What Happens On Closing Day?

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  • čas přidán 3. 07. 2024
  • You've gone through all of the mortgage process and you're ready to close!
    Closing day is an exciting time when you can officially finalize the deal, gain ownership of your property, and get the keys so you can move in.
    Hey, my name is Kyle and I'm a Mortgage Advisor serving Ohio and Tennessee. My goal is to help you get a crystal-clear home loan that helps you win the house you love.
    Start your pre-approval at kyleseagraves.com
    Kyle Seagraves
    Mortgage Advisor
    www.winthehouseyoulove.com/
    www.winthehouseyoulove.com/
    -- Legal --
    NMLS# 1701021
    Motto Mortgage Alliance
    www.winthehouseyoulove.com/
    8900 N. Dixie Dr.
    Dayton, OH 45414
    Equal Housing Opportunity

Komentáře • 367

  • @thewildandwonderfulwizard
    @thewildandwonderfulwizard Před 3 lety +73

    9 months later....and I close tomorrow morning on my first home. Breath in. Breath out.

  • @aprilall-natural8422
    @aprilall-natural8422 Před 2 lety +22

    I close in 40mins I'm sitting outside the office nervous as shit. This really put me at ease.

  • @dgallego
    @dgallego Před 4 lety +249

    I close in my first home this Friday ! I am excited !

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 4 lety +7

      Congrats!!!
      - Kyle Seagraves winthehouseyoulove.com

    • @BabesbyJanea
      @BabesbyJanea Před 3 lety +4

      Congratulations!!

    • @RashekaO
      @RashekaO Před 3 lety +11

      Congratulations! I close this Monday. So excited.

    • @mykesmyth8856
      @mykesmyth8856 Před 3 lety +3

      Congratulations!!!!
      I close on Monday. So excited!!!

    • @lovebug8482
      @lovebug8482 Před 3 lety +5

      I close on Monday 11/23/20. Anyone else? Lol lookd like Mondays are popular!

  • @Tabsimone
    @Tabsimone Před 3 lety +78

    Closing on my first house this afternoon I’m so excited!

  • @432Tx
    @432Tx Před 6 měsíci +12

    Closing on a home on the 29th at the age of 21 God is great🙏🏼🙏🏼everything is there for us we just gotta go and get it hope yall have a great 2024🤘🏼

    • @S7SGamerHD
      @S7SGamerHD Před 2 měsíci

      congrats man! Im 21 and throwing offers at houses, hopefully i close a house this year.

    • @432Tx
      @432Tx Před 2 měsíci

      @@S7SGamerHD thank you brother! and that’s great bro you can do it keep grinding

    • @moniquejohnson4264
      @moniquejohnson4264 Před 29 dny

      Congrats!

  • @ladymendize5080
    @ladymendize5080 Před 3 lety +55

    I'm closing Tuesday. I'm so excited 😁. Thank you Jesus amen

  • @rperspective1
    @rperspective1 Před 3 lety +62

    Me and my husband are closing today 🙏🏿☺️

  • @darlyyulie09
    @darlyyulie09 Před 2 lety +37

    ✨I love to feel everyone’s happiness through these comments!! I will also be closing on my first home in a few weeks 🙏🥰 Everyone has different paths in life , different struggles, different experiences ! What ever it took for you to get to this point was all worth it ! Congratulations everyone!! Keep working hard on your dreams ! Everything in life is possible ! And If you haven’t made it to this point but wish to do so, don’t worry ! Your time will come ! ✨sending good vibes to everyone ❤️

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety +1

      This is awesome! Congratulations! Let's hope everyone on this channel will have their home too very soon. Congratulations! :)

    • @moniquejohnson4264
      @moniquejohnson4264 Před 29 dny

      Thank you and congrats! Well said!

  • @mpaulo6222
    @mpaulo6222 Před 8 měsíci +4

    My wife and I will be closing in exactly 30 days from now in San Antonio TX. We are praying everything goes smoothly. Thanks for the video.

