100 ENVELOPE CHALLENGE EXPLAINED | SAVE OVER $5,000 | 2022 SAVINGS CHALLENGES | STUFF NEW ENVELOPES
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- čas přidán 25. 06. 2024
- Hey Crafty Budgeters💜! Today, I am explaining one of the well-known challenges called the 100 Envelope Challenge. I have already started this challenge at the beginning of the year, but got new envelopes, so I thought I would bring you along as I re-stuff the envelopes and give you some different methods of how to complete this challenge. This challenges can be perfect for ANY INCOME. You can also do the 50 Envelope Challenge if that works better for your budget.
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Etsy Shop Mentioned:
Silynthia & Cassie J Creates: www.etsy.com/shop/SilynthiaNC...
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Video Mentioned:
2022 Savings Challenges: • 2022 SAVINGS CHALLENGE...
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Ways to Find Me:
Instagram: @TheCraftyBudgeter
The Crafty Budgeter Etsy Shop: www.etsy.com/shop/thecraftybu...
The Elevated Life Co.
www.theelevatedlifeco.com
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Items Used:
A5 Envelopes: amzn.to/3lFdL8V
A6 Envelopes: amzn.to/3Ai9ImM
Rose Gold Binder: amzn.to/2VC1Vl0
Cash Tray: amzn.to/3fIdpKR
Tul Gel Ink 0.5 Pens: amzn.to/3s3MAWd
🚨**NOTE -- the items below are based personal preference. You do not have to purchase these specific items to have a CZcams channel. I started my channel with a simple tripod, iPhone, and ring light and it worked just fine.** 🚨
Camera: amzn.to/3xuygHp
Tripod: amzn.to/3Am12Mn
Microphone: amzn.to/3fLufIC
Lighting: amzn.to/3yx1nvj
***Affiliate Links are being used for all Amazon items that are listed. If you use these links and make a purchase, I receive a little "something something" but you do not have to do anything on your end.
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#100EnvelopeChallenge #2022SavingsChallenges #SavingsChallenges #BudgetFriendly
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For business inquiries or collaboration, contact me at thecraftybudgeter@gmail.com
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Disclaimer: I am not a financial expert! I am not qualified to give financial advice. I do not claim to have all of the answers and truly believe that there are many ways to become debt-free. This channel is to simply share how we are working to pay off our six-figure debt, while having some fun doing
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#cashenvelopestuffing #cashenvelopes #sinkingfunds #debtfree #debt #debtfreejourney #countwithme #cashenvelopesystem #cashenvelopes #emergencyfunds #DebtFreeCommunity #budgetwithme #debtpayoff #debtsnowball #smallbusiness #blacksmallbusiness #blackentrepreneur #studentloandebt #2022SavingsChallenges #100EnvelopeChallenge
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0:00 Intro
2:14 Materials Needed & Instructions
3:58 My "Why"
8:25 New Envelopes
13:03 Tips & Tricks
19:39 Conclusion
Here's a tip fill up as many as you can of the low envelopes and then move them down to the bigger envelopes and then if you get your big envelopes filled up then you can automatically do the little ones
Great idea 💡 ❤
Great idea ❤.
This is best idea for those of us that have tiny paychecks. Thank you.
Love this idea
Genius! 🙌🙌
Love love love, $5000 would get me closer to my dream trip to Paris for my 50th birthday in 2025. I also love how you’re doing it and when I do it I will follow that example. Love the envelopes I think I would do hummingbirds for my grandma I was really close to her and those were her favorite. I love that.
Ahh!! You have a couple more years. You can do it! Paris…here you come!
I love this! I'm doing this challenge as well. I'm saving for my house fund! My goal is to buy my first house by my 40th Birthday (which is in 2 years 1 month and 4 days🤣).
I love the countdown!!! I will have to remember that! 💜
Your explainatain was too confusing 😮
you got THIS!!
Awesome list! I hear the spark Brittany! ✨ I am going to be more present/use my phone less, and read 25 books, learn to love podcasts - or at least try, save more toward the emergency fund, visit 4 new places, and fix the backyard fence. ❤
Oh ❤ your customized envelopes w/ butterflies 🦋. I ❤ butterflies too!
