Beware Of Your Life Problems Between Age 45 To 60 - Be Prepared - A Video For Age Group 25 To 45

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  • čas přidán 13. 09. 2024
  • #nri #nrimoneyclinic #financialplanning
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Komentáře • 119

  • @nipungarg1279
    @nipungarg1279 Před rokem +34

    Solutions provided in this video :
    1. Consciously build second income
    2. Consciously invest in health
    3. Constantly upskill yourself
    4. Gift a pension plan for your parent
    5. You need to plan to reduce your family issues

  • @karthikkumar3653
    @karthikkumar3653 Před rokem +15

    Am 39 sir, and it makes a lot of sense to me. Thanks for such a wonderful content. It means a lot to us. Myself and my family are so thankful to you 🙏

  • @sidharth.kavalu
    @sidharth.kavalu Před rokem +12

    Great video! What you've said is 100% true, most people on social media are very young and haven't been through all the ups and downs. Life is easy when you're young and most things go according to plan. Wish someone had showed this to me in my 20's. But people don't listen until it's too late.

  • @tintunbirha
    @tintunbirha Před rokem +4

    Start saving from day one from the 1st pay at 24yrs. Live simply ( simple living high thinking).
    Keep good health.( a happy married life helps a lot in this).This is most essential.
    Travel a lot on holidays.
    Keep developing skills so that you can work and contribute even after retirement.

  • @utpalwailong5023
    @utpalwailong5023 Před rokem +5

    Thankyou sir. I m already living the 2nd innings of life. Consciously or unconsciously, i adopted some of the things you mentioned like having a second source of income, encouraging spouse to continue in her career, etc. I was a little late in starting retirement corpus, but didn't forget to do it. I wish I had. come across your advice when I was 40. Thank you sir for your words of wisdom.

  • @riyazahmed208
    @riyazahmed208 Před rokem +2

    Im lucky . Im 52 my dad at 83 is still not dependent on me financially

  • @jaspreetmodi
    @jaspreetmodi Před rokem +1

    with every channel cuddling and starry eyed for 20 year olds and beginners, i appreciate this one as something refreshing.

  • @australiatruelyasia6825
    @australiatruelyasia6825 Před rokem +4

    Fantastic video sir! Very educational. Thank you! I will turn 40 in July and this video is a confirmation to the direction of my thoughts towards financial planning. I agree and had projected most you said . Some points are emotional like managing family stress ( parents income, expenses, late child). I always wanted to hear from a senior like you. I also showed the video to my wife and we both received confirmation to our thoughts. One point to add would be making sure life term insurance is in place to protect family during unforeseen situations.

  • @vjandh
    @vjandh Před rokem +5

    You are your best investment, invest on your health, skills, personality and lead a simple lifestyle. And then follow great financial advice like what you hear here. You will do great. Just focussing on financial planning without the other things mentioned will keep you frustrated for life.

  • @rajcherian578
    @rajcherian578 Před rokem +3

    I see here a real professional speaking. All the best dear. You can only take horse to water but the horse need to drink. Your advice will be implemented by wise individual. I meant wise, as wise person may not need to be highly educated or qualified. All the best. When ever I want to know about Indian finance I listen to you.I was an Indian citizen, your last video video " When Is The Best Time To Invest In India ? The Year 2023 or 2024 ?" gave me some positive vibe to invest there.

  • @vrushchikak4847
    @vrushchikak4847 Před 10 měsíci +1

    For Indian conditions, this is the most prudent and practical advice unlike other over the top other finfluencers. Thanks Chandrakanth Sir.

  • @srinandanrao
    @srinandanrao Před rokem +6

    Good content, Eye opener for today's generation.
    Working culture in a family life will ruin peace. Just for the sake of equality and increasing networth, Kids are becoming monsters without parental care and handholding.
    Lucky our generation where Mother took care of our upbringing by sacrificing their degrees and decent paying office/school jobs.

    • @ketakizambre6613
      @ketakizambre6613 Před rokem +1

      Totally agree. Next generation come up with no parental care cz of nannies upbringing and devoid of emotions. Food is also adulterated and all of this is only because big big importance to MONEY than anything. Humans are in total self destructive mode!

  • @snarayanak2934
    @snarayanak2934 Před rokem +5

    Sources of income should be increased as expense cannot be controlled

    • @understanding-why
      @understanding-why Před rokem

      why expenses can't be controlled?