  • @horohorosrin
    @horohorosrin Před rokem +6

    My closing date is February 14th! Inspection is tomorrow, at the time of writing... so nervous, yet so excited for that. My rational brain says everything is probably going to be fine, but my anxiety brain is terrified of what happens if the inspection reveals something (or multiple somethings) horrible.

  • @tylerdurden3618
    @tylerdurden3618 Před 2 lety +11

    Damn it I should have found your channel earlier, our underwriting process just started. Being first time homebuyers it was so overwhelming, This is amazing, you make everything so clear. Thank you so much sir! You are a legend.

  • @Sumysilz
    @Sumysilz Před 3 lety +60

    Kyle! You taught me everything I know! We are closing!! We couldn't have done it without your incredible videos! And calming voice, videos that reminded us to enjoy the process amd breath! and actual replies to me! :) I have recommended your videos to friends who are ready to start the process because of you!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety +3

      Congratulations!!!!!!!
      That makes me so happy to hear! Very well done :) Enjoy your new home!

  • @bently629
    @bently629 Před rokem +5

    We close on our home next month and we are super stoked ! We can’t wait to finally be homeowners. It’s been a long time coming and such a loooong journey 🎉

  • @okashi10
    @okashi10 Před 2 lety +24

    I'm closing on my first home this week! I'm so grateful for all of your videos for helping to guide me through this process! Everyone mentioned they were surprised by how prepared I was -- and that's mostly because of your videos! Especially your super in depth first time buyer guide. Thank you!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety +1

      Wonderful! I'm sure you are excited to move in. Congratulations! :)

  • @veteranasmr11B
    @veteranasmr11B Před 6 měsíci +1

    Been building our dream home for 9 months now…closing on Tuesday….spent a good amount of cash on upgrades on the house and it paid off our appraisal came in at 50k over our agreed purchase price 600k we paid 560 with closing rolled in on a VA loan…so exciting for my family and I

  • @monica_30
    @monica_30 Před 3 lety +15

    Thank you and Javier Vidania for your collaboration videos 🥰🙂
    We learned a lot in this hard market (summer 2021)
    Thanks to all your videos we are confident and made the best decisions and now we close on Tuesday 😁
    Thank you so much.

  • @gertrudeagbesi3518
    @gertrudeagbesi3518 Před 2 lety +13

    We are closing on our dream house this Friday! It’s been a long road to get to this day, my hubby is amped up but I’m overwhelmed with the move so can’t get excited! I might just be flooded with emotions after closing! Your videos have been so helpful from the very beginning and very informative. Thank you for getting us through the house buying process!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety +1

      That is awesome!

    • @MaryamAnana
      @MaryamAnana Před rokem +2

      I understand this feeling! That’s what I’m experiencing right now. I think when it’s all said and done I’ll probably cry with over joy 😅😂

  • @tiffanyjohnson6872
    @tiffanyjohnson6872 Před 3 lety +10

    I really appreciated this video! I’ve hear so many equally awesome and scary things about closing. This was a calm moment. Thanks

  • @mrs.demetrialewis2730
    @mrs.demetrialewis2730 Před 3 měsíci +1

    We close on our home March 29 one more week 2 go❤❤❤

  • @jimbosmith6327
    @jimbosmith6327 Před 3 lety +3

    Great videos and very good audio! My fiancee and I are closing in a few days on our first house. Very anxious to get started on all my checklists and get all the repairs done.

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety

      Thanks!
      It can be nerve-racking for sure. Hang in there, you'll right at the finish line!

  • @nancygutierrez6953
    @nancygutierrez6953 Před 2 lety +7

    Closing today on my first home. Was a stressful month but I made it. Your videos were super helpful so glad I found you. I also had a great team my agent and lender.

