How I PAID OFF $12,000 of CREDIT CARD DEBT in 4 MONTHS!! 💸

Sdílet
Vložit
  • čas přidán 4. 02. 2024
  • Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable.
    Thank you so much for tuning in & don't forget to subscribe so you don't miss any upcoming videos!
    Vlog Channel:
    REALISTIC NIGHT ROUTINE WITH A NEWBORN - • *REALISTIC* NIGHT ROUT...
    week in the life of a 22 year old SINGLE first time mom 💕 - • week in the life of a ...
    a realistic week in the life of a 22 year old SINGLE first time mom 💕- • a *realistic* week in ...
    Materials Used:
    A7 Rose Gold Binder: tidd.ly/3SdV645
    A7 White on White Envelopes: tidd.ly/3QvB1oR
    A6 Cream Vegan Leather Binder: tidd.ly/3tSeSYM
    A6 Clear PVC Envelopes: tidd.ly/475UodI
    Natural Concrete Tray: tidd.ly/494lwvb
    Harvest Cobbler Candle: tidd.ly/3Q9wLtG
    Sponsorship and Business inquiries: fbp.smpr@gmail.com
    ________________________________________
    My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, caleb hammer, rental property, cash budgeting, cash envelopes, cash envelope stuffing, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 22-year-old single mom in college with more debt than anyone my age should ever have, I am so excited to really hit the ground running with my finances. It is time to get out of debt and get ahead for the sake of my future and my daughters. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans

Komentáře • 34

  • @AlmaMartinezTamblyn
    @AlmaMartinezTamblyn Před 5 měsíci +13

    People who tell nurses not to complain have no idea what a dumpster fire nursing has become.

  • @CoffDrop1329
    @CoffDrop1329 Před 4 měsíci +4

    Paula I hope all is well with you... I hope to see a new video from you soon, you are missed!!!!

  • @wagabagabobo-zg9ft
    @wagabagabobo-zg9ft Před 4 měsíci +2

    discover debt is eating me up with that interest too, and she also came in clutch and gave me a chance when i was jobless while needing dental work lol. happy to see you paying it off, hopefully that will be me soon.

  • @lifewithtkeller
    @lifewithtkeller Před 5 měsíci +3

    Happy Birthday & Congrats!🎉💕

  • @alignwithchlo
    @alignwithchlo Před 5 měsíci +1

    this was super inspiring 🙌🏼🤩 great job!! and so exciting you’re getting to move into your new home 💗💗

  • @kaylabean3693
    @kaylabean3693 Před 5 měsíci +3

    Happy happy birthday! Have a great day!🎉🎉🎉

  • @danaebudgets7842
    @danaebudgets7842 Před 5 měsíci +3

    I’m a MA and want to go to medical school girl the days are busy a lot of the time so I do not see it as complaining when you talk about your day.

  • @AngiesFinance
    @AngiesFinance Před 5 měsíci

    This is so inspiring. First of all - HAPPY BIRTHDAY!! I'm also turning 23 in March. And second - good for u queen! You're doing so great with your budgeting journey. 💙

  • @GreatfullIncome
    @GreatfullIncome Před 5 měsíci

    So glad your video showed up on my suggestions you’re a vibe !!

  • @Nickel-and-dimes-budget
    @Nickel-and-dimes-budget Před 3 měsíci

    If the negative comment came from someone who wasn’t a nurse or a medical staff… just brush it off. I’m a nurse and honestly I believe (non-medical) people will never be able to grasp the craziness of nursing. It takes a lot out of you. I also believe you have the right mindset with re-taking your med math test… think about it as “in a real life situation I can’t afford to miscalculate “ a 90% is a strong starting point and I feel you were given an opportunity to reflect and re-evaluate and this will make you a better ICU nurse and able to handle critically acute patients. YOU GOT THIS!!

  • @moneywithjustliving5258
    @moneywithjustliving5258 Před 5 měsíci

    Hey lady, listening while working. Nice job, I love this video.

  • @rosbudgetlife3324
    @rosbudgetlife3324 Před 5 měsíci

    Hey Paula hope you have a Happy Birthday! great job paying your cards down!!

  • @danaebudgets7842
    @danaebudgets7842 Před 5 měsíci

    Congrats on paying off all your debt, it was nice to see your journey to paying off all your debt.

  • @fayejacobs1043
    @fayejacobs1043 Před 5 měsíci

    Happy Birthday❤ also congratulations on the payoffs!!! Super Awesome.