Wow, Brittany, that's quite the year of emergencies! Just goes to show how important it is to expect the unexpected and try your best to prepare for it in advance. We have had years like that - contaminated well water from our neighbors septic flooding, bed bugs (so expensive!), broken dishwasher, health issues, etc. Once you use all your fund, it can be hard to refill it. Good for you and your family for making it a priority!
I have devised a unique savings plan, and that is to save 100 notes of every money denomination.
So 100 notes of the ones, 100 notes of the fives and so on. By the time you do every denominations
saving a hundred notes, you'll wind up with $18,600. I just started and all I have so far is 100 notes of
the ones, and 100 notes of the Fives and started on the tens. Then once I accumulated 100 notes
of a particular denomination, I'll put a money label around it. Can't wait to save. It's addictive.
That’s awesome!
Hey Brittany I have the same box for my 100 envelope challenge and what I do with my 3x3 in envelopes is I only fold the money once and place in the envelope (because I knew as I started filling the envelopes, there was no way they could fit in that lil box). I took an Amazon box, covered it in beautiful wrapping paper with a slit in the top big enough for the envelopes and once I fill the envelopes I drop them in the wrapped box that shall NOT be opened until December 31, 2022. I keep the empty 3x3 envelopes in the cute lil box they came in as a visual aid letting me know how many envelopes I have left to fill so it still get's it's use. I also have to tell you that I am also the lover of butterflies!!!! they are all over my lil 100 envelope box. cellphone and computer screensaver -- .--butterflies are magical as well as beautiful and signify transformation, change, hope; they feed my soul 🦋🦋
Hey sis. I pick my numbers intentionally twice a month based on my budget. I minimally put $300 each pay period but I pick the numbers to add up to that amount. Same as you! You’re making such great progress. I started mine in September and I hope to finish in April. It’s going towards our home down payment fund. 🤞🏾
Yesss!! I love that savings goal. You got this. ☺️
Great content
When doing this having two incomes definitely helps ! Like a job plus a side hustle side hustle all going towards the challenge ❤
Definitely!!
So cool that you share a birthday with your grandma! I started this challenge this year because of you. We are saving it to go to Europe for our 20th anniversary in 2026. I’m hoping that I can complete the challenge four times in the next 4 years and get up to $20k in fun money by our 20th. We’ll use the money to have an amazing trip, then if any money is left we will put it toward a kitchen remodel.
Wow!! It is awesome to know you started this challenge last year when I did! I LOVE that savings goal.
Love the beautiful butterflies! I also love how you make the challenge approachable for if you don't want to spend a lot of money to try the challenge. Great video :D
The butterfly envelope are so beautiful! Ive seen them on Gabs and Sylinthias channel and they look great. Love the story of the butterfly. For me when I see a hummingbird I think of my grandfather when he passed last year. My mom was grieving and said she walked to her yard and a hummingbird came to her in a way they don’t normally do and she just felt it was her dad. So now when we see them we say a little prayer for him.
It’s the same with butterflies for me and my family. I always say hi nana when I see one. 🦋
Love the butterflies Britt! Definitely one of my favorite challenges!!💚😊
You rock this challenge! Always putting in extra.
Finally a break down that understand. Thank you
Thanks for sharing this with us all I and everyone else appreciates you!!!❤️❤️❤️❤️🥰
No problem. I hope it is helpful.
Those are beautiful envelopes. 😊 Have fun with that.
Thank you! Your explanation of your one-month-ahead goal finally made it click for me how much I should be keeping as a minimum balance in my main chequing account. Also, I love how you personalized the envelopes to your family history. If I ever do a version of this, I might use the lucky red envelopes my relatives used to give me for Lunar New Year. Maybe filled with Monopoly money though, because I don't like to handle cash anymore. Anyways, thanks for this video!
I’m so glad you enjoyed the video. I love the red to represent the Lunar New Year! Fake money is a good idea!
LOVED this video. I’m planning to start a 100 envelope challenge soon but I’ve been feeling weird about needing to modify it. I’m glad to know I’m not alone. Thanks for sharing!
Thanks so much! Always do what works for you and your budget. Modifications are totally fine ☺️
Omg Brittney, these are so cuuute...talk about amping up the motivation to achieve your goal!!