  • @TxHoneyBee
    @TxHoneyBee Před 8 měsíci +1

    I'm closing on my home in just under 24 hours. This channel helped me so much! Thank you, Kyle.

  • @zchubbuck
    @zchubbuck Před 3 lety +12

    Closing tomorrow on my first home after 40 long days, so excited!

  • @Diamond-bw7zr
    @Diamond-bw7zr Před rokem +2

    Closed yesterday!!!🎊 🎉🎉🎉 Woohoo lol. This process was the most stressful! Great info, thanks!

  • @MystikalWisdom
    @MystikalWisdom Před 2 lety +3

    we close on our first house, May 20th.. super excited

  • @piyusjai
    @piyusjai Před 3 lety +2

    We close today. During covid the experience was a little different.
    2 Days ago we got a notary sent to our home who took our signatures and then we received sellers signed documents uploaded to us online.
    On the closing day we are just expecting a call that we can get our keys 🔑 once the records are updated at the county office!
    Never met anyone but our agent during the whole home buying process.

  • @tgiardina08
    @tgiardina08 Před 4 lety +14

    I'm two weeks away from closing! Thank you!

  • @tophm2634
    @tophm2634 Před 2 lety

    Closing on the 29th. Thank you Kyle for all your videos! Very helpful

  • @lbrown8040
    @lbrown8040 Před 3 lety +1

    Thank you!! That day is quickly approaching ~ 🙌🏾🤗

  • @robbywilson6729
    @robbywilson6729 Před 3 lety +10

    2 more days. Close on Tuesday morning at the title company.

  • @naulpaz4712
    @naulpaz4712 Před rokem

    Closed on our first home today. Thanks Kyle, your information has been very helpful along our journey.

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před rokem +1

      Best news I heard today, congratulations! Thanks for watching my videos. :)

  • @chajaso
    @chajaso Před 2 lety +3

    Best home buying process channel hands down! Thanks for sharing your knowledge 😎

  • @yuliskarodriguez7892
    @yuliskarodriguez7892 Před rokem +1

    I can’t said it enough, YOU ARE THE BEST!
    I have learned so much throughout your videos! Thank you!!!

  • @zoewimmers9330
    @zoewimmers9330 Před 3 lety +3

    You explained this topic very well!

  • @bernss92
    @bernss92 Před 2 lety +1

    Love your videos man. Busy buying my first home now. This is very informative!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety

      Hi! I'm not sure if you already saw my Ultimate FIRST TIME HOME BUYERS GUIDE 2021 video. This might help you. Here's the link: czcams.com/video/xBtKMup3jVE/video.html Best of luck!

  • @thewhatsupdude
    @thewhatsupdude Před 2 lety +1

    Ah... it's very refreshing to see that, despite all our differences, we are all incredibly similar in most ways. We all want to put a rood over our heads, fear being stuck in an unhealthy long term commitment, and per the closing of a house, my biggest fear would be getting gassy or something at the table. That would be just my luck.

  • @mdjabola
    @mdjabola Před 3 lety

    Kyle,closing this Friday!!!!!🤩thanks!!!

  • @jonathanansleymusic4992
    @jonathanansleymusic4992 Před 3 lety +10

    I’m closing on my first home this Friday!!! This video really helped calm my nerves!! 😄😱 Thank you!!!

  • @Rosalva24
    @Rosalva24 Před 14 dny

    I’m closing on my first home end of July or beginning of August. I’m learning so much from your videos. Thank you!

  • @elisebickeltauber
    @elisebickeltauber Před 3 lety

    Very informational! You've inspired us to step up our CZcams game!

  • @albertvasquez6207
    @albertvasquez6207 Před 3 lety

    Thank you , stress relieved!

  • @adamscruz7967
    @adamscruz7967 Před 3 lety +5

    I just LOVE your videos...I like you to know you were instrumental in my personal experience! Thank you for that! Question:what are your thoughts about a HILOC to payoff the Morgage faster??