    • @manishdas2471
      @manishdas2471 Před rokem +1

      ​@@understanding-why becos his expenses r his expenses not yours

  • @someshyv
    @someshyv Před rokem +25

    Takeawayt: Not having kids is the easiest way to retire early and w/o much hassle

    • @austin426512
      @austin426512 Před rokem +6

      If you are a Abrahmic religion, that makes the best sense. For Hindus, we will be wiped out if we don’t produce 2 Sanatanis by every Hindu

    • @someshyv
      @someshyv Před rokem

      LOL. There are more than a billion. Shintos and shamans need to worry more, if it is a point of concern at all.

    • @rushiraul4084
      @rushiraul4084 Před rokem

      ​@@austin426512 Religion is most useless thing in 21st century.

    • @Not3435Ton
      @Not3435Ton Před rokem +6

      ​@@austin426512 Be a human not Hindu

    • @skbnotys
      @skbnotys Před rokem

      ​@@austin426512 😂 such an insecure hindu u are

  • @anilprasanna
    @anilprasanna Před rokem +4

    Just a fantastic reality check hearing you speak. If we have missed out in the first innings thanks to low paying corporates, we are now following on and have to play like Laxman-Dravid to win the test match of life. This is the kind of mature talk we need in youtube. Chandrakanth bhat will not give you tips on how to double your money overnight in crypto or promote some IPL gambling app. Life is a test match not a T20 game. Todays youngsters are misguided by run of the mill youtubers bull shit.

  • @sps6
    @sps6 Před rokem +3

    Never could plan from 25 to 45 so much of commitments..hoping to make a blockbuster second innings thanks for the video

  • @opinonated_soul
    @opinonated_soul Před rokem +4

    Everyone is different, so make your own plan and adhere to it. Just work on your skillsets and concentrate on earning as much as possible till your retirement. Everything else will be taken care

  • @jnaniashok
    @jnaniashok Před rokem +2

    Really this video makes conscious to me now. Now I will start working on a second income

  • @akvd0501
    @akvd0501 Před rokem +1

    Thanks I will go gracefully. No kids whatsoever.

  • @srinivasapattigilli4953
    @srinivasapattigilli4953 Před rokem +1

    Definitely true, see a few who have not thought of these points ahead of time

  • @mkmkmk845
    @mkmkmk845 Před rokem +4

    This is true most of the CZcamsrs are children when it comes to financial planning, they relate their own youtube success to fact that they are very good planner. Some points which I personally think make sense:
    1. Get your own home as soon as possible in life. Do not break the bank purchase a property 75% of what you can afford.
    2. Get married early (around 26) and have one kid before 30. 3 years should be enough to enjoy ;)
    3. If you are salaried, build a side business or have at least 2 businesses if you are self-employed or a business person.

  • @Devanand-v7p
    @Devanand-v7p Před rokem +1

    Fantastic sir, God bless you. Continue uniting people who has misunderstandings in their relationships. Thank you for making the world a better place.

  • @Drganguli
    @Drganguli Před rokem +2

    Your videos are very useful to NRI’s. Later life is much more challenging when abroad.

    • @220dpk
      @220dpk Před rokem

      still life abroad is much safer then in India. no chance of organs being harvested by Indian doctors in Indian hospitals

  • @vigneshvar-uh3cv
    @vigneshvar-uh3cv Před rokem +1

    Best piece of podcast ever come across
    Felt like englighted..
    Thanks a lot

  • @aarthibhandary5120
    @aarthibhandary5120 Před rokem +1

    I was planning on creating a passive income through option selling. Hoping if i have to take a break in career due to household responsibilities I can at least have some income through it. I mostly sell far OTM monthly options.

  • @keyruntp8515
    @keyruntp8515 Před rokem +2

    ❤from Tumkur

  • @RoodeMenon
    @RoodeMenon Před rokem +4

    There's a reason I don't wear a smart watch. I don't want it to monitor my heart and freak me out.

    • @paritsharma314
      @paritsharma314 Před rokem

      I have one with heart rate monitor turned 📴

  • @srinivasanpalani6908
    @srinivasanpalani6908 Před rokem +1

    Useful vedio Sir. Would be helpful for people already in early second innings. Thanks

  • @harism2001
    @harism2001 Před 11 měsíci

    This video should be run in every school

  • @padminirakesh1864
    @padminirakesh1864 Před rokem +1

    Relevant points covered, which r inevitable👍

  • @ElectricityMarketInIndia

    Wise words

  • @Nishiskitchenrecipe
    @Nishiskitchenrecipe Před rokem +1

    Thanks for guiding us

  • @digambersinghrana7038
    @digambersinghrana7038 Před rokem +1

    This is such a nice video and the content is so good. It made me think. Thank you for such a nice and eye opening video sir!