Gotta keep myself motivated 💜
I loveee the envelopes S&Cj created for you. You will be able to get this challenge completed on time. I love the method you came up with to make sure that your getting this done along with everything else. I haven't thought of using my rollover cash to stuff. That may be a great idea. I would put the 5,050 towards my emergency fund for this year. I enjoyed this video 😊
The envelopes are cute! And I love the meaning behind them! Im currently doing the 100 envelope challenge and I let my kids pick out a random number every week lol. 😊
FIRST ✨ I’m doing the 100 envelope challenge too but it’ll add up to $10,100. I pick my numbers before hand and budget them like you do. This money is going to go towards home renovations. Cute envelopes!!🦋
That was a really god idea putting them in the box your package came in.
I love the envelopes by the way! I see that and I see you 💕💕 love you Britt keep going !!!
You go Brittany!!!!!! You are doing so good ❤❤
Thanks so much. One step at a time.
You should do a DIY for your box and put butterflies all around it 💕 I see a light purple box with butterflies all over it 💕
I was about to comments and say hold in! Just reuse the old box girl! Haha nice. New sub
Hey sis love your why for your challenge envelope design. You’ll be done with that 10k in no time 💪🏽💪🏽💪🏽
Love the envelopes and the meaning behind them💙 I’m using my $$ from the challenge to stuff my sinking funds!
That’s such a smart idea!
Aww I love the butterfly envelopes..I also love butterflies and have a blue butterfly tattoo 🦋 🥰
Great video brit!!! Love the explanation❤️❤️ I would def go about it the same way your doing it. I would use mine for emergency and moving Keep up the good work!!! “ we have fun over here”😃
Hey hey 💜! Yeah, this method really works for me.
Great video Britt 🤗💕 I’m doing this challenge too and I’m working the challenge forward and backwards which equals out to saving $101 weekly which is way easier than picking random numbers 🥳✨ You explained everything so thoroughly!
Hey Ashley that is a great idea. I am doing the challenge as well and didn't think about doing it that way.
@@seasonscandlecompany9609 Hey there thanks so much 🤗💕
I love that idea!
Thanks for explaining ❤
Brittany, I love this!! You explained it so well. I would use the $5,550 towards my emergency fund first, then maybe anything excess would go to the IRA.
Thanks so much! I love the IRA one. That might be next year.
Great video!!! The butterfly 🦋 was also my grandmother’s favorite.
Something about grandmothers and butterflies.
Great video as always. and Great explanation of the challenge. I love the box and envelopes as well
Thank you so much!! I appreciate your support.
OMG those envelopes are so pretty 😍 I just purchased some envelopes with butterflies on them. I love what butterflies represents. Love this video. I always figure out all my bills..then.what is going needs to go to what area of savings basically all my savings is planned out!
It helps me stay organized planning everything out. My brain only works that way haha.
I am so excited to see this challenge. I am new to your channel. Loving your vibe.😍
Welcome to The Crafty Budgeter Fam 💜
I love this so much! Butterflies are special to me too as my mum has always called me her butterfly 🦋 so wonderful 😍
They are perfect!
I love butterflies. Those envelopes are cute. Congrats on 10k friends 🎊 Challenges make it more fun to save. Have a great weekend
It make a it 10X more fun.
I love this challenge. I use the 100 envelope book. It’s easy and I like to see it all in the book as it gets full
So cute I love butterflies 😊
Xmas 🎄 definitely 👍
Great video ♥️ that is one of the challenges I do to save for my son's college expenses
That’s so smart. Those college expenses add up!
Wasn't expecting this video but I'm here for it 💁🏽♀️The envelopes are so cute and perfect for you 😌Now when I see butterflies I'll think of you and your gran 😊🦋 Great video 🙂
You know I like to surprise y’all every now and again ☺️
OMG THESE ENVELOPES ARE SOOOOOO PRETTY!!!!!!!
They put a smile on my face 😁
Love those envelopes 😍 one day I’ll be able to do this challenge lol. And when I do I will probably do it a lot more like you do.
💕
They make me so happy to use them. They are so vibrant!
I think if u do one fold they will fit but u game up with great plan… i love the butterflies 🦋 envelopes
I bought some of silynthia and Cassie’s envelopes too! I did their 26 envelope bundle and they had some flowers on them. I want to order more of them to do the 52 week challenge or 100 envelope challenge 😁
They are awesome envelopes.
Just finding your channel! Im definitely going to do this but may start with the 50 envelope challenge.
Im definitely going to get a small emergency fund and then maybe do it again for debt
Just came across your video, I am August 30th too! Love your ideas and the butterfly envelope are so cute!
