tyagi.
Valuable edition Madam thank you so much 🙏
Very informative and useful information thank,even though it was in Hindi and English, We gained more with proper illustrations, well done by UTI MF manager, very great, We saw your experience and expertise, thank you 🎉
Bhut khubh dahnyabadh namrata ji ✌👍
Ajay Tyagi thoughts are fabulous, learned a lot through this video😊
Super selection of questions
Thank you for this insightful conversation. I have a comment about smallcap vs midcap vs largecap argument. I agree with the analysis when you look at the indices. The smallcap index is the most disadvantaged (compared to midcap and largecap) because, the best performers of the smallcap index move into midcap index every six months (at every rebalance) and the underperformers of midcap index join the smallcap index - a double whammy! Hence, holding on to a smallcap index is not at all beneficial! But, actively managed smallcap funds have performed (in terms of risk-adjusted returns) much better than actively managed midcap/large cap funds.
Fantastic interview with lot of valuable insights. Thank you so much.
Very very Excellent Episode
Excellent session.
Amazing session👍
Quant fund has given best returns in the market in the last five years where the fund managers frequently jumped from one sectors to another. So paisa to bnta h. UTI nhi bna pa rhi wo alag baat h.
Your correct but it's matter of time quant will do the same. Once aum go above a certain level they'll fail to churn properly. Just see nowadays most of their fund have big largecaps only like SBI ITC reliance. They have went into condition where they cant churn among mid and small cap
But the days are too far, well SBI and ITC has give good returns. May be they will have lesser churn but still based on algorithm they can take long term bets. If they fail to do this it will be reflected in the numbers. If they can't do good,their AUM will drop and they will be back to churning again.@@acclimatized8838
How to do STPs? Please make a detailed video.
We need manager to grow money faster otherwise one can invest in passive funds. What is the need for fund managers if patience patience patience is only needed…
Thank you Namrata , i keep learning a lot with all your videos. I have one question, The general advice is to stay for invested long period of time with a small SIP amount. Genrally a person will have higher disposable income in the later years before retirement, can you pls consider how should such additional amounts be invested in the later years to reap the benefits of equity investments
As a person gets closer to retirement his portfolio should be predominantly Debts not equities because of volatility of the equity market.This is why i think NPS is one of the very good options for retirement planning as equity percent decreases by 2.5 percent per year from age of 50.
❤❤
Excellent session
❤
You made one mistake on small caps. Small cap index is not doing great but active small cap funds are doing well.
59:43 book recommendations
My father made nearly 18% after tax returns on a real estate which he held on for 32 years. Equity didn't do as good, It's a matter of opportunity.
18 percent compounded?
That would mean 256 times the cost.
Are you sure
Yessss. @@akhandbha
Retired persons safe fund.
Gold episode
Thanks for stopping the advertisement. ❤😅
Hope so jo apne bataya vo app apne mutual fund pe apply karke return accha doge 😂😂😂😂😅
Large cap vrs index mf.....qsn expected.
Great efforts
Undoubtedly the choice should be a nifty fifty index fund / Sensex fund in lieu of a large cap fund after sebi reclassification.
Talk in English and then only We are able to get it
@Ajay sir
Thank you so much for teaching us investing with Data.
It was so much exciting for me. I was thinking It should never end. It was nicely explained everything and ofcourse with data.
So thank you Groww team to making such kind of effort and making easy investing journey for person like me.
Please ask your guest to come with this kind of data backed discussion so person like me will understand well.
I am investing in mutual fund from last 4 Years with the help of Groww platform only.
So once again thank you Ajay sir and the Groww team as well ❤️🩹
Great, I agree with your comments .🎉😂😊