  • @bhabeshchandra8182
    @bhabeshchandra8182 Před rokem +1

    Thank you sir for valuable honest advice. God bless.

  • @varghk1118
    @varghk1118 Před rokem +2

    MANY NRI SUFFER A LOT IN THE SECOND STAGE OF LIFE AFTER COMING BACK FROM THE GULF...ABROAD... NOBODY WANTS THEM...YES AGREED IF WE HAVE MADE HAY DURING OUR YOUNGER TIME AND INVESTED SENSIBLE IN DEPOSITS AND GOOD COMPANY SHARES ...WE WILL SURIVE ... I HAVE MADE MY DEPOSITS FOR 10 YEARS AT 9 TO 10 % INTEREST RATES ...NOW THE MOST IS 7%... THANK YOU SIR FOR YOUR TIME AND GOOD ADVICE..

  • @sagarkonari794
    @sagarkonari794 Před rokem +1

    Sr thank u so much for sharing valuable information 🎉🎉🎉🎉

  • @kirapssan3101
    @kirapssan3101 Před rokem +1

    Simple and straight to the point, great video

  • @tpb1006
    @tpb1006 Před rokem +4

    I am 47 and just became financially free. Just retired and now I am free bird.

    • @rrkatheer
      @rrkatheer Před rokem

      Please share how you achieved sir?

    • @karanjain1575
      @karanjain1575 Před rokem

      I'm 44 need ur advice if possible

    • @tpb1006
      @tpb1006 Před rokem

      @@karanjain1575 Are you working for someone or for yourself. Its a big question. Because I have my own small business since I was 26. I live in Thailand

  • @rmms6c6anirbansengupta9
    @rmms6c6anirbansengupta9 Před rokem +1

    Thanks

  • @certified4mahtab
    @certified4mahtab Před rokem +1

    Good elaboration and practical problems highlighted which we ignore.

  • @tarakwagle2583
    @tarakwagle2583 Před rokem +1

    Already maxing roth & roth IRA right now. So later i don't have to pay any tax on retirement

  • @ananthakeshava7278
    @ananthakeshava7278 Před rokem +1

    I am fully agreed with the video

  • @laxmanfirake7429
    @laxmanfirake7429 Před rokem +1

    Very practical experiences sir, great 👍👍

  • @shincymathews1008
    @shincymathews1008 Před rokem +1

    A great content from real life experience, Thank you so much sir .🙏

  • @experience-hunter
    @experience-hunter Před rokem +3

    I like the content he shares, but this one feels like an Infomercial. "Time to act is now". 3-4% interest rates coming. You need a financial advisor.

  • @iampravo
    @iampravo Před rokem +1

    very much recommended!

  • @j.r.6517
    @j.r.6517 Před 9 měsíci

    Dr Bhatt excellent information. Learnt a lots from you today. Thanks❤

  • @94884dinesh
    @94884dinesh Před rokem +2

    late marriages is not a demerit as long as your are financially independent. To be happy in life never listen to your surrounding. Try to do 2 jobs till 40 years and ensure you saved some decent amount. Learn trading and start earning secondary income after 35 yrs. It will take time. Still be disciplined and earn good amount by sitting at home. money makes you happy even if you crossed 60yrs. very important point you should not have any EMI once you reach 40 yrs.

  • @rahulshinde7063
    @rahulshinde7063 Před rokem

    Very helpful guidance sir , god bless you and your family.

  • @Lucerne23
    @Lucerne23 Před rokem +2

    Would you consider retirement investments like PF, 401k, IRA as a second income? I started retirement savings at age 30 and have saved close to $100k in retirement while still focusing on one trade skill that I have become good at.

  • @certified4mahtab
    @certified4mahtab Před rokem +2

    Is it worth to take personal loan and started retirement plan, Term life, Mutual funds, and also start some passive income in real estate or wait for savings and then start…

    • @dm5665
      @dm5665 Před rokem

      Please learn the basics of finance , uttering personal loans is also a sin in the finance world.