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety +1

      Thanks! I've been hearing more and more about them recently, so I will add it to my video ideas list so we can weigh your options. Great suggestion!! :)

  • @almeidamarkoliver
    @almeidamarkoliver Před 3 lety +3

    I’m closing on my first home for my parents tomorrow!! :) super excited

  • @aneshiatrenay
    @aneshiatrenay Před 2 lety +1

    I close on my home tomorrow. I’m super excited 😊

  • @jadebluhorizonz7129
    @jadebluhorizonz7129 Před 6 měsíci

    I close on my house today 🎉 thanks for the information 🎉❤😊

  • @daniel_themvp
    @daniel_themvp Před 2 lety

    I close in 2 weeks! So happy!

  • @bluecube7247
    @bluecube7247 Před rokem

    9 days... I had no idea what to do... thank you!

  • @biglia4562
    @biglia4562 Před 2 lety

    Thank you for this video. I’m closing in 3 days

  • @cantkeepmedown100
    @cantkeepmedown100 Před 2 lety

    I closed in late January, the happiest day for me in I don’t know how long, it’s the icing on the cake of the whole entire experience.

  • @CruzFamilia83
    @CruzFamilia83 Před 4 lety +2

    Thank you 👊🤝

  • @berthajohnson9034
    @berthajohnson9034 Před rokem

    Thank you for the advice

  • @lissiiii
    @lissiiii Před 4 lety +1

    Thanks for the information

  • @cdiarra
    @cdiarra Před 3 lety +3

    I’m closing next week!! 🤞🏾🤞🏾🤞🏾

  • @Pebbles-707
    @Pebbles-707 Před 2 lety

    Wonderful video! Thank you 😊

  • @katiesmith5702
    @katiesmith5702 Před 3 lety

    closing 3/16 two weeks! super excited!

  • @_Renee2
    @_Renee2 Před rokem +2

    I am finally at this phase, and I cannot wait to put this process behind me.

  • @lawandatyus4336
    @lawandatyus4336 Před rokem

    I'm closing on my first home Monday and I August 15 2022 so I was checking this out

  • @devildiamond68
    @devildiamond68 Před 2 lety +2

    It's super stressful but exciting when you're happy with the property ☺️

  • @joijoi617
    @joijoi617 Před měsícem +1

    6:09 😂Make sure you’re comfortable with everything, double check.

  • @TetraSamurai
    @TetraSamurai Před rokem

    Close on mine today. It’s a rare situation. Negotiated the sellers to bring it from 200k to 175k. Appraised for 181. First time home buyer grant paying closing costs. USDA guaranteed loan so no down payment. Insurance is 50 a month even though roof is 25 years old. The only thing I had to pay was for a 3rd party inspection which was my choice to get one, and smoke alarms and carbon monoxide alarms because the appraiser said we needed them. I’m actually getting a 900 dollar check back at closing which was for my EMD anyways

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před rokem

      Congratulations on closing on your new home! It sounds like you got a great deal negotiating the price down and receiving a first time home buyer grant to cover closing costs. It's also great to hear that you were able to secure a USDA guaranteed loan and don't have to worry about a down payment. I'm glad the insurance is reasonably priced despite the older roof, and it's always a good idea to get a 3rd party inspection for peace of mind. Enjoy your new home!

  • @juanluna9630
    @juanluna9630 Před 2 lety +1

    Closing tomorrow 8/31/2021 so excited!

  • @timhorton7190
    @timhorton7190 Před 2 lety +3

    Im closing on my first home to buy nov 4th! Thanks for the tips that will help me and be at ease during the closing process :)

    • @KingNidus
      @KingNidus Před 2 lety

      Congrats. How are you liking it so far?

    • @timhorton7190
      @timhorton7190 Před 2 lety

      @@KingNidus not to bad , improving things to my new home I don't like that the former sellers did to it .