Yay! Happy very Belated Birthday :)
Happy Birthday!🎂
Thank you!
I’m going to do this. Thank you 😊
You are welcome.
Those butterflies are so cute 😍. I do $25 in each envelope for this year. Great video Britt. And congratulations on 10K subscribers 👏 🙌
Thanks so much love! 💜
SMART goals 🙌🏻😄 I'm going to try this, just with a smaller amount. I love the butterflies, my grandma loved monarchs 🥰🙏🏻😇 get a container like that small clear one from a dollar tree or dollar store depending where you are located 🤗
You can do the 50 envelope challenge instead of 100. Thanks for the dollar store tip.
@@BeaFindsJoy You're welcome and thank you so much for these videos. I'm learning but it's definitely hard
Love the butterfly envelopes. 🦋 My birthday is August 30th too😊
This was super helpful!
Yay! So glad you found it helpful!
New sub ❤ I can’t wait until I can do this challenge. Will have to wait until my budget allows but so excited to see you doing it!
Yay!! I am uploading a video tomorrow of a new simplified version of this challenge. You can do 50 envelopes instead of 100 if that makes it easier.
@@BeaFindsJoy I think I’ll probably end up doing on next year or after I have got rid of some debt that’s taking up a lot of my money 😅 I’ll keep an eye out for your video 😊
Sounds like a plan. ☺️
Awesome savings challenges 🦋
Thanks love 🦋
Unstuff all the envelopes and reconfigure to restuff the larger ones. Then you'll see stuffing the smaller ones will be cake. It goes a bit faster.
Love the video! Thank you so much for sharing these cool challenges! I am just starting my budget planner and am planning on integrating these into my budget planning when I can. Also, I found another cash tray/divider that I think would be cool to use as it comes with 2 for $15! I’ll post the link under my comment :))
Yes! Definitely share. If it doesn’t add because it’s a link, can you send me an email with the link.
I am beginning this next month. Not sure how I am going to pick the numbers yet. I would like to start with high ones first i think. I will be doing 2 challenges. 1 will be the 100 envelope, and one will be a 52 week challenge. The 100 envelope I will be doing 2 numbers every week, and the 52 week one I will do 1 number every week. I am taking my grandaughters to disneyland for one, and Dollywood for the other. In June I am taking my oldest grandaughter to Disneyland for her 10th bday. This will be a fun couple of years. Then I will have 3 more grands to take somewhere of their choosing. Loved the vid!
You should try putting them back in the box they came in now that they are full! It might work better now. I’m about to start this challenge now 🤞🏽
Yess!! That’s a smart idea. I’ll try that tonight.
5050 will be emergency fund, investing or my kids schooling….. i would do random number i like surprises 💗 Thank you for sharing 💗
Hey Brittany I would use it for retirement. Thanks for doing this video.
That’s such a good thing to save for. You are welcome.
I've been watching budgetting channels for about two weeks now and it took me a good bit to realize it's normal that people get paid biweekly or even weekly.
Idk about the rest of Europe but at least in Germany it's once a month for every job there is.
An american friend told me some people, like teachers, get paid monthly but usually that's not the norm and like wow.
I feel like it would help ridiculously impulsive people like me to have money for the basic necessities right before next payday xD
It varies a good bit here. Most people get paid bi-weekly though. You definitely have to find your own rhythm when you get paid weekly or monthly. I was paid monthly when I got my first job right out of college. I actually didn’t mind it.
Hello Brittany!
I am new to your channel, from the Philippines 🇵🇭, but I live & and work here in Denmark 🇩🇰. I also use some envelopes like that. I bought from a National Bookstore in the Philippines last year July 2022. We traveled for our vacation. I ❤ your 100 envelope tracker. Anyway, great video ❤.
I love butterflies and have one tattooed as well!!! My birthday is also August 30th 🥹♥️
You were born on my mother's birthday as well. August 30th was a truly wonderful day. I am doing the 100 envelope challenge. I put $101/week for 50 weeks. I like to know exactly how much. LOL Also doing the Zero Out Challenge. I am documenting the money weekly (and moving the money monthly because of how accounts are set up) as well saving the change from cash envelopes. These are easy ones for me. Money is going towards a newer car. Will be repeating this challenge in 2023. We are also just saving a minimum of an additional $500/month.