  • @tarunkar1977
    @tarunkar1977 Před 8 měsíci

    It’s dejavu for me at the age of 46 as I am seeing most of it in life

  • @devendrasrivastava7352
    @devendrasrivastava7352 Před rokem +1

    Thank you sir for the video❤️

  • @surajitghosh9198
    @surajitghosh9198 Před 6 měsíci

    Very very effective sir

  • @kamalakarhuluganna2647
    @kamalakarhuluganna2647 Před rokem +1

    Very informative video

  • @nagamanickam5702
    @nagamanickam5702 Před rokem +1

    Your video makes me more anxious about retirement 😂

  • @seemagrover4228
    @seemagrover4228 Před rokem +1

    These kind of vedios should have been made say 50 yrs back too

    • @Obelix5658
      @Obelix5658 Před 10 měsíci

      Wise people were aware about it. But no social media to share the knowledge. So many of my friends in their 70s are struggling financially and become dependent on their children.

  • @nithins1212
    @nithins1212 Před rokem +1

    wow amazing video sir🎉❤

  • @hiteshmehta800
    @hiteshmehta800 Před rokem

    Very valuable video sir, 👏
    Liked, Shared and commented to support.

  • @womenisonereasonbehindever2049

    All advices r given to mens dont do this dont do tht no one will give to women's dont do heavy shopping and apply heavy petrochemicals to skin..but my advice is don't marry no marry no expense just enjoy ur life

  • @Obelix5658
    @Obelix5658 Před 10 měsíci

    Excellent👍. Thank you

  • @jagadeeshkumar19
    @jagadeeshkumar19 Před rokem

    An eye opener..

  • @VikashSingh-vp6zl
    @VikashSingh-vp6zl Před rokem +1

    Hindi me bhi video banao chandrkant ji

  • @j.r.6517
    @j.r.6517 Před rokem

    Very informative video. 👍

  • @austin426512
    @austin426512 Před rokem +1

    How much do they charge?

  • @mohanmk8197
    @mohanmk8197 Před 6 měsíci

    Informative. .

  • @ujjalchakraborty2044
    @ujjalchakraborty2044 Před rokem

    Very nice advice

  • @prudentinvestor986
    @prudentinvestor986 Před 5 měsíci

    Nice content sir ❤

  • @cutetwinzninit1484
    @cutetwinzninit1484 Před rokem

    Very wise video thanku sir

  • @vikasmitkal946
    @vikasmitkal946 Před rokem

    Eye Opening

  • @576757kiran
    @576757kiran Před rokem +3

    Had contacted your team and found that minimum investment is INR 50k per month or lump-sum of INR 20 lakh to work with you. All this with regular mutual funds, which is still ok as that is how you make money. But isn't 50k per month too high a investment to manage for youngsters?

    • @mintrelsmith
      @mintrelsmith Před rokem

      😅 That's an insane amount. They are in business of making money by commissions. If one needs to build a corpus you need only time rest power of compounding will do it for you.

    • @576757kiran
      @576757kiran Před rokem +1

      @@mintrelsmith Them making money thru commissions is still ok as it is their business and they are sharing their experience and knowledge. But minimum of 50k per month is an insane amount for 30-40 age group because they already have a lot of other commitments.

  • @vivekdesai8500
    @vivekdesai8500 Před 11 měsíci

    Thank you

  • @johnpinto3857
    @johnpinto3857 Před rokem +1

    Excellent information and guide , thank you 🙏

  • @manueltalks
    @manueltalks Před rokem

    What if someone never got any job till 45 years of age inspite of good education and still searching for a career???????????
    What can be your suggestions
    💢💢💢💢💢💢💥💥💥💥💫💫💫

  • @JohnRa_State
    @JohnRa_State Před rokem +1

    Thumbnail should change bcz 30year people will not go to watch

  • @faisalwasif7523
    @faisalwasif7523 Před rokem +1

    I have second income in my dreams

    • @austin426512
      @austin426512 Před rokem

      You guys are lucky to have multiple streams of income 😂😂

  • @sidoptom
    @sidoptom Před rokem

    I am already 49

  • @sasha48189
    @sasha48189 Před 8 měsíci

    This is me at 46 I feel horrible

  • @chefjerin
    @chefjerin Před rokem +2

    i missed my first innings

  • @hbestinternetwatch
    @hbestinternetwatch Před rokem +1

    Thank you for sharing your Whatsapp number.
    To obtain your services how much would I have to pay?
    This expense again I'll have to take it out from asking my husband.
    I'm not working and wonder all the points discussed, will it work for a woman aged 40+?

  • @yugansamy
    @yugansamy Před rokem +1

    solution : contact NRI money clinic

    • @austin426512
      @austin426512 Před rokem

      How much they charge for the financial advice?

  • @SureshPokkuluri
    @SureshPokkuluri Před rokem

    Excellent video, sir. Truly showed our future.

  • @jayaveld124
    @jayaveld124 Před rokem +1

    Thank you Sir for your detailed and well explained advice.