    • @KingNidus
      @KingNidus Před 2 lety +1

      @@timhorton7190 thats great itll be shaped more to you. my house that i close on in a few days was "inherited" and not lived in for a while. The gas company took their gas meter and now I will have to get the gas plumbing inspected and up to code before i can get it back lol hope its not pricy.

  • @eberthastros
    @eberthastros Před 2 lety

    Excellent. Thanks a lot for this video

  • @noy6184
    @noy6184 Před 5 měsíci

    i have been watching your video for many years. i am about to close my first home tomorrow after many years of waiting, i am so excited and nervious at the same time, the interest rate is the highest i have seen but i will mean so much for my family to get this home. thank you so much for your video

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 5 měsíci +1

      Thank you and congratulations!!
      If you wouldn't mind, please leave a review about the channel here: g.page/r/CT-jVkJFOsxFEAg/review

    • @noy6184
      @noy6184 Před 5 měsíci

      Absolutely @@WinTheHouseYouLove

  • @hanaaalmansoob6827
    @hanaaalmansoob6827 Před 2 lety

    Thank you for your mazing explaination!

  • @WoodT92
    @WoodT92 Před 3 lety +1

    Closing tomorrow. Excited and nervous

  • @tashiareed5452
    @tashiareed5452 Před rokem +1

    Thank you!!! I close on Jan 19th!!

  • @GuitarsAndSynths
    @GuitarsAndSynths Před 3 lety

    Also with COVID this has changed a great deal! Realtor send notary with paperwork to home and no one gets together in office now.

  • @sandragibson2221
    @sandragibson2221 Před 3 lety +12

    I close next Wednesday, this is my first house but not feeling that excited, this process has been long and stressful.

  • @m.rivera1467
    @m.rivera1467 Před 3 měsíci

    Me and my boyfriend are closing on our first house this Thursday, we're so excited 😊

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 měsíci

      Congratulations on closing on your first home this week! Buying that first house is such an exciting milestone!

  • @cesarcastro39
    @cesarcastro39 Před 3 lety +3

    I closing my first house in 2 days. very happy

  • @dianaesmy
    @dianaesmy Před 3 lety

    We were supposed to close on monday the 3 but now they told us they will be extending it one more week. Its really stressing me out our lease ends this month and don't want to give another payment which will be a waste of money for only 10 days.

  • @mercimerci7774
    @mercimerci7774 Před 3 lety +2

    Am 23 yrs old am closing my very first home after been here in the U.S. for last 10 yrs now. @$243k on 06/18/2021 @11am please wish me luck am so stressed and very anxious about this whole thing since February of this year. Sweet people of this greatest nation have given me every greatest opportunity, keep me in your prayers. 🙏🏾🙏🏾🙏🏾

  • @misteetaylor8129
    @misteetaylor8129 Před 3 lety

    I close on my home this Friday ! 😊

  • @ThaCampinSniperz
    @ThaCampinSniperz Před 9 měsíci +1

    23 years old just closed today on a condo!

  • @edgararcega3046
    @edgararcega3046 Před 2 lety +1

    The lender and a realtor I am currently going through are telling me that I can do this all remotely. I am currently buying a home in Arizona and I live in california. They said that they can have a person come over to my current address and notarize everything for me then he goes back with the documents. Have you ever heard of such thing happen? Just seems odd how they allow people to buy homes from out of state like this

  • @MiraclesofRF
    @MiraclesofRF Před 3 lety

    Please also explain document recording process at the local county office on the closing date.

  • @tfran235
    @tfran235 Před 3 lety +16

    This has been the longest walk of my life!!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety +1

      It's a tough journey sometimes! Hang in there, sounds like you're close to finished

    • @tfran235
      @tfran235 Před 3 lety +1

      @@WinTheHouseYouLove yes signed my closing disclosure 3 days ago now my lawyer waiting on funding before I officially close

    • @tfran235
      @tfran235 Před 3 lety

      Still waiting

    • @tfran235
      @tfran235 Před 3 lety +1

      Finally!!!