  • @tracya.5908
    @tracya.5908 Před 5 měsíci

    Happy Birthday and Congratulations!!!

  • @janicerobertson2213
    @janicerobertson2213 Před 5 měsíci

    Happy 🎉birthday I'm so proud 👏 of you I started my journey in November and I been binge watching Alot of yall...I'm 42 and has never had a credit card but you got your priority in tack baby and everything we do gone have its bad percs...❤keep pushing and put God 1st...you and the little one about to shine..keep thriving beautiful 😍

  • @Dreamplanbudgets
    @Dreamplanbudgets Před 5 měsíci

    Happy Birthday!!!! Fellow February born over here!

  • @aacmxx
    @aacmxx Před 5 měsíci

    loved your videos!!

  • @nankfbhx
    @nankfbhx Před 5 měsíci

    Happy Birthday!!!

  • @BudgetsWithELMA
    @BudgetsWithELMA Před 4 měsíci

    Congratulations 🎉❤🎉

  • @thebudgetevolution
    @thebudgetevolution Před 3 měsíci

    Hi Paula 👋 nice cash stuffing and for sharing your debt 😊 Happy Belated 🥳 some people ugh you can’t succeed and learn without failure especially in such a high performance job like Health care. My daughter is in her 5th year of Pharmacy, she’s failed at least 4 classes and countless exams. It doesn’t mean she won’t be a great Dr. it means she will never make those mistakes again, she says she learns thru failure bc better to do it in school and not in the field. Give yourself a hug 🤗 it is hard and there are those of us that understand ❤43:09

  • @jenniferarcher3323
    @jenniferarcher3323 Před 5 měsíci

    I am so proud of you! You paid off at least 10k of that just from pure grit and determination with money from your own hard work at your job!!! I want to challenge you to not use those cards at all in the future (not a popular opinion). Also, it would be really cool if you started to save up for the next semester of school so you won't have to take out debt for that. Something to think about, and I know you can do it. Congratulations and Happy Birthday!!!

  • @nankfbhx
    @nankfbhx Před 4 měsíci

    we miss you!!

  • @f1notreallyfatal
    @f1notreallyfatal Před 5 měsíci

    Happy Birthday 🎉❤

  • @emmagrace7071
    @emmagrace7071 Před 5 měsíci

    🎈 happy birthday beautiful xxxx

  • @darlenelong6353
    @darlenelong6353 Před 5 měsíci

    Happy Happy Birthday 🎉🎂🎈

  • @TheRadiantPeachBudgets
    @TheRadiantPeachBudgets Před 5 měsíci

    Budgeting and healthcare, my two favorite topics in one video! My prn situation has been similar and all I say atp is “small things to a giant”. Cause imma get them letters behind my name REGARDLESS.

  • @LadyErnst
    @LadyErnst Před 5 měsíci

    It is very true. I was a certified nurses assistant for almost 10 years. I loved the job however it is a very stressful, physically laborious, selfless job. More often than not CNA’s are overwhelmed and under appreciated. Once I had a patient load of 30 because we were short handed. Nurses did not always like to help. Luckily one other CNA picked up an extra shift so we worked the whole patient load together but we were both worn out at the end of the night. People don’t understand you are feeding, bathing, toileting, rolling, changing beds, shaving, picking up etc. and assisting patients with day to day living and everyday tasks. Generally the people you work with make the job harder because they are lazy, unkind, or both. Not always the case but it was generally speaking about fifty percent of the time at the nursing homes I worked for. I’m no longer a CNA now but I’m glad the opportunity was available to me.
    My husband is in the United States Airforce and I truly recommend it. The military still pays for one’s college, medical insurance, and on base housing provided in return for your service. Wishing you the best.

  • @Comfyluvsu
    @Comfyluvsu Před 5 měsíci

    Happy birthday🎉

  • @emmagrace7071
    @emmagrace7071 Před 3 měsíci

    Hey hope your ok when is your next cash stuffing? Xx

  • @nightcorelove2626
    @nightcorelove2626 Před 4 měsíci

    Everything all right? Am missing your videos

  • @f1notreallyfatal
    @f1notreallyfatal Před 5 měsíci

    Can you do ICU without some extra badge? I'm not a nurse I'm just curious

  • @jalynnkarlie5542
    @jalynnkarlie5542 Před 3 měsíci

    P r o m o S M