That’s a special day ☺️! That’s a great goal to save for!
So cute!
If I saved $5050 for fun, I’d take my hubby back to Disney. We had so much fun I’d love to find a way to go back.
The magical place of Disney ☺️
Oh my lord now I’m starting to remember all those glitter tattoos from Claire’s. I used to love those. I think all they had were butterflies…or at least those were the only ones I bought lol
Listen…the dollar store was where it was at for the tattoos! 🤣
As someone who’s house burned down and lost everything, I HOPE you put this in a air, water tight, fire box and realize sometimes you can’t even find that box.
Birthday Triplets!!!!!!
Wahoo!! Happy Belated Birthday 🥳
Im getting my binder and i already have my money for it too! I hope this will help me get a car!
Such a cool story I have a really good connection with butterflies to. It was really cool that matches up with yours is that my dad's birthday is on the 30th of August also God rest his soul. ❤️
It’s a great day!
Hi, this is great! How would you do this on a fixed income payed monthly?
LOVE the 🦋 theme. I would put $5050 toward a pre-payment on my mortgage.
That’s such a good idea for the savings. The butterflies warm my heart.
I am doing the 100 envelope challenge for the first time this year and we are doing random numbers that my little picks from a dollar store bingo game 🤣 I plan on using the money for our emergency fund!
I love that! Next round I might get my little guy to help with.
Did anyone said saving challenge and that 100 envelopes? Yes i am here 💗
Hey hey 💜
Oh i would definitely not want to do random numbers, I wouldn't be able to handle the stress😂 I would most likely pick like you did
Hi, I just got 3-100 envelope challenge boxes with envelopes. I thought this challenge would be fun to do with my daughters. I love your 100 envelope challenge direction page, with the numbered envelopes on it, to keep track of which envelopes you have picked. I looked in your Etsy store and could not find this page. Are they still available? Thank you for explaining how the challenge works. Look forward to hearing from you.
Great video! I ask Alexa for two random numbers between 1 & 100 knowing that I won’t spend more than $199.
The envelopes may work better if you only fold the money in half and slide the ends in the envelope. Just an idea.
I love asking Alexa. That makes it more fun. I think tried doing that and edited that part out haha. Maybe I will try again tonight haha.
🦋they are beautiful!
Oh i can sing to us while u do that ahha 😂
Vacation, Arts and crafts
If I start in March will I need to add more to catch up?
I love this idea. I barely can pay my bills not money to save.
Get your bills together and then whatever is left over, put that to your savings goals.
I would definitely use the 5,050 for Dec 2022 to Pay bills since I know around that month our income decreases! The past few years I have not been ready for that month lol 😂
I feel you!!! Some months are just crazy.
Hi ! I am doing the 100 envelope challenge myself and i did decide to get the entire bottom row compete first. Its a challenge that will take me alot of time to complete but i will use some of the money to pay off credit card dept. and whatever is left maybe something for myself (trip /spa) and some money towards my car lease if i decide to keep the car in the next 2 years! I have around 1k so far with what i have filled !
That’s such a good idea to get the bottom row done first!! Those ones are rough! Go you!! Wahoo! That’s a great start.
I am saving for a tummy tuck and vacation
There you go!!
Great video
Thank you!!
August 30th Woot Woot!
Wahoo!
Have you thought about changing the fold for the bills and see if they will fit in the box that way? My ocd is sad you can’t use the box. 😂
I am so disappointment. I tried changing the fold too. I edited that part out 🤦🏾♀️.
Cool
Thanks
I didn’t see this in your stores and I would love to order some
Are you looking for the savings challenge sheet?
would go to our Alaskan cruise and other travels, being retired, we love to travel, so ya that and other trips eg Cuba, Jamacia, or where ever, We have a good stash in our emergency funds and savings accounts, which we really don't touch, so they keep growing, but this envelope challenge sounds like something right up the wifes alley, so to speak, she love the challenge.
That’s awesome. Hope the challenge works out for you.
so what to i do with the envelopes i stuff?
Yes i used my 100 envelopes challenge for our basement due to storm and flooding ~ thank god for emergency fund
Emergency Funds have saved us!
The money from the challenge would go towards my emergency fund. I need to beef it up more. The butterfly 🦋 envelopes are pretty
I am right there with you with the emergency fund.