  • @TThompson79
    @TThompson79 Před 3 lety +1

    Thank you :-)

  • @TheRegric25
    @TheRegric25 Před 3 lety

    I close to on Tuesday

  • @jaytorrado9387
    @jaytorrado9387 Před 2 lety +1

    Closing on the 20th I’m so excited!!

  • @scott_clarke
    @scott_clarke Před měsícem

    The anxiety 10 days before closing is real. This put me at ease

  • @vandhanaaramesh2781
    @vandhanaaramesh2781 Před rokem

    We are closing in 6 days thank Kyle! Oct. 17

  • @myemail2418
    @myemail2418 Před 3 lety +3

    I love you bro thanks for making this understandable and making me ease a little bit

  • @grahamvaughan09
    @grahamvaughan09 Před 3 lety +1

    Very good informative video! Anything special to expect if both parties are not using a realtor? Do we receive the forms we will be signing in advance so we can review them before we sign?

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety

      The lender will provide the loan closing documentation, but it is up to the buyer/seller to secure and maintain a sales contract

  • @richardbigouette3651
    @richardbigouette3651 Před 9 měsíci

    Just watching this is making me excited

  • @jaeraee3437
    @jaeraee3437 Před 2 lety

    I close Friday and only have an estimate of my closing cost 🙃

  • @jimmyjam197269
    @jimmyjam197269 Před rokem

    Congrats

  • @andyl.estevez2767
    @andyl.estevez2767 Před 5 měsíci

    I close on my first home the 26th!! At 22 years old and my fiancé is 21

  • @tannersanders9778
    @tannersanders9778 Před 2 lety +2

    19 years old and I close in a few days. My own house, all my own money. It feels so great!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety

      Thank you so much for watching!

    • @maliam6730
      @maliam6730 Před rokem

      Congrats! I’m 21 and I went under contract on my birthday! It feels awesome

  • @sanchezeliana1992
    @sanchezeliana1992 Před 3 lety

    We close on Tuesday 😍

  • @hoodconservative
    @hoodconservative Před rokem

    It’s all good now we out the hood now! My wife and I close this week

  • @bettysmith4527
    @bettysmith4527 Před 2 lety

    I disagree with the sellers having a couple days to move to move out after closing.. when you do your final walk through on closing day they best be moved out, if they are not don't close. If you came to an agreement about them staying for a week or so then that is fine, but just be aware once you own it if they won't leave you would be responsible for paying for any eviction process if they refuse to leave!

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 2 lety

      This video is talking about if you negotiate longer occupancy for the seller

  • @lawandatyus4336
    @lawandatyus4336 Před rokem

    I close on my new home August 31 just signed my closing disclosure

  • @NightSociety
    @NightSociety Před rokem +1

    Is meeting in person still necessary for buyer/seller? with DocuSign, electronic deposits/payments, keys lockbox, etc..

  • @infiniti2015
    @infiniti2015 Před 3 lety

    We closed on Friday, but the deed did not record so we are technically not the owners yet is my understanding. Would buying appliances and such at this time be ok? Great vid btw

    • @WinTheHouseYouLove
      @WinTheHouseYouLove  Před 3 lety

      Hi! If you think it is the best time, go it. It's still your decision. :)

  • @Mindmybusiness2023
    @Mindmybusiness2023 Před 3 lety +1

    Outstanding!!!

  • @tahirbinfazal5352
    @tahirbinfazal5352 Před 2 lety +1

    is it compulsory to hire a title company for closing?
    Is it obligate to put your property on the list for selling?

  • @mangos2888
    @mangos2888 Před 3 lety

    I was hoping this video would say how long it takes to go through the closing - 30 minutes? 90 minutes? Otherwise this video was very helpful. Thanks!

  • @zephaniahthompson7670
    @zephaniahthompson7670 Před 8 měsíci

    I close on my house this Monday